Median Income
$43,333
42% lower than US avg
Home Value
$66,700
76% lower than US avg
Violent Crime
165/100K
56% lower than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
39.1%
22% higher than US avg
Unemployment
5.8%
61% higher than US avg
Poverty Rate
20.0%
61% higher than US avg
How Toronto Compares to the U.S. Average (100% = U.S. avg)
People
Population69
Median Age64.6 yrs
Density383/mi²
Male / Female52% / 48%
Largest GroupWhite 96%
Veterans69.0%
Economy
C+
Median Income$43,333
Per Capita$28,148
Unemployment5.8%
Poverty20.0%
County GDP$2,951M
Commute31 min
Housing
A+
Home Value$66,700
Ownership82.4%
Zillow$145,206
Housing Units50
Rent Burden27.7%
Crime
F
Violent165/100K
Property3,111/100K
Health
Obesity39.1%
Uninsured7.4%
Smoking17.1%
Depression21.6%
Heart Disease6.2%
Climate
Avg Temp49°F (9°C)
AQI43 (Good)
Rain39.6 in/yr
Sunny Days275/yr
Elevation736 ft (224 m)
Education
A
Bachelor's+0.0%
High School+84.4%
Graduate+0.0%
School Score5.78
Community
2024 VoteR 59% / D 40%
Commute31 min
Broadband34.0%
EV Stations1
Libraries7
Is Toronto a Good Place to Live?
Based on current data, Toronto receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine. Areas to be aware of include above-average unemployment, an elevated poverty rate, below-average incomes. Toronto offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Toronto is $43,333, 42% below the national average of $75,149. The unemployment rate of 5.8% is somewhat elevated compared to the national rate of 3.6%. The poverty rate of 20.0% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 31 minutes.
Cost of Living & Housing
The median home value in Toronto is $66,700, 76% below the national median / offering relatively affordable homeownership. At just 1.5x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Toronto is below the national average at 165 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,111 per 100,000, 59% above the national average.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 84.4% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Toronto experiences four distinct seasons with an average temperature of 49°F. Winters average 20°F in January while summers reach 74°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.6 inches, including 39.8 inches of snow. Air quality is rated Good with a median AQI of 43.
Toronto has a population of 69 with a density of 383 people per square mile, spread across 0.2 square miles. The median age is 64.6 years, 66% older than the national median of 38.9. The gender split is 47.8% female and 52.2% male. The city is predominantly White (95.7%). English is the primary language spoken at home by 97.4% of residents. 69.0% of the population are veterans, above the national rate of 6.0%. 21.1% of residents have a disability (above the 13.0% national average). 92.1% have health insurance coverage.
Population
64.6yrs
Median Age
66% above US avg
Language Spoken at Home
English Only
97.4%
24% above US avg
Spanish
2.6%
81% below US avg
The median household income in Toronto is $43,333, which is 42% below the national average of $75,149. Per capita income is $28,148 (below the $39,052 national figure). The average weekly wage is $1,014, 29% lower than the U.S. average. The unemployment rate is 5.8% (above the 3.6% US average). 20.0% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 1,498 business establishments, including 117 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 31 minutes. 20.8% of workers work from home (above the 15.2% national rate).
Income
| Median HH Income | $43,333 |
| 42% below US avg |
| Per Capita Income | $28,148 |
| Avg Weekly Wage | $1,014 |
| IRS Avg AGI | $65,940 |
| Gini Index | 0.432 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 5.8% |
| 61% above US avg |
| Poverty Rate | 20.0% |
| 61% above US avg |
| Establishments (County) | 1,498 |
| County GDP | $2,951M |
Business (County)
| Restaurants | 117 |
| Healthcare | 128 |
| Retail | 162 |
| Manufacturing | 60 |
Tax & Cost of Living
| Property Tax (IRS) | $4,438 |
| 27% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 6.65% |
Commute & Transportation
| Commute Time | 31.3 min |
| Drive Alone | 79.2% |
| Public Transit | 0.0% |
| Work from Home | 20.8% |
The median home value in Toronto is $66,700, 76% below the national median of $281,900. Zillow estimates the typical home value at $145,206, higher than the Census estimate. Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 82.4% of housing units are owner-occupied (above the 65.4% national rate). There are 50 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $4,438 (higher than the $3,500 national average). 27.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.5x, well within the affordable range.
Home Values
| Census Median | $66,700 |
| 76% below US avg |
| Zillow ZHVI | $145,206 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 82.4% |
| Owner-Occupied | 82.4% |
| Renter-Occupied | 17.6% |
| Housing Units | 50 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $4,438 |
| 27% above US avg |
| Effective Rate | 6.65% |
In Toronto, 39.1% of adults are obese, above the national rate of 32.1%. 10.0% have diabetes. Heart disease affects 6.2% of residents. 32.6% have high blood pressure. 17.1% are current smokers (above the 14.0% national rate). 23.5% report binge drinking. 24.9% are physically inactive. 21.6% report depression. 18.2% experience frequent mental distress. 7.4% of residents lack health insurance. The primary care physician ratio is 1:2,112. The dentist ratio is 1:1,716. 76.9% of residents have access to exercise opportunities. The food environment index is 8.0 out of 10.
Health Metrics: Toronto vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.1% |
| 22% above US avg |
| Diabetes | 10.0% |
| Heart Disease | 6.2% |
| High Blood Pressure | 32.6% |
| Asthma | 10.2% |
| COPD | 6.8% |
| Cancer | 7.4% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 17.1% |
| 22% above US avg |
| Binge Drinking | 23.5% |
| Physical Inactivity | 24.9% |
| Depression | 21.6% |
| Mental Distress | 18.2% |
| Physical Distress | 12.8% |
| Short Sleep | 34.3% |
Healthcare Access
| Insurance Rate | 92.1% |
| Uninsured | 7.4% |
| 14% below US avg |
| Primary Care | 1:2,112 |
| Dentists | 1:1,716 |
| Mental Health | 1:537 |
| Checkup Rate | 74.5% |
| Dental Visits | 65.4% |
| Premature Death | 8,790/100K |
Food & Exercise
| Food Environment | 8.0/10 |
| Exercise Access | 76.9% |
| Healthcare Facilities | 128 |
Toronto has a violent crime rate of 165 per 100,000 residents, 56% below the national average of 380. Property crime stands at 3,111 per 100,000, 59% above the U.S. average. The county recorded 5 fatal traffic crashes. Overall, Toronto receives a safety grade of F.
Crime Rates: Toronto vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 165.5/100K |
| 56% below US avg |
| |
Property Crime
| Total Property | 3,110.5/100K |
| 59% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Toronto experiences four distinct seasons with an average annual temperature of 49°F (9°C). Winters average 20°F in January while summers reach 74°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 39.6 inches. The area receives 39.8 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 736 feet.
Temperature
20°F Jan (-7°C)
74°F Jul (23°C)
| Annual Average | 49.0°F |
| 9% below US avg |
| January Average | 20°F (-7°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 736 ft (224 m) |
| Area | 0.2 sq mi (0.5 km²) |
| Population Density | 383/sq mi |
| Coordinates | 41.9031°N, 90.8628°W |
| Timezone | America/Chicago |
| County | Clinton County County |
| Nearest Airport | Monticello Regional (MXO)
27 miles away |
Precipitation & Snow
Annual Rainfall
39.6"
4% above US avg
Wettest Month (Jun)
4.49"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0477 ppm |
| SO₂ (Sulfur Dioxide) | 1.32 ppb |
| PM2.5 (Fine Particles) | 11.0 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 64.8 / 100 |
| Social Vulnerability | 34.6 / 100 |
| Community Resilience | 87.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively High |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M3.5. Most recent: M3.5 on Sep 2, 1999.
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
120 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
660 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 5 fatalities, 230 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 13, 1990 |
EF4 |
59 km |
0 |
| Mar 29, 1981 |
EF4 |
80 km |
0 |
| Aug 12, 1974 |
EF4 |
71 km |
0 |
| Apr 11, 1965 |
EF4 |
8 km |
1 |
| Apr 30, 1954 |
EF4 |
77 km |
0 |
| Jun 1, 2007 |
EF3 |
76 km |
0 |
| May 21, 2004 |
EF3 |
81 km |
0 |
| May 15, 1998 |
EF3 |
100 km |
0 |
| May 9, 1995 |
EF3 |
36 km |
0 |
| Jun 19, 1993 |
EF3 |
48 km |
0 |
| Jun 19, 1993 |
EF3 |
80 km |
0 |
| Jul 13, 1992 |
EF3 |
38 km |
0 |
| Mar 13, 1990 |
EF3 |
59 km |
0 |
| May 8, 1988 |
EF3 |
18 km |
0 |
| May 8, 1988 |
EF3 |
92 km |
0 |
| Aug 15, 1978 |
EF3 |
71 km |
0 |
| Jun 20, 1974 |
EF3 |
50 km |
1 |
| Jun 14, 1974 |
EF3 |
60 km |
0 |
| May 13, 1974 |
EF3 |
38 km |
0 |
| Jul 12, 1971 |
EF3 |
70 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
5 wildfires (100+ acres) within 100 km.
Largest: UNIT 3 (1,206 ac, 1999).
| Year |
Name |
Acres |
Distance |
| 1999 |
UNIT 3 |
1,206 |
90 km |
| 2002 |
HSB 03 2 |
1,130 |
90 km |
| 2000 |
DESTRUST A |
756 |
89 km |
| 2006 |
HSB 003 |
674 |
91 km |
| 2004 |
HSB 009 |
608 |
89 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
20°F (-7°C) |
1.2 in |
Coldest |
| February |
24°F (-4°C) |
1.1 in |
Driest |
| March |
36°F (2°C) |
2.4 in |
|
| April |
49°F (9°C) |
3.4 in |
|
| May |
61°F (16°C) |
3.9 in |
|
| June |
70°F (21°C) |
4.5 in |
Wettest |
| July |
74°F (23°C) |
4.0 in |
Warmest |
| August |
71°F (22°C) |
4.2 in |
|
| September |
63°F (17°C) |
4.1 in |
|
| October |
52°F (11°C) |
2.7 in |
|
| November |
37°F (3°C) |
2.3 in |
|
| December |
24°F (-4°C) |
1.9 in |
|
Toronto has a seasonal temperature swing of 53°F / from 20°F in January to 74°F in July. Total annual precipitation is 35.7 inches, with June being the wettest month (4.5") and February the driest (1.1").
Average costs for common services in Toronto. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $685 |
| Toddler | $590 |
| Preschool | $590 |
| Family Childcare (monthly) |
| Infant | $462 |
| Toddler | $455 |
| Preschool | $455 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Toronto
What is the population of Toronto?
Toronto has a population of 69 residents and is located in Iowa. The population density is 383 people per square mile, spread across 0.2 square miles. The median age of residents is 64.6 years, which is older than the national median of 38.9 years. The population is 47.8% female and 52.2% male.
Is Toronto expensive to live in?
Toronto is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $43,333, 42% below the national average of $75,149. The median home value is $66,700 (76% below the U.S. median). The home price-to-income ratio is 1.5x, indicating housing is reasonably affordable relative to local income levels.
Is Toronto safe?
Toronto is safer than the national average, with a violent crime rate of 165 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,111 per 100,000 (above the national average). Overall, Toronto receives a safety grade of F based on combined crime data.
What is the weather like in Toronto?
Toronto has a four-season climate with an average annual temperature of 49°F (9°C). Winter temperatures average 20°F in January, while summers reach an average of 74°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 39.6 inches, with 39.8 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Toronto?
The unemployment rate in Toronto is 5.8%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $1,014. There are 1,498 business establishments in the area, including 117 restaurants and food service locations. The average commute time is 31 minutes, and 20.8% of workers work from home.
How much does housing cost in Toronto?
The median home value in Toronto is $66,700. Zillow estimates the typical home value at $145,206. The homeownership rate is 82.4%. The average annual property tax is $4,438.
How are the schools in Toronto?
Schools in Toronto score 5.8 out of 10 on standardized testing, near the national average. 0.0% of adults in Toronto hold a bachelor's degree or higher, below the national average of 33.7%. 84.4% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Toronto?
The obesity rate in Toronto is 39.1% (above the national rate of 32.1%). 17.1% of adults are smokers. 24.9% are physically inactive. 21.6% of residents report depression. 7.4% lack health insurance. 76.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,112.
What is transportation like in Toronto?
The average commute in Toronto is 31 minutes, longer than the national average of 28 minutes. 79.2% of workers drive alone to work, and 20.8% work from home.
What are the demographics of Toronto?
The racial and ethnic makeup of Toronto is 95.7% White. 97.4% of residents speak only English at home. 69.0% of the population are military veterans. 21.1% of residents have a disability. 92.1% have health insurance coverage.
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