Median Income
$102,760
37% higher than US avg
Home Value
$226,800
20% lower than US avg
Bachelor's+
34.5%
2% higher than US avg
Obesity Rate
40.6%
26% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Summer Set Compares to the U.S. Average (100% = U.S. avg)
People
Population1,222
Median Age39.7 yrs
Density1,328/mi²
Male / Female54% / 46%
Largest GroupWhite 100%
Veterans6.1%
Economy
A+
Median Income$102,760
Per Capita$41,697
Unemployment0.0%
Poverty0.0%
Commute42 min
Housing
A+
Home Value$226,800
Ownership100.0%
Zillow$238,387
Housing Units477
Rent Burden27.9%
Health
Obesity40.6%
Uninsured2.2%
Smoking18.4%
Depression25.3%
Heart Disease6.2%
Climate
Avg Temp56°F (13°C)
Rain44.7 in/yr
Elevation696 ft (212 m)
Education
B+
Bachelor's+34.5%
High School+99.0%
Graduate+15.2%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute42 min
Broadband77.1%
EV Stations7
Is Summer Set a Good Place to Live?
Based on current data, Summer Set receives an overall livability score of 4.6 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, affordable housing, a low poverty rate. Areas to be aware of include long commute times, high obesity rates. Summer Set stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Summer Set is $102,760, which is significantly higher than the national average / 37% above $75,149. This places Summer Set among higher-income communities. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 42 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Summer Set is $226,800, 20% below the national median / offering relatively affordable homeownership. At just 2.2x median income, home prices are very affordable relative to local earnings.
Education
Educational attainment is solid, with 34.5% holding a bachelor's degree or higher, near the national average. 99.0% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Summer Set enjoys a moderate climate with an average annual temperature of 56°F. Winters average 32°F in January while summers reach 78°F in July. Annual precipitation totals 44.7 inches, including 9.1 inches of snow.
Summer Set has a population of 1,222 with a density of 1,328 people per square mile, spread across 0.9 square miles. The median age is 39.7 years, 2% older than the national median of 38.9. The gender split is 45.9% female and 54.1% male. The city is predominantly White (99.8%). English is the primary language spoken at home by 99.2% of residents. 6.1% of the population are veterans. 13.3% of residents have a disability. 97.8% have health insurance coverage.
Population
1,222
Total Population
2023 Census
39.7yrs
Median Age
2% above US avg
Race & Ethnicity
Summer Set vs U.S. Average
Language Spoken at Home
English Only
99.2%
26% above US avg
Spanish
0.6%
96% below US avg
Social Characteristics
Summer Set vs U.S. Average
The median household income in Summer Set is $102,760, which is 37% above the national average of $75,149. Per capita income is $41,697. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 42 minutes (longer than the 28-minute US average). 8.5% of workers work from home (below the 15.2% national rate).
Income: Summer Set vs U.S.
Income
| Median HH Income | $102,760 |
| 37% above US avg |
| Per Capita Income | $41,697 |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 42.2 min |
| Drive Alone | 76.9% |
| Public Transit | 0.0% |
| Work from Home | 8.5% |
The median home value in Summer Set is $226,800, 20% below the national median of $281,900. Zillow estimates the typical home value at $238,387. According to Redfin, the median sale price is $247,000 with homes selling in an average of 7 days. Homes sell for 109.8% of their list price, indicating a competitive market where bidding wars are common. Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 477 total housing units in the city. The median year a home was built is 2002. 27.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.2x, well within the affordable range.
Home Values
| Census Median | $226,800 |
| 20% below US avg |
| Zillow ZHVI | $238,387 |
| Redfin Median Sale | $247,000 |
| Median List Price | $349,000 |
Real Estate Market (Redfin)
| Median Sale Price | $247,000 |
| Median List Price | $349,000 |
| $/Sq Ft | $125 |
| Homes Sold | 1 |
| Days on Market | 7 days |
| Sale-to-List Ratio | 109.8% |
| Price Drops | 33.3% |
| Inventory | 6 |
Rental Costs
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 477 |
| Median Year Built | 2002 |
Property Tax
In Summer Set, 40.6% of adults are obese, above the national rate of 32.1%. 10.0% have diabetes. Heart disease affects 6.2% of residents. 32.6% have high blood pressure. 18.4% are current smokers (above the 14.0% national rate). 17.3% report binge drinking. 28.6% are physically inactive. 25.3% report depression (above the 20.0% national average). 19.4% experience frequent mental distress. 2.2% of residents lack health insurance (below the 8.6% national rate).
Health Metrics: Summer Set vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.6% |
| 26% above US avg |
| Diabetes | 10.0% |
| Heart Disease | 6.2% |
| High Blood Pressure | 32.6% |
| Asthma | 10.8% |
| COPD | 7.6% |
| Cancer | 7.5% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 18.4% |
| 31% above US avg |
| Binge Drinking | 17.3% |
| Physical Inactivity | 28.6% |
| Depression | 25.3% |
| Mental Distress | 19.4% |
| Physical Distress | 14.1% |
| Short Sleep | 37.7% |
Healthcare Access
| Insurance Rate | 97.8% |
| Uninsured | 2.2% |
| 74% below US avg |
| Checkup Rate | 76.1% |
| Dental Visits | 54.9% |
Food & Exercise
Summer Set enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winters average 32°F in January while summers reach 78°F in July. Annual precipitation totals 44.7 inches. The area receives 9.1 inches of snow annually. The city sits at an elevation of 696 feet.
Temperature
32°F Jan (-0°C)
78°F Jul (25°C)
| Annual Average | 55.7°F |
| 3% above US avg |
| January Average | 32°F (-0°C) |
| July Average | 78°F (25°C) |
Geography
| Elevation | 696 ft (212 m) |
| Area | 0.9 sq mi (2.4 km²) |
| Population Density | 1,328/sq mi |
| Coordinates | 38.0896°N, 90.5756°W |
| Timezone | America/Chicago |
| Nearest Airport | Farmington Regional (FAM)
22 miles away |
Precipitation & Snow
Annual Rainfall
44.7"
18% above US avg
Wettest Month (May)
5.33"
Earthquake History
59 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.8. Most recent: M2.6 on Sep 19, 2024.
| Sep 26, 1990 |
4 km SE of Chaffee, Missouri |
M4.8 |
134 km |
| Feb 5, 1994 |
2 km WNW of Dongola, Illinois |
M4.2 |
146 km |
| Jun 7, 2011 |
18 km NNW of Potosi, Missouri |
M3.9 |
29 km |
| Sep 22, 2011 |
6 km E of Grandin, Missouri |
M3.6 |
142 km |
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
149 km |
| Aug 27, 1993 |
5 km SSE of Olympian Village, Missouri |
M3.3 |
12 km |
| Dec 27, 1992 |
2 km E of Pocahontas, Missouri |
M3.2 |
107 km |
| Apr 6, 1994 |
2 km NE of Tamaroa, Illinois |
M3.2 |
119 km |
| Oct 24, 1990 |
5 km ENE of Woodlawn, Illinois |
M3.2 |
143 km |
| Jul 1, 2017 |
9 km SSE of Mulberry Grove, Illinois |
M3.1 |
145 km |
| Mar 12, 2002 |
6 km S of Marble Hill, Missouri |
M3.1 |
108 km |
| Jun 27, 2005 |
6 km E of Grand Tower, Illinois |
M3.0 |
113 km |
| Feb 28, 1994 |
5 km NW of Harrison, Illinois |
M3.0 |
109 km |
| May 21, 2012 |
6 km SW of Williamsville, Missouri |
M2.9 |
129 km |
| May 18, 2006 |
9 km SSE of De Soto, Missouri |
M2.9 |
6 km |
| Sep 5, 1995 |
3 km N of Woodlawn, Illinois |
M2.9 |
138 km |
| Jul 8, 2003 |
1 km N of Leasburg, Missouri |
M2.9 |
63 km |
| Apr 29, 2022 |
1 km SSW of Peerless Park, Missouri |
M2.8 |
49 km |
| Mar 28, 2024 |
1 km NNE of Germantown, Illinois |
M2.8 |
106 km |
| Sep 27, 1990 |
4 km WSW of Kelso, Missouri |
M2.8 |
134 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
535 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 74 fatalities, 1,206 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Feb 28, 2017 |
EF4 |
65 km |
1 |
| Apr 22, 2011 |
EF4 |
72 km |
0 |
| Sep 22, 2006 |
EF4 |
80 km |
0 |
| Apr 3, 1981 |
EF4 |
80 km |
0 |
| Jun 22, 1969 |
EF4 |
49 km |
2 |
| Jun 22, 1969 |
EF4 |
40 km |
4 |
| Dec 21, 1967 |
EF4 |
67 km |
3 |
| Jan 24, 1967 |
EF4 |
66 km |
3 |
| Feb 10, 1959 |
EF4 |
49 km |
21 |
| Feb 24, 1956 |
EF4 |
50 km |
6 |
| Dec 10, 2021 |
EF3 |
64 km |
1 |
| Dec 10, 2021 |
EF3 |
87 km |
6 |
| Oct 24, 2021 |
EF3 |
45 km |
0 |
| Oct 24, 2021 |
EF3 |
63 km |
0 |
| May 31, 2013 |
EF3 |
68 km |
0 |
| May 31, 2013 |
EF3 |
87 km |
0 |
| Dec 31, 2010 |
EF3 |
46 km |
1 |
| Mar 11, 2006 |
EF3 |
59 km |
2 |
| Mar 11, 2006 |
EF3 |
22 km |
0 |
| Jun 1, 1999 |
EF3 |
97 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: MINNINGHAW (4,792 ac, 2011).
| Year |
Name |
Acres |
Distance |
| 2011 |
MINNINGHAW |
4,792 |
97 km |
| 2017 |
UNNAMED |
4,602 |
98 km |
| 2022 |
SMITH MILL HOLLOW |
3,978 |
41 km |
| 2005 |
UNNAMED |
3,252 |
99 km |
| 2021 |
COUNCIL BLUFF |
3,035 |
52 km |
| 2022 |
LITTLE CREEK |
3,004 |
99 km |
| 2021 |
HODGE HOLLOW |
2,922 |
98 km |
| 2024 |
COUNCIL BLUFF WEST RX |
2,846 |
52 km |
| 2005 |
UNNAMED |
2,751 |
48 km |
| 2005 |
MCKENZIE HILL |
2,722 |
99 km |
| 2019 |
UNNAMED |
2,688 |
44 km |
| 2010 |
COUNCIL BLUFF LAKE |
2,651 |
53 km |
| 2022 |
MINNINGHAW |
2,516 |
96 km |
| 2006 |
UNNAMED |
2,512 |
53 km |
| 2021 |
THOMPSON HOLLOW |
2,479 |
100 km |
| 2019 |
UNNAMED |
2,399 |
93 km |
| 2024 |
UNNAMED |
2,335 |
98 km |
| 2021 |
BEAR PAW |
2,080 |
50 km |
| 2024 |
BEAR PAW RX |
2,067 |
50 km |
| 2024 |
LOGGERS LAKE RX |
1,996 |
98 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
32°F (-0°C) |
2.7 in |
Coldest |
| February |
36°F (2°C) |
2.6 in |
Driest |
| March |
45°F (7°C) |
3.7 in |
|
| April |
56°F (13°C) |
5.1 in |
|
| May |
65°F (18°C) |
5.3 in |
Wettest |
| June |
74°F (23°C) |
4.5 in |
|
| July |
78°F (25°C) |
4.0 in |
Warmest |
| August |
76°F (25°C) |
3.6 in |
|
| September |
69°F (21°C) |
3.6 in |
|
| October |
58°F (14°C) |
3.3 in |
|
| November |
46°F (8°C) |
3.6 in |
|
| December |
36°F (2°C) |
2.8 in |
|
Summer Set has a seasonal temperature swing of 46°F / from 32°F in January to 78°F in July. Total annual precipitation is 44.7 inches, with May being the wettest month (5.3") and February the driest (2.6").
Average costs for common services in Summer Set. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136-$363) |
| Specialist Visit |
$318 ($182-$499) |
| Urgent Care Visit |
$182 ($91-$318) |
| Emergency Room Visit |
$1,998 ($726-$4,540) |
| Dental Cleaning |
$118 ($68-$182) |
| Dental Filling |
$227 ($136-$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$109) |
| Brake Pad Replacement |
$272 ($136-$454) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$545 ($363-$908) |
| Battery Replacement |
$182 ($91-$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54-$136) |
| Electrician (Per Hour) |
$82 ($45-$127) |
| HVAC Repair |
$363 ($136-$726) |
| HVAC System Install |
$6,356 ($3,632-$10,896) |
| Roof Repair |
$908 ($363-$1,816) |
| Roof Replacement |
$8,172 ($4,994-$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454-$3,178) |
| Divorce (Contested) |
$13,620 ($4,540-$27,240) |
| DUI Defense |
$4,540 ($1,816-$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726-$2,724) |
| Will Preparation |
$454 ($182-$908) |
| Trust Preparation |
$2,270 ($908-$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$91) |
| Hair Coloring (Full) |
$136 ($68-$227) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$73 ($45-$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72-$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27-$4.54) |
| Loaf of Bread |
$3.45 ($2.27-$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72-$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63-$6.81) |
| Rice (per lb) |
$0.91 ($0.54-$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73-$227) |
| Natural Gas (Monthly) |
$64 ($27-$136) |
| Water/Sewer (Monthly) |
$64 ($36-$109) |
| Internet (Monthly) |
$64 ($36-$91) |
| Cell Phone Plan (Monthly) |
$59 ($27-$91) |
| Cable TV (Monthly) |
$77 ($45-$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68-$454) |
| Car Insurance (Annual) |
$1,816 ($1,090-$3,178) |
| Bus Pass (Monthly) |
$64 ($27-$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26-$23) |
| Car Registration (Annual) |
$91 ($27-$227) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545-$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454-$1,816) |
| After-School Care (Monthly) |
$363 ($182-$636) |
| Tutoring (Per Hour) |
$45 ($23-$91) |
| SAT/ACT Prep Course |
$908 ($363-$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540-$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$91) |
| Dog Vaccination (Annual) |
$91 ($45-$182) |
| Dog Grooming |
$54 ($27-$91) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$272 ($136-$454) |
| Cat Spay/Neuter |
$182 ($91-$363) |
View all 9 services
Frequently Asked Questions About Summer Set
What is the population of Summer Set?
Summer Set has a population of 1,222 residents and is located in Missouri. The population density is 1,328 people per square mile, spread across 0.9 square miles. The median age of residents is 39.7 years. The population is 45.9% female and 54.1% male.
Is Summer Set expensive to live in?
Summer Set is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $102,760, 37% above the national average of $75,149. The median home value is $226,800 (20% below the U.S. median). The home price-to-income ratio is 2.2x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Summer Set?
Summer Set enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winter temperatures average 32°F in January, while summers reach an average of 78°F in July. Annual rainfall totals 44.7 inches, with 9.1 inches of snow.
How is the job market in Summer Set?
The job market in Summer Set is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average commute time is 42 minutes, and 8.5% of workers work from home.
How much does housing cost in Summer Set?
The median home value in Summer Set is $226,800. Zillow estimates the typical home value at $238,387. According to Redfin, the median sale price is $247,000, with homes typically selling within 7 days. The homeownership rate is 100.0%.
How are the schools in Summer Set?
Schools in Summer Set score 5.5 out of 10 on standardized testing, near the national average. 34.5% of adults in Summer Set hold a bachelor's degree or higher, above the national average of 33.7%. 99.0% have completed high school. 15.2% hold a graduate or professional degree.
How healthy is Summer Set?
The obesity rate in Summer Set is 40.6% (above the national rate of 32.1%). 18.4% of adults are smokers. 28.6% are physically inactive. 25.3% of residents report depression. 2.2% lack health insurance (below the national rate).
What is transportation like in Summer Set?
The average commute in Summer Set is 42 minutes, longer than the national average of 28 minutes. 76.9% of workers drive alone to work, and 8.5% work from home.
What are the demographics of Summer Set?
The racial and ethnic makeup of Summer Set is 99.8% White. 99.2% of residents speak only English at home. 6.1% of the population are military veterans. 13.3% of residents have a disability. 97.8% have health insurance coverage.