Home Value
$95,400
66% lower than US avg
Violent Crime
1,581/100K
316% higher than US avg
Bachelor's+
22.9%
32% lower than US avg
Median Rent
$850
27% lower than US avg
Obesity Rate
37.9%
18% higher than US avg
Unemployment
2.4%
33% lower than US avg
Poverty Rate
7.5%
40% lower than US avg
How Toccopola Compares to the U.S. Average (100% = U.S. avg)
People
Population286
Median Age42.2 yrs
Density34/mi²
Male / Female49% / 51%
Largest GroupWhite 69%
Veterans2.8%
Economy
Per Capita$21,065
Unemployment2.4%
Poverty7.5%
County GDP$1,286M
Commute38 min
Housing
Home Value$95,400
Rent$850
Ownership94.2%
Zillow$230,933
Housing Units196
Rent Burden22.5%
Crime
F
Violent1,581/100K
Property4,490/100K
Health
Obesity37.9%
Uninsured12.2%
Smoking18.3%
Depression23.0%
Heart Disease6.5%
Climate
Avg Temp62°F (16°C)
AQI43 (Good)
Rain60.8 in/yr
Sunny Days302/yr
Elevation426 ft (130 m)
Education
C+
Bachelor's+22.9%
High School+94.2%
Graduate+3.0%
School Score5.46
Community
2024 VoteR 83% / D 16%
Commute38 min
Broadband95.9%
EV Stations2
Libraries2
Is Toccopola a Good Place to Live?
Based on current data, Toccopola receives an overall livability score of 1.9 out of 5.0, earning a grade of D. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include elevated crime rates, a high uninsured rate, long commute times. Toccopola faces significant challenges across several quality-of-life categories.
Economy & Jobs
The job market is very strong with unemployment at just 2.4%. Only 7.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 38 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Toccopola is $95,400, 66% below the national median / offering relatively affordable homeownership. Renters pay a median of $850 per month, below the national average / a plus for affordability.
Safety & Crime
With 1,581 violent crimes per 100,000 residents, public safety is a notable concern / this is significantly above the national average of 380. Property crime occurs at a rate of 4,490 per 100,000, 129% above the national average.
Education
22.9% of residents hold a bachelor's degree, below the national average of 33.7%. 94.2% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Toccopola enjoys a moderate climate with an average annual temperature of 62°F. Winters average 41°F in January while summers reach 80°F in July. With 302 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 60.8 inches. Air quality is rated Good with a median AQI of 43.
Toccopola has a population of 286 with a density of 34 people per square mile, spread across 8.7 square miles. The median age is 42.2 years, 8% older than the national median of 38.9. The gender split is 51% female and 49% male. The city is predominantly White (68.9%), with 1.4% Hispanic, 25.2% Black. English is the primary language spoken at home by 100% of residents. 2.8% of the population are veterans, below the national rate of 6.0%. 22.8% of residents have a disability (above the 13.0% national average). 86.7% have health insurance coverage.
Population
42.2yrs
Median Age
8% above US avg
Race & Ethnicity
Toccopola vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Toccopola vs U.S. Average
Per capita income is $21,065 (below the $39,052 national figure). The average weekly wage is $802, 44% lower than the U.S. average. The unemployment rate is 2.4% (below the 3.6% US average). 7.5% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 563 business establishments, including 47 restaurants. The cost of living index is 87, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 38 minutes (longer than the 28-minute US average). 1.5% of workers work from home (below the 15.2% national rate).
Income: Toccopola vs U.S.
Income
| |
| Per Capita Income | $21,065 |
| Avg Weekly Wage | $802 |
| IRS Avg AGI | $53,652 |
| Gini Index | 0.424 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.4% |
| 33% below US avg |
| Poverty Rate | 7.5% |
| 40% below US avg |
| Establishments (County) | 563 |
| County GDP | $1,286M |
Business (County)
| Restaurants | 47 |
| Healthcare | 48 |
| Retail | 106 |
| Manufacturing | 67 |
Tax & Cost of Living
| Property Tax (IRS) | $2,494 |
| 29% below US avg |
| Cost of Living | 87.00 (100=avg) |
| Effective Tax Rate | 2.61% |
Commute & Transportation
| Commute Time | 37.9 min |
| Drive Alone | 93.3% |
| Public Transit | 0.0% |
| Work from Home | 1.5% |
The median home value in Toccopola is $95,400, 66% below the national median of $281,900. Zillow estimates the typical home value at $230,933, higher than the Census estimate. Monthly rent averages $850 (27% below the national average of $1,163). Fair market rent ranges from $782 for a one-bedroom to $924 for a two-bedroom apartment. 94.2% of housing units are owner-occupied (above the 65.4% national rate). There are 196 total housing units in the city. The median year a home was built is 1981. The average annual property tax is $2,494 (lower than the $3,500 national average). 22.5% of renters spend 30% or more of their income on housing.
Home Values
| Census Median | $95,400 |
| 66% below US avg |
| Zillow ZHVI | $230,933 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $850 |
| 27% below US avg |
| Rent Burden | 22.5% |
HUD Fair Market Rent
| Studio | $751 |
| 1 Bedroom | $782 |
| 2 Bedrooms | $924 |
| 3 Bedrooms | $1,177 |
| 4 Bedrooms | $1,295 |
Ownership & Property
| Homeownership | 94.2% |
| Owner-Occupied | 94.2% |
| Renter-Occupied | 5.8% |
| Housing Units | 196 |
| Median Year Built | 1981 |
Property Tax
| Avg Tax (IRS) | $2,494 |
| 29% below US avg |
| Effective Rate | 2.61% |
In Toccopola, 37.9% of adults are obese, above the national rate of 32.1%. 11.8% have diabetes. Heart disease affects 6.5% of residents. 38.1% have high blood pressure. 18.3% are current smokers (above the 14.0% national rate). 15.9% report binge drinking. 33.0% are physically inactive, above the national average. 23.0% report depression. 19.3% experience frequent mental distress. 12.2% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:5,241. The dentist ratio is 1:10,463. 55.4% of residents have access to exercise opportunities. The food environment index is 6.7 out of 10.
Health Metrics: Toccopola vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.9% |
| 18% above US avg |
| Diabetes | 11.8% |
| Heart Disease | 6.5% |
| High Blood Pressure | 38.1% |
| Asthma | 10.3% |
| COPD | 8.1% |
| Cancer | 7.1% |
| Stroke | 3.6% |
Behaviors & Mental Health
| Smoking | 18.3% |
| 31% above US avg |
| Binge Drinking | 15.9% |
| Physical Inactivity | 33.0% |
| Depression | 23.0% |
| Mental Distress | 19.3% |
| Physical Distress | 14.7% |
| Short Sleep | 34.6% |
Healthcare Access
| Insurance Rate | 86.7% |
| Uninsured | 12.2% |
| 42% above US avg |
| Primary Care | 1:5,241 |
| Dentists | 1:10,463 |
| Mental Health | 1:2,426 |
| Checkup Rate | 77.5% |
| Dental Visits | 11.1% |
| Premature Death | 11,381/100K |
Food & Exercise
| Food Environment | 6.7/10 |
| Exercise Access | 55.4% |
| Healthcare Facilities | 48 |
Toccopola has a violent crime rate of 1,581 per 100,000 residents, 316% above the national average of 380. Property crime stands at 4,490 per 100,000, 129% above the U.S. average. The county recorded 5 fatal traffic crashes. Overall, Toccopola receives a safety grade of F.
Crime Rates: Toccopola vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 1,580.8/100K |
| 316% above US avg |
| |
Property Crime
| Total Property | 4,489.9/100K |
| 129% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Toccopola enjoys a temperate climate with an average annual temperature of 62°F (16°C). Winters average 41°F in January while summers reach 80°F in July. The area gets 302 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 60.8 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 426 feet.
Temperature
41°F Jan (5°C)
80°F Jul (27°C)
| Annual Average | 61.6°F |
| 14% above US avg |
| January Average | 41°F (5°C) |
| July Average | 80°F (27°C) |
| Sunny Days | 302 days/yr |
Geography
| Elevation | 426 ft (130 m) |
| Area | 8.7 sq mi (22.4 km²) |
| Population Density | 34/sq mi |
| Coordinates | 34.2553°N, 89.2213°W |
| Timezone | America/Chicago |
| County | Pontotoc County County |
| Nearest Airport | Tupelo Regional (TUP) 26 miles away |
Precipitation & Snow
Annual Rainfall
60.8"
60% above US avg
Wettest Month (Mar)
6.14"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 50.1 / 100 |
| Social Vulnerability | 68.3 / 100 |
| Community Resilience | 27.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Relatively Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
17 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.2. Most recent: M2.5 on Jun 25, 2016.
| Sep 2, 1990 |
12 km NW of Fayette, Alabama |
M3.2 |
131 km |
| Jun 23, 1990 |
12 km E of Vernon, Alabama |
M3.2 |
128 km |
| Oct 26, 2002 |
3 km SE of Alligator, Mississippi |
M3.1 |
137 km |
| Jun 23, 1990 |
8 km N of Belk, Alabama |
M3.1 |
132 km |
| May 10, 2008 |
1 km SSE of Sherman, Mississippi |
M3.1 |
37 km |
| Aug 7, 2015 |
16 km W of Millington, Tennessee |
M3.0 |
146 km |
| May 28, 2000 |
3 km NE of Fayette, Alabama |
M3.0 |
144 km |
| May 28, 2000 |
13 km S of Winfield, Alabama |
M3.0 |
138 km |
| Aug 11, 2002 |
8 km ESE of Darling, Mississippi |
M2.8 |
89 km |
| Feb 25, 1999 |
10 km NE of Oakland, Mississippi |
M2.8 |
60 km |
| Feb 11, 1991 |
10 km SSW of Clarksdale, Mississippi |
M2.7 |
128 km |
| Jan 3, 1993 |
4 km SW of Sunset, Arkansas |
M2.7 |
140 km |
| Oct 2, 1995 |
9 km ENE of Clarkedale, Arkansas |
M2.6 |
147 km |
| Feb 10, 2002 |
5 km NNE of Glen Allen, Alabama |
M2.6 |
142 km |
| Jun 25, 2016 |
2 km SSE of Jericho, Arkansas |
M2.5 |
144 km |
| Nov 9, 2009 |
3 km SE of Marion, Arkansas |
M2.5 |
135 km |
| Sep 2, 2013 |
0 km SW of Jericho, Arkansas |
M2.5 |
147 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
1 hurricane (Cat 1+) within 500 km since 1980.
Strongest: Category 1. Most recent: Katrina (2005, Cat 1).
| Year |
Name |
Category |
Closest |
| 2005 |
Katrina |
Category 1 |
262 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
440 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 117 fatalities, 1,065 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 27, 2011 |
EF5 |
75 km |
23 |
| Dec 23, 2015 |
EF4 |
58 km |
9 |
| Apr 19, 1970 |
EF4 |
56 km |
4 |
| Apr 29, 1963 |
EF4 |
49 km |
3 |
| Mar 21, 1952 |
EF4 |
80 km |
16 |
| Mar 24, 2023 |
EF3 |
62 km |
2 |
| Apr 28, 2014 |
EF3 |
37 km |
0 |
| Apr 27, 2011 |
EF3 |
61 km |
4 |
| Apr 27, 2011 |
EF3 |
91 km |
0 |
| Apr 27, 2011 |
EF3 |
32 km |
0 |
| May 2, 2010 |
EF3 |
61 km |
3 |
| May 8, 2008 |
EF3 |
40 km |
0 |
| Feb 5, 2008 |
EF3 |
33 km |
0 |
| Feb 24, 2001 |
EF3 |
28 km |
6 |
| Jan 3, 2000 |
EF3 |
32 km |
0 |
| Mar 1, 1997 |
EF3 |
22 km |
0 |
| Mar 1, 1997 |
EF3 |
17 km |
0 |
| Mar 1, 1997 |
EF3 |
2 km |
0 |
| Mar 1, 1997 |
EF3 |
28 km |
0 |
| Mar 22, 1991 |
EF3 |
52 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: COMP 109 (3,663 ac, 2010).
| Year |
Name |
Acres |
Distance |
| 2010 |
COMP 109 |
3,663 |
19 km |
| 2014 |
C-55 CHILLI LAKE |
3,555 |
47 km |
| 2017 |
UNNAMED |
3,152 |
55 km |
| 2014 |
C-39 EAST CHEWALLA |
3,107 |
55 km |
| 2017 |
UNNAMED |
3,031 |
47 km |
| 2022 |
HOLLY SPRINGS BB 119/90/88 |
2,955 |
31 km |
| 2013 |
UNNAMED |
2,848 |
51 km |
| 2006 |
WITCHDCE W |
2,846 |
44 km |
| 2014 |
C-84 BAGLEY BOTTOMS |
2,766 |
31 km |
| 2016 |
UNNAMED |
2,645 |
17 km |
| 2013 |
MIDWAY CEM PRESCRIBED BURN |
2,513 |
30 km |
| 2016 |
UNNAMED |
2,376 |
60 km |
| 2007 |
WITCHDANCE EAST |
2,285 |
45 km |
| 2013 |
PUSKUS LAKE |
2,271 |
23 km |
| 2017 |
UNNAMED |
2,248 |
39 km |
| 2021 |
TOMBIGBEE CPT - 18/19/23/24 |
2,201 |
44 km |
| 2022 |
HOLLY SPRINGS BB 51/52/53 |
2,182 |
48 km |
| 2010 |
COMP 42 |
2,142 |
50 km |
| 2017 |
UNNAMED |
2,073 |
31 km |
| 2022 |
HOLLY SPRINGS BB10 11 12 14 |
1,977 |
70 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
41°F (5°C) |
5.0 in |
Coldest |
| February |
44°F (7°C) |
4.8 in |
|
| March |
53°F (12°C) |
6.1 in |
Wettest |
| April |
60°F (16°C) |
5.6 in |
|
| May |
68°F (20°C) |
5.6 in |
|
| June |
76°F (24°C) |
4.3 in |
|
| July |
80°F (27°C) |
4.4 in |
Warmest |
| August |
78°F (26°C) |
3.2 in |
Driest |
| September |
73°F (23°C) |
3.9 in |
|
| October |
61°F (16°C) |
3.4 in |
|
| November |
51°F (11°C) |
5.4 in |
|
| December |
44°F (6°C) |
6.1 in |
|
Toccopola has a seasonal temperature swing of 38°F / from 41°F in January to 80°F in July. Total annual precipitation is 57.8 inches, with March being the wettest month (6.1") and August the driest (3.2").
Average costs for common services in Toccopola. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$218 ($131–$348) |
| Specialist Visit |
$305 ($174–$479) |
| Urgent Care Visit |
$174 ($87–$305) |
| Emergency Room Visit |
$1,914 ($696–$4,350) |
| Dental Cleaning |
$113 ($65–$174) |
| Dental Filling |
$218 ($131–$348) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$39 ($22–$65) |
| Oil Change (Synthetic) |
$65 ($44–$104) |
| Brake Pad Replacement |
$261 ($131–$435) |
| Tire Rotation |
$35 ($17–$65) |
| New Tires (Set of 4) |
$522 ($348–$870) |
| Battery Replacement |
$174 ($87–$305) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$87 ($52–$131) |
| Electrician (Per Hour) |
$78 ($44–$122) |
| HVAC Repair |
$348 ($131–$696) |
| HVAC System Install |
$6,090 ($3,480–$10,440) |
| Roof Repair |
$870 ($348–$1,740) |
| Roof Replacement |
$7,830 ($4,785–$13,050) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,305 ($435–$3,045) |
| Divorce (Contested) |
$13,050 ($4,350–$26,100) |
| DUI Defense |
$4,350 ($1,740–$8,700) |
| Bankruptcy (Chapter 7) |
$1,305 ($696–$2,610) |
| Will Preparation |
$435 ($174–$870) |
| Trust Preparation |
$2,175 ($870–$4,350) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$39) |
| Women's Haircut |
$48 ($26–$87) |
| Hair Coloring (Full) |
$131 ($65–$218) |
| Manicure |
$22 ($13–$39) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$113) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.57 ($2.61–$4.79) |
| Dozen Eggs (per dozen) |
$3.05 ($2.18–$4.35) |
| Loaf of Bread |
$3.31 ($2.18–$4.79) |
| Chicken Breast (per lb) |
$3.92 ($2.61–$5.66) |
| Ground Beef (per lb) |
$4.79 ($3.48–$6.53) |
| Rice (per lb) |
$0.87 ($0.52–$1.57) |
View all 20 services
Utilities
| Electricity (Monthly) |
$122 ($70–$218) |
| Natural Gas (Monthly) |
$61 ($26–$131) |
| Water/Sewer (Monthly) |
$61 ($35–$104) |
| Internet (Monthly) |
$61 ($35–$87) |
| Cell Phone Plan (Monthly) |
$57 ($26–$87) |
| Cable TV (Monthly) |
$74 ($44–$131) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$174 ($65–$435) |
| Car Insurance (Annual) |
$1,740 ($1,044–$3,045) |
| Bus Pass (Monthly) |
$61 ($26–$113) |
| Taxi/Uber (5-Mile Ride) |
$13 ($6.96–$22) |
| Car Registration (Annual) |
$87 ($26–$218) |
| Driver's License Renewal |
$26 ($13–$65) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,044 ($522–$2,175) |
| Daycare (Toddler, Monthly) |
$870 ($435–$1,740) |
| After-School Care (Monthly) |
$348 ($174–$609) |
| Tutoring (Per Hour) |
$44 ($22–$87) |
| SAT/ACT Prep Course |
$870 ($348–$2,175) |
| Private School (K-12, Annual) |
$10,875 ($4,350–$26,100) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$52 ($26–$87) |
| Dog Vaccination (Annual) |
$87 ($44–$174) |
| Dog Grooming |
$52 ($26–$87) |
| Pet Boarding (Per Night) |
$35 ($17–$65) |
| Dog Spay/Neuter |
$261 ($131–$435) |
| Cat Spay/Neuter |
$174 ($87–$348) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $503 |
| Toddler | $458 |
| Preschool | $458 |
| Family Childcare (monthly) |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Toccopola
What is the population of Toccopola?
Toccopola has a population of 286 residents and is located in Mississippi. The population density is 34 people per square mile, spread across 8.7 square miles. The median age of residents is 42.2 years, which is older than the national median of 38.9 years. The population is 51% female and 49% male.
Is Toccopola expensive to live in?
Toccopola is more affordable than the national average, with a cost of living index of 87 / below the baseline of 100. The median home value is $95,400 (66% below the U.S. median). Renters pay a median of $850 per month, below the national average of $1,163.
Is Toccopola safe?
Public safety is a concern in Toccopola, with a violent crime rate of 1,581 per 100,000 / significantly above the national average of 380. However, crime tends to concentrate in certain areas, and many neighborhoods remain relatively safe. Property crime occurs at a rate of 4,490 per 100,000 (above the national average). Overall, Toccopola receives a safety grade of F based on combined crime data.
What is the weather like in Toccopola?
Toccopola enjoys a temperate climate with an average annual temperature of 62°F (16°C). Winter temperatures average 41°F in January, while summers reach an average of 80°F in July. The area receives 302 sunny days per year, well above the national average of 205. Annual rainfall totals 60.8 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Toccopola?
The job market in Toccopola is very strong, with unemployment at just 2.4% / well below the national rate of 3.6%. The average weekly wage is $802. There are 563 business establishments in the area, including 47 restaurants and food service locations. The average commute time is 38 minutes, and 1.5% of workers work from home.
How much does housing cost in Toccopola?
The median home value in Toccopola is $95,400. Zillow estimates the typical home value at $230,933. For renters, the median monthly rent is $850. Fair market rent is $782 for a 1-bedroom and $924 for a 2-bedroom apartment. The homeownership rate is 94.2%. The average annual property tax is $2,494.
How are the schools in Toccopola?
Schools in Toccopola score 5.5 out of 10 on standardized testing, near the national average. 22.9% of adults in Toccopola hold a bachelor's degree or higher, below the national average of 33.7%. 94.2% have completed high school. 3.0% hold a graduate or professional degree.
How healthy is Toccopola?
The obesity rate in Toccopola is 37.9% (above the national rate of 32.1%). 18.3% of adults are smokers. 33.0% are physically inactive. 23.0% of residents report depression. 12.2% lack health insurance (above the national rate). 55.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:5,241.
What is transportation like in Toccopola?
The average commute in Toccopola is 38 minutes, longer than the national average of 28 minutes. 93.3% of workers drive alone to work, and 1.5% work from home.
What are the demographics of Toccopola?
The racial and ethnic makeup of Toccopola is 68.9% White, 25.2% Black or African American, 1.4% Hispanic or Latino. 100% of residents speak only English at home. 2.8% of the population are military veterans. 22.8% of residents have a disability. 86.7% have health insurance coverage.