Upper Greenwood Lake, NJ

New Jersey · Metropolitan Area

Upper Greenwood Lake is a small town in New Jersey with a population of 3,621. Residents earn $124,297 per year, which is 65% above the national average.

4.7 /5.0
A+ Excellent
3,621 Population 1,322/sq mi density
$124,297 Median Income $64,728 per capita
$331,400 Home Value
$2,120 Median Rent
52°F Avg Temperature
A+
Overall
4.7 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
4.9 / 5.0
$124,297 median income, 3.0% unemployment
A+
Affordability
5.0 / 5.0
$331,400 home value, $2,120/mo rent
A
Education
4.1 / 5.0
38.8% bachelor's degree or higher
Median Income $124,297
65% higher than US avg
Home Value $331,400
18% higher than US avg
Bachelor's+ 38.8%
15% higher than US avg
Median Rent $2,120
82% higher than US avg
Obesity Rate 26.1%
19% lower than US avg
Unemployment 3.0%
17% lower than US avg
Poverty Rate 0.8%
94% lower than US avg

How Upper Greenwood Lake Compares to the U.S. Average (100% = U.S. avg)

People

Population3,621
Median Age41.7 yrs
Density1,322/mi²
Male / Female54% / 46%
Largest GroupWhite 90%

Economy

A+
Median Income$124,297
Per Capita$64,728
Unemployment3.0%
Poverty0.8%
County GDP$29,074M
Commute54 min

Housing

A+
Home Value$331,400
Rent$2,120
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity26.1%
UninsuredN/A
Depression17.8%
Heart Disease4.3%

Climate

Avg Temp52°F
AQI39 (Good)
Rain48.2 in/yr
Elevation1,171 ft

Education

A
Bachelor's+38.8%
High School+96.7%
School Score6.24

Community

2024 VoteR 50% / D 47%
Commute54 min
Libraries22

Is Upper Greenwood Lake a Good Place to Live?

Based on current data, Upper Greenwood Lake receives an overall livability score of 4.7 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include long commute times. Upper Greenwood Lake stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Upper Greenwood Lake is $124,297, which is significantly higher than the national average — 65% above $75,149. This places Upper Greenwood Lake among higher-income communities. Unemployment stands at 3.0%, indicating a healthy job market. Only 0.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 54 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Upper Greenwood Lake is $331,400, 18% above the national median. Renters pay a median of $2,120 per month, significantly above the national average of $1,163. At just 2.7x median income, home prices are very affordable relative to local earnings.

Education

Educational attainment is solid, with 38.8% holding a bachelor's degree or higher, near the national average. 96.7% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Upper Greenwood Lake experiences four distinct seasons with an average temperature of 52°F. Winters average 29°F in January while summers reach 74°F in July. Annual precipitation totals 48.2 inches. Air quality is rated Good with a median AQI of 39.

Upper Greenwood Lake has a population of 3,621 with a density of 1,322 people per square mile. The median age is 41.7 years, 7% older than the national median of 38.9. The city is predominantly White (90.1%).

Population

3,621
Total Population
1,322
People / sq mi
41.7yrs
Median Age
7% above US avg
2.7mi²
Land Area

Gender Distribution

Male 53.6%
Female 46.4%

Race & Ethnicity

Upper Greenwood Lake vs U.S. Average

Language Spoken at Home

English Only85.9%
9% above US avg
Spanish14.1%
5% above US avg

Social Characteristics

Upper Greenwood Lake vs U.S. Average

The median household income in Upper Greenwood Lake is $124,297, which is 65% above the national average of $75,149. The unemployment rate is 3.0% (below the 3.6% US average). 0.8% of residents live below the poverty line. Workers commute an average of 54 minutes.

Income: Upper Greenwood Lake vs U.S.

Commute Mode

Income

Median HH Income$124,297
65% above US avg
Per Capita Income$64,728
Avg Weekly Wage$1,224
IRS Avg AGI$71,402

Employment & Poverty

Unemployment3.0%
17% below US avg
Poverty Rate0.8%
94% below US avg
Establishments (County)15,191
County GDP$29,074M

Business (County)

Restaurants1,085
Healthcare1,495
Retail1,866
Manufacturing611

Tax & Cost of Living

Property Tax (IRS)$11,450
227% above US avg
Effective Tax Rate3.46%

Commute & Transportation

Commute Time53.5 min
Work from Home16.5%

Walkability

The median home value in Upper Greenwood Lake is $331,400, 18% above the national average. Monthly rent averages $2,120 (82% above US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$331,400
18% above US avg
Median List Price$499,000

Real Estate Market (Redfin)

Median List Price$499,000
$/Sq Ft$334
Homes Sold3
Sale-to-List Ratio98.0%
Price Drops16.7%
Inventory6

Rental Costs

Census Median Rent$2,120
82% above US avg

HUD Fair Market Rent

Studio$1,599
1 Bedroom$1,759
2 Bedrooms$2,132
3 Bedrooms$2,658
4 Bedrooms$3,005

Ownership & Property

Owner-Occupied88.8%

Property Tax

Avg Tax (IRS)$11,450
227% above US avg
Effective Rate3.46%
In Upper Greenwood Lake, 26.1% of adults are obese (below the 32.1% national rate). 17.8% report depression. 19.9% are physically inactive.

Health Metrics: Upper Greenwood Lake vs U.S. Average (%)

Chronic Conditions

Obesity26.1%
19% below US avg
Diabetes7.3%
Heart Disease4.3%
High Blood Pressure25.8%
Asthma9.2%
COPD4.3%
Stroke2.3%

Behaviors & Mental Health

Binge Drinking20.6%
Physical Inactivity19.9%
Depression17.8%
Mental Distress16.1%
Physical Distress10.9%

Healthcare Access

Insurance Rate97.0%
Checkup Rate73.2%
Premature Death7,211/100K

Food & Exercise

Food Environment8.6/10
Exercise Access98.8%
Healthcare Facilities1,495

Crime Rates: Upper Greenwood Lake vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)25

Safety Score

Upper Greenwood Lake has an average annual temperature of 52°F (11°C). Winters average 29°F in January while summers reach 74°F in July. Annual precipitation is 48.2 inches. Air quality is rated Good with a median AQI of 39.

Temperature

29°F Jan (-2°C) 74°F Jul (23°C)
Annual Average51.8°F
4% below US avg
January Average29°F (-2°C)
July Average74°F (23°C)

Precipitation & Snow

Annual Rainfall48.2 inches
27% above US avg

Air Quality

AQI Median39.0
RatingGood

Geography

Elevation1,171 ft (357 m)
Area2.7 sq mi (7.1 km²)
Population Density1,322/sq mi
Coordinates41.1859°N, 74.3782°W
County FIPS34031
It is classified as Metro — 1 million+. 38.8% of residents hold a bachelor's degree or higher (15% above US avg). In the 2024 election, the county voted Republican by a 2.9-point margin.

2024 Presidential Election (County)

R 49.8%
D 46.9%

Winner: Republican by 2.9 points

Education

Bachelor's Degree+38.8%
15% above US avg
High School+96.7%
School Test Score6.24
A Education Grade (4.1/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density1,322/sq mi
Total Area2.7 sq mi

Infrastructure & Services

Public Libraries22
Healthcare Facilities1,495
Restaurants1,085
Retail Stores1,866

Safety & Disasters

Fatal Crashes (County/yr)25

Commute & Transportation

Avg Commute53.5 min
Work from Home16.5%

Nearby Cities

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