Median Income
$124,750
66% higher than US avg
Home Value
$510,200
81% higher than US avg
Violent Crime
263/100K
31% lower than US avg
Bachelor's+
55.3%
64% higher than US avg
Median Rent
$1,734
49% higher than US avg
Obesity Rate
32.5%
1% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
7.9%
36% lower than US avg
How Summit Compares to the U.S. Average (100% = U.S. avg)
People
Population4,997
Median Age53.2 yrs
Density242/mi²
Male / Female54% / 46%
Largest GroupWhite 92%
Veterans7.5%
Economy
A+
Median Income$124,750
Per Capita$64,080
Unemployment0.0%
Poverty7.9%
County GDP$42,030M
Commute27 min
Housing
A
Home Value$510,200
Rent$1,734
Ownership90.8%
Zillow$715,256
Housing Units2,260
Rent Burden18.9%
Crime
F
Violent263/100K
Property647/100K
Murder0.0/100K
Assault142/100K
Burglary81/100K
Health
Obesity32.5%
Uninsured5.1%
Smoking9.5%
Depression21.7%
Heart Disease4.5%
Climate
Avg Temp47°F (8°C)
AQI38 (Good)
Rain36.0 in/yr
Sunny Days260/yr
Elevation884 ft (269 m)
Education
A+
Bachelor's+55.3%
High School+99.1%
Graduate+19.9%
School Score7.13
Community
2024 VoteR 59% / D 39%
Commute27 min
Broadband97.9%
EV Stations11
Libraries16
Is Summit a Good Place to Live?
Based on current data, Summit receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs. Summit offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Summit is $124,750, which is significantly higher than the national average / 66% above $75,149. This places Summit among higher-income communities. The job market is very strong with unemployment at just 0.0%. Only 7.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Summit is $510,200, making it a premium housing market at 81% above the U.S. median of $281,900. Renters pay a median of $1,734 per month, significantly above the national average of $1,163. A price-to-income ratio of 4.1x indicates a reasonably affordable housing market.
Safety & Crime
Violent crime in Summit is below the national average at 263 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 647 per 100,000, 67% below the national average.
Education
Summit is a highly educated community / 55.3% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 99.1% have completed high school. Local schools score 7.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Summit experiences four distinct seasons with an average temperature of 47°F. Winters average 20°F in January while summers reach 71°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 36.0 inches, including 36.9 inches of snow. Air quality is rated Good with a median AQI of 38.
Summit has a population of 4,997 with a density of 242 people per square mile, spread across 24.2 square miles. The median age is 53.2 years, 37% older than the national median of 38.9. The gender split is 46.4% female and 53.6% male. The city is predominantly White (91.8%). English is the primary language spoken at home by 93.1% of residents, while 6.9% speak Spanish. 7.5% of the population are veterans, above the national rate of 6.0%. 7.9% of residents have a disability (below the 13.0% national average). 98.0% have health insurance coverage.
Population
53.2yrs
Median Age
37% above US avg
Language Spoken at Home
English Only
93.1%
19% above US avg
Spanish
6.9%
49% below US avg
The median household income in Summit is $124,750, which is 66% above the national average of $75,149. Per capita income is $64,080 (above the $39,052 national figure). The average weekly wage is $1,346. The unemployment rate is 0.0% (below the 3.6% US average). 7.9% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 14,577 business establishments, including 875 restaurants. The cost of living index is 94.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 27 minutes. 10.9% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $124,750 |
| 66% above US avg |
| Per Capita Income | $64,080 |
| Avg Weekly Wage | $1,346 |
| IRS Avg AGI | $118,719 |
| Gini Index | 0.442 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 7.9% |
| 36% below US avg |
| Establishments (County) | 14,577 |
| County GDP | $42,030M |
Business (County)
| Restaurants | 875 |
| Healthcare | 1,644 |
| Retail | 1,242 |
| Manufacturing | 838 |
Tax & Cost of Living
| Property Tax (IRS) | $7,421 |
| 112% above US avg |
| Cost of Living | 94.10 (100=avg) |
| Effective Tax Rate | 1.45% |
Commute & Transportation
| Commute Time | 27.0 min |
| Drive Alone | 83.9% |
| Public Transit | 0.0% |
| Work from Home | 10.9% |
The median home value in Summit is $510,200, 81% above the national median of $281,900. Zillow estimates the typical home value at $715,256, higher than the Census estimate. Homes sell for 85.4% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $1,734 (49% above the national average of $1,163). Fair market rent ranges from $872 for a one-bedroom to $1,097 for a two-bedroom apartment. 90.8% of housing units are owner-occupied (above the 65.4% national rate). There are 2,260 total housing units in the city. The median year a home was built is 1983. The average annual property tax is $7,421 (higher than the $3,500 national average). 18.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 4.1x.
Home Values
| Census Median | $510,200 |
| 81% above US avg |
| Zillow ZHVI | $715,256 |
| Median List Price | $724,900 |
Real Estate Market (Redfin)
| Median List Price | $724,900 |
| $/Sq Ft | $160 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 85.4% |
| Price Drops | 0.0% |
| Inventory | 5 |
Rental Costs
| Census Median Rent | $1,734 |
| 49% above US avg |
| Rent Burden | 18.9% |
HUD Fair Market Rent
| Studio | $797 |
| 1 Bedroom | $872 |
| 2 Bedrooms | $1,097 |
| 3 Bedrooms | $1,405 |
| 4 Bedrooms | $1,572 |
Ownership & Property
| Homeownership | 90.8% |
| Owner-Occupied | 90.8% |
| Renter-Occupied | 9.2% |
| Housing Units | 2,260 |
| Median Year Built | 1983 |
Property Tax
| Avg Tax (IRS) | $7,421 |
| 112% above US avg |
| Effective Rate | 1.45% |
In Summit, 32.5% of adults are obese, above the national rate of 32.1%. 7.6% have diabetes (below the 10.5% national rate). Heart disease affects 4.5% of residents, below the national average. 27.3% have high blood pressure. 9.5% are current smokers (below the 14.0% national rate). 24.8% report binge drinking. 17.5% are physically inactive, below the national average. 21.7% report depression. 13.8% experience frequent mental distress. 5.1% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:713. The dentist ratio is 1:1,016. 97.4% of residents have access to exercise opportunities. The food environment index is 9.3 out of 10.
Health Metrics: Summit vs U.S. Average (%)
Chronic Conditions
| Obesity | 32.5% |
| 1% above US avg |
| Diabetes | 7.6% |
| Heart Disease | 4.5% |
| High Blood Pressure | 27.3% |
| Asthma | 10.3% |
| COPD | 3.8% |
| Cancer | 7.6% |
| Stroke | 2.2% |
Behaviors & Mental Health
| Smoking | 9.5% |
| 32% below US avg |
| Binge Drinking | 24.8% |
| Physical Inactivity | 17.5% |
| Depression | 21.7% |
| Mental Distress | 13.8% |
| Physical Distress | 9.8% |
| Short Sleep | 31.0% |
Healthcare Access
| Insurance Rate | 98.0% |
| Uninsured | 5.1% |
| 41% below US avg |
| Primary Care | 1:713 |
| Dentists | 1:1,016 |
| Mental Health | 1:318 |
| Checkup Rate | 76.5% |
| Dental Visits | 75.0% |
| Premature Death | 5,179/100K |
Food & Exercise
| Food Environment | 9.3/10 |
| Exercise Access | 97.4% |
| Healthcare Facilities | 1,644 |
Summit has a violent crime rate of 263 per 100,000 residents, 31% below the national average of 380. This breaks down to aggravated assault at 141.6 per 100,000, robbery at 0.0, rape at 121.4. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 647 per 100,000, 67% below the U.S. average. This includes larceny/theft at 566, burglary at 81, vehicle theft at 0 per 100,000 residents. The county recorded 20 fatal traffic crashes. Overall, Summit receives a safety grade of F.
Crime Rates: Summit vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 262.9/100K |
| 31% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 121.4/100K |
| Robbery | 0.0/100K |
| Assault | 141.6/100K |
Property Crime
| Total Property | 647.3/100K |
| 67% below US avg |
| Burglary | 80.9/100K |
| Theft | 566.3/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 20 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Summit experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 20°F in January while summers reach 71°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 36.0 inches. The area receives 36.9 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 884 feet.
Temperature
20°F Jan (-7°C)
71°F Jul (22°C)
| Annual Average | 46.6°F |
| 14% below US avg |
| January Average | 20°F (-7°C) |
| July Average | 71°F (22°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 884 ft (269 m) |
| Area | 24.2 sq mi (62.7 km²) |
| Population Density | 242/sq mi |
| Coordinates | 43.0462°N, 88.4774°W |
| Timezone | America/Chicago |
| County | Waukesha County County |
| Nearest Airport | General Mitchell International (MKE)
30 miles away |
Precipitation & Snow
Annual Rainfall
36.0"
5% below US avg
Wettest Month (Jul)
4.02"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0501 ppm |
| PM2.5 (Fine Particles) | 10.4 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 88.9 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 97.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively High |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
4 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.9 on Mar 25, 2015.
| Feb 10, 2010 |
2 km NW of Lily Lake, Illinois |
M3.8 |
120 km |
| Nov 4, 2013 |
1 km SSW of Lyons, Illinois |
M3.2 |
149 km |
| Mar 25, 2015 |
3 km WNW of Lake in the Hills, Illinois |
M2.9 |
96 km |
| Jun 10, 2013 |
4 km NNE of Virgil, Illinois |
M2.6 |
118 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
493 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 45 fatalities, 1,103 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 18, 1996 |
EF5 |
74 km |
0 |
| Apr 27, 1984 |
EF4 |
11 km |
1 |
| Apr 4, 1981 |
EF4 |
48 km |
3 |
| Apr 21, 1974 |
EF4 |
83 km |
0 |
| Sep 28, 1972 |
EF4 |
99 km |
0 |
| Apr 21, 1967 |
EF4 |
99 km |
24 |
| Apr 11, 1965 |
EF4 |
92 km |
6 |
| Aug 22, 1964 |
EF4 |
59 km |
0 |
| Sep 26, 1951 |
EF4 |
78 km |
1 |
| Jun 16, 2014 |
EF3 |
88 km |
0 |
| Jan 7, 2008 |
EF3 |
57 km |
0 |
| Jan 7, 2008 |
EF3 |
78 km |
0 |
| Aug 18, 2005 |
EF3 |
79 km |
1 |
| Jun 23, 2004 |
EF3 |
79 km |
1 |
| Jun 23, 2004 |
EF3 |
87 km |
0 |
| Jun 17, 1992 |
EF3 |
88 km |
0 |
| Jun 8, 1984 |
EF3 |
76 km |
0 |
| Jun 5, 1980 |
EF3 |
26 km |
0 |
| Apr 7, 1980 |
EF3 |
63 km |
0 |
| Jun 5, 1977 |
EF3 |
88 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
8 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (1,524 ac, 2006).
| Year |
Name |
Acres |
Distance |
| 2006 |
UNNAMED |
1,524 |
54 km |
| 2010 |
RX BURN |
1,236 |
54 km |
| 1994 |
SOMMERS |
938 |
60 km |
| 1988 |
PEACHY RD |
812 |
57 km |
| 2024 |
IBSP SOUTH F1 RX |
690 |
89 km |
| 2006 |
UNNAMED |
612 |
62 km |
| 2007 |
TOWER RD 2 |
592 |
57 km |
| 2024 |
RX-HWY Y - SOUTH |
553 |
24 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
20°F (-7°C) |
1.3 in |
Coldest |
| February |
22°F (-5°C) |
1.1 in |
Driest |
| March |
33°F (1°C) |
2.2 in |
|
| April |
45°F (7°C) |
3.1 in |
|
| May |
57°F (14°C) |
3.0 in |
|
| June |
66°F (19°C) |
3.7 in |
|
| July |
71°F (22°C) |
4.0 in |
Warmest, Wettest |
| August |
69°F (21°C) |
3.9 in |
|
| September |
61°F (16°C) |
3.9 in |
|
| October |
50°F (10°C) |
2.6 in |
|
| November |
36°F (2°C) |
2.4 in |
|
| December |
23°F (-5°C) |
1.8 in |
|
Summit has a seasonal temperature swing of 51°F / from 20°F in January to 71°F in July. Total annual precipitation is 32.9 inches, with July being the wettest month (4.0") and February the driest (1.1").
Average costs for common services in Summit. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$235 ($141–$376) |
| Specialist Visit |
$329 ($188–$518) |
| Urgent Care Visit |
$188 ($94–$329) |
| Emergency Room Visit |
$2,070 ($753–$4,705) |
| Dental Cleaning |
$122 ($71–$188) |
| Dental Filling |
$235 ($141–$376) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($24–$71) |
| Oil Change (Synthetic) |
$71 ($47–$113) |
| Brake Pad Replacement |
$282 ($141–$471) |
| Tire Rotation |
$38 ($19–$71) |
| New Tires (Set of 4) |
$565 ($376–$941) |
| Battery Replacement |
$188 ($94–$329) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$94 ($56–$141) |
| Electrician (Per Hour) |
$85 ($47–$132) |
| HVAC Repair |
$376 ($141–$753) |
| HVAC System Install |
$6,587 ($3,764–$11,292) |
| Roof Repair |
$941 ($376–$1,882) |
| Roof Replacement |
$8,469 ($5,176–$14,115) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,412 ($471–$3,294) |
| Divorce (Contested) |
$14,115 ($4,705–$28,230) |
| DUI Defense |
$4,705 ($1,882–$9,410) |
| Bankruptcy (Chapter 7) |
$1,412 ($753–$2,823) |
| Will Preparation |
$471 ($188–$941) |
| Trust Preparation |
$2,353 ($941–$4,705) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$42) |
| Women's Haircut |
$52 ($28–$94) |
| Hair Coloring (Full) |
$141 ($71–$235) |
| Manicure |
$24 ($14–$42) |
| Pedicure |
$38 ($24–$61) |
| Massage (1 Hour) |
$75 ($47–$122) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.86 ($2.82–$5.18) |
| Dozen Eggs (per dozen) |
$3.29 ($2.35–$4.71) |
| Loaf of Bread |
$3.58 ($2.35–$5.18) |
| Chicken Breast (per lb) |
$4.23 ($2.82–$6.12) |
| Ground Beef (per lb) |
$5.18 ($3.76–$7.06) |
| Rice (per lb) |
$0.94 ($0.56–$1.69) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($75–$235) |
| Natural Gas (Monthly) |
$66 ($28–$141) |
| Water/Sewer (Monthly) |
$66 ($38–$113) |
| Internet (Monthly) |
$66 ($38–$94) |
| Cell Phone Plan (Monthly) |
$61 ($28–$94) |
| Cable TV (Monthly) |
$80 ($47–$141) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$188 ($71–$471) |
| Car Insurance (Annual) |
$1,882 ($1,129–$3,294) |
| Bus Pass (Monthly) |
$66 ($28–$122) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.53–$24) |
| Car Registration (Annual) |
$94 ($28–$235) |
| Driver's License Renewal |
$28 ($14–$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,129 ($565–$2,353) |
| Daycare (Toddler, Monthly) |
$941 ($471–$1,882) |
| After-School Care (Monthly) |
$376 ($188–$659) |
| Tutoring (Per Hour) |
$47 ($24–$94) |
| SAT/ACT Prep Course |
$941 ($376–$2,353) |
| Private School (K-12, Annual) |
$11,763 ($4,705–$28,230) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$94) |
| Dog Vaccination (Annual) |
$94 ($47–$188) |
| Dog Grooming |
$56 ($28–$94) |
| Pet Boarding (Per Night) |
$38 ($19–$71) |
| Dog Spay/Neuter |
$282 ($141–$471) |
| Cat Spay/Neuter |
$188 ($94–$376) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,269 |
| Toddler | $1,120 |
| Preschool | $1,120 |
| Family Childcare (monthly) |
| Infant | $953 |
| Toddler | $866 |
| Preschool | $866 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Summit
What is the population of Summit?
Summit has a population of 4,997 residents and is located in Wisconsin. The population density is 242 people per square mile, spread across 24.2 square miles. The median age of residents is 53.2 years, which is older than the national median of 38.9 years. The population is 46.4% female and 53.6% male.
Is Summit expensive to live in?
Summit is more affordable than the national average, with a cost of living index of 94.1 / below the baseline of 100. The median household income is $124,750, 66% above the national average of $75,149. The median home value is $510,200 (81% above the U.S. median). Renters pay a median of $1,734 per month, above the national average of $1,163. The home price-to-income ratio is 4.1x, indicating housing is reasonably affordable relative to local income levels.
Is Summit safe?
Summit is safer than the national average, with a violent crime rate of 263 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 647 per 100,000 (below the national average). Overall, Summit receives a safety grade of F based on combined crime data.
What is the weather like in Summit?
Summit has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 20°F in January, while summers reach an average of 71°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 36.0 inches, with 36.9 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Summit?
The job market in Summit is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,346. There are 14,577 business establishments in the area, including 875 restaurants and food service locations. The average commute time is 27 minutes, and 10.9% of workers work from home.
How much does housing cost in Summit?
The median home value in Summit is $510,200. Zillow estimates the typical home value at $715,256. For renters, the median monthly rent is $1,734. Fair market rent is $872 for a 1-bedroom and $1,097 for a 2-bedroom apartment. The homeownership rate is 90.8%. The average annual property tax is $7,421.
How are the schools in Summit?
Schools in Summit perform well, with an average test score of 7.1 out of 10 / above the national benchmark. 55.3% of adults in Summit hold a bachelor's degree or higher, above the national average of 33.7%. 99.1% have completed high school. 19.9% hold a graduate or professional degree.
How healthy is Summit?
The obesity rate in Summit is 32.5% (above the national rate of 32.1%). 9.5% of adults are smokers. 17.5% are physically inactive. 21.7% of residents report depression. 5.1% lack health insurance (below the national rate). 97.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:713.
What is transportation like in Summit?
The average commute in Summit is 27 minutes. 83.9% of workers drive alone to work, and 10.9% work from home.
What are the demographics of Summit?
The racial and ethnic makeup of Summit is 91.8% White. 93.1% of residents speak only English at home, while 6.9% speak Spanish. 7.5% of the population are military veterans. 7.9% of residents have a disability. 98.0% have health insurance coverage.
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