Median Income
$112,672
50% higher than US avg
Home Value
$224,100
21% lower than US avg
Bachelor's+
28.8%
15% lower than US avg
Median Rent
$776
33% lower than US avg
Obesity Rate
39.2%
22% higher than US avg
Unemployment
1.4%
61% lower than US avg
Poverty Rate
5.2%
58% lower than US avg
How Urbana Compares to the U.S. Average (100% = U.S. avg)
People
Population1,628
Median Age31.3 yrs
Density899/mi²
Male / Female51% / 49%
Largest GroupWhite 92%
Economy
A+
Median Income$112,672
Per Capita$40,789
Unemployment1.4%
Poverty5.2%
County GDP$1,087M
Commute27 min
Housing
A+
Home Value$224,100
Rent$776
OwnershipN/A
Zillow$245,876
Health
Obesity39.2%
UninsuredN/A
Depression21.1%
Heart Disease4.8%
Climate
Avg Temp47°F
AQI43 (Good)
Rain39.2 in/yr
Elevation929 ft
Education
B
Bachelor's+28.8%
High School+96.5%
School Score5.73
Community
2024 VoteR 63% / D 35%
Commute27 min
Libraries6
Is Urbana a Good Place to Live?
Based on current data, Urbana receives an overall livability score of 4.4 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, affordable housing, a low poverty rate. Areas to be aware of include high obesity rates. Urbana stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Urbana is $112,672, which is significantly higher than the national average — 50% above $75,149. This places Urbana among higher-income communities. The job market is very strong with unemployment at just 1.4%. Only 5.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Urbana is $224,100, 21% below the national median — offering relatively affordable homeownership. Renters pay a median of $776 per month, below the national average — a plus for affordability. At just 2x median income, home prices are very affordable relative to local earnings.
Education
28.8% of residents hold a bachelor's degree, below the national average of 33.7%. 96.5% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Urbana experiences four distinct seasons with an average temperature of 47°F. Winters average 18°F in January while summers reach 72°F in July. Annual precipitation totals 39.2 inches. Air quality is rated Good with a median AQI of 43.
Urbana has a population of 1,628 with a density of 899 people per square mile. The median age is 31.3 years, 20% younger than the national median of 38.9. The city is predominantly White (91.8%).
Population
31.3yrs
Median Age
20% below US avg
Language Spoken at Home
| English Only | 97.0% |
| 24% above US avg |
| Spanish | 3.0% |
| 78% below US avg |
The median household income in Urbana is $112,672, which is 50% above the national average of $75,149. The unemployment rate is 1.4% (below the 3.6% US average). 5.2% of residents live below the poverty line. Workers commute an average of 27 minutes.
Income
| Median HH Income | $112,672 |
| 50% above US avg |
| Per Capita Income | $40,789 |
| Avg Weekly Wage | $962 |
| IRS Avg AGI | $76,868 |
Employment & Poverty
| Unemployment | 1.4% |
| 61% below US avg |
| Poverty Rate | 5.2% |
| 58% below US avg |
| Establishments (County) | 638 |
| County GDP | $1,087M |
Business (County)
| Restaurants | 37 |
| Healthcare | 44 |
| Retail | 72 |
| Manufacturing | 33 |
Tax & Cost of Living
| Property Tax (IRS) | $3,750 |
| 7% above US avg |
| Effective Tax Rate | 1.67% |
Commute & Transportation
| Commute Time | 27.2 min |
| Work from Home | 12.1% |
The median home value in Urbana is $224,100, 21% below the national average. Monthly rent averages $776 (33% below US avg). Zillow estimates the typical home value at $245,876.
Home Values
| Census Median | $224,100 |
| 21% below US avg |
| Zillow ZHVI | $245,876 |
| Median List Price | $189,900 |
Real Estate Market (Redfin)
| Median List Price | $189,900 |
| $/Sq Ft | $89 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 97.7% |
| Price Drops | 25.0% |
| Inventory | 4 |
Rental Costs
| Census Median Rent | $776 |
| 33% below US avg |
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $3,750 |
| 7% above US avg |
| Effective Rate | 1.67% |
In Urbana, 39.2% of adults are obese (above the 32.1% national rate). 21.1% report depression. 20.2% are physically inactive.
Health Metrics: Urbana vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.2% |
| 22% above US avg |
| Diabetes | 8.0% |
| Heart Disease | 4.8% |
| High Blood Pressure | 29.0% |
| Asthma | 9.8% |
| COPD | 5.0% |
| Stroke | 2.4% |
Behaviors & Mental Health
| |
| Binge Drinking | 23.9% |
| Physical Inactivity | 20.2% |
| Depression | 21.1% |
| Mental Distress | 16.7% |
| Physical Distress | 10.8% |
Healthcare Access
| Insurance Rate | 99.2% |
| |
| Checkup Rate | 75.8% |
| Premature Death | 5,284/100K |
Food & Exercise
| Food Environment | 9.0/10 |
| Exercise Access | 67.1% |
| Healthcare Facilities | 44 |
Crime Rates: Urbana vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
Safety Score
Urbana has an average annual temperature of 47°F (8°C). Winters average 18°F in January while summers reach 72°F in July. Annual precipitation is 39.2 inches. Air quality is rated Good with a median AQI of 43.
Temperature
18°F Jan (-8°C)
72°F Jul (22°C)
| Annual Average | 46.5°F |
| 14% below US avg |
| January Average | 18°F (-8°C) |
| July Average | 72°F (22°C) |
Precipitation & Snow
| Annual Rainfall | 39.2 inches |
| 3% above US avg |
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Geography
| Elevation | 929 ft (283 m) |
| Area | 1.8 sq mi (4.7 km²) |
| Population Density | 899/sq mi |
| Coordinates | 42.2298°N, 91.8855°W |
| County FIPS | 19019 |