Median Income
$151,131
101% higher than US avg
Home Value
$490,100
74% higher than US avg
Bachelor's+
59.4%
76% higher than US avg
Median Rent
$1,148
1% lower than US avg
Obesity Rate
31.2%
3% lower than US avg
Unemployment
3.1%
14% lower than US avg
Poverty Rate
6.5%
48% lower than US avg
How Summerfield Compares to the U.S. Average (100% = U.S. avg)
People
Population11,031
Median Age44.4 yrs
Density418/mi²
Male / Female46% / 54%
Largest GroupWhite 79%
Veterans8.4%
Economy
A+
Median Income$151,131
Per Capita$67,127
Unemployment3.1%
Poverty6.5%
County GDP$46,945M
Commute26 min
Housing
A+
Home Value$490,100
Rent$1,148
Ownership90.6%
Zillow$513,859
Housing Units4,109
Rent Burden18.8%
Health
Obesity31.2%
Uninsured4.8%
Smoking9.1%
Depression25.4%
Heart Disease4.4%
Climate
Avg Temp60°F (15°C)
AQI44 (Good)
Rain44.0 in/yr
Elevation846 ft (258 m)
Education
A+
Bachelor's+59.4%
High School+97.0%
Graduate+21.1%
School Score5.54
Community
2024 VoteR 38% / D 60%
Commute26 min
Broadband95.1%
EV Stations49
Libraries11
Is Summerfield a Good Place to Live?
Based on current data, Summerfield receives an overall livability score of 4.9 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs. Summerfield stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Summerfield is $151,131, which is significantly higher than the national average / 101% above $75,149. This places Summerfield among higher-income communities. Unemployment stands at 3.1%, indicating a healthy job market. Only 6.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 26 minutes.
Cost of Living & Housing
The median home value in Summerfield is $490,100, making it a premium housing market at 74% above the U.S. median of $281,900. Renters pay a median of $1,148 per month. A price-to-income ratio of 3.2x indicates a reasonably affordable housing market.
Education
Summerfield is a highly educated community / 59.4% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 97.0% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Summerfield enjoys a moderate climate with an average annual temperature of 60°F. Winters average 40°F in January while summers reach 79°F in July. Annual precipitation totals 44.0 inches, including 7.1 inches of snow. Air quality is rated Good with a median AQI of 44.
Summerfield has a population of 11,031 with a density of 418 people per square mile, spread across 26.8 square miles. The median age is 44.4 years, 14% older than the national median of 38.9. The gender split is 53.6% female and 46.4% male. The city is predominantly White (78.9%), with 4.6% Hispanic, 5.5% Black, 6.4% Asian. English is the primary language spoken at home by 91.7% of residents, while 6.5% speak Spanish. 8.4% of the population are veterans, above the national rate of 6.0%. 9.8% of residents have a disability (below the 13.0% national average). 95.2% have health insurance coverage.
Population
11,031
Total Population
2023 Census
44.4yrs
Median Age
14% above US avg
Race & Ethnicity
Summerfield vs U.S. Average
Language Spoken at Home
English Only
91.7%
17% above US avg
Spanish
6.5%
51% below US avg
Social Characteristics
Summerfield vs U.S. Average
The median household income in Summerfield is $151,131, which is 101% above the national average of $75,149. Per capita income is $67,127 (above the $39,052 national figure). The average weekly wage is $1,184, 17% lower than the U.S. average. The unemployment rate is 3.1% (below the 3.6% US average). 6.5% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 17,452 business establishments, including 1,318 restaurants. The cost of living index is 94.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 26 minutes. 24.9% of workers work from home (above the 15.2% national rate).
Income: Summerfield vs U.S.
Income
| Median HH Income | $151,131 |
| 101% above US avg |
| Per Capita Income | $67,127 |
| Avg Weekly Wage | $1,184 |
| IRS Avg AGI | $80,192 |
| Gini Index | 0.485 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.1% |
| 14% below US avg |
| Poverty Rate | 6.5% |
| 48% below US avg |
| Establishments (County) | 17,452 |
| County GDP | $46,945M |
Business (County)
| Restaurants | 1,318 |
| Healthcare | 1,448 |
| Retail | 1,879 |
| Manufacturing | 544 |
Tax & Cost of Living
| Property Tax (IRS) | $5,308 |
| 52% above US avg |
| Cost of Living | 94.30 (100=avg) |
| Effective Tax Rate | 1.08% |
Commute & Transportation
| Commute Time | 26.4 min |
| Drive Alone | 68.7% |
| Public Transit | 0.0% |
| Work from Home | 24.9% |
The median home value in Summerfield is $490,100, 74% above the national median of $281,900. Zillow estimates the typical home value at $513,859. According to Redfin, the median sale price is $979,900 with homes selling in an average of 48 days. Homes sell for 97.5% of their list price. Monthly rent averages $1,148 (1% below the national average of $1,163). Fair market rent ranges from $981 for a one-bedroom to $1,161 for a two-bedroom apartment. 90.6% of housing units are owner-occupied (above the 65.4% national rate). There are 4,109 total housing units in the city. The median year a home was built is 1998. The average annual property tax is $5,308 (higher than the $3,500 national average). 18.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.2x.
Home Values
| Census Median | $490,100 |
| 74% above US avg |
| Zillow ZHVI | $513,859 |
| Redfin Median Sale | $979,900 |
| Median List Price | $725,000 |
Real Estate Market (Redfin)
| Median Sale Price | $979,900 |
| Median List Price | $725,000 |
| $/Sq Ft | $196 |
| Homes Sold | 5 |
| Days on Market | 48 days |
| Sale-to-List Ratio | 97.5% |
| Price Drops | 22.2% |
| Inventory | 36 |
Rental Costs
| Census Median Rent | $1,148 |
| 1% below US avg |
| Rent Burden | 18.8% |
HUD Fair Market Rent
| Studio | $932 |
| 1 Bedroom | $981 |
| 2 Bedrooms | $1,161 |
| 3 Bedrooms | $1,499 |
| 4 Bedrooms | $1,780 |
Ownership & Property
| Homeownership | 90.6% |
| Owner-Occupied | 90.6% |
| Renter-Occupied | 9.4% |
| Housing Units | 4,109 |
| Median Year Built | 1998 |
Property Tax
| Avg Tax (IRS) | $5,308 |
| 52% above US avg |
| Effective Rate | 1.08% |
In Summerfield, 31.2% of adults are obese, below the national rate of 32.1%. 7.4% have diabetes (below the 10.5% national rate). Heart disease affects 4.4% of residents, below the national average. 27.9% have high blood pressure. 9.1% are current smokers (below the 14.0% national rate). 18.1% report binge drinking. 15.3% are physically inactive, below the national average. 25.4% report depression (above the 20.0% national average). 14.8% experience frequent mental distress. 4.8% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,238. The dentist ratio is 1:1,640. 89.5% of residents have access to exercise opportunities. The food environment index is 7.7 out of 10.
Air Quality (Open-Meteo CAMS - 2026-05-25)
PM2.5
6.2
μg/m³
Fine particulate
PM10
6.8
μg/m³
Coarse particulate
NO₂
8.4
μg/m³
Nitrogen dioxide
SO₂
0.3
μg/m³
Sulphur dioxide
CO
144.0
μg/m³
Carbon monoxide
Health Metrics: Summerfield vs U.S. Average (%)
Chronic Conditions
| Obesity | 31.2% |
| 3% below US avg |
| Diabetes | 7.4% |
| Heart Disease | 4.4% |
| High Blood Pressure | 27.9% |
| Asthma | 9.9% |
| COPD | 4.2% |
| Cancer | 7.5% |
| Stroke | 2.2% |
Behaviors & Mental Health
| Smoking | 9.1% |
| 35% below US avg |
| Binge Drinking | 18.1% |
| Physical Inactivity | 15.3% |
| Depression | 25.4% |
| Mental Distress | 14.8% |
| Physical Distress | 9.3% |
| Short Sleep | 30.4% |
Healthcare Access
| Insurance Rate | 95.2% |
| Uninsured | 4.8% |
| 44% below US avg |
| Primary Care | 1:1,238 |
| Dentists | 1:1,640 |
| Mental Health | 1:283 |
| Checkup Rate | 78.2% |
| Dental Visits | 70.7% |
| Premature Death | 9,267/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 89.5% |
| Healthcare Facilities | 1,448 |
Summerfield enjoys a temperate climate with an average annual temperature of 60°F (15°C). Winters average 40°F in January while summers reach 79°F in July. Annual precipitation totals 44.0 inches. The area receives 7.1 inches of snow annually. Air quality is rated Good with a median AQI of 44. 68% of days have good air quality. The city sits at an elevation of 846 feet.
Temperature
40°F Jan (4°C)
79°F Jul (26°C)
| Annual Average | 59.6°F |
| 10% above US avg |
| January Average | 40°F (4°C) |
| July Average | 79°F (26°C) |
Geography
| Elevation | 846 ft (258 m) |
| Area | 26.8 sq mi (69.4 km²) |
| Population Density | 418/sq mi |
| Coordinates | 36.1969°N, 79.8972°W |
| Timezone | America/New_York |
| County | Guilford County County |
| Nearest Airport | Piedmont Triad International (GSO) 7 miles away |
Precipitation & Snow
Annual Rainfall
44.0"
16% above US avg
Wettest Month (Sep)
4.59"
Air Quality
| AQI Median | 44.0 |
| Rating | Good |
| Good Days % | 68.0% |
| Unhealthy Days | 1 |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0473 ppm |
| PM2.5 (Fine Particles) | 9.8 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 93.5 / 100 |
| Social Vulnerability | 42.8 / 100 |
| Community Resilience | 56.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Relatively Moderate |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively High |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively High |
| Lightning |
Relatively High |
| Ice Storm |
Very High |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
16 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.2. Most recent: M2.6 on Jul 8, 2023.
| Jun 5, 1998 |
4 km SSE of Mooresville, North Carolina |
M3.2 |
107 km |
| May 16, 2009 |
2 km NNE of Cave Spring, Virginia |
M3.0 |
117 km |
| Jan 22, 1995 |
0 km WNW of Pulaski, Virginia |
M2.9 |
124 km |
| Jul 4, 2009 |
3 km E of Narrows, Virginia |
M2.8 |
149 km |
| Jul 15, 2021 |
10 km S of Narrows, Virginia |
M2.8 |
142 km |
| May 12, 2017 |
6 km SSW of Narrows, Virginia |
M2.8 |
147 km |
| Jul 6, 2023 |
5 km S of Hillsville, Virginia |
M2.7 |
94 km |
| Aug 18, 2000 |
2 km SSE of Narrows, Virginia |
M2.7 |
110 km |
| Jul 12, 1993 |
5 km SW of Greensboro, North Carolina |
M2.7 |
19 km |
| Jun 10, 2018 |
2 km NE of Hays, North Carolina |
M2.7 |
108 km |
| Mar 28, 2001 |
2 km S of Narrows, Virginia |
M2.6 |
148 km |
| Jul 8, 2023 |
Virginia-North Carolina border region |
M2.6 |
96 km |
| Feb 4, 2021 |
1 km SSW of Sparta, North Carolina |
M2.6 |
115 km |
| Jun 17, 2023 |
2 km N of Pembroke, Virginia |
M2.6 |
144 km |
| Mar 28, 2011 |
2 km S of Pulaski, Virginia |
M2.5 |
121 km |
| Mar 26, 2019 |
8 km E of Archdale, North Carolina |
M2.5 |
30 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
10 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 2. Most recent: Isaias (2020, Cat 1).
| Year |
Name |
Category |
Closest |
| 2020 |
Isaias |
Category 1 |
285 km |
| 2018 |
Florence |
Category 2 |
280 km |
| 2004 |
Charley |
Category 1 |
288 km |
| 2003 |
Isabel |
Category 1 |
204 km |
| 1999 |
Floyd |
Category 2 |
281 km |
| 1998 |
Bonnie |
Category 3 |
282 km |
| 1996 |
Fran |
Category 3 |
155 km |
| 1996 |
Bertha |
Category 2 |
247 km |
| 1989 |
Hugo |
Category 2 |
199 km |
| 1984 |
Diana |
Category 4 |
284 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
235 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 10 fatalities, 213 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 19, 2019 |
EF3 |
73 km |
0 |
| Mar 28, 2010 |
EF3 |
31 km |
0 |
| May 8, 2008 |
EF3 |
50 km |
0 |
| May 7, 1998 |
EF3 |
48 km |
0 |
| Mar 20, 1998 |
EF3 |
24 km |
2 |
| Nov 23, 1992 |
EF3 |
66 km |
2 |
| May 5, 1989 |
EF3 |
34 km |
0 |
| May 22, 1985 |
EF3 |
35 km |
0 |
| Oct 7, 1965 |
EF3 |
61 km |
1 |
| Sep 27, 2024 |
EF2 |
71 km |
0 |
| May 26, 2022 |
EF2 |
98 km |
0 |
| Mar 23, 2022 |
EF2 |
83 km |
0 |
| Feb 6, 2020 |
EF2 |
98 km |
0 |
| Apr 19, 2019 |
EF2 |
71 km |
0 |
| Apr 15, 2018 |
EF2 |
21 km |
0 |
| May 24, 2017 |
EF2 |
50 km |
0 |
| May 24, 2017 |
EF2 |
91 km |
0 |
| May 24, 2017 |
EF2 |
68 km |
0 |
| Nov 16, 2011 |
EF2 |
59 km |
2 |
| Apr 27, 2011 |
EF2 |
97 km |
1 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
8 wildfires (100+ acres) within 100 km.
Largest: BULL MOUNTAIN (3,300 ac, 2006).
| Year |
Name |
Acres |
Distance |
| 2006 |
BULL MOUNTAIN |
3,300 |
63 km |
| 2020 |
UWH NARROWS DAM RX |
1,222 |
88 km |
| 2021 |
GRINDSTONE |
1,106 |
54 km |
| 2011 |
LUMBER PLANT |
779 |
94 km |
| 2000 |
MERRITT CK |
750 |
97 km |
| 2019 |
ROBEDO SOUTH RX |
727 |
98 km |
| 2018 |
UNNAMED |
665 |
96 km |
| 2022 |
PINE ROAD |
582 |
90 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
40°F (4°C) |
3.4 in |
Coldest |
| February |
43°F (6°C) |
2.8 in |
Driest |
| March |
50°F (10°C) |
3.7 in |
|
| April |
59°F (15°C) |
3.8 in |
|
| May |
68°F (20°C) |
3.5 in |
|
| June |
75°F (24°C) |
4.1 in |
|
| July |
79°F (26°C) |
4.2 in |
Warmest |
| August |
77°F (25°C) |
4.4 in |
|
| September |
71°F (22°C) |
4.6 in |
Wettest |
| October |
60°F (16°C) |
3.1 in |
|
| November |
50°F (10°C) |
3.3 in |
|
| December |
43°F (6°C) |
3.2 in |
|
Summerfield has a seasonal temperature swing of 39°F / from 40°F in January to 79°F in July. Total annual precipitation is 44.0 inches, with September being the wettest month (4.6") and February the driest (2.8").
Average costs for common services in Summerfield. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$236 ($141-$377) |
| Specialist Visit |
$330 ($189-$519) |
| Urgent Care Visit |
$189 ($94-$330) |
| Emergency Room Visit |
$2,075 ($754-$4,715) |
| Dental Cleaning |
$123 ($71-$189) |
| Dental Filling |
$236 ($141-$377) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($24-$71) |
| Oil Change (Synthetic) |
$71 ($47-$113) |
| Brake Pad Replacement |
$283 ($141-$472) |
| Tire Rotation |
$38 ($19-$71) |
| New Tires (Set of 4) |
$566 ($377-$943) |
| Battery Replacement |
$189 ($94-$330) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$94 ($57-$141) |
| Electrician (Per Hour) |
$85 ($47-$132) |
| HVAC Repair |
$377 ($141-$754) |
| HVAC System Install |
$6,601 ($3,772-$11,316) |
| Roof Repair |
$943 ($377-$1,886) |
| Roof Replacement |
$8,487 ($5,187-$14,145) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,415 ($472-$3,301) |
| Divorce (Contested) |
$14,145 ($4,715-$28,290) |
| DUI Defense |
$4,715 ($1,886-$9,430) |
| Bankruptcy (Chapter 7) |
$1,415 ($754-$2,829) |
| Will Preparation |
$472 ($189-$943) |
| Trust Preparation |
$2,358 ($943-$4,715) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14-$42) |
| Women's Haircut |
$52 ($28-$94) |
| Hair Coloring (Full) |
$141 ($71-$236) |
| Manicure |
$24 ($14-$42) |
| Pedicure |
$38 ($24-$61) |
| Massage (1 Hour) |
$75 ($47-$123) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.87 ($2.83-$5.19) |
| Dozen Eggs (per dozen) |
$3.30 ($2.36-$4.72) |
| Loaf of Bread |
$3.58 ($2.36-$5.19) |
| Chicken Breast (per lb) |
$4.24 ($2.83-$6.13) |
| Ground Beef (per lb) |
$5.19 ($3.77-$7.07) |
| Rice (per lb) |
$0.94 ($0.57-$1.70) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($75-$236) |
| Natural Gas (Monthly) |
$66 ($28-$141) |
| Water/Sewer (Monthly) |
$66 ($38-$113) |
| Internet (Monthly) |
$66 ($38-$94) |
| Cell Phone Plan (Monthly) |
$61 ($28-$94) |
| Cable TV (Monthly) |
$80 ($47-$141) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$189 ($71-$472) |
| Car Insurance (Annual) |
$1,886 ($1,132-$3,301) |
| Bus Pass (Monthly) |
$66 ($28-$123) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.54-$24) |
| Car Registration (Annual) |
$94 ($28-$236) |
| Driver's License Renewal |
$28 ($14-$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,132 ($566-$2,358) |
| Daycare (Toddler, Monthly) |
$943 ($472-$1,886) |
| After-School Care (Monthly) |
$377 ($189-$660) |
| Tutoring (Per Hour) |
$47 ($24-$94) |
| SAT/ACT Prep Course |
$943 ($377-$2,358) |
| Private School (K-12, Annual) |
$11,788 ($4,715-$28,290) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$57 ($28-$94) |
| Dog Vaccination (Annual) |
$94 ($47-$189) |
| Dog Grooming |
$57 ($28-$94) |
| Pet Boarding (Per Night) |
$38 ($19-$71) |
| Dog Spay/Neuter |
$283 ($141-$472) |
| Cat Spay/Neuter |
$189 ($94-$377) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $981 |
| Toddler | $760 |
| Preschool | $571 |
| Family Childcare (monthly) |
| Infant | $746 |
| Toddler | $633 |
| Preschool | $635 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Summerfield
What is the population of Summerfield?
Summerfield has a population of 11,031 residents and is located in North Carolina. The population density is 418 people per square mile, spread across 26.8 square miles. The median age of residents is 44.4 years, which is older than the national median of 38.9 years. The population is 53.6% female and 46.4% male.
Is Summerfield expensive to live in?
Summerfield is more affordable than the national average, with a cost of living index of 94.3 / below the baseline of 100. The median household income is $151,131, 101% above the national average of $75,149. The median home value is $490,100 (74% above the U.S. median). Renters pay a median of $1,148 per month. The home price-to-income ratio is 3.2x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Summerfield?
Summerfield enjoys a temperate climate with an average annual temperature of 60°F (15°C). Winter temperatures average 40°F in January, while summers reach an average of 79°F in July. Annual rainfall totals 44.0 inches, with 7.1 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 44.
How is the job market in Summerfield?
Summerfield has a healthy job market with an unemployment rate of 3.1%, near the national average of 3.6%. The average weekly wage is $1,184. There are 17,452 business establishments in the area, including 1,318 restaurants and food service locations. The average commute time is 26 minutes, and 24.9% of workers work from home.
How much does housing cost in Summerfield?
The median home value in Summerfield is $490,100. Zillow estimates the typical home value at $513,859. According to Redfin, the median sale price is $979,900, with homes typically selling within 48 days. For renters, the median monthly rent is $1,148. Fair market rent is $981 for a 1-bedroom and $1,161 for a 2-bedroom apartment. The homeownership rate is 90.6%. The average annual property tax is $5,308.
How are the schools in Summerfield?
Schools in Summerfield score 5.5 out of 10 on standardized testing, near the national average. 59.4% of adults in Summerfield hold a bachelor's degree or higher, above the national average of 33.7%. 97.0% have completed high school. 21.1% hold a graduate or professional degree.
How healthy is Summerfield?
The obesity rate in Summerfield is 31.2% (below the national rate of 32.1%). 9.1% of adults are smokers. 15.3% are physically inactive. 25.4% of residents report depression. 4.8% lack health insurance (below the national rate). 89.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,238.
What is transportation like in Summerfield?
The average commute in Summerfield is 26 minutes. 68.7% of workers drive alone to work, and 24.9% work from home.
What are the demographics of Summerfield?
The racial and ethnic makeup of Summerfield is 78.9% White, 5.5% Black or African American, 4.6% Hispanic or Latino, 6.4% Asian. 91.7% of residents speak only English at home, while 6.5% speak Spanish. 8.4% of the population are military veterans. 9.8% of residents have a disability. 95.2% have health insurance coverage.