Minnesota
Underwood is a small town in Minnesota with a population of 437. Residents earn $73,750 per year, which is 2% below the national average.
Based on current data, Underwood receives an overall livability score of 4.1 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, high health insurance coverage. Underwood stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
The median household income in Underwood is $73,750, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.8%. 12.2% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 20 minutes, shorter than most U.S. cities.
The median home value in Underwood is $168,800, 40% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,016 per month, below the national average — a plus for affordability. At just 2.3x median income, home prices are very affordable relative to local earnings.
25.9% of residents hold a bachelor's degree, below the national average of 33.7%. 89.0% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Underwood has a cool climate with an average annual temperature of 41°F. Winters average 8°F in January while summers reach 69°F in July. Annual precipitation totals 28.2 inches. Air quality is rated Good with a median AQI of 36.
| English Only | 100.0% |
| 27% above US avg | |
| Spanish | 0.0% |
| 100% below US avg |
| Median HH Income | $73,750 |
| 2% below US avg | |
| Per Capita Income | $31,988 |
| Avg Weekly Wage | $1,000 |
| IRS Avg AGI | $71,755 |
| Unemployment | 1.8% |
| 50% below US avg | |
| Poverty Rate | 12.2% |
| 2% below US avg | |
| Establishments (County) | 1,908 |
| County GDP | $3,285M |
| Restaurants | 165 |
| Healthcare | 181 |
| Retail | 250 |
| Manufacturing | 89 |
| Property Tax (IRS) | $4,298 |
| 23% above US avg | |
| Effective Tax Rate | 2.55% |
| Commute Time | 19.6 min |
| Drive Alone | 83.9% |
| Public Transit | 0.0% |
| Work from Home | 4.1% |
| Census Median | $168,800 |
| 40% below US avg | |
| Zillow ZHVI | $321,529 |
| Census Median Rent | $1,016 |
| 13% below US avg | |
| Rent Burden | 21.3% |
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
| Owner-Occupied | 84.4% |
| Avg Tax (IRS) | $4,298 |
| 23% above US avg | |
| Effective Rate | 2.55% |
| Obesity | 32.5% |
| 1% above US avg | |
| Diabetes | 7.6% |
| Heart Disease | 4.7% |
| High Blood Pressure | 23.7% |
| Asthma | 9.9% |
| COPD | 4.6% |
| Stroke | 2.4% |
| Binge Drinking | 21.5% |
| Physical Inactivity | 20.8% |
| Depression | 24.9% |
| Mental Distress | 16.1% |
| Physical Distress | 10.5% |
| Insurance Rate | 96.4% |
| Checkup Rate | 71.2% |
| Premature Death | 6,919/100K |
| Food Environment | 8.7/10 |
| Exercise Access | 50.9% |
| Healthcare Facilities | 181 |
| Fatal Crashes (County/yr) | 9 |
| Annual Average | 40.9°F |
| 24% below US avg | |
| January Average | 8°F (-14°C) |
| July Average | 69°F (21°C) |
| Annual Rainfall | 28.2 inches |
| 26% below US avg |
| AQI Median | 36.0 |
| Rating | Good |
| Elevation | 1,347 ft (411 m) |
| Area | 0.6 sq mi (1.5 km²) |
| Population Density | 741/sq mi |
| Coordinates | 46.2911°N, 95.8728°W |
| County FIPS | 27111 |
Winner: Republican by 34.2 points
| Bachelor's Degree+ | 25.9% |
| 23% below US avg | |
| High School+ | 89.0% |
| School Test Score | 6.08 |
| RUCC Code 6 | Nonmetro — Urban 2.5K–20K, adjacent |
| Population Density | 741/sq mi |
| Total Area | 0.6 sq mi |
| Broadband Access | 87.7% |
| Public Libraries | 5 |
| Healthcare Facilities | 181 |
| Restaurants | 165 |
| Retail Stores | 250 |
| Fatal Crashes (County/yr) | 9 |
| Avg Commute | 19.6 min |
| Drive Alone | 83.9% |
| Public Transit | 0.0% |
| Work from Home | 4.1% |