Median Income
$70,959
6% lower than US avg
Home Value
$160,000
43% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
19.0%
44% lower than US avg
Median Rent
$874
25% lower than US avg
Obesity Rate
43.3%
35% higher than US avg
Unemployment
5.0%
39% higher than US avg
Poverty Rate
5.0%
60% lower than US avg
How Theresa Compares to the U.S. Average (100% = U.S. avg)
People
Population1,320
Median Age41.7 yrs
Density1,784/mi²
Male / Female50% / 50%
Largest GroupWhite 94%
Veterans8.7%
Economy
A
Median Income$70,959
Per Capita$38,082
Unemployment5.0%
Poverty5.0%
County GDP$5,048M
Commute32 min
Housing
A+
Home Value$160,000
Rent$874
Ownership82.3%
Zillow$332,645
Housing Units615
Rent Burden31.1%
Crime
C+
Violent0/100K
Property1,744/100K
Murder0.0/100K
Assault0/100K
Burglary0/100K
Health
Obesity43.3%
Uninsured8.4%
Smoking16.4%
Depression25.4%
Heart Disease5.9%
Climate
Avg Temp47°F (8°C)
AQI38 (Good)
Rain32.4 in/yr
Sunny Days260/yr
Elevation934 ft (285 m)
Education
C+
Bachelor's+19.0%
High School+92.8%
Graduate+4.3%
School Score5.87
Community
2024 VoteR 66% / D 33%
Commute32 min
Broadband85.2%
EV Stations1
Libraries13
Is Theresa a Good Place to Live?
Based on current data, Theresa receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low crime rates, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include high obesity rates. Theresa offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Theresa is $70,959, roughly in line with the national average of $75,149. The unemployment rate of 5.0% is somewhat elevated compared to the national rate of 3.6%. Only 5.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 32 minutes.
Cost of Living & Housing
The median home value in Theresa is $160,000, 43% below the national median / offering relatively affordable homeownership. Renters pay a median of $874 per month, below the national average / a plus for affordability. At just 2.3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Theresa is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,744 per 100,000, near the national average.
Education
19.0% of residents hold a bachelor's degree, below the national average of 33.7%. 92.8% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Theresa experiences four distinct seasons with an average temperature of 47°F. Winters average 19°F in January while summers reach 73°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 32.4 inches. Air quality is rated Good with a median AQI of 38.
Theresa has a population of 1,320 with a density of 1,784 people per square mile, spread across 0.7 square miles. The median age is 41.7 years, 7% older than the national median of 38.9. The gender split is 49.9% female and 50.1% male. The city is predominantly White (94.1%), with 3.4% Black. English is the primary language spoken at home by 97.4% of residents. 8.7% of the population are veterans, above the national rate of 6.0%. 13.9% of residents have a disability. 97.2% have health insurance coverage.
Population
41.7yrs
Median Age
7% above US avg
Language Spoken at Home
English Only
97.4%
24% above US avg
Spanish
2.6%
81% below US avg
The median household income in Theresa is $70,959, which is 6% below the national average of $75,149. Per capita income is $38,082. The average weekly wage is $1,145, 20% lower than the U.S. average. The unemployment rate is 5.0% (above the 3.6% US average). 5.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 2,002 business establishments, including 166 restaurants. The cost of living index is 94.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 32 minutes. 8.1% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $70,959 |
| 6% below US avg |
| Per Capita Income | $38,082 |
| Avg Weekly Wage | $1,145 |
| IRS Avg AGI | $69,992 |
| Gini Index | 0.391 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 5.0% |
| 39% above US avg |
| Poverty Rate | 5.0% |
| 60% below US avg |
| Establishments (County) | 2,002 |
| County GDP | $5,048M |
Business (County)
| Restaurants | 166 |
| Healthcare | 170 |
| Retail | 208 |
| Manufacturing | 138 |
Tax & Cost of Living
| Property Tax (IRS) | $5,187 |
| 48% above US avg |
| Cost of Living | 94.10 (100=avg) |
| Effective Tax Rate | 3.24% |
Commute & Transportation
| Commute Time | 31.5 min |
| Drive Alone | 77.1% |
| Public Transit | 0.0% |
| Work from Home | 8.1% |
The median home value in Theresa is $160,000, 43% below the national median of $281,900. Zillow estimates the typical home value at $332,645, higher than the Census estimate. Homes sell for 99.7% of their list price. Monthly rent averages $874 (25% below the national average of $1,163). Fair market rent ranges from $872 for a one-bedroom to $1,097 for a two-bedroom apartment. 82.3% of housing units are owner-occupied (above the 65.4% national rate). There are 615 total housing units in the city. The median year a home was built is 1992. The average annual property tax is $5,187 (higher than the $3,500 national average). 31.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.3x, well within the affordable range.
Home Values
| Census Median | $160,000 |
| 43% below US avg |
| Zillow ZHVI | $332,645 |
| Median List Price | $315,900 |
Real Estate Market (Redfin)
| Median List Price | $315,900 |
| $/Sq Ft | $238 |
| Homes Sold | 6 |
| Sale-to-List Ratio | 99.7% |
| Price Drops | 12.5% |
| Inventory | 8 |
Rental Costs
| Census Median Rent | $874 |
| 25% below US avg |
| Rent Burden | 31.1% |
HUD Fair Market Rent
| Studio | $797 |
| 1 Bedroom | $872 |
| 2 Bedrooms | $1,097 |
| 3 Bedrooms | $1,405 |
| 4 Bedrooms | $1,572 |
Ownership & Property
| Homeownership | 82.3% |
| Owner-Occupied | 82.3% |
| Renter-Occupied | 17.7% |
| Housing Units | 615 |
| Median Year Built | 1992 |
Property Tax
| Avg Tax (IRS) | $5,187 |
| 48% above US avg |
| Effective Rate | 3.24% |
In Theresa, 43.3% of adults are obese, above the national rate of 32.1%. 9.6% have diabetes. Heart disease affects 5.9% of residents. 29.4% have high blood pressure. 16.4% are current smokers. 21.3% report binge drinking. 27.8% are physically inactive. 25.4% report depression (above the 20.0% national average). 18.2% experience frequent mental distress. 8.4% of residents lack health insurance. The primary care physician ratio is 1:1,751. The dentist ratio is 1:2,943. 71.3% of residents have access to exercise opportunities. The food environment index is 9.1 out of 10.
Health Metrics: Theresa vs U.S. Average (%)
Chronic Conditions
| Obesity | 43.3% |
| 35% above US avg |
| Diabetes | 9.6% |
| Heart Disease | 5.9% |
| High Blood Pressure | 29.4% |
| Asthma | 11.2% |
| COPD | 6.5% |
| Cancer | 7.3% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 16.4% |
| 17% above US avg |
| Binge Drinking | 21.3% |
| Physical Inactivity | 27.8% |
| Depression | 25.4% |
| Mental Distress | 18.2% |
| Physical Distress | 13.2% |
| Short Sleep | 36.1% |
Healthcare Access
| Insurance Rate | 97.2% |
| Uninsured | 8.4% |
| 2% below US avg |
| Primary Care | 1:1,751 |
| Dentists | 1:2,943 |
| Mental Health | 1:741 |
| Checkup Rate | 76.2% |
| Dental Visits | 61.3% |
| Premature Death | 7,421/100K |
Food & Exercise
| Food Environment | 9.1/10 |
| Exercise Access | 71.3% |
| Healthcare Facilities | 170 |
Theresa has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 1,744 per 100,000, 11% below the U.S. average. This includes larceny/theft at 1,661, burglary at 0, vehicle theft at 83 per 100,000 residents. The county recorded 11 fatal traffic crashes. Overall, Theresa receives a safety grade of C+.
Crime Rates: Theresa vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 0.0/100K |
Property Crime
| Total Property | 1,744.2/100K |
| 11% below US avg |
| Burglary | 0.0/100K |
| Theft | 1,661.1/100K |
| Vehicle Theft | 83.1/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 11 |
| Traffic Accidents | 25 |
| Avg Accident Severity | 2.9 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Theresa experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 19°F in January while summers reach 73°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 32.4 inches. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 934 feet.
Temperature
19°F Jan (-7°C)
73°F Jul (23°C)
| Annual Average | 47.0°F |
| 13% below US avg |
| January Average | 19°F (-7°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 934 ft (285 m) |
| Area | 0.7 sq mi (1.9 km²) |
| Population Density | 1,784/sq mi |
| Coordinates | 43.5168°N, 88.4538°W |
| Timezone | America/Chicago |
| County | Dodge County County |
| Nearest Airport | Wittman Regional (OSH)
34 miles away |
Precipitation & Snow
Annual Rainfall
32.4"
15% below US avg
Wettest Month (Sep)
4.09"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0423 ppm |
| SO₂ (Sulfur Dioxide) | 0.22 ppb |
| CO (Carbon Monoxide) | 0.21 ppm |
| PM2.5 (Fine Particles) | 9.1 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 69.9 / 100 |
| Social Vulnerability | 19.4 / 100 |
| Community Resilience | 92.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.9. Most recent: M2.9 on Mar 25, 2015.
| Mar 25, 2015 |
3 km WNW of Lake in the Hills, Illinois |
M2.9 |
148 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
516 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 23 fatalities, 559 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 18, 1996 |
EF5 |
24 km |
0 |
| Jul 5, 1994 |
EF4 |
99 km |
0 |
| Apr 27, 1984 |
EF4 |
67 km |
1 |
| Apr 27, 1984 |
EF4 |
60 km |
1 |
| Apr 4, 1981 |
EF4 |
23 km |
3 |
| Apr 21, 1974 |
EF4 |
40 km |
0 |
| Aug 22, 1964 |
EF4 |
46 km |
0 |
| Apr 3, 1956 |
EF4 |
62 km |
7 |
| Sep 26, 1951 |
EF4 |
64 km |
1 |
| Jun 23, 2004 |
EF3 |
43 km |
1 |
| Jun 23, 2004 |
EF3 |
52 km |
0 |
| Jun 8, 1984 |
EF3 |
63 km |
0 |
| Jun 5, 1980 |
EF3 |
50 km |
0 |
| Apr 7, 1980 |
EF3 |
42 km |
0 |
| Jun 5, 1977 |
EF3 |
40 km |
0 |
| Jun 4, 1975 |
EF3 |
70 km |
0 |
| Apr 21, 1974 |
EF3 |
24 km |
2 |
| Apr 21, 1974 |
EF3 |
24 km |
0 |
| Dec 1, 1970 |
EF3 |
92 km |
0 |
| Aug 2, 1967 |
EF3 |
91 km |
2 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
7 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (1,524 ac, 2006).
| Year |
Name |
Acres |
Distance |
| 2006 |
UNNAMED |
1,524 |
13 km |
| 2010 |
RX BURN |
1,236 |
13 km |
| 1994 |
SOMMERS |
938 |
19 km |
| 1988 |
PEACHY RD |
812 |
18 km |
| 2006 |
UNNAMED |
612 |
20 km |
| 2007 |
TOWER RD 2 |
592 |
18 km |
| 2024 |
RX-HWY Y - SOUTH |
553 |
66 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
19°F (-7°C) |
1.1 in |
Coldest |
| February |
21°F (-6°C) |
1.0 in |
Driest |
| March |
32°F (-0°C) |
2.0 in |
|
| April |
44°F (7°C) |
2.9 in |
|
| May |
56°F (14°C) |
3.0 in |
|
| June |
66°F (19°C) |
3.5 in |
|
| July |
73°F (23°C) |
3.6 in |
Warmest |
| August |
68°F (20°C) |
3.9 in |
|
| September |
60°F (16°C) |
4.1 in |
Wettest |
| October |
49°F (9°C) |
2.6 in |
|
| November |
35°F (2°C) |
2.2 in |
|
| December |
22°F (-6°C) |
1.6 in |
|
Theresa has a seasonal temperature swing of 54°F / from 19°F in January to 73°F in July. Total annual precipitation is 31.5 inches, with September being the wettest month (4.1") and February the driest (1.0").
Average costs for common services in Theresa. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$235 ($141–$376) |
| Specialist Visit |
$329 ($188–$518) |
| Urgent Care Visit |
$188 ($94–$329) |
| Emergency Room Visit |
$2,070 ($753–$4,705) |
| Dental Cleaning |
$122 ($71–$188) |
| Dental Filling |
$235 ($141–$376) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($24–$71) |
| Oil Change (Synthetic) |
$71 ($47–$113) |
| Brake Pad Replacement |
$282 ($141–$471) |
| Tire Rotation |
$38 ($19–$71) |
| New Tires (Set of 4) |
$565 ($376–$941) |
| Battery Replacement |
$188 ($94–$329) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$94 ($56–$141) |
| Electrician (Per Hour) |
$85 ($47–$132) |
| HVAC Repair |
$376 ($141–$753) |
| HVAC System Install |
$6,587 ($3,764–$11,292) |
| Roof Repair |
$941 ($376–$1,882) |
| Roof Replacement |
$8,469 ($5,176–$14,115) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,412 ($471–$3,294) |
| Divorce (Contested) |
$14,115 ($4,705–$28,230) |
| DUI Defense |
$4,705 ($1,882–$9,410) |
| Bankruptcy (Chapter 7) |
$1,412 ($753–$2,823) |
| Will Preparation |
$471 ($188–$941) |
| Trust Preparation |
$2,353 ($941–$4,705) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$42) |
| Women's Haircut |
$52 ($28–$94) |
| Hair Coloring (Full) |
$141 ($71–$235) |
| Manicure |
$24 ($14–$42) |
| Pedicure |
$38 ($24–$61) |
| Massage (1 Hour) |
$75 ($47–$122) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.86 ($2.82–$5.18) |
| Dozen Eggs (per dozen) |
$3.29 ($2.35–$4.71) |
| Loaf of Bread |
$3.58 ($2.35–$5.18) |
| Chicken Breast (per lb) |
$4.23 ($2.82–$6.12) |
| Ground Beef (per lb) |
$5.18 ($3.76–$7.06) |
| Rice (per lb) |
$0.94 ($0.56–$1.69) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($75–$235) |
| Natural Gas (Monthly) |
$66 ($28–$141) |
| Water/Sewer (Monthly) |
$66 ($38–$113) |
| Internet (Monthly) |
$66 ($38–$94) |
| Cell Phone Plan (Monthly) |
$61 ($28–$94) |
| Cable TV (Monthly) |
$80 ($47–$141) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$188 ($71–$471) |
| Car Insurance (Annual) |
$1,882 ($1,129–$3,294) |
| Bus Pass (Monthly) |
$66 ($28–$122) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.53–$24) |
| Car Registration (Annual) |
$94 ($28–$235) |
| Driver's License Renewal |
$28 ($14–$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,129 ($565–$2,353) |
| Daycare (Toddler, Monthly) |
$941 ($471–$1,882) |
| After-School Care (Monthly) |
$376 ($188–$659) |
| Tutoring (Per Hour) |
$47 ($24–$94) |
| SAT/ACT Prep Course |
$941 ($376–$2,353) |
| Private School (K-12, Annual) |
$11,763 ($4,705–$28,230) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$94) |
| Dog Vaccination (Annual) |
$94 ($47–$188) |
| Dog Grooming |
$56 ($28–$94) |
| Pet Boarding (Per Night) |
$38 ($19–$71) |
| Dog Spay/Neuter |
$282 ($141–$471) |
| Cat Spay/Neuter |
$188 ($94–$376) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $909 |
| Toddler | $823 |
| Preschool | $823 |
| Family Childcare (monthly) |
| Infant | $671 |
| Toddler | $650 |
| Preschool | $650 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Theresa
What is the population of Theresa?
Theresa has a population of 1,320 residents and is located in Wisconsin. The population density is 1,784 people per square mile, spread across 0.7 square miles. The median age of residents is 41.7 years, which is older than the national median of 38.9 years. The population is 49.9% female and 50.1% male.
Is Theresa expensive to live in?
Theresa is more affordable than the national average, with a cost of living index of 94.1 / below the baseline of 100. The median household income is $70,959, 6% below the national average of $75,149. The median home value is $160,000 (43% below the U.S. median). Renters pay a median of $874 per month, below the national average of $1,163. The home price-to-income ratio is 2.3x, indicating housing is reasonably affordable relative to local income levels.
Is Theresa safe?
Theresa is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,744 per 100,000 (below the national average). Overall, Theresa receives a safety grade of C+ based on combined crime data.
What is the weather like in Theresa?
Theresa has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 19°F in January, while summers reach an average of 73°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 32.4 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Theresa?
The unemployment rate in Theresa is 5.0%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $1,145. There are 2,002 business establishments in the area, including 166 restaurants and food service locations. The average commute time is 32 minutes, and 8.1% of workers work from home.
How much does housing cost in Theresa?
The median home value in Theresa is $160,000. Zillow estimates the typical home value at $332,645. For renters, the median monthly rent is $874. Fair market rent is $872 for a 1-bedroom and $1,097 for a 2-bedroom apartment. The homeownership rate is 82.3%. The average annual property tax is $5,187.
How are the schools in Theresa?
Schools in Theresa score 5.9 out of 10 on standardized testing, near the national average. 19.0% of adults in Theresa hold a bachelor's degree or higher, below the national average of 33.7%. 92.8% have completed high school. 4.3% hold a graduate or professional degree.
How healthy is Theresa?
The obesity rate in Theresa is 43.3% (above the national rate of 32.1%). 16.4% of adults are smokers. 27.8% are physically inactive. 25.4% of residents report depression. 8.4% lack health insurance. 71.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,751.
What is transportation like in Theresa?
The average commute in Theresa is 32 minutes, longer than the national average of 28 minutes. 77.1% of workers drive alone to work, and 8.1% work from home.
What are the demographics of Theresa?
The racial and ethnic makeup of Theresa is 94.1% White, 3.4% Black or African American, 0.9% Hispanic or Latino. 97.4% of residents speak only English at home. 8.7% of the population are military veterans. 13.9% of residents have a disability. 97.2% have health insurance coverage.
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