Median Income
$45,833
39% lower than US avg
Bachelor's+
4.6%
86% lower than US avg
Median Rent
$588
49% lower than US avg
Obesity Rate
46.1%
44% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
51.4%
315% higher than US avg
How Twin Lakes Compares to the U.S. Average (100% = U.S. avg)
People
Population182
Median Age42.2 yrs
Density471/mi²
Male / Female55% / 45%
Largest GroupWhite 84%
Veterans15.0%
Economy
C+
Median Income$45,833
Per Capita$26,562
Unemployment0.0%
Poverty51.4%
County GDP$1,740M
Commute22 min
Housing
A+
Rent$588
Ownership80.3%
Zillow$175,633
Housing Units88
Rent Burden19.6%
Health
Obesity46.1%
Uninsured4.4%
Smoking15.6%
Depression28.7%
Heart Disease7.6%
Climate
Avg Temp45°F (7°C)
Rain35.8 in/yr
Elevation1,263 ft (385 m)
Education
F
Bachelor's+4.6%
High School+100.0%
Graduate+0.7%
School Score5.71
Community
2024 VoteR 60% / D 39%
Commute22 min
Broadband92.1%
EV Stations6
Libraries1
Is Twin Lakes a Good Place to Live?
Based on current data, Twin Lakes receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, high health insurance coverage, strong internet connectivity. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Twin Lakes offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Twin Lakes is $45,833, 39% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 51.4% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 22 minutes.
Cost of Living & Housing
Renters pay a median of $588 per month, below the national average / a plus for affordability.
Education
4.6% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Twin Lakes has a cool climate with an average annual temperature of 45°F. Winters average 14°F in January while summers reach 72°F in July. Annual precipitation totals 35.8 inches, including 39.5 inches of snow.
Twin Lakes has a population of 182 with a density of 471 people per square mile, spread across 0.5 square miles. The median age is 42.2 years, 8% older than the national median of 38.9. The gender split is 45.1% female and 54.9% male. The city is predominantly White (83.5%). English is the primary language spoken at home by 99.4% of residents. 15.0% of the population are veterans, above the national rate of 6.0%. 20.9% of residents have a disability (above the 13.0% national average). 95.6% have health insurance coverage.
Population
182
Total Population
2023 Census
42.2yrs
Median Age
8% above US avg
Race & Ethnicity
Twin Lakes vs U.S. Average
Language Spoken at Home
English Only
99.4%
27% above US avg
Spanish
0.5%
96% below US avg
Social Characteristics
Twin Lakes vs U.S. Average
The median household income in Twin Lakes is $45,833, which is 39% below the national average of $75,149. Per capita income is $26,562 (below the $39,052 national figure). The average weekly wage is $1,021, 29% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 51.4% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 832 business establishments, including 73 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 22 minutes (shorter than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income: Twin Lakes vs U.S.
Income
| Median HH Income | $45,833 |
| 39% below US avg |
| Per Capita Income | $26,562 |
| Avg Weekly Wage | $1,021 |
| IRS Avg AGI | $64,740 |
| Gini Index | 0.448 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 51.4% |
| 315% above US avg |
| Establishments (County) | 832 |
| County GDP | $1,740M |
Business (County)
| Restaurants | 73 |
| Healthcare | 66 |
| Retail | 131 |
| Manufacturing | 47 |
Tax & Cost of Living
| Property Tax (IRS) | $4,279 |
| 22% above US avg |
| Cost of Living | 98.60 (100=avg) |
Commute & Transportation
| Commute Time | 22.0 min |
| Drive Alone | 79.8% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
Zillow estimates the typical home value at $175,633. Monthly rent averages $588 (49% below the national average of $1,163). Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 80.3% of housing units are owner-occupied (above the 65.4% national rate). There are 88 total housing units in the city. The median year a home was built is 1973. The average annual property tax is $4,279 (higher than the $3,500 national average). 19.6% of renters spend 30% or more of their income on housing.
Rental Costs
| Census Median Rent | $588 |
| 49% below US avg |
| Rent Burden | 19.6% |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 80.3% |
| Owner-Occupied | 80.3% |
| Renter-Occupied | 19.7% |
| Housing Units | 88 |
| Median Year Built | 1973 |
Property Tax
| Avg Tax (IRS) | $4,279 |
| 22% above US avg |
In Twin Lakes, 46.1% of adults are obese, above the national rate of 32.1%. 15.8% have diabetes (above the 10.5% national rate). Heart disease affects 7.6% of residents, above the national average. 27.9% have high blood pressure. 15.6% are current smokers. 22.7% report binge drinking. 24.0% are physically inactive. 28.7% report depression (above the 20.0% national average). 17.6% experience frequent mental distress. 4.4% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,537. The dentist ratio is 1:2,363. 61.1% of residents have access to exercise opportunities. The food environment index is 8.5 out of 10.
Health Metrics: Twin Lakes vs U.S. Average (%)
Chronic Conditions
| Obesity | 46.1% |
| 44% above US avg |
| Diabetes | 15.8% |
| Heart Disease | 7.6% |
| High Blood Pressure | 27.9% |
| Asthma | 10.3% |
| COPD | 5.2% |
| Cancer | 7.4% |
| Stroke | 4.7% |
Behaviors & Mental Health
| Smoking | 15.6% |
| 11% above US avg |
| Binge Drinking | 22.7% |
| Physical Inactivity | 24.0% |
| Depression | 28.7% |
| Mental Distress | 17.6% |
| Physical Distress | 11.5% |
| Short Sleep | 31.8% |
Healthcare Access
| Insurance Rate | 95.6% |
| Uninsured | 4.4% |
| 49% below US avg |
| Primary Care | 1:1,537 |
| Dentists | 1:2,363 |
| Mental Health | 1:710 |
| Checkup Rate | 73.5% |
| Dental Visits | 47.1% |
| Premature Death | 7,899/100K |
Food & Exercise
| Food Environment | 8.5/10 |
| Exercise Access | 61.1% |
| Healthcare Facilities | 66 |
Twin Lakes has a cool climate with an average annual temperature of 45°F (7°C). Winters average 14°F in January while summers reach 72°F in July. Annual precipitation totals 35.8 inches. The area receives 39.5 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 1,263 feet.
Temperature
14°F Jan (-10°C)
72°F Jul (22°C)
| Annual Average | 45.2°F |
| 16% below US avg |
| January Average | 14°F (-10°C) |
| July Average | 72°F (22°C) |
Geography
| Elevation | 1,263 ft (385 m) |
| Area | 0.5 sq mi (1.3 km²) |
| Population Density | 471/sq mi |
| Coordinates | 43.5611°N, 93.4235°W |
| Timezone | America/Chicago |
| County | Freeborn County County |
| Nearest Airport | Owatonna Degner Regional (OWA)
40 miles away |
Precipitation & Snow
Annual Rainfall
35.8"
6% below US avg
Wettest Month (Jun)
5.44"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 51.0 / 100 |
| Social Vulnerability | 35.9 / 100 |
| Community Resilience | 89.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
Relatively High |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.8. Most recent: M2.8 on Apr 25, 2017.
| Apr 25, 2017 |
Near Mankato, Minnesota |
M2.8 |
84 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
612 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 45 fatalities, 979 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 15, 1968 |
EF5 |
91 km |
13 |
| Oct 14, 1966 |
EF5 |
87 km |
6 |
| Jun 17, 2010 |
EF4 |
18 km |
1 |
| Jul 12, 1971 |
EF4 |
87 km |
0 |
| Apr 30, 1967 |
EF4 |
24 km |
0 |
| Apr 30, 1967 |
EF4 |
28 km |
6 |
| Apr 30, 1967 |
EF4 |
1 km |
5 |
| Apr 30, 1967 |
EF4 |
36 km |
0 |
| May 5, 1965 |
EF4 |
58 km |
0 |
| Aug 29, 1964 |
EF4 |
97 km |
0 |
| Sep 16, 1962 |
EF4 |
90 km |
0 |
| Sep 1, 1961 |
EF4 |
93 km |
0 |
| May 10, 1953 |
EF4 |
55 km |
0 |
| May 10, 1953 |
EF4 |
84 km |
2 |
| Jun 12, 2013 |
EF3 |
78 km |
0 |
| Jun 17, 2010 |
EF3 |
41 km |
0 |
| Jun 17, 2010 |
EF3 |
16 km |
0 |
| Jun 17, 2010 |
EF3 |
26 km |
0 |
| Jun 11, 2004 |
EF3 |
73 km |
0 |
| Mar 29, 1998 |
EF3 |
100 km |
1 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
3 wildfires (100+ acres) within 100 km.
Largest: SNAKE TRAIL (1,496 ac, 2024).
| Year |
Name |
Acres |
Distance |
| 2024 |
SNAKE TRAIL |
1,496 |
62 km |
| 1990 |
UNNAMED |
598 |
98 km |
| 2024 |
LINCOLN WPA RX |
575 |
86 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
14°F (-10°C) |
0.9 in |
Coldest |
| February |
19°F (-8°C) |
0.9 in |
Driest |
| March |
31°F (-0°C) |
1.9 in |
|
| April |
45°F (7°C) |
3.7 in |
|
| May |
58°F (15°C) |
4.9 in |
|
| June |
69°F (20°C) |
5.4 in |
Wettest |
| July |
72°F (22°C) |
4.8 in |
Warmest |
| August |
70°F (21°C) |
4.3 in |
|
| September |
62°F (17°C) |
3.7 in |
|
| October |
48°F (9°C) |
2.6 in |
|
| November |
34°F (1°C) |
1.5 in |
|
| December |
21°F (-6°C) |
1.1 in |
|
Twin Lakes has a seasonal temperature swing of 58°F / from 14°F in January to 72°F in July. Total annual precipitation is 35.8 inches, with June being the wettest month (5.4") and February the driest (0.9").
Average costs for common services in Twin Lakes. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148-$394) |
| Specialist Visit |
$345 ($197-$542) |
| Urgent Care Visit |
$197 ($99-$345) |
| Emergency Room Visit |
$2,169 ($789-$4,930) |
| Dental Cleaning |
$128 ($74-$197) |
| Dental Filling |
$247 ($148-$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25-$74) |
| Oil Change (Synthetic) |
$74 ($49-$118) |
| Brake Pad Replacement |
$296 ($148-$493) |
| Tire Rotation |
$39 ($20-$74) |
| New Tires (Set of 4) |
$592 ($394-$986) |
| Battery Replacement |
$197 ($99-$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59-$148) |
| Electrician (Per Hour) |
$89 ($49-$138) |
| HVAC Repair |
$394 ($148-$789) |
| HVAC System Install |
$6,902 ($3,944-$11,832) |
| Roof Repair |
$986 ($394-$1,972) |
| Roof Replacement |
$8,874 ($5,423-$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493-$3,451) |
| Divorce (Contested) |
$14,790 ($4,930-$29,580) |
| DUI Defense |
$4,930 ($1,972-$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789-$2,958) |
| Will Preparation |
$493 ($197-$986) |
| Trust Preparation |
$2,465 ($986-$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$44) |
| Women's Haircut |
$54 ($30-$99) |
| Hair Coloring (Full) |
$148 ($74-$247) |
| Manicure |
$25 ($15-$44) |
| Pedicure |
$39 ($25-$64) |
| Massage (1 Hour) |
$79 ($49-$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96-$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47-$4.93) |
| Loaf of Bread |
$3.75 ($2.47-$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96-$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94-$7.40) |
| Rice (per lb) |
$0.99 ($0.59-$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79-$247) |
| Natural Gas (Monthly) |
$69 ($30-$148) |
| Water/Sewer (Monthly) |
$69 ($39-$118) |
| Internet (Monthly) |
$69 ($39-$99) |
| Cell Phone Plan (Monthly) |
$64 ($30-$99) |
| Cable TV (Monthly) |
$84 ($49-$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74-$493) |
| Car Insurance (Annual) |
$1,972 ($1,183-$3,451) |
| Bus Pass (Monthly) |
$69 ($30-$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89-$25) |
| Car Registration (Annual) |
$99 ($30-$247) |
| Driver's License Renewal |
$30 ($15-$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592-$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493-$1,972) |
| After-School Care (Monthly) |
$394 ($197-$690) |
| Tutoring (Per Hour) |
$49 ($25-$99) |
| SAT/ACT Prep Course |
$986 ($394-$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930-$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30-$99) |
| Dog Vaccination (Annual) |
$99 ($49-$197) |
| Dog Grooming |
$59 ($30-$99) |
| Pet Boarding (Per Night) |
$39 ($20-$74) |
| Dog Spay/Neuter |
$296 ($148-$493) |
| Cat Spay/Neuter |
$197 ($99-$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $914 |
| Toddler | $853 |
| Preschool | $787 |
| Family Childcare (monthly) |
| Infant | $534 |
| Toddler | $541 |
| Preschool | $541 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Twin Lakes
What is the population of Twin Lakes?
Twin Lakes has a population of 182 residents and is located in Minnesota. The population density is 471 people per square mile, spread across 0.5 square miles. The median age of residents is 42.2 years, which is older than the national median of 38.9 years. The population is 45.1% female and 54.9% male.
Is Twin Lakes expensive to live in?
Twin Lakes has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $45,833, 39% below the national average of $75,149. Renters pay a median of $588 per month, below the national average of $1,163.
What is the weather like in Twin Lakes?
Twin Lakes has a cool climate with an average annual temperature of 45°F (7°C). Winter temperatures average 14°F in January, while summers reach an average of 72°F in July. Annual rainfall totals 35.8 inches, with 39.5 inches of snow.
How is the job market in Twin Lakes?
The job market in Twin Lakes is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,021. There are 832 business establishments in the area, including 73 restaurants and food service locations. The average commute time is 22 minutes, and 0.0% of workers work from home.
How much does housing cost in Twin Lakes?
For renters, the median monthly rent is $588. Fair market rent is $899 for a 1-bedroom and $1,125 for a 2-bedroom apartment. The homeownership rate is 80.3%. The average annual property tax is $4,279.
How are the schools in Twin Lakes?
Schools in Twin Lakes score 5.7 out of 10 on standardized testing, near the national average. 4.6% of adults in Twin Lakes hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 0.7% hold a graduate or professional degree.
How healthy is Twin Lakes?
The obesity rate in Twin Lakes is 46.1% (above the national rate of 32.1%). 15.6% of adults are smokers. 24.0% are physically inactive. 28.7% of residents report depression. 4.4% lack health insurance (below the national rate). 61.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,537.
What is transportation like in Twin Lakes?
The average commute in Twin Lakes is 22 minutes, shorter than the national average of 28 minutes. 79.8% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Twin Lakes?
The racial and ethnic makeup of Twin Lakes is 83.5% White. 99.4% of residents speak only English at home. 15.0% of the population are military veterans. 20.9% of residents have a disability. 95.6% have health insurance coverage.