Median Income
$74,286
1% lower than US avg
Home Value
$243,800
14% lower than US avg
Violent Crime
88/100K
77% lower than US avg
Bachelor's+
16.1%
52% lower than US avg
Obesity Rate
34.0%
6% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
5.9%
52% lower than US avg
How Summit Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population97
Median Age63.2 yrs
Density121/mi²
Male / Female50% / 51%
Largest GroupWhite 93%
Veterans97.0%
Economy
A
Median Income$74,286
Per Capita$43,288
Unemployment0.0%
Poverty5.9%
County GDP$1,012M
Commute28 min
Housing
A+
Home Value$243,800
Ownership100.0%
Zillow$296,657
Housing Units134
Rent Burden24.8%
Crime
F
Violent88/100K
Property5,093/100K
Health
Obesity34.0%
Uninsured7.6%
Smoking16.8%
Depression22.3%
Heart Disease5.6%
Climate
Avg Temp41°F (5°C)
AQI38 (Good)
Rain29.4 in/yr
Sunny Days276/yr
Elevation1,699 ft (518 m)
Education
C
Bachelor's+16.1%
High School+98.9%
Graduate+9.4%
School Score5.06
Community
2024 VoteR 67% / D 32%
Commute28 min
Broadband50.0%
EV Stations1
Libraries3
Is Summit Lake a Good Place to Live?
Based on current data, Summit Lake receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Summit Lake offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Summit Lake is $74,286, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 5.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in Summit Lake is $243,800, 14% below the national median / offering relatively affordable homeownership. A price-to-income ratio of 3.3x indicates a reasonably affordable housing market.
Safety & Crime
Summit Lake is a very safe community with a violent crime rate of 88 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 5,093 per 100,000, 160% above the national average.
Education
16.1% of residents hold a bachelor's degree, below the national average of 33.7%. 98.9% have completed high school. Area schools have an average test score of 5.1/10.
Climate & Weather
Summit Lake has a cool climate with an average annual temperature of 41°F. Winters average 12°F in January while summers reach 67°F in July. With 276 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 29.4 inches, including 53.6 inches of snow. Air quality is rated Good with a median AQI of 38.
Summit Lake has a population of 97 with a density of 121 people per square mile, spread across 1.2 square miles. The median age is 63.2 years, 62% older than the national median of 38.9. The gender split is 50.5% female and 49.5% male. The city is predominantly White (92.8%). English is the primary language spoken at home by 100% of residents. 97.0% of the population are veterans, above the national rate of 6.0%. 20.6% of residents have a disability (above the 13.0% national average). 94.1% have health insurance coverage.
Population
63.2yrs
Median Age
62% above US avg
Race & Ethnicity
Summit Lake vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Summit Lake vs U.S. Average
The median household income in Summit Lake is $74,286, which is 1% below the national average of $75,149. Per capita income is $43,288 (above the $39,052 national figure). The average weekly wage is $852, 41% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 5.9% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 647 business establishments, including 61 restaurants. The cost of living index is 94.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 28 minutes. 18.2% of workers work from home.
Income: Summit Lake vs U.S.
Income
| Median HH Income | $74,286 |
| 1% below US avg |
| Per Capita Income | $43,288 |
| Avg Weekly Wage | $852 |
| IRS Avg AGI | $58,949 |
| Gini Index | 0.438 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 5.9% |
| 52% below US avg |
| Establishments (County) | 647 |
| County GDP | $1,012M |
Business (County)
| Restaurants | 61 |
| Healthcare | 49 |
| Retail | 86 |
| Manufacturing | 43 |
Tax & Cost of Living
| Property Tax (IRS) | $4,841 |
| 38% above US avg |
| Cost of Living | 94.10 (100=avg) |
| Effective Tax Rate | 1.99% |
Commute & Transportation
| Commute Time | 27.9 min |
| Drive Alone | 40.9% |
| Public Transit | 0.0% |
| Work from Home | 18.2% |
The median home value in Summit Lake is $243,800, 14% below the national median of $281,900. Zillow estimates the typical home value at $296,657, higher than the Census estimate. Fair market rent ranges from $872 for a one-bedroom to $1,097 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 134 total housing units in the city. The median year a home was built is 1971. The average annual property tax is $4,841 (higher than the $3,500 national average). 24.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.3x.
Home Values
| Census Median | $243,800 |
| 14% below US avg |
| Zillow ZHVI | $296,657 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $797 |
| 1 Bedroom | $872 |
| 2 Bedrooms | $1,097 |
| 3 Bedrooms | $1,405 |
| 4 Bedrooms | $1,572 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 134 |
| Median Year Built | 1971 |
Property Tax
| Avg Tax (IRS) | $4,841 |
| 38% above US avg |
| Effective Rate | 1.99% |
In Summit Lake, 34.0% of adults are obese, above the national rate of 32.1%. 9.9% have diabetes. Heart disease affects 5.6% of residents. 29.1% have high blood pressure. 16.8% are current smokers. 18.2% report binge drinking. 28.2% are physically inactive. 22.3% report depression. 17.2% experience frequent mental distress. 7.6% of residents lack health insurance. The primary care physician ratio is 1:1,219. The dentist ratio is 1:1,778. 60.2% of residents have access to exercise opportunities. The food environment index is 7.7 out of 10.
Health Metrics: Summit Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.0% |
| 6% above US avg |
| Diabetes | 9.9% |
| Heart Disease | 5.6% |
| High Blood Pressure | 29.1% |
| Asthma | 11.1% |
| COPD | 6.9% |
| Cancer | 6.9% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 16.8% |
| 20% above US avg |
| Binge Drinking | 18.2% |
| Physical Inactivity | 28.2% |
| Depression | 22.3% |
| Mental Distress | 17.2% |
| Physical Distress | 13.5% |
| Short Sleep | 32.7% |
Healthcare Access
| Insurance Rate | 94.1% |
| Uninsured | 7.6% |
| 12% below US avg |
| Primary Care | 1:1,219 |
| Dentists | 1:1,778 |
| Mental Health | 1:882 |
| Checkup Rate | 67.9% |
| Dental Visits | 55.0% |
| Premature Death | 8,311/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 60.2% |
| Healthcare Facilities | 49 |
Summit Lake has a violent crime rate of 88 per 100,000 residents, 77% below the national average of 380. Property crime stands at 5,093 per 100,000, 160% above the U.S. average. The county recorded 5 fatal traffic crashes. Overall, Summit Lake receives a safety grade of F.
Crime Rates: Summit Lake vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 88.0/100K |
| 77% below US avg |
| |
Property Crime
| Total Property | 5,093.1/100K |
| 160% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Summit Lake has a cool climate with an average annual temperature of 41°F (5°C). Winters average 12°F in January while summers reach 67°F in July. The area gets 276 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 29.4 inches (drier than the 38-inch national average). The area receives 53.6 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 1,699 feet.
Temperature
12°F Jan (-11°C)
67°F Jul (20°C)
| Annual Average | 41.4°F |
| 23% below US avg |
| January Average | 12°F (-11°C) |
| July Average | 67°F (20°C) |
| Sunny Days | 276 days/yr |
Geography
| Elevation | 1,699 ft (518 m) |
| Area | 1.2 sq mi (3.2 km²) |
| Population Density | 121/sq mi |
| Coordinates | 45.3770°N, 89.1990°W |
| Timezone | America/Chicago |
| County | Langlade County County |
| Nearest Airport | Menominee Regional (MNM)
78 miles away |
Precipitation & Snow
Annual Rainfall
29.4"
23% below US avg
Wettest Month (Sep)
4.57"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 49.6 / 100 |
| Social Vulnerability | 47.9 / 100 |
| Community Resilience | 72.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
No Rating |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Very Low |
| Cold Wave |
Relatively High |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.5. Most recent: M2.5 on Jan 7, 2024.
| Jan 7, 2024 |
3 km NE of Mole Lake, Wisconsin |
M2.5 |
24 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
195 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 6 fatalities, 69 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Aug 31, 1977 |
EF4 |
97 km |
0 |
| Aug 19, 1968 |
EF4 |
94 km |
2 |
| Jun 25, 1950 |
EF4 |
37 km |
2 |
| Apr 10, 2011 |
EF3 |
61 km |
0 |
| Jun 7, 2007 |
EF3 |
44 km |
0 |
| Apr 27, 1984 |
EF3 |
58 km |
1 |
| Apr 27, 1984 |
EF3 |
97 km |
0 |
| Sep 28, 1971 |
EF3 |
48 km |
0 |
| May 3, 1955 |
EF3 |
41 km |
0 |
| Jun 15, 2022 |
EF2 |
71 km |
0 |
| Apr 10, 2011 |
EF2 |
41 km |
0 |
| Jun 7, 2007 |
EF2 |
70 km |
0 |
| Sep 30, 2002 |
EF2 |
56 km |
0 |
| Jul 16, 1997 |
EF2 |
36 km |
0 |
| Aug 7, 1996 |
EF2 |
76 km |
0 |
| May 30, 1994 |
EF2 |
29 km |
0 |
| Apr 26, 1994 |
EF2 |
92 km |
0 |
| Jun 27, 1991 |
EF2 |
75 km |
0 |
| May 8, 1988 |
EF2 |
93 km |
0 |
| Jul 4, 1986 |
EF2 |
52 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
4 wildfires (100+ acres) within 100 km.
Largest: RILEY (1,254 ac, 2019).
| Year |
Name |
Acres |
Distance |
| 2019 |
RILEY |
1,254 |
91 km |
| 1987 |
FOULDS CREEK |
750 |
86 km |
| 2022 |
UNNAMED |
702 |
90 km |
| 2022 |
LDF MARSH BURN 2022 |
503 |
94 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
12°F (-11°C) |
1.2 in |
Coldest |
| February |
15°F (-9°C) |
0.9 in |
Driest |
| March |
26°F (-3°C) |
1.9 in |
|
| April |
40°F (4°C) |
2.6 in |
|
| May |
53°F (12°C) |
3.4 in |
|
| June |
61°F (16°C) |
3.9 in |
|
| July |
67°F (20°C) |
3.6 in |
Warmest |
| August |
64°F (18°C) |
4.2 in |
|
| September |
56°F (13°C) |
4.6 in |
Wettest |
| October |
44°F (7°C) |
2.6 in |
|
| November |
30°F (-1°C) |
2.1 in |
|
| December |
17°F (-9°C) |
1.6 in |
|
Summit Lake has a seasonal temperature swing of 55°F / from 12°F in January to 67°F in July. Total annual precipitation is 32.5 inches, with September being the wettest month (4.6") and February the driest (0.9").
Average costs for common services in Summit Lake. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$235 ($141–$376) |
| Specialist Visit |
$329 ($188–$518) |
| Urgent Care Visit |
$188 ($94–$329) |
| Emergency Room Visit |
$2,070 ($753–$4,705) |
| Dental Cleaning |
$122 ($71–$188) |
| Dental Filling |
$235 ($141–$376) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($24–$71) |
| Oil Change (Synthetic) |
$71 ($47–$113) |
| Brake Pad Replacement |
$282 ($141–$471) |
| Tire Rotation |
$38 ($19–$71) |
| New Tires (Set of 4) |
$565 ($376–$941) |
| Battery Replacement |
$188 ($94–$329) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$94 ($56–$141) |
| Electrician (Per Hour) |
$85 ($47–$132) |
| HVAC Repair |
$376 ($141–$753) |
| HVAC System Install |
$6,587 ($3,764–$11,292) |
| Roof Repair |
$941 ($376–$1,882) |
| Roof Replacement |
$8,469 ($5,176–$14,115) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,412 ($471–$3,294) |
| Divorce (Contested) |
$14,115 ($4,705–$28,230) |
| DUI Defense |
$4,705 ($1,882–$9,410) |
| Bankruptcy (Chapter 7) |
$1,412 ($753–$2,823) |
| Will Preparation |
$471 ($188–$941) |
| Trust Preparation |
$2,353 ($941–$4,705) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$42) |
| Women's Haircut |
$52 ($28–$94) |
| Hair Coloring (Full) |
$141 ($71–$235) |
| Manicure |
$24 ($14–$42) |
| Pedicure |
$38 ($24–$61) |
| Massage (1 Hour) |
$75 ($47–$122) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.86 ($2.82–$5.18) |
| Dozen Eggs (per dozen) |
$3.29 ($2.35–$4.71) |
| Loaf of Bread |
$3.58 ($2.35–$5.18) |
| Chicken Breast (per lb) |
$4.23 ($2.82–$6.12) |
| Ground Beef (per lb) |
$5.18 ($3.76–$7.06) |
| Rice (per lb) |
$0.94 ($0.56–$1.69) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($75–$235) |
| Natural Gas (Monthly) |
$66 ($28–$141) |
| Water/Sewer (Monthly) |
$66 ($38–$113) |
| Internet (Monthly) |
$66 ($38–$94) |
| Cell Phone Plan (Monthly) |
$61 ($28–$94) |
| Cable TV (Monthly) |
$80 ($47–$141) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$188 ($71–$471) |
| Car Insurance (Annual) |
$1,882 ($1,129–$3,294) |
| Bus Pass (Monthly) |
$66 ($28–$122) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.53–$24) |
| Car Registration (Annual) |
$94 ($28–$235) |
| Driver's License Renewal |
$28 ($14–$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,129 ($565–$2,353) |
| Daycare (Toddler, Monthly) |
$941 ($471–$1,882) |
| After-School Care (Monthly) |
$376 ($188–$659) |
| Tutoring (Per Hour) |
$47 ($24–$94) |
| SAT/ACT Prep Course |
$941 ($376–$2,353) |
| Private School (K-12, Annual) |
$11,763 ($4,705–$28,230) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$94) |
| Dog Vaccination (Annual) |
$94 ($47–$188) |
| Dog Grooming |
$56 ($28–$94) |
| Pet Boarding (Per Night) |
$38 ($19–$71) |
| Dog Spay/Neuter |
$282 ($141–$471) |
| Cat Spay/Neuter |
$188 ($94–$376) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $909 |
| Toddler | $823 |
| Preschool | $823 |
| Family Childcare (monthly) |
| Infant | $671 |
| Toddler | $650 |
| Preschool | $650 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Summit Lake
What is the population of Summit Lake?
Summit Lake has a population of 97 residents and is located in Wisconsin. The population density is 121 people per square mile, spread across 1.2 square miles. The median age of residents is 63.2 years, which is older than the national median of 38.9 years. The population is 50.5% female and 49.5% male.
Is Summit Lake expensive to live in?
Summit Lake is more affordable than the national average, with a cost of living index of 94.1 / below the baseline of 100. The median household income is $74,286, 1% below the national average of $75,149. The median home value is $243,800 (14% below the U.S. median). The home price-to-income ratio is 3.3x, indicating housing is reasonably affordable relative to local income levels.
Is Summit Lake safe?
Summit Lake is considered a very safe city with a violent crime rate of 88 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 5,093 per 100,000 (above the national average). Overall, Summit Lake receives a safety grade of F based on combined crime data.
What is the weather like in Summit Lake?
Summit Lake has a cool climate with an average annual temperature of 41°F (5°C). Winter temperatures average 12°F in January, while summers reach an average of 67°F in July. The area receives 276 sunny days per year, well above the national average of 205. Annual rainfall totals 29.4 inches, with 53.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Summit Lake?
The job market in Summit Lake is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $852. There are 647 business establishments in the area, including 61 restaurants and food service locations. The average commute time is 28 minutes, and 18.2% of workers work from home.
How much does housing cost in Summit Lake?
The median home value in Summit Lake is $243,800. Zillow estimates the typical home value at $296,657. The homeownership rate is 100.0%. The average annual property tax is $4,841.
How are the schools in Summit Lake?
Schools in Summit Lake score 5.1 out of 10 on standardized testing, near the national average. 16.1% of adults in Summit Lake hold a bachelor's degree or higher, below the national average of 33.7%. 98.9% have completed high school. 9.4% hold a graduate or professional degree.
How healthy is Summit Lake?
The obesity rate in Summit Lake is 34.0% (above the national rate of 32.1%). 16.8% of adults are smokers. 28.2% are physically inactive. 22.3% of residents report depression. 7.6% lack health insurance. 60.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,219.
What is transportation like in Summit Lake?
The average commute in Summit Lake is 28 minutes. 40.9% of workers drive alone to work, and 18.2% work from home.
What are the demographics of Summit Lake?
The racial and ethnic makeup of Summit Lake is 92.8% White. 100% of residents speak only English at home. 97.0% of the population are military veterans. 20.6% of residents have a disability. 94.1% have health insurance coverage.
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