Median Income
$185,574
147% higher than US avg
Home Value
$1,026,900
264% higher than US avg
Bachelor's+
63.6%
89% higher than US avg
Obesity Rate
21.3%
34% lower than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Upper Bear Creek Compares to the U.S. Average (100% = U.S. avg)
People
Population980
Median Age60.3 yrs
Density259/mi²
Male / Female55% / 45%
Largest GroupWhite 94%
Economy
A+
Median Income$185,574
Per Capita$121,178
Unemployment0.0%
Poverty0.0%
County GDP$46,223M
Commute22 min
Housing
B+
Home Value$1,026,900
RentN/A
OwnershipN/A
Health
Obesity21.3%
UninsuredN/A
Depression22.4%
Heart Disease3.9%
Climate
Avg Temp45°F
AQI41 (Good)
Rain18.6 in/yr
Elevation7,700 ft
Education
A+
Bachelor's+63.6%
High School+97.6%
School Score5.90
Community
2024 VoteR 39% / D 58%
Commute22 min
Libraries12
Is Upper Bear Creek a Good Place to Live?
Based on current data, Upper Bear Creek receives an overall livability score of 4.5 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs. Upper Bear Creek stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Upper Bear Creek is $185,574, which is significantly higher than the national average — 147% above $75,149. This places Upper Bear Creek among higher-income communities. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in Upper Bear Creek is $1,026,900, making it a premium housing market at 264% above the U.S. median of $281,900. The price-to-income ratio of 5.5x means housing costs are stretched relative to local earnings.
Education
Upper Bear Creek is a highly educated community — 63.6% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 97.6% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Upper Bear Creek has a cool climate with an average annual temperature of 45°F. Winters average 28°F in January while summers reach 65°F in July. Annual precipitation totals 18.6 inches, including 80.8 inches of snow. Air quality is rated Good with a median AQI of 41.
Upper Bear Creek has a population of 980 with a density of 259 people per square mile. The median age is 60.3 years, 55% older than the national median of 38.9. The city is predominantly White (93.9%), with 3.1% Hispanic, 2.1% Black.
Population
60.3yrs
Median Age
55% above US avg
Race & Ethnicity
Upper Bear Creek vs U.S. Average
Language Spoken at Home
| English Only | 99.7% |
| 27% above US avg |
| Spanish | 0.3% |
| 98% below US avg |
Social Characteristics
Upper Bear Creek vs U.S. Average
The median household income in Upper Bear Creek is $185,574, which is 147% above the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 22 minutes.
Income: Upper Bear Creek vs U.S.
Income
| Median HH Income | $185,574 |
| 147% above US avg |
| Per Capita Income | $121,178 |
| Avg Weekly Wage | $1,512 |
| IRS Avg AGI | $107,402 |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 25,019 |
| County GDP | $46,223M |
Business (County)
| Restaurants | 1,324 |
| Healthcare | 1,980 |
| Retail | 1,801 |
| Manufacturing | 459 |
Tax & Cost of Living
| Property Tax (IRS) | $4,881 |
| 39% above US avg |
| Effective Tax Rate | 0.48% |
Commute & Transportation
| Commute Time | 21.8 min |
| Work from Home | 28.4% |
The median home value in Upper Bear Creek is $1,026,900, 264% above the national average.
Home Values
| Census Median | $1,026,900 |
| 264% above US avg |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $1,083 |
| 1 Bedroom | $1,161 |
| 2 Bedrooms | $1,429 |
| 3 Bedrooms | $1,861 |
| 4 Bedrooms | $2,178 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $4,881 |
| 39% above US avg |
| Effective Rate | 0.48% |
In Upper Bear Creek, 21.3% of adults are obese (below the 32.1% national rate). 22.4% report depression. 10.9% are physically inactive.
Health Metrics: Upper Bear Creek vs U.S. Average (%)
Chronic Conditions
| Obesity | 21.3% |
| 34% below US avg |
| Diabetes | 5.7% |
| Heart Disease | 3.9% |
| High Blood Pressure | 22.2% |
| Asthma | 10.6% |
| COPD | 3.3% |
| Stroke | 1.9% |
Behaviors & Mental Health
| |
| Binge Drinking | 20.9% |
| Physical Inactivity | 10.9% |
| Depression | 22.4% |
| Mental Distress | 14.1% |
| Physical Distress | 8.7% |
Healthcare Access
| Insurance Rate | 96.6% |
| |
| Checkup Rate | 71.5% |
| Premature Death | 6,799/100K |
Food & Exercise
| Food Environment | 8.9/10 |
| Exercise Access | 99.1% |
| Healthcare Facilities | 1,980 |
Crime Rates: Upper Bear Creek vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 49 |
Safety Score
Upper Bear Creek has an average annual temperature of 45°F (7°C). Winters average 28°F in January while summers reach 65°F in July. Annual precipitation is 18.6 inches. Air quality is rated Good with a median AQI of 41.
Temperature
28°F Jan (-2°C)
65°F Jul (18°C)
| Annual Average | 44.7°F |
| 17% below US avg |
| January Average | 28°F (-2°C) |
| July Average | 65°F (18°C) |
Precipitation & Snow
| Annual Rainfall | 18.6 inches |
| 51% below US avg |
| Snowfall | 80.8 inches/yr |
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Geography
| Elevation | 7,700 ft (2,347 m) |
| Area | 3.8 sq mi (9.8 km²) |
| Population Density | 259/sq mi |
| Coordinates | 39.6269°N, 105.4097°W |
| County FIPS | 08059 |