Median Income
$45,833
39% lower than US avg
Violent Crime
330/100K
13% lower than US avg
Bachelor's+
14.8%
56% lower than US avg
Obesity Rate
38.0%
18% higher than US avg
Unemployment
2.8%
22% lower than US avg
Poverty Rate
6.5%
48% lower than US avg
How Troy Compares to the U.S. Average (100% = U.S. avg)
People
Population164
Median Age24.8 yrs
Density205/mi²
Male / Female51% / 49%
Largest GroupWhite 96%
Veterans25.0%
Economy
B+
Median Income$45,833
Per Capita$17,907
Unemployment2.8%
Poverty6.5%
County GDP$331M
Commute31 min
Housing
Ownership91.1%
Zillow$118,515
Housing Units65
Rent Burden31.3%
Crime
F
Violent330/100K
Property2,968/100K
Health
Obesity38.0%
Uninsured14.5%
Smoking20.4%
Depression27.8%
Heart Disease7.0%
Climate
Avg Temp63°F (17°C)
AQI43 (Good)
Rain47.3 in/yr
Sunny Days308/yr
Elevation499 ft (152 m)
Education
C
Bachelor's+14.8%
High School+91.4%
Graduate+5.8%
School Score3.65
Community
2024 VoteR 58% / D 41%
Commute31 min
Broadband56.0%
EV Stations1
Libraries1
Is Troy a Good Place to Live?
Based on current data, Troy receives an overall livability score of 2.3 out of 5.0, earning a grade of C. Key strengths include low unemployment, abundant sunshine, a low poverty rate. Areas to be aware of include a high uninsured rate, below-average incomes. Troy has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Troy is $45,833, 39% below the national average of $75,149. The job market is very strong with unemployment at just 2.8%. Only 6.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 31 minutes.
Safety & Crime
Violent crime in Troy is below the national average at 330 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,968 per 100,000, 51% above the national average.
Education
14.8% of residents hold a bachelor's degree, below the national average of 33.7%. 91.4% have completed high school. School test scores average 3.7/10, below typical benchmarks.
Climate & Weather
Troy enjoys a moderate climate with an average annual temperature of 63°F. Winters average 44°F in January while summers reach 81°F in July. With 308 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 47.3 inches. Air quality is rated Good with a median AQI of 43.
Troy has a population of 164 with a density of 205 people per square mile, spread across 0.8 square miles. The median age is 24.8 years, 36% younger than the national median of 38.9. The gender split is 49.4% female and 50.6% male. The city is predominantly White (95.7%), with 1.8% Black. English is the primary language spoken at home by 99.4% of residents. 25.0% of the population are veterans, above the national rate of 6.0%. 9.7% of residents have a disability (below the 13.0% national average). 72.7% have health insurance coverage.
Population
24.8yrs
Median Age
36% below US avg
Language Spoken at Home
English Only
99.4%
27% above US avg
Spanish
0.6%
96% below US avg
The median household income in Troy is $45,833, which is 39% below the national average of $75,149. Per capita income is $17,907 (below the $39,052 national figure). The average weekly wage is $816, 43% lower than the U.S. average. The unemployment rate is 2.8% (below the 3.6% US average). 6.5% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 304 business establishments, including 13 restaurants. The cost of living index is 93.7, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 31 minutes. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $45,833 |
| 39% below US avg |
| Per Capita Income | $17,907 |
| Avg Weekly Wage | $816 |
| IRS Avg AGI | $69,470 |
| Gini Index | 0.460 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.8% |
| 22% below US avg |
| Poverty Rate | 6.5% |
| 48% below US avg |
| Establishments (County) | 304 |
| County GDP | $331M |
Business (County)
| Restaurants | 13 |
| Healthcare | 5 |
| Retail | 24 |
| Manufacturing | 3 |
Tax & Cost of Living
| Property Tax (IRS) | $3,867 |
| 10% above US avg |
| Cost of Living | 93.70 (100=avg) |
Commute & Transportation
| Commute Time | 30.8 min |
| Drive Alone | 90.9% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
Zillow estimates the typical home value at $118,515. Fair market rent ranges from $982 for a one-bedroom to $1,155 for a two-bedroom apartment. 91.1% of housing units are owner-occupied (above the 65.4% national rate). There are 65 total housing units in the city. The median year a home was built is 1985. The average annual property tax is $3,867. 31.3% of renters spend 30% or more of their income on housing.
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $928 |
| 1 Bedroom | $982 |
| 2 Bedrooms | $1,155 |
| 3 Bedrooms | $1,450 |
| 4 Bedrooms | $1,699 |
Ownership & Property
| Homeownership | 91.1% |
| Owner-Occupied | 91.1% |
| Renter-Occupied | 8.9% |
| Housing Units | 65 |
| Median Year Built | 1985 |
Property Tax
| Avg Tax (IRS) | $3,867 |
| 10% above US avg |
In Troy, 38.0% of adults are obese, above the national rate of 32.1%. 13.8% have diabetes (above the 10.5% national rate). Heart disease affects 7.0% of residents, above the national average. 37.0% have high blood pressure. 20.4% are current smokers (above the 14.0% national rate). 16.7% report binge drinking. 30.5% are physically inactive, above the national average. 27.8% report depression (above the 20.0% national average). 20.5% experience frequent mental distress. 14.5% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,952. The dentist ratio is 1:9,764. 93.3% of residents have access to exercise opportunities. The food environment index is 8.7 out of 10.
Health Metrics: Troy vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.0% |
| 18% above US avg |
| Diabetes | 13.8% |
| Heart Disease | 7.0% |
| High Blood Pressure | 37.0% |
| Asthma | 10.4% |
| COPD | 9.4% |
| Cancer | 7.0% |
| Stroke | 4.2% |
Behaviors & Mental Health
| Smoking | 20.4% |
| 46% above US avg |
| Binge Drinking | 16.7% |
| Physical Inactivity | 30.5% |
| Depression | 27.8% |
| Mental Distress | 20.5% |
| Physical Distress | 16.2% |
| Short Sleep | 40.6% |
Healthcare Access
| Insurance Rate | 72.7% |
| Uninsured | 14.5% |
| 69% above US avg |
| Primary Care | 1:1,952 |
| Dentists | 1:9,764 |
| Mental Health | 1:1,988 |
| Checkup Rate | 77.8% |
| Dental Visits | 52.8% |
| Premature Death | 14,226/100K |
Food & Exercise
| Food Environment | 8.7/10 |
| Exercise Access | 93.3% |
| Healthcare Facilities | 5 |
Troy has a violent crime rate of 330 per 100,000 residents, 13% below the national average of 380. Property crime stands at 2,968 per 100,000, 51% above the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Troy receives a safety grade of F.
Crime Rates: Troy vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 329.8/100K |
| 13% below US avg |
| |
Property Crime
| Total Property | 2,968.1/100K |
| 51% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Traffic Accidents | 60 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Troy enjoys a temperate climate with an average annual temperature of 63°F (17°C). Winters average 44°F in January while summers reach 81°F in July. The area gets 308 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 47.3 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 499 feet.
Temperature
44°F Jan (7°C)
81°F Jul (27°C)
| Annual Average | 62.5°F |
| 16% above US avg |
| January Average | 44°F (7°C) |
| July Average | 81°F (27°C) |
| Sunny Days | 308 days/yr |
Geography
| Elevation | 499 ft (152 m) |
| Area | 0.8 sq mi (2.1 km²) |
| Population Density | 205/sq mi |
| Coordinates | 33.9919°N, 82.2979°W |
| Timezone | America/New_York |
| County | McCormick County County |
| Nearest Airport | Anderson Regional (AND)
42 miles away |
Precipitation & Snow
Annual Rainfall
47.3"
24% above US avg
Wettest Month (Mar)
4.92"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 9.5 / 100 |
| Social Vulnerability | 95.7 / 100 |
| Community Resilience | 18.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
46 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.1. Most recent: M2.5 on Aug 23, 2025.
| Feb 15, 2014 |
12 km ENE of Parksville, South Carolina |
M4.1 |
27 km |
| Jun 29, 2022 |
6 km E of Elgin, South Carolina |
M3.6 |
146 km |
| Mar 18, 2003 |
11 km S of Rayle, Georgia |
M3.5 |
64 km |
| Jun 29, 2022 |
6 km E of Elgin, South Carolina |
M3.5 |
146 km |
| Jun 26, 2022 |
6 km E of Elgin, South Carolina |
M3.4 |
146 km |
| Jan 3, 1992 |
4 km ENE of Willington, South Carolina |
M3.4 |
11 km |
| May 9, 2022 |
5 km ESE of Elgin, South Carolina |
M3.3 |
146 km |
| Jun 20, 2017 |
6 km SW of Augusta, Georgia |
M3.2 |
68 km |
| Aug 8, 1993 |
12 km ENE of Aiken, South Carolina |
M3.2 |
79 km |
| Dec 7, 2009 |
4 km WNW of Deepstep, Georgia |
M3.2 |
126 km |
| Apr 4, 2009 |
15 km N of Milledgeville, Georgia |
M3.1 |
120 km |
| Aug 23, 2025 |
3 km N of Coronaca, South Carolina |
M3.0 |
38 km |
| Feb 16, 2014 |
13 km WNW of Edgefield, South Carolina |
M3.0 |
28 km |
| Feb 18, 2005 |
7 km ENE of Irmo, South Carolina |
M2.9 |
110 km |
| Aug 23, 2025 |
3 km NNW of Coronaca, South Carolina |
M2.9 |
37 km |
| Apr 26, 2013 |
9 km E of Lincolnton, Georgia |
M2.8 |
25 km |
| Sep 18, 1996 |
6 km E of Clarks Hill, South Carolina |
M2.8 |
39 km |
| May 10, 2022 |
5 km E of Elgin, South Carolina |
M2.8 |
146 km |
| Aug 14, 2025 |
7 km N of Columbus, North Carolina |
M2.7 |
148 km |
| Apr 6, 2017 |
6 km WSW of Sparta, Georgia |
M2.7 |
107 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
8 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 4. Most recent: Ian (2022, Cat 1).
| Year |
Name |
Category |
Closest |
| 2022 |
Ian |
Category 1 |
297 km |
| 2018 |
Michael |
Category 1 |
258 km |
| 2016 |
Matthew |
Category 2 |
269 km |
| 2004 |
Charley |
Category 1 |
291 km |
| 2004 |
Gaston |
Category 1 |
273 km |
| 1989 |
Hugo |
Category 4 |
135 km |
| 1985 |
Bob |
Category 1 |
260 km |
| 1985 |
Kate |
Category 1 |
299 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
406 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 28 fatalities, 543 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 28, 1984 |
EF4 |
99 km |
5 |
| Dec 13, 1973 |
EF4 |
33 km |
2 |
| Mar 31, 1973 |
EF4 |
27 km |
7 |
| Apr 13, 2020 |
EF3 |
97 km |
0 |
| Apr 10, 2009 |
EF3 |
98 km |
0 |
| Apr 10, 2009 |
EF3 |
98 km |
0 |
| Apr 10, 2009 |
EF3 |
77 km |
0 |
| Apr 10, 2009 |
EF3 |
58 km |
0 |
| Feb 18, 2009 |
EF3 |
98 km |
1 |
| Feb 18, 2009 |
EF3 |
64 km |
0 |
| Mar 15, 2008 |
EF3 |
56 km |
0 |
| May 7, 1998 |
EF3 |
28 km |
0 |
| May 7, 1998 |
EF3 |
42 km |
1 |
| Aug 16, 1994 |
EF3 |
97 km |
0 |
| Aug 16, 1994 |
EF3 |
99 km |
0 |
| Nov 22, 1992 |
EF3 |
39 km |
1 |
| Mar 28, 1984 |
EF3 |
89 km |
0 |
| Apr 8, 1974 |
EF3 |
63 km |
0 |
| Dec 13, 1973 |
EF3 |
19 km |
0 |
| Dec 13, 1973 |
EF3 |
58 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (8,427 ac, 2009).
| Year |
Name |
Acres |
Distance |
| 2009 |
UNNAMED |
8,427 |
100 km |
| 2015 |
UNNAMED |
5,084 |
92 km |
| 2014 |
UNNAMED |
3,897 |
28 km |
| 2019 |
UNNAMED |
3,772 |
28 km |
| 2010 |
C-94-95 133 RX |
3,192 |
77 km |
| 2009 |
UNNAMED |
3,165 |
17 km |
| 2010 |
UNNAMED |
2,968 |
97 km |
| 2010 |
UNNAMED |
2,909 |
77 km |
| 2021 |
C-326/327 LC |
2,852 |
44 km |
| 2013 |
UNNAMED |
2,654 |
22 km |
| 2010 |
UNNAMED |
2,532 |
28 km |
| 2017 |
UNNAMED |
2,514 |
79 km |
| 2009 |
UNNAMED |
2,458 |
99 km |
| 2017 |
UNNAMED |
2,395 |
89 km |
| 2017 |
UNNAMED |
2,362 |
91 km |
| 2018 |
UNNAMED |
2,286 |
97 km |
| 2013 |
UNNAMED |
2,274 |
99 km |
| 2013 |
UNNAMED |
2,237 |
78 km |
| 2010 |
C-142 RX |
2,149 |
75 km |
| 2020 |
C-249 LC |
2,084 |
19 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
44°F (7°C) |
4.8 in |
Coldest |
| February |
46°F (8°C) |
4.3 in |
|
| March |
54°F (12°C) |
4.9 in |
Wettest |
| April |
61°F (16°C) |
3.7 in |
|
| May |
69°F (20°C) |
3.7 in |
|
| June |
76°F (24°C) |
3.9 in |
|
| July |
81°F (27°C) |
4.6 in |
Warmest |
| August |
78°F (26°C) |
3.9 in |
|
| September |
73°F (23°C) |
3.2 in |
|
| October |
62°F (17°C) |
3.4 in |
|
| November |
53°F (12°C) |
3.1 in |
Driest |
| December |
45°F (7°C) |
3.8 in |
|
Troy has a seasonal temperature swing of 37°F / from 44°F in January to 81°F in July. Total annual precipitation is 47.3 inches, with March being the wettest month (4.9") and November the driest (3.1").
Average costs for common services in Troy. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$234 ($141–$375) |
| Specialist Visit |
$328 ($187–$515) |
| Urgent Care Visit |
$187 ($94–$328) |
| Emergency Room Visit |
$2,061 ($750–$4,685) |
| Dental Cleaning |
$122 ($70–$187) |
| Dental Filling |
$234 ($141–$375) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$281 ($141–$469) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$562 ($375–$937) |
| Battery Replacement |
$187 ($94–$328) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$94 ($56–$141) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$375 ($141–$750) |
| HVAC System Install |
$6,559 ($3,748–$11,244) |
| Roof Repair |
$937 ($375–$1,874) |
| Roof Replacement |
$8,433 ($5,154–$14,055) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,406 ($469–$3,280) |
| Divorce (Contested) |
$14,055 ($4,685–$28,110) |
| DUI Defense |
$4,685 ($1,874–$9,370) |
| Bankruptcy (Chapter 7) |
$1,406 ($750–$2,811) |
| Will Preparation |
$469 ($187–$937) |
| Trust Preparation |
$2,343 ($937–$4,685) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$52 ($28–$94) |
| Hair Coloring (Full) |
$141 ($70–$234) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$122) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.84 ($2.81–$5.15) |
| Dozen Eggs (per dozen) |
$3.28 ($2.34–$4.69) |
| Loaf of Bread |
$3.56 ($2.34–$5.15) |
| Chicken Breast (per lb) |
$4.22 ($2.81–$6.09) |
| Ground Beef (per lb) |
$5.15 ($3.75–$7.03) |
| Rice (per lb) |
$0.94 ($0.56–$1.69) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$234) |
| Natural Gas (Monthly) |
$66 ($28–$141) |
| Water/Sewer (Monthly) |
$66 ($37–$112) |
| Internet (Monthly) |
$66 ($37–$94) |
| Cell Phone Plan (Monthly) |
$61 ($28–$94) |
| Cable TV (Monthly) |
$80 ($47–$141) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$469) |
| Car Insurance (Annual) |
$1,874 ($1,124–$3,280) |
| Bus Pass (Monthly) |
$66 ($28–$122) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.50–$23) |
| Car Registration (Annual) |
$94 ($28–$234) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,124 ($562–$2,343) |
| Daycare (Toddler, Monthly) |
$937 ($469–$1,874) |
| After-School Care (Monthly) |
$375 ($187–$656) |
| Tutoring (Per Hour) |
$47 ($23–$94) |
| SAT/ACT Prep Course |
$937 ($375–$2,343) |
| Private School (K-12, Annual) |
$11,713 ($4,685–$28,110) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$94) |
| Dog Vaccination (Annual) |
$94 ($47–$187) |
| Dog Grooming |
$56 ($28–$94) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$281 ($141–$469) |
| Cat Spay/Neuter |
$187 ($94–$375) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $508 |
| Toddler | $508 |
| Preschool | $551 |
| Family Childcare (monthly) |
| Infant | $580 |
| Toddler | $580 |
| Preschool | $594 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Troy
What is the population of Troy?
Troy has a population of 164 residents and is located in South Carolina. The population density is 205 people per square mile, spread across 0.8 square miles. The median age of residents is 24.8 years, which is younger than the national median of 38.9 years. The population is 49.4% female and 50.6% male.
Is Troy expensive to live in?
Troy is more affordable than the national average, with a cost of living index of 93.7 / below the baseline of 100. The median household income is $45,833, 39% below the national average of $75,149.
Is Troy safe?
Troy is safer than the national average, with a violent crime rate of 330 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,968 per 100,000 (above the national average). Overall, Troy receives a safety grade of F based on combined crime data.
What is the weather like in Troy?
Troy enjoys a temperate climate with an average annual temperature of 63°F (17°C). Winter temperatures average 44°F in January, while summers reach an average of 81°F in July. The area receives 308 sunny days per year, well above the national average of 205. Annual rainfall totals 47.3 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Troy?
The job market in Troy is very strong, with unemployment at just 2.8% / well below the national rate of 3.6%. The average weekly wage is $816. There are 304 business establishments in the area, including 13 restaurants and food service locations. The average commute time is 31 minutes, and 0.0% of workers work from home.
How are the schools in Troy?
Schools in Troy have an average test score of 3.7 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 14.8% of adults in Troy hold a bachelor's degree or higher, below the national average of 33.7%. 91.4% have completed high school. 5.8% hold a graduate or professional degree.
How healthy is Troy?
The obesity rate in Troy is 38.0% (above the national rate of 32.1%). 20.4% of adults are smokers. 30.5% are physically inactive. 27.8% of residents report depression. 14.5% lack health insurance (above the national rate). 93.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,952.
What is transportation like in Troy?
The average commute in Troy is 31 minutes, longer than the national average of 28 minutes. 90.9% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Troy?
The racial and ethnic makeup of Troy is 95.7% White, 1.8% Black or African American. 99.4% of residents speak only English at home. 25.0% of the population are military veterans. 9.7% of residents have a disability. 72.7% have health insurance coverage.
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