Median Income
$29,914
60% lower than US avg
Home Value
$55,600
80% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
13.5%
60% lower than US avg
Median Rent
$703
40% lower than US avg
Obesity Rate
43.1%
34% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
21.3%
72% higher than US avg
How Temple Compares to the U.S. Average (100% = U.S. avg)
People
Population822
Median Age51.0 yrs
Density637/mi²
Male / Female48% / 52%
Largest GroupWhite 85%
Veterans12.9%
Economy
C+
Median Income$29,914
Per Capita$27,820
Unemployment0.0%
Poverty21.3%
County GDP$209M
Commute30 min
Housing
A+
Home Value$55,600
Rent$703
Ownership81.6%
Zillow$51,711
Housing Units532
Rent Burden32.3%
Crime
C+
Violent0/100K
Property544/100K
Health
Obesity43.1%
Uninsured12.8%
Smoking19.2%
Depression26.4%
Heart Disease6.8%
Climate
Avg Temp62°F (17°C)
AQI45 (Good)
Rain33.3 in/yr
Sunny Days320/yr
Elevation1,007 ft (307 m)
Education
C
Bachelor's+13.5%
High School+83.5%
Graduate+2.6%
School Score5.35
Community
2024 VoteR 82% / D 16%
Commute30 min
Broadband79.5%
EV Stations1
Libraries1
Is Temple a Good Place to Live?
Based on current data, Temple receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, a high uninsured rate, below-average incomes. Temple offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Temple is $29,914, 60% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 21.3% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 30 minutes.
Cost of Living & Housing
The median home value in Temple is $55,600, 80% below the national median / offering relatively affordable homeownership. Renters pay a median of $703 per month, below the national average / a plus for affordability. At just 1.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Temple is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 544 per 100,000, 72% below the national average.
Education
13.5% of residents hold a bachelor's degree, below the national average of 33.7%. 83.5% have completed high school. Area schools have an average test score of 5.4/10.
Climate & Weather
Temple enjoys a moderate climate with an average annual temperature of 62°F. Winters average 40°F in January while summers reach 84°F in July. With 320 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 33.3 inches. Air quality is rated Good with a median AQI of 45.
Temple has a population of 822 with a density of 637 people per square mile, spread across 1.3 square miles. The median age is 51.0 years, 31% older than the national median of 38.9. The gender split is 51.6% female and 48.4% male. The city is predominantly White (85.3%), with 7.2% Hispanic, 5.7% Black. English is the primary language spoken at home by 92% of residents, while 8% speak Spanish. 12.9% of the population are veterans, above the national rate of 6.0%. 31.4% of residents have a disability (above the 13.0% national average). 78.6% have health insurance coverage.
Population
51.0yrs
Median Age
31% above US avg
Language Spoken at Home
English Only
92.0%
17% above US avg
Spanish
8.0%
40% below US avg
The median household income in Temple is $29,914, which is 60% below the national average of $75,149. Per capita income is $27,820 (below the $39,052 national figure). The average weekly wage is $858, 40% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 21.3% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 126 business establishments, including 7 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 30 minutes. 1.7% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $29,914 |
| 60% below US avg |
| Per Capita Income | $27,820 |
| Avg Weekly Wage | $858 |
| IRS Avg AGI | $49,469 |
| Gini Index | 0.477 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 21.3% |
| 72% above US avg |
| Establishments (County) | 126 |
| County GDP | $209M |
Business (County)
| Restaurants | 7 |
| Healthcare | 11 |
| Retail | 16 |
| Manufacturing | 3 |
Tax & Cost of Living
| Property Tax (IRS) | $1,440 |
| 59% below US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 2.59% |
Commute & Transportation
| Commute Time | 30.1 min |
| Drive Alone | 78.4% |
| Public Transit | 0.0% |
| Work from Home | 1.7% |
The median home value in Temple is $55,600, 80% below the national median of $281,900. Zillow estimates the typical home value at $51,711. Monthly rent averages $703 (40% below the national average of $1,163). Fair market rent ranges from $791 for a one-bedroom to $995 for a two-bedroom apartment. 81.6% of housing units are owner-occupied (above the 65.4% national rate). There are 532 total housing units in the city. The median year a home was built is 1960. The average annual property tax is $1,440 (lower than the $3,500 national average). 32.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.9x, well within the affordable range.
Home Values
| Census Median | $55,600 |
| 80% below US avg |
| Zillow ZHVI | $51,711 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $703 |
| 40% below US avg |
| Rent Burden | 32.3% |
HUD Fair Market Rent
| Studio | $744 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $995 |
| 3 Bedrooms | $1,297 |
| 4 Bedrooms | $1,501 |
Ownership & Property
| Homeownership | 81.6% |
| Owner-Occupied | 81.6% |
| Renter-Occupied | 18.4% |
| Housing Units | 532 |
| Median Year Built | 1960 |
Property Tax
| Avg Tax (IRS) | $1,440 |
| 59% below US avg |
| Effective Rate | 2.59% |
In Temple, 43.1% of adults are obese, above the national rate of 32.1%. 12.2% have diabetes (above the 10.5% national rate). Heart disease affects 6.8% of residents, above the national average. 37.8% have high blood pressure. 19.2% are current smokers (above the 14.0% national rate). 15.0% report binge drinking. 33.6% are physically inactive, above the national average. 26.4% report depression (above the 20.0% national average). 19.7% experience frequent mental distress. 12.8% of residents lack health insurance (above the 8.6% national rate). 0.3% of residents have access to exercise opportunities. The food environment index is 6.5 out of 10.
Health Metrics: Temple vs U.S. Average (%)
Chronic Conditions
| Obesity | 43.1% |
| 34% above US avg |
| Diabetes | 12.2% |
| Heart Disease | 6.8% |
| High Blood Pressure | 37.8% |
| Asthma | 11.9% |
| COPD | 8.1% |
| Cancer | 6.8% |
| Stroke | 3.6% |
Behaviors & Mental Health
| Smoking | 19.2% |
| 37% above US avg |
| Binge Drinking | 15.0% |
| Physical Inactivity | 33.6% |
| Depression | 26.4% |
| Mental Distress | 19.7% |
| Physical Distress | 15.0% |
| Short Sleep | 39.4% |
Healthcare Access
| Insurance Rate | 78.6% |
| Uninsured | 12.8% |
| 49% above US avg |
| Mental Health | 1:2,714 |
| Checkup Rate | 76.2% |
| Dental Visits | 54.3% |
| Premature Death | 12,788/100K |
Food & Exercise
| Food Environment | 6.5/10 |
| Exercise Access | 0.3% |
| Healthcare Facilities | 11 |
Temple has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 544 per 100,000, 72% below the U.S. average. The county recorded 4 fatal traffic crashes. Overall, Temple receives a safety grade of C+.
Crime Rates: Temple vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 544.3/100K |
| 72% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Temple enjoys a temperate climate with an average annual temperature of 62°F (17°C). Winters average 40°F in January while summers reach 84°F in July. The area gets 320 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 33.3 inches. The area receives 2.2 inches of snow annually. Air quality is rated Good with a median AQI of 45. The city sits at an elevation of 1,007 feet.
Temperature
40°F Jan (5°C)
84°F Jul (29°C)
| Annual Average | 62.2°F |
| 15% above US avg |
| January Average | 40°F (5°C) |
| July Average | 84°F (29°C) |
| Sunny Days | 320 days/yr |
Geography
| Elevation | 1,007 ft (307 m) |
| Area | 1.3 sq mi (3.4 km²) |
| Population Density | 637/sq mi |
| Coordinates | 34.2721°N, 98.2346°W |
| Timezone | America/Chicago |
| County | Cotton County County |
| Nearest Airport | Lawton-Fort Sill Regional (LAW) 23 miles away |
Precipitation & Snow
Annual Rainfall
33.3"
12% below US avg
Wettest Month (May)
4.76"
Air Quality
| AQI Median | 45.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 4.9 / 100 |
| Social Vulnerability | 46.2 / 100 |
| Community Resilience | 35.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
280 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.6 on Aug 12, 2025.
| Jan 18, 1995 |
4 km SSE of Erin Springs, Oklahoma |
M4.2 |
81 km |
| Apr 28, 1998 |
9 km NE of Medicine Park, Oklahoma |
M3.9 |
59 km |
| Nov 15, 1990 |
5 km SSE of Erin Springs, Oklahoma |
M3.9 |
80 km |
| Feb 8, 2002 |
8 km SW of Elgin, Oklahoma |
M3.8 |
52 km |
| Dec 9, 2013 |
8 km S of Perrin, Texas |
M3.7 |
147 km |
| Nov 28, 2013 |
6 km SSW of Perrin, Texas |
M3.7 |
145 km |
| Sep 25, 2023 |
9 km WNW of Velma, Oklahoma |
M3.7 |
48 km |
| Dec 17, 1992 |
7 km SSE of Erin Springs, Oklahoma |
M3.6 |
80 km |
| Apr 28, 2013 |
4 km NNW of Oakland, Oklahoma |
M3.5 |
132 km |
| Jun 8, 2004 |
6 km N of Lone Grove, Oklahoma |
M3.5 |
90 km |
| Mar 4, 2013 |
5 km S of Tishomingo, Oklahoma |
M3.5 |
143 km |
| Apr 19, 2021 |
8 km SW of Dibble, Oklahoma |
M3.5 |
92 km |
| Mar 11, 2010 |
14 km S of Calumet, Oklahoma |
M3.4 |
134 km |
| Jan 28, 2009 |
0 km ENE of Amber, Oklahoma |
M3.4 |
105 km |
| Jul 8, 2016 |
3 km NE of Dibble, Oklahoma |
M3.4 |
105 km |
| Sep 23, 2013 |
4 km WNW of Marietta, Oklahoma |
M3.4 |
105 km |
| Mar 8, 2009 |
0 km SSE of Smith Village, Oklahoma |
M3.4 |
149 km |
| Mar 6, 2020 |
8 km NE of Alex, Oklahoma |
M3.4 |
91 km |
| Jun 3, 2021 |
7 km SW of Dibble, Oklahoma |
M3.3 |
93 km |
| Sep 25, 2010 |
5 km ENE of Madill, Oklahoma |
M3.3 |
141 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
712 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 106 fatalities, 2,572 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1964 |
EF5 |
48 km |
7 |
| May 9, 2016 |
EF4 |
87 km |
1 |
| Nov 7, 2011 |
EF4 |
91 km |
0 |
| May 24, 2011 |
EF4 |
82 km |
0 |
| May 24, 2011 |
EF4 |
86 km |
1 |
| Feb 10, 2009 |
EF4 |
68 km |
8 |
| Apr 10, 1979 |
EF4 |
63 km |
42 |
| Apr 10, 1979 |
EF4 |
85 km |
11 |
| Apr 17, 1976 |
EF4 |
73 km |
0 |
| Apr 19, 1972 |
EF4 |
64 km |
5 |
| May 26, 1962 |
EF4 |
24 km |
0 |
| May 24, 1957 |
EF4 |
24 km |
4 |
| Nov 3, 2024 |
EF3 |
25 km |
0 |
| May 25, 2024 |
EF3 |
95 km |
7 |
| May 10, 2010 |
EF3 |
84 km |
0 |
| May 3, 1999 |
EF3 |
78 km |
0 |
| May 3, 1999 |
EF3 |
68 km |
0 |
| May 7, 1995 |
EF3 |
91 km |
3 |
| Mar 13, 1990 |
EF3 |
45 km |
0 |
| May 14, 1986 |
EF3 |
93 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: LOCO-HEALDTON (56,584 ac, 2009).
| Year |
Name |
Acres |
Distance |
| 2009 |
LOCO-HEALDTON |
56,584 |
73 km |
| 2011 |
FERGUSON |
41,429 |
69 km |
| 2021 |
WINDMILL |
28,410 |
91 km |
| 2009 |
MONTAGUE COUNTY COMPLEX |
25,907 |
75 km |
| 2012 |
TOWNLEY ROAD |
24,139 |
76 km |
| 2009 |
RATCLIFF CITY-TATUMS |
23,099 |
75 km |
| 2009 |
TWO MILE HILL COMPLEX |
20,991 |
67 km |
| 2009 |
BRUSHY MOUNTAIN |
18,412 |
88 km |
| 1996 |
WESTSIDE |
16,723 |
76 km |
| 2006 |
RINGGOLD |
16,382 |
61 km |
| 2005 |
UNNAMED |
15,416 |
87 km |
| 2008 |
ARCHER CO |
13,969 |
97 km |
| 2009 |
APRIL 9TH COMPLEX 2 |
13,805 |
99 km |
| 1996 |
HENRIETTA FIRE |
13,629 |
73 km |
| 2006 |
RATLIFF CITY |
12,435 |
73 km |
| 2024 |
RUSH |
12,239 |
64 km |
| 2011 |
WICHITA COUNTY COMPLEX |
12,118 |
61 km |
| 2008 |
UNNAMED |
10,392 |
51 km |
| 2000 |
UNNAMED |
9,943 |
98 km |
| 2022 |
62 FIRE |
9,804 |
78 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
40°F (5°C) |
1.3 in |
Coldest, Driest |
| February |
45°F (7°C) |
1.7 in |
|
| March |
53°F (12°C) |
2.5 in |
|
| April |
62°F (17°C) |
2.8 in |
|
| May |
70°F (21°C) |
4.8 in |
Wettest |
| June |
79°F (26°C) |
3.9 in |
|
| July |
84°F (29°C) |
2.1 in |
Warmest |
| August |
83°F (28°C) |
2.5 in |
|
| September |
76°F (24°C) |
4.0 in |
|
| October |
65°F (18°C) |
3.2 in |
|
| November |
52°F (11°C) |
1.9 in |
|
| December |
43°F (6°C) |
1.5 in |
|
Temple has a seasonal temperature swing of 44°F / from 40°F in January to 84°F in July. Total annual precipitation is 32.1 inches, with May being the wettest month (4.8") and January the driest (1.3").
Average costs for common services in Temple. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $894 |
| Toddler | $773 |
| Preschool | $773 |
| Family Childcare (monthly) |
| Infant | $650 |
| Toddler | $598 |
| Preschool | $598 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Temple
What is the population of Temple?
Temple has a population of 822 residents and is located in Oklahoma. The population density is 637 people per square mile, spread across 1.3 square miles. The median age of residents is 51.0 years, which is older than the national median of 38.9 years. The population is 51.6% female and 48.4% male.
Is Temple expensive to live in?
Temple is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $29,914, 60% below the national average of $75,149. The median home value is $55,600 (80% below the U.S. median). Renters pay a median of $703 per month, below the national average of $1,163. The home price-to-income ratio is 1.9x, indicating housing is reasonably affordable relative to local income levels.
Is Temple safe?
Temple is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 544 per 100,000 (below the national average). Overall, Temple receives a safety grade of C+ based on combined crime data.
What is the weather like in Temple?
Temple enjoys a temperate climate with an average annual temperature of 62°F (17°C). Winter temperatures average 40°F in January, while summers reach an average of 84°F in July. The area receives 320 sunny days per year, well above the national average of 205. Annual rainfall totals 33.3 inches, with 2.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 45.
How is the job market in Temple?
The job market in Temple is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $858. There are 126 business establishments in the area, including 7 restaurants and food service locations. The average commute time is 30 minutes, and 1.7% of workers work from home.
How much does housing cost in Temple?
The median home value in Temple is $55,600. Zillow estimates the typical home value at $51,711. For renters, the median monthly rent is $703. Fair market rent is $791 for a 1-bedroom and $995 for a 2-bedroom apartment. The homeownership rate is 81.6%. The average annual property tax is $1,440.
How are the schools in Temple?
Schools in Temple score 5.4 out of 10 on standardized testing, near the national average. 13.5% of adults in Temple hold a bachelor's degree or higher, below the national average of 33.7%. 83.5% have completed high school. 2.6% hold a graduate or professional degree.
How healthy is Temple?
The obesity rate in Temple is 43.1% (above the national rate of 32.1%). 19.2% of adults are smokers. 33.6% are physically inactive. 26.4% of residents report depression. 12.8% lack health insurance (above the national rate). 0.3% of residents have access to exercise opportunities.
What is transportation like in Temple?
The average commute in Temple is 30 minutes. 78.4% of workers drive alone to work, and 1.7% work from home.
What are the demographics of Temple?
The racial and ethnic makeup of Temple is 85.3% White, 5.7% Black or African American, 7.2% Hispanic or Latino. 92% of residents speak only English at home, while 8% speak Spanish. 12.9% of the population are military veterans. 31.4% of residents have a disability. 78.6% have health insurance coverage.