Median Income
$90,556
21% higher than US avg
Home Value
$227,400
19% lower than US avg
Bachelor's+
32.6%
3% lower than US avg
Median Rent
$819
30% lower than US avg
Obesity Rate
35.0%
9% higher than US avg
Unemployment
1.3%
64% lower than US avg
Poverty Rate
3.3%
73% lower than US avg
How Underwood Compares to the U.S. Average (100% = U.S. avg)
People
Population977
Median Age29.5 yrs
Density896/mi²
Male / Female48% / 52%
Largest GroupWhite 95%
Economy
A+
Median Income$90,556
Per Capita$38,706
Unemployment1.3%
Poverty3.3%
County GDP$6,263M
Commute25 min
Housing
A+
Home Value$227,400
Rent$819
OwnershipN/A
Zillow$372,918
Health
Obesity35.0%
UninsuredN/A
Depression22.1%
Heart Disease4.5%
Climate
Avg Temp52°F
AQI43 (Good)
Rain31.9 in/yr
Elevation1,058 ft
Education
B+
Bachelor's+32.6%
High School+94.9%
School Score5.73
Community
2024 VoteR 59% / D 39%
Commute25 min
Libraries5
Is Underwood a Good Place to Live?
Based on current data, Underwood receives an overall livability score of 4.5 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, affordable housing, a low poverty rate. Underwood stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Underwood is $90,556, 21% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.3%. Only 3.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.
Cost of Living & Housing
The median home value in Underwood is $227,400, 19% below the national median — offering relatively affordable homeownership. Renters pay a median of $819 per month, below the national average — a plus for affordability. At just 2.5x median income, home prices are very affordable relative to local earnings.
Education
32.6% of residents hold a bachelor's degree, below the national average of 33.7%. 94.9% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Underwood experiences four distinct seasons with an average temperature of 52°F. Winters average 24°F in January while summers reach 78°F in July. Annual precipitation totals 31.9 inches, including 27.1 inches of snow. Air quality is rated Good with a median AQI of 43.
Underwood has a population of 977 with a density of 896 people per square mile. The median age is 29.5 years, 24% younger than the national median of 38.9. The city is predominantly White (94.7%), with 3.8% Hispanic.
Population
29.5yrs
Median Age
24% below US avg
Race & Ethnicity
Underwood vs U.S. Average
Language Spoken at Home
| English Only | 97.9% |
| 25% above US avg |
| Spanish | 2.1% |
| 84% below US avg |
Social Characteristics
Underwood vs U.S. Average
The median household income in Underwood is $90,556, which is 21% above the national average of $75,149. The unemployment rate is 1.3% (below the 3.6% US average). 3.3% of residents live below the poverty line. Workers commute an average of 25 minutes.
Income: Underwood vs U.S.
Income
| Median HH Income | $90,556 |
| 21% above US avg |
| Per Capita Income | $38,706 |
| Avg Weekly Wage | $1,085 |
| IRS Avg AGI | $73,871 |
Employment & Poverty
| Unemployment | 1.3% |
| 64% below US avg |
| Poverty Rate | 3.3% |
| 73% below US avg |
| Establishments (County) | 2,746 |
| County GDP | $6,263M |
Business (County)
| Restaurants | 209 |
| Healthcare | 220 |
| Retail | 252 |
| Manufacturing | 62 |
Tax & Cost of Living
| Property Tax (IRS) | $5,355 |
| 53% above US avg |
| Effective Tax Rate | 2.35% |
Commute & Transportation
| Commute Time | 25.1 min |
| Work from Home | 9.6% |
The median home value in Underwood is $227,400, 19% below the national average. Monthly rent averages $819 (30% below US avg). Zillow estimates the typical home value at $372,918.
Home Values
| Census Median | $227,400 |
| 19% below US avg |
| Zillow ZHVI | $372,918 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $819 |
| 30% below US avg |
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $5,355 |
| 53% above US avg |
| Effective Rate | 2.35% |
In Underwood, 35.0% of adults are obese (above the 32.1% national rate). 22.1% report depression. 19.8% are physically inactive.
Health Metrics: Underwood vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.0% |
| 9% above US avg |
| Diabetes | 7.6% |
| Heart Disease | 4.5% |
| High Blood Pressure | 27.4% |
| Asthma | 9.9% |
| COPD | 4.8% |
| Stroke | 2.3% |
Behaviors & Mental Health
| |
| Binge Drinking | 24.7% |
| Physical Inactivity | 19.8% |
| Depression | 22.1% |
| Mental Distress | 16.4% |
| Physical Distress | 10.2% |
Healthcare Access
| Insurance Rate | 98.5% |
| |
| Checkup Rate | 75.2% |
| Premature Death | 9,293/100K |
Food & Exercise
| Food Environment | 8.0/10 |
| Exercise Access | 82.9% |
| Healthcare Facilities | 220 |
Crime Rates: Underwood vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 10 |
| FEMA Disasters | 91 |
Safety Score
Underwood has an average annual temperature of 52°F (11°C). Winters average 24°F in January while summers reach 78°F in July. Annual precipitation is 31.9 inches. Air quality is rated Good with a median AQI of 43.
Temperature
24°F Jan (-4°C)
78°F Jul (26°C)
| Annual Average | 52.4°F |
| 3% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 78°F (26°C) |
Precipitation & Snow
| Annual Rainfall | 31.9 inches |
| 16% below US avg |
| Snowfall | 27.1 inches/yr |
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Geography
| Elevation | 1,058 ft (322 m) |
| Area | 1.1 sq mi (2.8 km²) |
| Population Density | 896/sq mi |
| Coordinates | 41.3802°N, 95.6825°W |
| County FIPS | 19155 |