North Carolina · Metropolitan Area
Topsail Beach is a small town in North Carolina with a population of 444. Residents earn $90,833 per year, which is 21% above the national average.
Based on current data, Topsail Beach receives an overall livability score of 4.2 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs, long commute times. Topsail Beach stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
The median household income in Topsail Beach is $90,833, 21% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.0%. Only 2.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 38 minutes, longer than the typical American commute of 28 minutes.
The median home value in Topsail Beach is $630,500, making it a premium housing market at 124% above the U.S. median of $281,900. Renters pay a median of $1,250 per month. The price-to-income ratio of 6.9x means housing costs are stretched relative to local earnings.
Topsail Beach is a highly educated community — 63.2% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 98.8% have completed high school. Area schools have an average test score of 5.5/10.
Topsail Beach enjoys a moderate climate with an average annual temperature of 62°F. Winters average 44°F in January while summers reach 80°F in July. Air quality is rated Good with a median AQI of 40.
| English Only | 99.4% |
| 27% above US avg | |
| Spanish | 0.6% |
| 96% below US avg |
| Median HH Income | $90,833 |
| 21% above US avg | |
| Per Capita Income | $72,143 |
| Avg Weekly Wage | $907 |
| IRS Avg AGI | $82,055 |
| Unemployment | 1.0% |
| 72% below US avg | |
| Poverty Rate | 2.8% |
| 77% below US avg | |
| Establishments (County) | 1,964 |
| County GDP | $2,516M |
| Restaurants | 127 |
| Healthcare | 125 |
| Retail | 175 |
| Manufacturing | 39 |
| Property Tax (IRS) | $4,052 |
| 16% above US avg | |
| Effective Tax Rate | 0.64% |
| Commute Time | 37.9 min |
| Drive Alone | 56.1% |
| Public Transit | 0.0% |
| Work from Home | 37.6% |
| Census Median | $630,500 |
| 124% above US avg | |
| Zillow ZHVI | $928,914 |
| Median List Price | $1,120,000 |
| Median List Price | $1,120,000 |
| $/Sq Ft | $699 |
| Homes Sold | 3 |
| Sale-to-List Ratio | 95.7% |
| Price Drops | 21.1% |
| Inventory | 19 |
| Census Median Rent | $1,250 |
| 7% above US avg | |
| Rent Burden | 20.0% |
| Studio | $932 |
| 1 Bedroom | $981 |
| 2 Bedrooms | $1,161 |
| 3 Bedrooms | $1,499 |
| 4 Bedrooms | $1,780 |
| Owner-Occupied | 94.4% |
| Avg Tax (IRS) | $4,052 |
| 16% above US avg | |
| Effective Rate | 0.64% |
| Obesity | 30.7% |
| 4% below US avg | |
| Diabetes | 7.1% |
| Heart Disease | 4.5% |
| High Blood Pressure | 27.8% |
| Asthma | 9.9% |
| COPD | 4.4% |
| Stroke | 2.2% |
| Binge Drinking | 20.0% |
| Physical Inactivity | 14.4% |
| Depression | 25.6% |
| Mental Distress | 15.2% |
| Physical Distress | 9.4% |
| Insurance Rate | 94.1% |
| Checkup Rate | 77.4% |
| Premature Death | 9,267/100K |
| Food Environment | 7.9/10 |
| Exercise Access | 61.5% |
| Healthcare Facilities | 125 |
| Fatal Crashes (County/yr) | 12 |
| Annual Average | 62.1°F |
| 15% above US avg | |
| January Average | 44°F (7°C) |
| July Average | 80°F (26°C) |
| AQI Median | 40.0 |
| Rating | Good |
| Area | 4.4 sq mi (11.4 km²) |
| Population Density | 101/sq mi |
| Coordinates | 34.3664°N, 77.6476°W |
| County FIPS | 37141 |
Winner: Republican by 35 points
| Bachelor's Degree+ | 63.2% |
| 88% above US avg | |
| High School+ | 98.8% |
| School Test Score | 5.46 |
| RUCC Code 2 | Metro — 250K–1M |
| Population Density | 101/sq mi |
| Total Area | 4.4 sq mi |
| Broadband Access | 99.1% |
| Public Libraries | 2 |
| Healthcare Facilities | 125 |
| Restaurants | 127 |
| Retail Stores | 175 |
| Fatal Crashes (County/yr) | 12 |
| Avg Commute | 37.9 min |
| Drive Alone | 56.1% |
| Public Transit | 0.0% |
| Work from Home | 37.6% |