Median Income
$72,386
4% lower than US avg
Home Value
$118,900
58% lower than US avg
Violent Crime
108/100K
72% lower than US avg
Bachelor's+
27.6%
18% lower than US avg
Median Rent
$697
40% lower than US avg
Obesity Rate
37.8%
18% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
11.0%
11% lower than US avg
How Stuart Compares to the U.S. Average (100% = U.S. avg)
People
Population553
Median Age45.8 yrs
Density404/mi²
Male / Female51% / 49%
Largest GroupWhite 99%
Veterans8.3%
Economy
A
Median Income$72,386
Per Capita$35,642
Unemployment0.0%
Poverty11.0%
County GDP$133M
Commute8 min
Housing
A+
Home Value$118,900
Rent$697
Ownership81.1%
Zillow$187,502
Housing Units293
Rent Burden28.0%
Crime
F
Violent108/100K
Property352/100K
Health
Obesity37.8%
Uninsured8.3%
Smoking14.9%
Depression18.1%
Heart Disease5.3%
Climate
Avg Temp47°F (9°C)
AQI32 (Good)
Rain24.9 in/yr
Sunny Days291/yr
Elevation2,161 ft (659 m)
Education
B
Bachelor's+27.6%
High School+97.7%
Graduate+3.7%
School Score6.09
Community
2024 VoteR 89% / D 10%
Commute8 min
Broadband87.2%
EV Stations2
Libraries1
Is Stuart a Good Place to Live?
Based on current data, Stuart receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Stuart offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Stuart is $72,386, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. 11.0% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 8 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Stuart is $118,900, 58% below the national median / offering relatively affordable homeownership. Renters pay a median of $697 per month, below the national average / a plus for affordability. At just 1.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Stuart is a very safe community with a violent crime rate of 108 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 352 per 100,000, 82% below the national average.
Education
27.6% of residents hold a bachelor's degree, below the national average of 33.7%. 97.7% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Stuart experiences four distinct seasons with an average temperature of 47°F. Winters average 21°F in January while summers reach 74°F in July. With 291 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 24.9 inches, including 33.3 inches of snow. Air quality is rated Good with a median AQI of 32.
Stuart has a population of 553 with a density of 404 people per square mile, spread across 1.3 square miles. The median age is 45.8 years, 18% older than the national median of 38.9. The gender split is 49.4% female and 50.6% male. The city is predominantly White (98.9%), with 1.1% Hispanic. English is the primary language spoken at home by 98.2% of residents. 8.3% of the population are veterans, above the national rate of 6.0%. 14.5% of residents have a disability. 93.6% have health insurance coverage.
Population
45.8yrs
Median Age
18% above US avg
Language Spoken at Home
English Only
98.2%
25% above US avg
Spanish
1.8%
87% below US avg
The median household income in Stuart is $72,386, which is 4% below the national average of $75,149. Per capita income is $35,642. The average weekly wage is $863, 40% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 11.0% of residents live below the poverty line. The area has 60 business establishments, including 28 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 8 minutes (shorter than the 28-minute US average). 16.3% of workers work from home.
Income
| Median HH Income | $72,386 |
| 4% below US avg |
| Per Capita Income | $35,642 |
| Avg Weekly Wage | $863 |
| IRS Avg AGI | $58,684 |
| Gini Index | 0.444 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 11.0% |
| 11% below US avg |
| Establishments (County) | 60 |
| County GDP | $133M |
Business (County)
| Restaurants | 28 |
| Healthcare | 4 |
| Retail | 6 |
| Manufacturing | 20 |
Tax & Cost of Living
| |
| Cost of Living | 90.10 (100=avg) |
Commute & Transportation
| Commute Time | 7.8 min |
| Drive Alone | 72.7% |
| Public Transit | 0.0% |
| Work from Home | 16.3% |
The median home value in Stuart is $118,900, 58% below the national median of $281,900. Zillow estimates the typical home value at $187,502, higher than the Census estimate. Monthly rent averages $697 (40% below the national average of $1,163). Fair market rent ranges from $791 for a one-bedroom to $1,001 for a two-bedroom apartment. 81.1% of housing units are owner-occupied (above the 65.4% national rate). There are 293 total housing units in the city. The median year a home was built is 1954. 28.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.6x, well within the affordable range.
Home Values
| Census Median | $118,900 |
| 58% below US avg |
| Zillow ZHVI | $187,502 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $697 |
| 40% below US avg |
| Rent Burden | 28.0% |
HUD Fair Market Rent
| Studio | $706 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $1,001 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,409 |
Ownership & Property
| Homeownership | 81.1% |
| Owner-Occupied | 81.1% |
| Renter-Occupied | 18.9% |
| Housing Units | 293 |
| Median Year Built | 1954 |
Property Tax
In Stuart, 37.8% of adults are obese, above the national rate of 32.1%. 9.0% have diabetes. Heart disease affects 5.3% of residents. 28.2% have high blood pressure. 14.9% are current smokers. 23.3% report binge drinking. 25.7% are physically inactive. 18.1% report depression. 15.5% experience frequent mental distress. 8.3% of residents lack health insurance. The primary care physician ratio is 1:1,264. 65.4% of residents have access to exercise opportunities. The food environment index is 7.8 out of 10.
Health Metrics: Stuart vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.8% |
| 18% above US avg |
| Diabetes | 9.0% |
| Heart Disease | 5.3% |
| High Blood Pressure | 28.2% |
| Asthma | 9.6% |
| COPD | 6.0% |
| Cancer | 7.4% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 14.9% |
| 6% above US avg |
| Binge Drinking | 23.3% |
| Physical Inactivity | 25.7% |
| Depression | 18.1% |
| Mental Distress | 15.5% |
| Physical Distress | 11.6% |
| Short Sleep | 33.5% |
Healthcare Access
| Insurance Rate | 93.6% |
| Uninsured | 8.3% |
| 3% below US avg |
| Primary Care | 1:1,264 |
| Mental Health | 1:182 |
| Checkup Rate | 72.6% |
| Dental Visits | 61.5% |
Food & Exercise
| Food Environment | 7.8/10 |
| Exercise Access | 65.4% |
| Healthcare Facilities | 4 |
Stuart has a violent crime rate of 108 per 100,000 residents, 72% below the national average of 380. Property crime stands at 352 per 100,000, 82% below the U.S. average. Overall, Stuart receives a safety grade of F.
Crime Rates: Stuart vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 108.2/100K |
| 72% below US avg |
| |
Property Crime
| Total Property | 351.6/100K |
| 82% below US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Stuart experiences four distinct seasons with an average annual temperature of 47°F (9°C). Winters average 21°F in January while summers reach 74°F in July. The area gets 291 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 24.9 inches (drier than the 38-inch national average). The area receives 33.3 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 32. The city sits at an elevation of 2,161 feet.
Temperature
21°F Jan (-6°C)
74°F Jul (23°C)
| Annual Average | 47.3°F |
| 12% below US avg |
| January Average | 21°F (-6°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 291 days/yr |
Geography
| Elevation | 2,161 ft (659 m) |
| Area | 1.3 sq mi (3.5 km²) |
| Population Density | 404/sq mi |
| Coordinates | 42.6008°N, 99.1405°W |
| Timezone | America/Chicago |
| County | Rock County County |
| Nearest Airport | Ainsworth Regional (ANW)
43 miles away |
Precipitation & Snow
Annual Rainfall
24.9"
34% below US avg
Wettest Month (Jun)
3.74"
Air Quality
| AQI Median | 32.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 0.7 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 26.8 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
23 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.3. Most recent: M2.5 on Apr 27, 2025.
| Nov 3, 2002 |
16 km SSW of Butte, Nebraska |
M4.3 |
27 km |
| Jun 4, 2021 |
10 km NE of Anoka, Nebraska |
M3.7 |
56 km |
| Aug 19, 2015 |
13 km S of Halsey, Nebraska |
M3.6 |
130 km |
| Feb 6, 1996 |
1 km N of Wausa, Nebraska |
M3.6 |
131 km |
| Oct 25, 1990 |
8 km N of Plankinton, South Dakota |
M3.6 |
143 km |
| Jan 4, 2016 |
11 km NW of Westerville, Nebraska |
M3.5 |
128 km |
| Aug 26, 1991 |
15 km SSE of Brownlee, Nebraska |
M3.4 |
124 km |
| Jun 18, 2015 |
15 km SSE of Valentine, Nebraska |
M3.3 |
110 km |
| Jan 25, 1994 |
8 km E of Wood Lake, Nebraska |
M3.3 |
82 km |
| Jun 20, 2002 |
8 km NE of Scotia, Nebraska |
M3.3 |
129 km |
| Apr 11, 2016 |
11 km E of Brownlee, Nebraska |
M3.2 |
116 km |
| Jan 4, 2021 |
5 km N of Tyndall, South Dakota |
M3.1 |
115 km |
| Jun 4, 2021 |
9 km ENE of Anoka, Nebraska |
M3.1 |
55 km |
| Feb 7, 2014 |
11 km NE of Bijou Hills, South Dakota |
M3.0 |
111 km |
| Jul 18, 1990 |
10 km SSW of Ord, Nebraska |
M3.0 |
123 km |
| Jan 1, 2025 |
4 km S of Brownlee, Nebraska |
M3.0 |
128 km |
| Feb 1, 2006 |
6 km ENE of Bassett, Nebraska |
M2.9 |
27 km |
| Jan 1, 2020 |
2 km E of Chambers, Nebraska |
M2.8 |
56 km |
| Mar 20, 2010 |
9 km NNW of Springview, Nebraska |
M2.7 |
63 km |
| Feb 5, 2025 |
8 km SSE of Tilden, Nebraska |
M2.7 |
130 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
324 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 1 fatality, 42 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 8, 1965 |
EF5 |
65 km |
0 |
| May 29, 1962 |
EF4 |
57 km |
0 |
| Aug 11, 2011 |
EF3 |
88 km |
0 |
| Jun 9, 2003 |
EF3 |
29 km |
0 |
| May 8, 1965 |
EF3 |
65 km |
0 |
| May 8, 1965 |
EF3 |
56 km |
0 |
| May 21, 1962 |
EF3 |
46 km |
0 |
| May 16, 1962 |
EF3 |
54 km |
0 |
| May 15, 1962 |
EF3 |
70 km |
0 |
| May 14, 1962 |
EF3 |
71 km |
0 |
| May 12, 2023 |
EF2 |
68 km |
0 |
| Aug 19, 2017 |
EF2 |
93 km |
0 |
| May 10, 2015 |
EF2 |
93 km |
0 |
| Jun 16, 2014 |
EF2 |
89 km |
0 |
| Jun 16, 2014 |
EF2 |
87 km |
0 |
| Jun 16, 2014 |
EF2 |
85 km |
0 |
| Oct 4, 2013 |
EF2 |
95 km |
0 |
| May 22, 2010 |
EF2 |
74 km |
0 |
| Jun 24, 2009 |
EF2 |
16 km |
0 |
| Mar 23, 2009 |
EF2 |
40 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
17 wildfires (100+ acres) within 100 km.
Largest: REGION 24 COMPLEX (66,349 ac, 2012).
| Year |
Name |
Acres |
Distance |
| 2012 |
REGION 24 COMPLEX |
66,349 |
81 km |
| 2012 |
UNNAMED |
6,910 |
40 km |
| 2023 |
LOWERY |
4,881 |
64 km |
| 1998 |
TNC |
4,683 |
93 km |
| 2000 |
UNNAMED |
3,883 |
99 km |
| 1998 |
UNNAMED |
3,688 |
81 km |
| 1995 |
UNNAMED |
3,145 |
46 km |
| 1995 |
UNNAMED |
2,911 |
86 km |
| 2012 |
UNNAMED |
2,875 |
34 km |
| 2023 |
DEL PORTO |
2,856 |
95 km |
| 2000 |
UNNAMED |
2,456 |
86 km |
| 2002 |
UNNAMED |
2,130 |
47 km |
| 2000 |
NOVOTNY AND WAGNER |
1,968 |
94 km |
| 2012 |
KAYLKOWSKI |
1,966 |
56 km |
| 2001 |
S-HIGGINS |
1,863 |
95 km |
| 1989 |
UNNAMED |
1,804 |
78 km |
| 2002 |
UNNAMED |
1,477 |
73 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
21°F (-6°C) |
0.5 in |
Coldest, Driest |
| February |
27°F (-3°C) |
0.6 in |
|
| March |
36°F (2°C) |
1.7 in |
|
| April |
48°F (9°C) |
2.5 in |
|
| May |
59°F (15°C) |
3.6 in |
|
| June |
69°F (21°C) |
3.7 in |
Wettest |
| July |
74°F (23°C) |
3.3 in |
Warmest |
| August |
73°F (23°C) |
2.4 in |
|
| September |
63°F (17°C) |
2.4 in |
|
| October |
51°F (10°C) |
1.7 in |
|
| November |
35°F (1°C) |
1.1 in |
|
| December |
24°F (-4°C) |
0.6 in |
|
Stuart has a seasonal temperature swing of 53°F / from 21°F in January to 74°F in July. Total annual precipitation is 24.2 inches, with June being the wettest month (3.7") and January the driest (0.5").
Average costs for common services in Stuart. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135–$360) |
| Specialist Visit |
$315 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$315) |
| Emergency Room Visit |
$1,982 ($721–$4,505) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$225 ($135–$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$270 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($360–$901) |
| Battery Replacement |
$180 ($90–$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$360 ($135–$721) |
| HVAC System Install |
$6,307 ($3,604–$10,812) |
| Roof Repair |
$901 ($360–$1,802) |
| Roof Replacement |
$8,109 ($4,956–$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451–$3,154) |
| Divorce (Contested) |
$13,515 ($4,505–$27,030) |
| DUI Defense |
$4,505 ($1,802–$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721–$2,703) |
| Will Preparation |
$451 ($180–$901) |
| Trust Preparation |
$2,253 ($901–$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$225) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70–$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25–$4.51) |
| Loaf of Bread |
$3.42 ($2.25–$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60–$6.76) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$225) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,802 ($1,081–$3,154) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21–$23) |
| Car Registration (Annual) |
$90 ($27–$225) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541–$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451–$1,802) |
| After-School Care (Monthly) |
$360 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$901 ($360–$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505–$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$270 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $811 |
| Toddler | $769 |
| Preschool | $704 |
| Family Childcare (monthly) |
| Infant | $465 |
| Toddler | $487 |
| Preschool | $498 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Stuart
What is the population of Stuart?
Stuart has a population of 553 residents and is located in Nebraska. The population density is 404 people per square mile, spread across 1.3 square miles. The median age of residents is 45.8 years, which is older than the national median of 38.9 years. The population is 49.4% female and 50.6% male.
Is Stuart expensive to live in?
Stuart is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median household income is $72,386, 4% below the national average of $75,149. The median home value is $118,900 (58% below the U.S. median). Renters pay a median of $697 per month, below the national average of $1,163. The home price-to-income ratio is 1.6x, indicating housing is reasonably affordable relative to local income levels.
Is Stuart safe?
Stuart is considered a very safe city with a violent crime rate of 108 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 352 per 100,000 (below the national average). Overall, Stuart receives a safety grade of F based on combined crime data.
What is the weather like in Stuart?
Stuart has a four-season climate with an average annual temperature of 47°F (9°C). Winter temperatures average 21°F in January, while summers reach an average of 74°F in July. The area receives 291 sunny days per year, well above the national average of 205. Annual rainfall totals 24.9 inches, with 33.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 32.
How is the job market in Stuart?
The job market in Stuart is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $863. There are 60 business establishments in the area, including 28 restaurants and food service locations. The average commute time is 8 minutes, and 16.3% of workers work from home.
How much does housing cost in Stuart?
The median home value in Stuart is $118,900. Zillow estimates the typical home value at $187,502. For renters, the median monthly rent is $697. Fair market rent is $791 for a 1-bedroom and $1,001 for a 2-bedroom apartment. The homeownership rate is 81.1%.
How are the schools in Stuart?
Schools in Stuart score 6.1 out of 10 on standardized testing, near the national average. 27.6% of adults in Stuart hold a bachelor's degree or higher, below the national average of 33.7%. 97.7% have completed high school. 3.7% hold a graduate or professional degree.
How healthy is Stuart?
The obesity rate in Stuart is 37.8% (above the national rate of 32.1%). 14.9% of adults are smokers. 25.7% are physically inactive. 18.1% of residents report depression. 8.3% lack health insurance. 65.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,264.
What is transportation like in Stuart?
The average commute in Stuart is 8 minutes, shorter than the national average of 28 minutes. 72.7% of workers drive alone to work, and 16.3% work from home.
What are the demographics of Stuart?
The racial and ethnic makeup of Stuart is 98.9% White, 1.1% Hispanic or Latino. 98.2% of residents speak only English at home. 8.3% of the population are military veterans. 14.5% of residents have a disability. 93.6% have health insurance coverage.
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