Median Income
$37,292
50% lower than US avg
Home Value
$79,200
72% lower than US avg
Bachelor's+
9.5%
72% lower than US avg
Median Rent
$758
35% lower than US avg
Obesity Rate
44.1%
37% higher than US avg
Unemployment
2.6%
28% lower than US avg
Poverty Rate
30.0%
142% higher than US avg
How Toone Compares to the U.S. Average (100% = U.S. avg)
People
Population294
Median Age38.7 yrs
Density280/mi²
Male / Female54% / 46%
Largest GroupWhite 65%
Veterans5.2%
Economy
C+
Median Income$37,292
Per Capita$19,895
Unemployment2.6%
Poverty30.0%
County GDP$821M
Commute27 min
Housing
A+
Home Value$79,200
Rent$758
Ownership70.8%
Zillow$188,047
Housing Units133
Rent Burden36.8%
Health
Obesity44.1%
Uninsured5.8%
Smoking21.1%
Depression27.7%
Heart Disease6.7%
Climate
Avg Temp60°F (15°C)
Rain56.1 in/yr
Elevation459 ft (140 m)
Education
D
Bachelor's+9.5%
High School+76.5%
Graduate+2.2%
School Score4.40
Community
2024 VoteR 62% / D 38%
Commute27 min
Broadband74.5%
EV Stations1
Libraries4
Is Toone a Good Place to Live?
Based on current data, Toone receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Toone offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Toone is $37,292, 50% below the national average of $75,149. The job market is very strong with unemployment at just 2.6%. The poverty rate of 30.0% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Toone is $79,200, 72% below the national median / offering relatively affordable homeownership. Renters pay a median of $758 per month, below the national average / a plus for affordability. At just 2.1x median income, home prices are very affordable relative to local earnings.
Education
9.5% of residents hold a bachelor's degree, below the national average of 33.7%. 76.5% have completed high school. Area schools have an average test score of 4.4/10.
Climate & Weather
Toone enjoys a moderate climate with an average annual temperature of 60°F. Winters average 39°F in January while summers reach 79°F in July. Annual precipitation totals 56.1 inches.
Toone has a population of 294 with a density of 280 people per square mile, spread across 1.1 square miles. The median age is 38.7 years, 1% younger than the national median of 38.9. The gender split is 45.6% female and 54.4% male. The city is predominantly White (65%), with 32% Black. English is the primary language spoken at home by 100% of residents. 5.2% of the population are veterans. 13.9% of residents have a disability. 94.2% have health insurance coverage.
Population
294
Total Population
2023 Census
38.7yrs
Median Age
1% below US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Toone is $37,292, which is 50% below the national average of $75,149. Per capita income is $19,895 (below the $39,052 national figure). The average weekly wage is $991, 31% lower than the U.S. average. The unemployment rate is 2.6% (below the 3.6% US average). 30.0% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 398 business establishments, including 29 restaurants. The cost of living index is 91.9, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 27 minutes. 4.7% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $37,292 |
| 50% below US avg |
| Per Capita Income | $19,895 |
| Avg Weekly Wage | $991 |
| IRS Avg AGI | $43,317 |
| Gini Index | 0.432 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.6% |
| 28% below US avg |
| Poverty Rate | 30.0% |
| 142% above US avg |
| Establishments (County) | 398 |
| County GDP | $821M |
Business (County)
| Restaurants | 29 |
| Healthcare | 39 |
| Retail | 64 |
| Manufacturing | 18 |
Tax & Cost of Living
| Property Tax (IRS) | $2,070 |
| 41% below US avg |
| Cost of Living | 91.90 (100=avg) |
| Effective Tax Rate | 2.61% |
Commute & Transportation
| Commute Time | 27.3 min |
| Drive Alone | 93.5% |
| Public Transit | 0.0% |
| Work from Home | 4.7% |
The median home value in Toone is $79,200, 72% below the national median of $281,900. Zillow estimates the typical home value at $188,047, higher than the Census estimate. Monthly rent averages $758 (35% below the national average of $1,163). Fair market rent ranges from $924 for a one-bedroom to $1,118 for a two-bedroom apartment. 70.8% of housing units are owner-occupied. There are 133 total housing units in the city. The median year a home was built is 1976. The average annual property tax is $2,070 (lower than the $3,500 national average). 36.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.1x, well within the affordable range.
Home Values
| Census Median | $79,200 |
| 72% below US avg |
| Zillow ZHVI | $188,047 |
Rental Costs
| Census Median Rent | $758 |
| 35% below US avg |
| Rent Burden | 36.8% |
HUD Fair Market Rent
| Studio | $882 |
| 1 Bedroom | $924 |
| 2 Bedrooms | $1,118 |
| 3 Bedrooms | $1,445 |
| 4 Bedrooms | $1,644 |
Ownership & Property
| Homeownership | 70.8% |
| Owner-Occupied | 70.8% |
| Renter-Occupied | 29.2% |
| Housing Units | 133 |
| Median Year Built | 1976 |
Property Tax
| Avg Tax (IRS) | $2,070 |
| 41% below US avg |
| Effective Rate | 2.61% |
In Toone, 44.1% of adults are obese, above the national rate of 32.1%. 15.0% have diabetes (above the 10.5% national rate). Heart disease affects 6.7% of residents, above the national average. 41.9% have high blood pressure. 21.1% are current smokers (above the 14.0% national rate). 13.2% report binge drinking. 31.8% are physically inactive, above the national average. 27.7% report depression (above the 20.0% national average). 22.0% experience frequent mental distress. 5.8% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:6,356. The dentist ratio is 1:3,647. 16.3% of residents have access to exercise opportunities. The food environment index is 7.5 out of 10.
Health Metrics: Toone vs U.S. Average (%)
Chronic Conditions
| Obesity | 44.1% |
| 37% above US avg |
| Diabetes | 15.0% |
| Heart Disease | 6.7% |
| High Blood Pressure | 41.9% |
| Asthma | 11.9% |
| COPD | 8.7% |
| Cancer | 6.2% |
| Stroke | 4.2% |
Behaviors & Mental Health
| Smoking | 21.1% |
| 51% above US avg |
| Binge Drinking | 13.2% |
| Physical Inactivity | 31.8% |
| Depression | 27.7% |
| Mental Distress | 22.0% |
| Physical Distress | 15.8% |
| Short Sleep | 44.5% |
Healthcare Access
| Insurance Rate | 94.2% |
| Uninsured | 5.8% |
| 33% below US avg |
| Primary Care | 1:6,356 |
| Dentists | 1:3,647 |
| Mental Health | 1:656 |
| Checkup Rate | 79.0% |
| Dental Visits | 52.5% |
| Premature Death | 15,497/100K |
Food & Exercise
| Food Environment | 7.5/10 |
| Exercise Access | 16.3% |
| Healthcare Facilities | 39 |
Toone enjoys a temperate climate with an average annual temperature of 60°F (15°C). Winters average 39°F in January while summers reach 79°F in July. Annual precipitation totals 56.1 inches (wetter than the 38-inch national average). The area receives 1.7 inches of snow annually. The city sits at an elevation of 459 feet.
Temperature
39°F Jan (4°C)
79°F Jul (26°C)
| Annual Average | 59.6°F |
| 10% above US avg |
| January Average | 39°F (4°C) |
| July Average | 79°F (26°C) |
Geography
| Elevation | 459 ft (140 m) |
| Area | 1.1 sq mi (2.7 km²) |
| Population Density | 280/sq mi |
| Coordinates | 35.3565°N, 88.9542°W |
| Timezone | America/Chicago |
| County | Hardeman County County |
| Nearest Airport | Mc Kellar-Sipes Regional (MKL)
17 miles away |
Precipitation & Snow
Annual Rainfall
56.1"
48% above US avg
Wettest Month (Mar)
5.86"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 63.0 / 100 |
| Social Vulnerability | 93.4 / 100 |
| Community Resilience | 39.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Relatively Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
278 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.1 on Aug 1, 2025.
| May 1, 2005 |
5 km SSE of Manila, Arkansas |
M4.2 |
120 km |
| Feb 10, 2005 |
3 km NNW of Etowah, Arkansas |
M4.1 |
126 km |
| Apr 30, 2003 |
1 km N of Blytheville, Arkansas |
M4.0 |
109 km |
| Jun 2, 2005 |
12 km S of Ridgely, Tennessee |
M4.0 |
100 km |
| Nov 29, 1996 |
1 km W of Blytheville, Arkansas |
M3.8 |
109 km |
| Sep 17, 1997 |
2 km E of Trumann, Arkansas |
M3.8 |
142 km |
| May 16, 2024 |
6 km S of Ridgely, Tennessee |
M3.8 |
105 km |
| Feb 23, 2013 |
7 km SW of Trumann, Arkansas |
M3.7 |
148 km |
| Apr 24, 2019 |
12 km NNW of Dyersburg, Tennessee |
M3.7 |
97 km |
| Oct 15, 2017 |
6 km SE of Manila, Arkansas |
M3.6 |
118 km |
| Jan 16, 2018 |
4 km SW of Caruthersville, Missouri |
M3.6 |
111 km |
| Apr 2, 2015 |
1 km WNW of Cooter, Missouri |
M3.6 |
110 km |
| Jan 8, 1993 |
6 km WSW of Gosnell, Arkansas |
M3.5 |
117 km |
| Aug 25, 2015 |
9 km W of Henning, Tennessee |
M3.5 |
74 km |
| Sep 9, 2016 |
9 km NW of Tiptonville, Tennessee |
M3.4 |
133 km |
| Apr 28, 1993 |
8 km SSE of Ridgely, Tennessee |
M3.4 |
103 km |
| Aug 29, 1990 |
9 km WSW of Central, Tennessee |
M3.4 |
79 km |
| Nov 6, 2009 |
6 km NNW of Dyersburg, Tennessee |
M3.4 |
91 km |
| Jun 17, 2012 |
6 km NW of Tiptonville, Tennessee |
M3.3 |
128 km |
| Aug 12, 2013 |
7 km S of Hornbeak, Tennessee |
M3.3 |
105 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
461 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 196 fatalities, 1,623 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 16, 1998 |
EF5 |
86 km |
3 |
| Feb 5, 2008 |
EF4 |
61 km |
3 |
| Feb 5, 2008 |
EF4 |
37 km |
0 |
| May 4, 2003 |
EF4 |
19 km |
11 |
| May 5, 1999 |
EF4 |
97 km |
3 |
| Jan 17, 1999 |
EF4 |
26 km |
6 |
| Mar 1, 1997 |
EF4 |
92 km |
1 |
| Mar 1, 1997 |
EF4 |
85 km |
0 |
| May 7, 1971 |
EF4 |
81 km |
3 |
| Apr 19, 1970 |
EF4 |
71 km |
4 |
| Apr 3, 1956 |
EF4 |
50 km |
3 |
| Mar 21, 1952 |
EF4 |
77 km |
2 |
| Mar 21, 1952 |
EF4 |
88 km |
4 |
| Mar 21, 1952 |
EF4 |
85 km |
16 |
| Mar 21, 1952 |
EF4 |
10 km |
38 |
| Mar 31, 2023 |
EF3 |
26 km |
9 |
| Mar 31, 2023 |
EF3 |
80 km |
1 |
| Dec 10, 2021 |
EF3 |
89 km |
0 |
| Dec 23, 2015 |
EF3 |
93 km |
0 |
| May 2, 2010 |
EF3 |
65 km |
3 |
Source: NOAA SPC (EF0+, 1950-2024)
Tsunami History
1 tsunami recorded within 500 km.
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1811 |
AR: NE - NEW MADRID EARTHQUAKES |
Eruption + Earthquake |
- |
- |
134 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: C-55 CHILLI LAKE (3,555 ac, 2014).
| Year |
Name |
Acres |
Distance |
| 2014 |
C-55 CHILLI LAKE |
3,555 |
78 km |
| 2017 |
UNNAMED |
3,152 |
76 km |
| 2014 |
C-39 EAST CHEWALLA |
3,107 |
76 km |
| 2017 |
UNNAMED |
3,031 |
78 km |
| 2013 |
UNNAMED |
2,848 |
80 km |
| 2017 |
UNNAMED |
2,248 |
90 km |
| 2022 |
HOLLY SPRINGS BB 51/52/53 |
2,182 |
77 km |
| 2010 |
COMP 42 |
2,142 |
80 km |
| 2022 |
HOLLY SPRINGS BB10 11 12 14 |
1,977 |
56 km |
| 2016 |
UNNAMED |
1,972 |
90 km |
| 2016 |
UNNAMED |
1,785 |
80 km |
| 2011 |
HOLLY SPRINGS RX |
1,780 |
79 km |
| 2018 |
UNNAMED |
1,668 |
90 km |
| 2024 |
HSRD 47 1 2 RX |
1,634 |
71 km |
| 2015 |
BURN BLOCK 58 PISGAH RD |
1,464 |
83 km |
| 1994 |
UNNAMED |
1,298 |
63 km |
| 2015 |
YELLOW RABBIT |
1,274 |
60 km |
| 2018 |
UNNAMED |
1,259 |
81 km |
| 2015 |
BURN BLOCK 61 COLLIER RD |
1,254 |
81 km |
| 2021 |
HOLLY SPRINGS - BB41 |
1,254 |
79 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
39°F (4°C) |
4.3 in |
Coldest |
| February |
42°F (6°C) |
5.0 in |
|
| March |
51°F (10°C) |
5.9 in |
Wettest |
| April |
60°F (15°C) |
5.6 in |
|
| May |
68°F (20°C) |
5.3 in |
|
| June |
76°F (24°C) |
4.7 in |
|
| July |
79°F (26°C) |
4.4 in |
Warmest |
| August |
78°F (26°C) |
3.5 in |
Driest |
| September |
72°F (22°C) |
3.9 in |
|
| October |
60°F (16°C) |
4.0 in |
|
| November |
49°F (10°C) |
4.3 in |
|
| December |
41°F (5°C) |
5.5 in |
|
Toone has a seasonal temperature swing of 41°F / from 39°F in January to 79°F in July. Total annual precipitation is 56.1 inches, with March being the wettest month (5.9") and August the driest (3.5").
Average costs for common services in Toone. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$230 ($138-$368) |
| Specialist Visit |
$322 ($184-$505) |
| Urgent Care Visit |
$184 ($92-$322) |
| Emergency Room Visit |
$2,022 ($735-$4,595) |
| Dental Cleaning |
$119 ($69-$184) |
| Dental Filling |
$230 ($138-$368) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$69) |
| Oil Change (Synthetic) |
$69 ($46-$110) |
| Brake Pad Replacement |
$276 ($138-$460) |
| Tire Rotation |
$37 ($18-$69) |
| New Tires (Set of 4) |
$551 ($368-$919) |
| Battery Replacement |
$184 ($92-$322) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$92 ($55-$138) |
| Electrician (Per Hour) |
$83 ($46-$129) |
| HVAC Repair |
$368 ($138-$735) |
| HVAC System Install |
$6,433 ($3,676-$11,028) |
| Roof Repair |
$919 ($368-$1,838) |
| Roof Replacement |
$8,271 ($5,055-$13,785) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,379 ($460-$3,217) |
| Divorce (Contested) |
$13,785 ($4,595-$27,570) |
| DUI Defense |
$4,595 ($1,838-$9,190) |
| Bankruptcy (Chapter 7) |
$1,379 ($735-$2,757) |
| Will Preparation |
$460 ($184-$919) |
| Trust Preparation |
$2,298 ($919-$4,595) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$51 ($28-$92) |
| Hair Coloring (Full) |
$138 ($69-$230) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$37 ($23-$60) |
| Massage (1 Hour) |
$74 ($46-$119) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.77 ($2.76-$5.05) |
| Dozen Eggs (per dozen) |
$3.22 ($2.30-$4.60) |
| Loaf of Bread |
$3.49 ($2.30-$5.05) |
| Chicken Breast (per lb) |
$4.14 ($2.76-$5.97) |
| Ground Beef (per lb) |
$5.05 ($3.68-$6.89) |
| Rice (per lb) |
$0.92 ($0.55-$1.65) |
View all 20 services
Utilities
| Electricity (Monthly) |
$129 ($74-$230) |
| Natural Gas (Monthly) |
$64 ($28-$138) |
| Water/Sewer (Monthly) |
$64 ($37-$110) |
| Internet (Monthly) |
$64 ($37-$92) |
| Cell Phone Plan (Monthly) |
$60 ($28-$92) |
| Cable TV (Monthly) |
$78 ($46-$138) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$184 ($69-$460) |
| Car Insurance (Annual) |
$1,838 ($1,103-$3,217) |
| Bus Pass (Monthly) |
$64 ($28-$119) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.35-$23) |
| Car Registration (Annual) |
$92 ($28-$230) |
| Driver's License Renewal |
$28 ($14-$69) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,103 ($551-$2,298) |
| Daycare (Toddler, Monthly) |
$919 ($460-$1,838) |
| After-School Care (Monthly) |
$368 ($184-$643) |
| Tutoring (Per Hour) |
$46 ($23-$92) |
| SAT/ACT Prep Course |
$919 ($368-$2,298) |
| Private School (K-12, Annual) |
$11,488 ($4,595-$27,570) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$55 ($28-$92) |
| Dog Vaccination (Annual) |
$92 ($46-$184) |
| Dog Grooming |
$55 ($28-$92) |
| Pet Boarding (Per Night) |
$37 ($18-$69) |
| Dog Spay/Neuter |
$276 ($138-$460) |
| Cat Spay/Neuter |
$184 ($92-$368) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $567 |
| Toddler | $476 |
| Preschool | $476 |
| Family Childcare (monthly) |
| Infant | $393 |
| Toddler | $422 |
| Preschool | $422 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Toone
What is the population of Toone?
Toone has a population of 294 residents and is located in Tennessee. The population density is 280 people per square mile, spread across 1.1 square miles. The median age of residents is 38.7 years. The population is 45.6% female and 54.4% male.
Is Toone expensive to live in?
Toone is more affordable than the national average, with a cost of living index of 91.9 / below the baseline of 100. The median household income is $37,292, 50% below the national average of $75,149. The median home value is $79,200 (72% below the U.S. median). Renters pay a median of $758 per month, below the national average of $1,163. The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Toone?
Toone enjoys a temperate climate with an average annual temperature of 60°F (15°C). Winter temperatures average 39°F in January, while summers reach an average of 79°F in July. Annual rainfall totals 56.1 inches, with 1.7 inches of snow.
How is the job market in Toone?
The job market in Toone is very strong, with unemployment at just 2.6% / well below the national rate of 3.6%. The average weekly wage is $991. There are 398 business establishments in the area, including 29 restaurants and food service locations. The average commute time is 27 minutes, and 4.7% of workers work from home.
How much does housing cost in Toone?
The median home value in Toone is $79,200. Zillow estimates the typical home value at $188,047. For renters, the median monthly rent is $758. Fair market rent is $924 for a 1-bedroom and $1,118 for a 2-bedroom apartment. The homeownership rate is 70.8%. The average annual property tax is $2,070.
How are the schools in Toone?
Schools in Toone have an average test score of 4.4 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 9.5% of adults in Toone hold a bachelor's degree or higher, below the national average of 33.7%. 76.5% have completed high school. 2.2% hold a graduate or professional degree.
How healthy is Toone?
The obesity rate in Toone is 44.1% (above the national rate of 32.1%). 21.1% of adults are smokers. 31.8% are physically inactive. 27.7% of residents report depression. 5.8% lack health insurance (below the national rate). 16.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:6,356.
What is transportation like in Toone?
The average commute in Toone is 27 minutes. 93.5% of workers drive alone to work, and 4.7% work from home.
What are the demographics of Toone?
The racial and ethnic makeup of Toone is 65% White, 32% Black or African American. 100% of residents speak only English at home. 5.2% of the population are military veterans. 13.9% of residents have a disability. 94.2% have health insurance coverage.