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Stoy, IL

Illinois

Stoy is a small town in Illinois with a population of 201. Residents earn $76,056 per year, which is 1% above the national average.

3.6 /5.0
B+ Good
201 Population 216/sq mi density
$76,056 Median Income $24,016 per capita
$102,200 Home Value
55°F Avg Temperature 293 sunny days/yr
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$76,056 median income, 1.8% unemployment
A+
Affordability
5.0 / 5.0
$102,200 home value
F
Education
1.3 / 5.0
3.5% bachelor's degree or higher
Median Income $76,056
1% higher than US avg
Home Value $102,200
64% lower than US avg
Bachelor's+ 3.5%
90% lower than US avg
Obesity Rate 40.6%
26% higher than US avg
Unemployment 1.8%
50% lower than US avg
Poverty Rate 1.4%
89% lower than US avg

How Stoy Compares to the U.S. Average (100% = U.S. avg)

People

Population201
Median Age40.1 yrs
Density216/mi²
Male / Female75% / 25%
Largest GroupWhite 49%
Veterans4.9%

Economy

A+
Median Income$76,056
Per Capita$24,016
Unemployment1.8%
Poverty1.4%
County GDP$661M
Commute9 min

Housing

A+
Home Value$102,200
RentN/A
OwnershipN/A
Housing Units61
Rent Burden25.7%

Health

Obesity40.6%
Uninsured8.0%
Smoking17.1%
Depression25.1%
Heart Disease6.1%

Climate

Avg Temp55°F (13°C)
AQI43 (Good)
Rain46.6 in/yr
Sunny Days293/yr
Elevation467 ft (142 m)

Education

F
Bachelor's+3.5%
High School+80.9%
Graduate+1.3%
School Score5.34

Community

2024 VoteR 77% / D 21%
Commute9 min
Broadband86.0%
Libraries1

Is Stoy a Good Place to Live?

Based on current data, Stoy receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include high obesity rates. Stoy offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Stoy is $76,056, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.8%. Only 1.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 9 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Stoy is $102,200, 64% below the national median — offering relatively affordable homeownership. At just 1.3x median income, home prices are very affordable relative to local earnings.

Education

3.5% of residents hold a bachelor's degree, below the national average of 33.7%. 80.9% have completed high school. Area schools have an average test score of 5.3/10.

Climate & Weather

Stoy experiences four distinct seasons with an average temperature of 55°F. Winters average 30°F in January while summers reach 77°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 46.6 inches, including 15.5 inches of snow. Air quality is rated Good with a median AQI of 43.

Stoy has a population of 201 with a density of 216 people per square mile. The median age is 40.1 years, 3% older than the national median of 38.9. The city is predominantly White (49.3%), with 48.8% Hispanic, 2% Black.

Population

201
Total Population
216
People / sq mi
40.1yrs
Median Age
3% above US avg
0.9mi²
Land Area

Gender Distribution

Male 74.6%
Female 25.4%

Race & Ethnicity

Stoy vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Stoy vs U.S. Average

The median household income in Stoy is $76,056, which is 1% above the national average of $75,149. The unemployment rate is 1.8% (below the 3.6% US average). 1.4% of residents live below the poverty line. Workers commute an average of 9 minutes.

Income: Stoy vs U.S.

Commute Mode

Income

Median HH Income$76,056
1% above US avg
Per Capita Income$24,016
Avg Weekly Wage$984
IRS Avg AGI$59,417

Employment & Poverty

Unemployment1.8%
50% below US avg
Poverty Rate1.4%
89% below US avg
Establishments (County)258
County GDP$661M

Business (County)

Restaurants21
Healthcare19
Retail33
Manufacturing8

Tax & Cost of Living

Property Tax (IRS)$2,543
27% below US avg
Cost of Living100.00 (100=avg)
Effective Tax Rate2.49%

Commute & Transportation

Commute Time8.8 min
Drive Alone97.9%
Public Transit0.0%
Work from Home1.0%

Walkability

The median home value in Stoy is $102,200, 64% below the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$102,200
64% below US avg

Real Estate Market (Redfin)

Rental Costs

Rent Burden25.7%

HUD Fair Market Rent

Studio$774
1 Bedroom$854
2 Bedrooms$1,063
3 Bedrooms$1,370
4 Bedrooms$1,561

Ownership & Property

Owner-Occupied47.7%
Housing Units61
Median Year Built1982

Property Tax

Avg Tax (IRS)$2,543
27% below US avg
Effective Rate2.49%
In Stoy, 40.6% of adults are obese (above the 32.1% national rate). 8.0% of residents lack health insurance. 17.1% are current smokers. 25.1% report depression. 23.4% are physically inactive.

Health Metrics: Stoy vs U.S. Average (%)

Chronic Conditions

Obesity40.6%
26% above US avg
Diabetes10.2%
Heart Disease6.1%
High Blood Pressure33.1%
Asthma10.9%
COPD7.7%
Cancer7.5%
Stroke3.2%

Behaviors & Mental Health

Smoking17.1%
22% above US avg
Binge Drinking20.5%
Physical Inactivity23.4%
Depression25.1%
Mental Distress19.7%
Physical Distress13.8%
Short Sleep36.6%

Healthcare Access

Insurance Rate98.1%
Uninsured8.0%
7% below US avg
Checkup Rate75.2%
Dental Visits59.4%
Premature Death9,521/100K

Food & Exercise

Food Environment7.5/10
Exercise Access52.3%
Healthcare Facilities19
Stoy has an average annual temperature of 55°F (13°C). Winters average 30°F in January while summers reach 77°F in July. Annual precipitation is 46.6 inches. The area enjoys 293 sunny days per year. Air quality is rated Good with a median AQI of 43.

Temperature

30°F Jan (-1°C) 77°F Jul (25°C)
Annual Average54.9°F
2% above US avg
January Average30°F (-1°C)
July Average77°F (25°C)
Sunny Days293 days/yr

Precipitation & Snow

Annual Rainfall46.6 inches
23% above US avg
Snowfall15.5 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation467 ft (142 m)
Area0.9 sq mi (2.4 km²)
Population Density216/sq mi
Coordinates38.9968°N, 87.8336°W
TimezoneAmerica/Chicago
County FIPS17101
It is classified as Nonmetro — Rural. 3.5% of residents hold a bachelor's degree or higher (90% below US avg). In the 2024 election, the county voted Republican by a 56.2-point margin. 86.0% of households have broadband internet.

2024 Presidential Election (County)

R 77.3%
D 21%

Winner: Republican by 56.2 points

Education

Bachelor's Degree+3.5%
90% below US avg
High School+80.9%
Graduate Degree+1.3%
School Test Score5.34
F Education Grade (1.3/5.0)

Urban-Rural Classification

RUCC Code 9Nonmetro — Rural
Population Density216/sq mi
Total Area0.9 sq mi

Infrastructure & Services

Broadband Access86.0%
Public Libraries1
Healthcare Facilities19
Restaurants21
Retail Stores33

Safety & Disasters

Fatal Crashes (County/yr)2

Commute & Transportation

Avg Commute8.8 min
Drive Alone97.9%
Public Transit0.0%
Work from Home1.0%

Nearby Cities

Oblong, IL 1,617 pop · 4.2 mi Robinson, IL 7,005 pop · 5.4 mi Palestine, IL 1,396 pop · 11.9 mi Newton, IL 2,852 pop · 17.8 mi Sumner, IL 2,229 pop · 19.5 mi Bridgeport, IL 1,819 pop · 20.2 mi Lawrenceville, IL 4,241 pop · 20.3 mi Casey, IL 2,258 pop · 22.8 mi Olney, IL 8,864 pop · 22.9 mi Martinsville, IL 1,212 pop · 23.7 mi Sullivan, IN 4,250 pop · 23.9 mi Greenup, IL 1,678 pop · 24.6 mi Shelburn, IN 1,325 pop · 26.6 mi Vincennes, IN 16,676 pop · 28.2 mi
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