Median Income
$72,422
4% lower than US avg
Home Value
$275,300
2% lower than US avg
Bachelor's+
27.7%
18% lower than US avg
Median Rent
$951
18% lower than US avg
Obesity Rate
22.0%
31% lower than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Underhill Flats Compares to the U.S. Average (100% = U.S. avg)
People
Population537
Median Age42.5 yrs
Density716/mi²
Male / Female56% / 44%
Largest GroupWhite 99%
Veterans7.0%
Economy
A
Median Income$72,422
Per Capita$49,558
Unemployment0.0%
Poverty0.0%
County GDP$1,654M
Commute24 min
Housing
A+
Home Value$275,300
Rent$951
Ownership65.6%
Zillow$544,183
Housing Units323
Rent Burden22.7%
Health
Obesity22.0%
Uninsured2.4%
Smoking7.5%
Depression27.2%
Heart Disease3.5%
Climate
Avg Temp48°F (9°C)
Rain37.5 in/yr
Elevation706 ft (215 m)
Education
B
Bachelor's+27.7%
High School+100.0%
Graduate+8.5%
School Score6.15
Community
2024 VoteR 31% / D 66%
Commute24 min
Broadband96.7%
EV Stations1
Libraries7
Is Underhill Flats a Good Place to Live?
Based on current data, Underhill Flats receives an overall livability score of 4.1 out of 5.0, earning a grade of A. Key strengths include low unemployment, a low poverty rate, high health insurance coverage, strong internet connectivity. Underhill Flats stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Underhill Flats is $72,422, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Underhill Flats is $275,300, roughly aligned with the national median of $281,900. Renters pay a median of $951 per month, below the national average / a plus for affordability. A price-to-income ratio of 3.8x indicates a reasonably affordable housing market.
Education
27.7% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Underhill Flats experiences four distinct seasons with an average temperature of 48°F. Winters average 21°F in January while summers reach 72°F in July. Annual precipitation totals 37.5 inches, including 87.5 inches of snow.
Underhill Flats has a population of 537 with a density of 716 people per square mile, spread across 0.8 square miles. The median age is 42.5 years, 9% older than the national median of 38.9. The gender split is 43.6% female and 56.4% male. The city is predominantly White (98.7%). English is the primary language spoken at home by 93.9% of residents. 7.0% of the population are veterans. 15.6% of residents have a disability. 97.6% have health insurance coverage.
Population
537
Total Population
2023 Census
42.5yrs
Median Age
9% above US avg
Race & Ethnicity
Underhill Flats vs U.S. Average
Language Spoken at Home
English Only
93.9%
20% above US avg
Spanish
4.8%
64% below US avg
Social Characteristics
Underhill Flats vs U.S. Average
The median household income in Underhill Flats is $72,422, which is 4% below the national average of $75,149. Per capita income is $49,558 (above the $39,052 national figure). The average weekly wage is $1,111, 22% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,540 business establishments, including 126 restaurants. The cost of living index is 98, roughly in line with the national average. Workers commute an average of 24 minutes. 11.2% of workers work from home (below the 15.2% national rate).
Income: Underhill Flats vs U.S.
Income
| Median HH Income | $72,422 |
| 4% below US avg |
| Per Capita Income | $49,558 |
| Avg Weekly Wage | $1,111 |
| IRS Avg AGI | $86,387 |
| Gini Index | 0.461 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,540 |
| County GDP | $1,654M |
Business (County)
| Restaurants | 126 |
| Healthcare | 78 |
| Retail | 153 |
| Manufacturing | 47 |
Tax & Cost of Living
| Property Tax (IRS) | $10,176 |
| 191% above US avg |
| Cost of Living | 98.00 (100=avg) |
| Effective Tax Rate | 3.70% |
Commute & Transportation
| Commute Time | 24.2 min |
| Drive Alone | 81.6% |
| Public Transit | 0.0% |
| Work from Home | 11.2% |
The median home value in Underhill Flats is $275,300, 2% below the national median of $281,900. Zillow estimates the typical home value at $544,183, higher than the Census estimate. Monthly rent averages $951 (18% below the national average of $1,163). Fair market rent ranges from $1,203 for a one-bedroom to $1,487 for a two-bedroom apartment. 65.6% of housing units are owner-occupied. There are 323 total housing units in the city. The median year a home was built is 1973. The average annual property tax is $10,176 (higher than the $3,500 national average). 22.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.8x.
Home Values
| Census Median | $275,300 |
| 2% below US avg |
| Zillow ZHVI | $544,183 |
Rental Costs
| Census Median Rent | $951 |
| 18% below US avg |
| Rent Burden | 22.7% |
HUD Fair Market Rent
| Studio | $1,124 |
| 1 Bedroom | $1,203 |
| 2 Bedrooms | $1,487 |
| 3 Bedrooms | $1,922 |
| 4 Bedrooms | $2,111 |
Ownership & Property
| Homeownership | 65.6% |
| Owner-Occupied | 65.6% |
| Renter-Occupied | 34.4% |
| Housing Units | 323 |
| Median Year Built | 1973 |
Property Tax
| Avg Tax (IRS) | $10,176 |
| 191% above US avg |
| Effective Rate | 3.70% |
In Underhill Flats, 22.0% of adults are obese, below the national rate of 32.1%. 4.9% have diabetes (below the 10.5% national rate). Heart disease affects 3.5% of residents, below the national average. 21.6% have high blood pressure. 7.5% are current smokers (below the 14.0% national rate). 20.3% report binge drinking. 11.5% are physically inactive, below the national average. 27.2% report depression (above the 20.0% national average). 15.2% experience frequent mental distress. 2.4% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,136. The dentist ratio is 1:2,174. 69.0% of residents have access to exercise opportunities. The food environment index is 9.1 out of 10.
Health Metrics: Underhill Flats vs U.S. Average (%)
Chronic Conditions
| Obesity | 22.0% |
| 31% below US avg |
| Diabetes | 4.9% |
| Heart Disease | 3.5% |
| High Blood Pressure | 21.6% |
| Asthma | 11.0% |
| COPD | 3.8% |
| Cancer | 8.2% |
| Stroke | 2.0% |
Behaviors & Mental Health
| Smoking | 7.5% |
| 46% below US avg |
| Binge Drinking | 20.3% |
| Physical Inactivity | 11.5% |
| Depression | 27.2% |
| Mental Distress | 15.2% |
| Physical Distress | 9.5% |
| Short Sleep | 24.1% |
Healthcare Access
| Insurance Rate | 97.6% |
| Uninsured | 2.4% |
| 72% below US avg |
| Primary Care | 1:1,136 |
| Dentists | 1:2,174 |
| Mental Health | 1:189 |
| Checkup Rate | 74.5% |
| Dental Visits | 77.5% |
| Premature Death | 6,109/100K |
Food & Exercise
| Food Environment | 9.1/10 |
| Exercise Access | 69.0% |
| Healthcare Facilities | 78 |
Underhill Flats experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 21°F in January while summers reach 72°F in July. Annual precipitation totals 37.5 inches. The area receives 87.5 inches of snow annually, making winter weather a significant factor for residents. The city sits at an elevation of 706 feet.
Temperature
21°F Jan (-6°C)
72°F Jul (22°C)
| Annual Average | 47.6°F |
| 12% below US avg |
| January Average | 21°F (-6°C) |
| July Average | 72°F (22°C) |
Geography
| Elevation | 706 ft (215 m) |
| Area | 0.8 sq mi (1.9 km²) |
| Population Density | 716/sq mi |
| Coordinates | 44.5233°N, 72.9462°W |
| Timezone | America/New_York |
| County | Lamoille County County |
| Nearest Airport | Patrick Leahy Burlington International (BTV) 13 miles away |
Precipitation & Snow
Annual Rainfall
37.5"
1% below US avg
Wettest Month (Jun)
4.26"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 18.3 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 82.1 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
62 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.3. Most recent: M2.5 on Jan 1, 2025.
| Apr 20, 2002 |
8 km NNW of Au Sable Forks, New York |
M5.3 |
60 km |
| Oct 10, 2012 |
7 km ESE of Verchères, Canada |
M3.9 |
139 km |
| Jul 30, 1993 |
1 km NE of Salaberry-de-Valleyfield, Canada |
M3.9 |
124 km |
| Jul 5, 1991 |
7 km WSW of Sainte-Martine, Canada |
M3.8 |
109 km |
| Oct 6, 2000 |
1 km WSW of Ormstown, Canada |
M3.8 |
108 km |
| Nov 16, 1993 |
5 km SSE of Saint-Édouard, Canada |
M3.8 |
85 km |
| Apr 20, 2000 |
7 km WSW of Newcomb, New York |
M3.8 |
122 km |
| Jun 16, 1995 |
8 km N of Lisbon, New Hampshire |
M3.8 |
86 km |
| Aug 21, 1996 |
12 km N of Livermore, New Hampshire |
M3.8 |
132 km |
| Jan 9, 2006 |
2 km ESE of Franklin, Canada |
M3.7 |
93 km |
| Apr 8, 2003 |
17 km ESE of Saint Regis Falls, New York |
M3.7 |
111 km |
| Apr 20, 2002 |
5 km NNW of Au Sable Forks, New York |
M3.7 |
59 km |
| Jan 13, 2020 |
5 km SW of Franklin, Canada |
M3.4 |
96 km |
| May 17, 2021 |
5 km SW of L'Épiphanie, Canada |
M3.3 |
150 km |
| Jun 9, 1998 |
3 km N of Dannemora, New York |
M3.3 |
66 km |
| Aug 20, 1995 |
4 km S of Chambly, Canada |
M3.3 |
102 km |
| Jun 1, 2002 |
3 km SW of Boisbriand, Canada |
M3.2 |
139 km |
| Aug 24, 2011 |
13 km ENE of Saint Regis Falls, New York |
M3.2 |
115 km |
| May 24, 2002 |
6 km N of Au Sable Forks, New York |
M3.1 |
58 km |
| May 6, 2020 |
9 km SE of Bedford, Canada |
M3.1 |
60 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
2 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 1. Most recent: Bob (1991, Cat 1).
| Year |
Name |
Category |
Closest |
| 1991 |
Bob |
Category 1 |
291 km |
| 1985 |
Gloria |
Category 1 |
292 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
41 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF2. Total: 11 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Aug 8, 1983 |
EF2 |
16 km |
0 |
| Aug 3, 1970 |
EF2 |
37 km |
0 |
| Aug 11, 1966 |
EF2 |
89 km |
0 |
| Jul 4, 1963 |
EF2 |
46 km |
0 |
| May 20, 1962 |
EF2 |
33 km |
0 |
| Jun 13, 1961 |
EF2 |
47 km |
0 |
| Jun 24, 1960 |
EF2 |
12 km |
0 |
| Jun 18, 1957 |
EF2 |
53 km |
0 |
| May 6, 1952 |
EF2 |
86 km |
0 |
| Jul 18, 2022 |
EF1 |
57 km |
0 |
| Mar 26, 2021 |
EF1 |
57 km |
0 |
| Jun 5, 2010 |
EF1 |
43 km |
0 |
| May 9, 2009 |
EF1 |
61 km |
0 |
| Jul 18, 2008 |
EF1 |
22 km |
0 |
| Sep 3, 1993 |
EF1 |
80 km |
0 |
| Aug 6, 1989 |
EF1 |
55 km |
0 |
| May 19, 1982 |
EF1 |
90 km |
0 |
| Jun 22, 1973 |
EF1 |
21 km |
0 |
| Jun 11, 1973 |
EF1 |
15 km |
0 |
| Aug 9, 1972 |
EF1 |
92 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: FLAT ROCK FIRE (658 ac, 2018).
| Year |
Name |
Acres |
Distance |
| 2018 |
FLAT ROCK FIRE |
658 |
67 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
21°F (-6°C) |
2.1 in |
Coldest |
| February |
23°F (-5°C) |
1.8 in |
Driest |
| March |
32°F (0°C) |
2.2 in |
|
| April |
46°F (8°C) |
3.1 in |
|
| May |
58°F (15°C) |
3.8 in |
|
| June |
68°F (20°C) |
4.3 in |
Wettest |
| July |
72°F (22°C) |
4.1 in |
Warmest |
| August |
71°F (22°C) |
3.5 in |
|
| September |
63°F (17°C) |
3.7 in |
|
| October |
50°F (10°C) |
3.8 in |
|
| November |
39°F (4°C) |
2.7 in |
|
| December |
28°F (-2°C) |
2.5 in |
|
Underhill Flats has a seasonal temperature swing of 52°F / from 21°F in January to 72°F in July. Total annual precipitation is 37.5 inches, with June being the wettest month (4.3") and February the driest (1.8").
Average costs for common services in Underhill Flats. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$245 ($147-$392) |
| Specialist Visit |
$343 ($196-$539) |
| Urgent Care Visit |
$196 ($98-$343) |
| Emergency Room Visit |
$2,156 ($784-$4,900) |
| Dental Cleaning |
$127 ($74-$196) |
| Dental Filling |
$245 ($147-$392) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25-$74) |
| Oil Change (Synthetic) |
$74 ($49-$118) |
| Brake Pad Replacement |
$294 ($147-$490) |
| Tire Rotation |
$39 ($20-$74) |
| New Tires (Set of 4) |
$588 ($392-$980) |
| Battery Replacement |
$196 ($98-$343) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$98 ($59-$147) |
| Electrician (Per Hour) |
$88 ($49-$137) |
| HVAC Repair |
$392 ($147-$784) |
| HVAC System Install |
$6,860 ($3,920-$11,760) |
| Roof Repair |
$980 ($392-$1,960) |
| Roof Replacement |
$8,820 ($5,390-$14,700) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,470 ($490-$3,430) |
| Divorce (Contested) |
$14,700 ($4,900-$29,400) |
| DUI Defense |
$4,900 ($1,960-$9,800) |
| Bankruptcy (Chapter 7) |
$1,470 ($784-$2,940) |
| Will Preparation |
$490 ($196-$980) |
| Trust Preparation |
$2,450 ($980-$4,900) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$44) |
| Women's Haircut |
$54 ($29-$98) |
| Hair Coloring (Full) |
$147 ($74-$245) |
| Manicure |
$25 ($15-$44) |
| Pedicure |
$39 ($25-$64) |
| Massage (1 Hour) |
$78 ($49-$127) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.02 ($2.94-$5.39) |
| Dozen Eggs (per dozen) |
$3.43 ($2.45-$4.90) |
| Loaf of Bread |
$3.72 ($2.45-$5.39) |
| Chicken Breast (per lb) |
$4.41 ($2.94-$6.37) |
| Ground Beef (per lb) |
$5.39 ($3.92-$7.35) |
| Rice (per lb) |
$0.98 ($0.59-$1.76) |
View all 20 services
Utilities
| Electricity (Monthly) |
$137 ($78-$245) |
| Natural Gas (Monthly) |
$69 ($29-$147) |
| Water/Sewer (Monthly) |
$69 ($39-$118) |
| Internet (Monthly) |
$69 ($39-$98) |
| Cell Phone Plan (Monthly) |
$64 ($29-$98) |
| Cable TV (Monthly) |
$83 ($49-$147) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$196 ($74-$490) |
| Car Insurance (Annual) |
$1,960 ($1,176-$3,430) |
| Bus Pass (Monthly) |
$69 ($29-$127) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.84-$25) |
| Car Registration (Annual) |
$98 ($29-$245) |
| Driver's License Renewal |
$29 ($15-$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,176 ($588-$2,450) |
| Daycare (Toddler, Monthly) |
$980 ($490-$1,960) |
| After-School Care (Monthly) |
$392 ($196-$686) |
| Tutoring (Per Hour) |
$49 ($25-$98) |
| SAT/ACT Prep Course |
$980 ($392-$2,450) |
| Private School (K-12, Annual) |
$12,250 ($4,900-$29,400) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($29-$98) |
| Dog Vaccination (Annual) |
$98 ($49-$196) |
| Dog Grooming |
$59 ($29-$98) |
| Pet Boarding (Per Night) |
$39 ($20-$74) |
| Dog Spay/Neuter |
$294 ($147-$490) |
| Cat Spay/Neuter |
$196 ($98-$392) |
View all 9 services
Frequently Asked Questions About Underhill Flats
What is the population of Underhill Flats?
Underhill Flats has a population of 537 residents and is located in Vermont. The population density is 716 people per square mile, spread across 0.8 square miles. The median age of residents is 42.5 years, which is older than the national median of 38.9 years. The population is 43.6% female and 56.4% male.
Is Underhill Flats expensive to live in?
Underhill Flats has a cost of living roughly in line with the national average, with an index of 98 (baseline: 100). The median household income is $72,422, 4% below the national average of $75,149. The median home value is $275,300 (2% below the U.S. median). Renters pay a median of $951 per month, below the national average of $1,163. The home price-to-income ratio is 3.8x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Underhill Flats?
Underhill Flats has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 21°F in January, while summers reach an average of 72°F in July. Annual rainfall totals 37.5 inches, with 87.5 inches of snow.
How is the job market in Underhill Flats?
The job market in Underhill Flats is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,111. There are 1,540 business establishments in the area, including 126 restaurants and food service locations. The average commute time is 24 minutes, and 11.2% of workers work from home.
How much does housing cost in Underhill Flats?
The median home value in Underhill Flats is $275,300. Zillow estimates the typical home value at $544,183. For renters, the median monthly rent is $951. Fair market rent is $1,203 for a 1-bedroom and $1,487 for a 2-bedroom apartment. The homeownership rate is 65.6%. The average annual property tax is $10,176.
How are the schools in Underhill Flats?
Schools in Underhill Flats score 6.2 out of 10 on standardized testing, near the national average. 27.7% of adults in Underhill Flats hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 8.5% hold a graduate or professional degree.
How healthy is Underhill Flats?
The obesity rate in Underhill Flats is 22.0% (below the national rate of 32.1%). 7.5% of adults are smokers. 11.5% are physically inactive. 27.2% of residents report depression. 2.4% lack health insurance (below the national rate). 69.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,136.
What is transportation like in Underhill Flats?
The average commute in Underhill Flats is 24 minutes, shorter than the national average of 28 minutes. 81.6% of workers drive alone to work, and 11.2% work from home.
What are the demographics of Underhill Flats?
The racial and ethnic makeup of Underhill Flats is 98.7% White. 93.9% of residents speak only English at home, while 4.8% speak Spanish. 7.0% of the population are military veterans. 15.6% of residents have a disability. 97.6% have health insurance coverage.