Median Income
$185,809
147% higher than US avg
Home Value
$547,400
94% higher than US avg
Violent Crime
126/100K
67% lower than US avg
Bachelor's+
57.3%
70% higher than US avg
Obesity Rate
38.6%
20% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Stone City Compares to the U.S. Average (100% = U.S. avg)
People
Population122
Median Age53.4 yrs
Density69/mi²
Male / Female69% / 31%
Largest GroupWhite 91%
Veterans87.0%
Economy
A+
Median Income$185,809
Per Capita$69,672
Unemployment0.0%
Poverty0.0%
County GDP$858M
Commute21 min
Housing
A+
Home Value$547,400
Ownership100.0%
Zillow$230,537
Housing Units99
Rent Burden23.3%
Crime
F
Violent126/100K
Property1,407/100K
Health
Obesity38.6%
Uninsured6.4%
Smoking15.2%
Depression20.0%
Heart Disease5.1%
Climate
Avg Temp47°F (8°C)
AQI43 (Good)
Rain40.2 in/yr
Sunny Days246/yr
Elevation864 ft (263 m)
Education
A+
Bachelor's+57.3%
High School+100.0%
Graduate+0.0%
School Score5.59
Community
2024 VoteR 62% / D 36%
Commute21 min
Broadband47.0%
EV Stations2
Libraries7
Is Stone City a Good Place to Live?
Based on current data, Stone City receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs, high obesity rates. Stone City stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Stone City is $185,809, which is significantly higher than the national average / 147% above $75,149. This places Stone City among higher-income communities. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Stone City is $547,400, making it a premium housing market at 94% above the U.S. median of $281,900. At just 2.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Stone City is a very safe community with a violent crime rate of 126 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,407 per 100,000, 28% below the national average.
Education
Stone City is a highly educated community / 57.3% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Stone City experiences four distinct seasons with an average temperature of 47°F. Winters average 18°F in January while summers reach 72°F in July. The area gets 246 sunny days per year. Annual precipitation totals 40.2 inches. Air quality is rated Good with a median AQI of 43.
Stone City has a population of 122 with a density of 69 people per square mile, spread across 0.7 square miles. The median age is 53.4 years, 37% older than the national median of 38.9. The gender split is 31.1% female and 68.9% male. The city is predominantly White (91%), with 9% Hispanic. English is the primary language spoken at home by 92.5% of residents, while 7.5% speak Spanish. 87.0% of the population are veterans, above the national rate of 6.0%. 0.0% of residents have a disability (below the 13.0% national average). 100.0% have health insurance coverage.
Population
53.4yrs
Median Age
37% above US avg
Race & Ethnicity
Stone City vs U.S. Average
Language Spoken at Home
English Only
92.5%
18% above US avg
Spanish
7.5%
44% below US avg
Social Characteristics
Stone City vs U.S. Average
The median household income in Stone City is $185,809, which is 147% above the national average of $75,149. Per capita income is $69,672 (above the $39,052 national figure). The average weekly wage is $963, 33% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 667 business establishments, including 39 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 27.0% of workers work from home (above the 15.2% national rate).
Income: Stone City vs U.S.
Income
| Median HH Income | $185,809 |
| 147% above US avg |
| Per Capita Income | $69,672 |
| Avg Weekly Wage | $963 |
| IRS Avg AGI | $78,129 |
| Gini Index | 0.395 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 667 |
| County GDP | $858M |
Business (County)
| Restaurants | 39 |
| Healthcare | 43 |
| Retail | 68 |
| Manufacturing | 29 |
Tax & Cost of Living
| Property Tax (IRS) | $4,197 |
| 20% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 0.77% |
Commute & Transportation
| Commute Time | 20.8 min |
| Drive Alone | 73.0% |
| Public Transit | 0.0% |
| Work from Home | 27.0% |
The median home value in Stone City is $547,400, 94% above the national median of $281,900. Zillow estimates the typical home value at $230,537, lower than the Census estimate. Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 99 total housing units in the city. The median year a home was built is 1987. The average annual property tax is $4,197 (higher than the $3,500 national average). 23.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.9x, well within the affordable range.
Home Values
| Census Median | $547,400 |
| 94% above US avg |
| Zillow ZHVI | $230,537 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 99 |
| Median Year Built | 1987 |
Property Tax
| Avg Tax (IRS) | $4,197 |
| 20% above US avg |
| Effective Rate | 0.77% |
In Stone City, 38.6% of adults are obese, above the national rate of 32.1%. 8.9% have diabetes. Heart disease affects 5.1% of residents. 30.0% have high blood pressure. 15.2% are current smokers. 25.7% report binge drinking. 21.6% are physically inactive. 20.0% report depression. 16.4% experience frequent mental distress. 6.4% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,972. The dentist ratio is 1:2,606. 71.9% of residents have access to exercise opportunities. The food environment index is 8.6 out of 10.
Health Metrics: Stone City vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.6% |
| 20% above US avg |
| Diabetes | 8.9% |
| Heart Disease | 5.1% |
| High Blood Pressure | 30.0% |
| Asthma | 9.3% |
| COPD | 5.8% |
| Cancer | 7.6% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 15.2% |
| 9% above US avg |
| Binge Drinking | 25.7% |
| Physical Inactivity | 21.6% |
| Depression | 20.0% |
| Mental Distress | 16.4% |
| Physical Distress | 11.4% |
| Short Sleep | 33.8% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 6.4% |
| 26% below US avg |
| Primary Care | 1:2,972 |
| Dentists | 1:2,606 |
| Mental Health | 1:909 |
| Checkup Rate | 75.0% |
| Dental Visits | 71.8% |
| Premature Death | 5,993/100K |
Food & Exercise
| Food Environment | 8.6/10 |
| Exercise Access | 71.9% |
| Healthcare Facilities | 43 |
Stone City has a violent crime rate of 126 per 100,000 residents, 67% below the national average of 380. Property crime stands at 1,407 per 100,000, 28% below the U.S. average. The county recorded 4 fatal traffic crashes. Overall, Stone City receives a safety grade of F.
Crime Rates: Stone City vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 126.3/100K |
| 67% below US avg |
| |
Property Crime
| Total Property | 1,406.9/100K |
| 28% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Stone City experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 18°F in January while summers reach 72°F in July. The area gets 246 sunny days per year, above the national average. Annual precipitation totals 40.2 inches. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 864 feet.
Temperature
18°F Jan (-8°C)
72°F Jul (22°C)
| Annual Average | 47.0°F |
| 13% below US avg |
| January Average | 18°F (-8°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 246 days/yr |
Geography
| Elevation | 864 ft (263 m) |
| Area | 0.7 sq mi (1.8 km²) |
| Population Density | 69/sq mi |
| Coordinates | 42.1054°N, 91.3502°W |
| Timezone | America/Chicago |
| County | Jones County County |
| Nearest Airport | Monticello Regional (MXO)
12 miles away |
Precipitation & Snow
Annual Rainfall
40.2"
6% above US avg
Wettest Month (Jun)
4.65"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 32.7 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 78.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
651 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 13 fatalities, 488 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 15, 1968 |
EF5 |
79 km |
5 |
| Mar 13, 1990 |
EF4 |
15 km |
0 |
| Aug 12, 1974 |
EF4 |
79 km |
0 |
| Aug 12, 1974 |
EF4 |
29 km |
0 |
| Aug 26, 1965 |
EF4 |
73 km |
1 |
| Apr 11, 1965 |
EF4 |
45 km |
1 |
| Apr 30, 1954 |
EF4 |
33 km |
0 |
| May 25, 2008 |
EF3 |
78 km |
0 |
| Jun 1, 2007 |
EF3 |
94 km |
0 |
| May 21, 2004 |
EF3 |
39 km |
0 |
| May 15, 1998 |
EF3 |
97 km |
0 |
| Jul 27, 1995 |
EF3 |
61 km |
0 |
| May 9, 1995 |
EF3 |
71 km |
0 |
| Jun 19, 1993 |
EF3 |
38 km |
0 |
| Jun 19, 1993 |
EF3 |
57 km |
0 |
| Jul 13, 1992 |
EF3 |
20 km |
0 |
| May 8, 1988 |
EF3 |
62 km |
0 |
| May 30, 1985 |
EF3 |
84 km |
2 |
| Nov 9, 1975 |
EF3 |
93 km |
0 |
| Jun 20, 1974 |
EF3 |
90 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
4 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (939 ac, 2009).
| Year |
Name |
Acres |
Distance |
| 2009 |
UNNAMED |
939 |
80 km |
| 2010 |
FOLEY |
786 |
77 km |
| 2011 |
ACE AUTO |
676 |
70 km |
| 2011 |
IRCP WUI ROFAE #2 FY11 |
510 |
84 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
18°F (-8°C) |
1.1 in |
Coldest, Driest |
| February |
24°F (-4°C) |
1.1 in |
|
| March |
36°F (2°C) |
2.3 in |
|
| April |
49°F (9°C) |
3.4 in |
|
| May |
61°F (16°C) |
4.0 in |
|
| June |
70°F (21°C) |
4.7 in |
Wettest |
| July |
72°F (22°C) |
4.3 in |
Warmest |
| August |
71°F (22°C) |
4.3 in |
|
| September |
63°F (17°C) |
4.1 in |
|
| October |
51°F (11°C) |
2.5 in |
|
| November |
37°F (3°C) |
2.2 in |
|
| December |
24°F (-5°C) |
1.6 in |
|
Stone City has a seasonal temperature swing of 55°F / from 18°F in January to 72°F in July. Total annual precipitation is 35.5 inches, with June being the wettest month (4.7") and January the driest (1.1").
Average costs for common services in Stone City. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $661 |
| Toddler | $569 |
| Preschool | $569 |
| Family Childcare (monthly) |
| Infant | $446 |
| Toddler | $439 |
| Preschool | $439 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Stone City
What is the population of Stone City?
Stone City has a population of 122 residents and is located in Iowa. The population density is 69 people per square mile, spread across 0.7 square miles. The median age of residents is 53.4 years, which is older than the national median of 38.9 years. The population is 31.1% female and 68.9% male.
Is Stone City expensive to live in?
Stone City is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $185,809, 147% above the national average of $75,149. The median home value is $547,400 (94% above the U.S. median). The home price-to-income ratio is 2.9x, indicating housing is reasonably affordable relative to local income levels.
Is Stone City safe?
Stone City is considered a very safe city with a violent crime rate of 126 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,407 per 100,000 (below the national average). Overall, Stone City receives a safety grade of F based on combined crime data.
What is the weather like in Stone City?
Stone City has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 18°F in January, while summers reach an average of 72°F in July. The area receives 246 sunny days per year. Annual rainfall totals 40.2 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Stone City?
The job market in Stone City is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $963. There are 667 business establishments in the area, including 39 restaurants and food service locations. The average commute time is 21 minutes, and 27.0% of workers work from home.
How much does housing cost in Stone City?
The median home value in Stone City is $547,400. Zillow estimates the typical home value at $230,537. The homeownership rate is 100.0%. The average annual property tax is $4,197.
How are the schools in Stone City?
Schools in Stone City score 5.6 out of 10 on standardized testing, near the national average. 57.3% of adults in Stone City hold a bachelor's degree or higher, above the national average of 33.7%. 100.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Stone City?
The obesity rate in Stone City is 38.6% (above the national rate of 32.1%). 15.2% of adults are smokers. 21.6% are physically inactive. 20.0% of residents report depression. 6.4% lack health insurance (below the national rate). 71.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,972.
What is transportation like in Stone City?
The average commute in Stone City is 21 minutes, shorter than the national average of 28 minutes. 73% of workers drive alone to work, and 27.0% work from home.
What are the demographics of Stone City?
The racial and ethnic makeup of Stone City is 91% White, 9% Hispanic or Latino. 92.5% of residents speak only English at home, while 7.5% speak Spanish. 87.0% of the population are military veterans. 0.0% of residents have a disability. 100.0% have health insurance coverage.
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