Median Income
$71,625
5% lower than US avg
Home Value
$196,300
30% lower than US avg
Bachelor's+
18.9%
44% lower than US avg
Median Rent
$718
38% lower than US avg
Obesity Rate
39.9%
24% higher than US avg
Unemployment
5.0%
39% higher than US avg
Poverty Rate
4.7%
62% lower than US avg
How Underwood Compares to the U.S. Average (100% = U.S. avg)
People
Population701
Median Age45.3 yrs
Density687/mi²
Male / Female51% / 49%
Largest GroupWhite 88%
Economy
A
Median Income$71,625
Per Capita$41,695
Unemployment5.0%
Poverty4.7%
County GDP$1,016M
Commute23 min
Housing
A+
Home Value$196,300
Rent$718
OwnershipN/A
Zillow$153,187
Health
Obesity39.9%
UninsuredN/A
Depression22.8%
Heart Disease5.1%
Climate
Avg Temp41°F
AQI38 (Good)
Rain18.0 in/yr
Elevation2,025 ft
Education
C+
Bachelor's+18.9%
High School+92.2%
School Score5.74
Community
2024 VoteR 78% / D 20%
Commute23 min
Libraries7
Is Underwood a Good Place to Live?
Based on current data, Underwood receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include high obesity rates. Underwood offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Underwood is $71,625, roughly in line with the national average of $75,149. The unemployment rate of 5.0% is somewhat elevated compared to the national rate of 3.6%. Only 4.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 23 minutes.
Cost of Living & Housing
The median home value in Underwood is $196,300, 30% below the national median — offering relatively affordable homeownership. Renters pay a median of $718 per month, below the national average — a plus for affordability. At just 2.7x median income, home prices are very affordable relative to local earnings.
Education
18.9% of residents hold a bachelor's degree, below the national average of 33.7%. 92.2% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Underwood has a cool climate with an average annual temperature of 41°F. Winters average 10°F in January while summers reach 70°F in July. Annual precipitation totals 18.0 inches, including 38.6 inches of snow. Air quality is rated Good with a median AQI of 38.
Underwood has a population of 701 with a density of 687 people per square mile. The median age is 45.3 years, 16% older than the national median of 38.9. The city is predominantly White (88.2%), with 2.3% Hispanic.
Population
45.3yrs
Median Age
16% above US avg
Race & Ethnicity
Underwood vs U.S. Average
Language Spoken at Home
| English Only | 94.0% |
| 20% above US avg |
| Spanish | 6.0% |
| 55% below US avg |
Social Characteristics
Underwood vs U.S. Average
The median household income in Underwood is $71,625, which is 5% below the national average of $75,149. The unemployment rate is 5.0% (above the 3.6% US average). 4.7% of residents live below the poverty line. Workers commute an average of 23 minutes.
Income: Underwood vs U.S.
Income
| Median HH Income | $71,625 |
| 5% below US avg |
| Per Capita Income | $41,695 |
| Avg Weekly Wage | $1,324 |
| IRS Avg AGI | $88,300 |
Employment & Poverty
| Unemployment | 5.0% |
| 39% above US avg |
| Poverty Rate | 4.7% |
| 62% below US avg |
| Establishments (County) | 392 |
| County GDP | $1,016M |
Business (County)
| Restaurants | 21 |
| Healthcare | 21 |
| Retail | 33 |
| Manufacturing | 4 |
Tax & Cost of Living
| Property Tax (IRS) | $3,850 |
| 10% above US avg |
| Effective Tax Rate | 1.96% |
Commute & Transportation
| Commute Time | 23.0 min |
| Work from Home | 8.0% |
The median home value in Underwood is $196,300, 30% below the national average. Monthly rent averages $718 (38% below US avg). Zillow estimates the typical home value at $153,187.
Home Values
| Census Median | $196,300 |
| 30% below US avg |
| Zillow ZHVI | $153,187 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $718 |
| 38% below US avg |
HUD Fair Market Rent
| Studio | $769 |
| 1 Bedroom | $795 |
| 2 Bedrooms | $965 |
| 3 Bedrooms | $1,297 |
| 4 Bedrooms | $1,588 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $3,850 |
| 10% above US avg |
| Effective Rate | 1.96% |
In Underwood, 39.9% of adults are obese (above the 32.1% national rate). 22.8% report depression. 21.9% are physically inactive.
Health Metrics: Underwood vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.9% |
| 24% above US avg |
| Diabetes | 8.3% |
| Heart Disease | 5.1% |
| High Blood Pressure | 29.5% |
| Asthma | 10.4% |
| COPD | 5.2% |
| Stroke | 2.6% |
Behaviors & Mental Health
| |
| Binge Drinking | 23.1% |
| Physical Inactivity | 21.9% |
| Depression | 22.8% |
| Mental Distress | 15.4% |
| Physical Distress | 11.0% |
Healthcare Access
| Insurance Rate | 94.0% |
| |
| Checkup Rate | 73.8% |
| Premature Death | 10,092/100K |
Food & Exercise
| Food Environment | 8.6/10 |
| Exercise Access | 38.7% |
| Healthcare Facilities | 21 |
Crime Rates: Underwood vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
Safety Score
Underwood has an average annual temperature of 41°F (5°C). Winters average 10°F in January while summers reach 70°F in July. Annual precipitation is 18.0 inches. Air quality is rated Good with a median AQI of 38.
Temperature
10°F Jan (-12°C)
70°F Jul (21°C)
| Annual Average | 40.8°F |
| 24% below US avg |
| January Average | 10°F (-12°C) |
| July Average | 70°F (21°C) |
Precipitation & Snow
| Annual Rainfall | 18.0 inches |
| 53% below US avg |
| Snowfall | 38.6 inches/yr |
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Geography
| Elevation | 2,025 ft (617 m) |
| Area | 1.0 sq mi (2.6 km²) |
| Population Density | 687/sq mi |
| Coordinates | 47.4564°N, 101.1412°W |
| County FIPS | 38055 |