Median Income
$49,167
35% lower than US avg
Home Value
$56,000
80% lower than US avg
Violent Crime
376/100K
1% lower than US avg
Bachelor's+
17.1%
49% lower than US avg
Obesity Rate
38.2%
19% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
6.7%
46% lower than US avg
How Utica Compares to the U.S. Average (100% = U.S. avg)
People
Population54
Median Age50.0 yrs
Density208/mi²
Male / Female54% / 46%
Largest GroupWhite 69%
Veterans42.0%
Economy
B+
Median Income$49,167
Per Capita$35,019
Unemployment0.0%
Poverty6.7%
County GDP$284M
Commute20 min
Housing
A+
Home Value$56,000
Ownership84.6%
Zillow$272,102
Housing Units40
Rent Burden23.4%
Crime
F
Violent376/100K
Property3,030/100K
Health
Obesity38.2%
Smoking15.6%
Depression21.2%
Heart Disease5.3%
Climate
Avg Temp49°F (9°C)
AQI35 (Good)
Rain28.7 in/yr
Sunny Days291/yr
Elevation1,366 ft (416 m)
Education
C
Bachelor's+17.1%
High School+85.4%
Graduate+7.5%
School Score5.92
Community
2024 VoteR 75% / D 23%
Commute20 min
Broadband26.0%
Libraries4
Is Utica a Good Place to Live?
Based on current data, Utica receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include below-average incomes. Utica offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Utica is $49,167, 35% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 6.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes.
Cost of Living & Housing
The median home value in Utica is $56,000, 80% below the national median / offering relatively affordable homeownership. At just 1.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Utica is below the national average at 376 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,030 per 100,000, 55% above the national average.
Education
17.1% of residents hold a bachelor's degree, below the national average of 33.7%. 85.4% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Utica experiences four distinct seasons with an average temperature of 49°F. Winters average 20°F in January while summers reach 75°F in July. With 291 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 28.7 inches, including 38.1 inches of snow. Air quality is rated Good with a median AQI of 35.
Utica has a population of 54 with a density of 208 people per square mile, spread across 0.3 square miles. The median age is 50.0 years, 29% older than the national median of 38.9. The gender split is 46.3% female and 53.7% male. The city is predominantly White (68.5%), with 20.4% Hispanic, 3.7% Black. English is the primary language spoken at home by 85.3% of residents, while 14.7% speak Spanish. 42.0% of the population are veterans, above the national rate of 6.0%. 30.0% of residents have a disability (above the 13.0% national average). 78.6% have health insurance coverage.
Population
50.0yrs
Median Age
29% above US avg
Language Spoken at Home
English Only
85.3%
9% above US avg
Spanish
14.7%
10% above US avg
The median household income in Utica is $49,167, which is 35% below the national average of $75,149. Per capita income is $35,019. The average weekly wage is $892, 38% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 6.7% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 239 business establishments, including 11 restaurants. The cost of living index is 88.6, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 20 minutes (shorter than the 28-minute US average). 9.5% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $49,167 |
| 35% below US avg |
| Per Capita Income | $35,019 |
| Avg Weekly Wage | $892 |
| IRS Avg AGI | $66,764 |
| Gini Index | 0.444 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 6.7% |
| 46% below US avg |
| Establishments (County) | 239 |
| County GDP | $284M |
Business (County)
| Restaurants | 11 |
| Healthcare | 21 |
| Retail | 33 |
| Manufacturing | 10 |
Tax & Cost of Living
| Property Tax (IRS) | $3,600 |
| 3% above US avg |
| Cost of Living | 88.60 (100=avg) |
| Effective Tax Rate | 6.43% |
Commute & Transportation
| Commute Time | 20.3 min |
| Drive Alone | 90.5% |
| Public Transit | 0.0% |
| Work from Home | 9.5% |
The median home value in Utica is $56,000, 80% below the national median of $281,900. Zillow estimates the typical home value at $272,102, higher than the Census estimate. Fair market rent ranges from $784 for a one-bedroom to $990 for a two-bedroom apartment. 84.6% of housing units are owner-occupied (above the 65.4% national rate). There are 40 total housing units in the city. The median year a home was built is 1956. The average annual property tax is $3,600. 23.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.1x, well within the affordable range.
Home Values
| Census Median | $56,000 |
| 80% below US avg |
| Zillow ZHVI | $272,102 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $691 |
| 1 Bedroom | $784 |
| 2 Bedrooms | $990 |
| 3 Bedrooms | $1,295 |
| 4 Bedrooms | $1,540 |
Ownership & Property
| Homeownership | 84.6% |
| Owner-Occupied | 84.6% |
| Renter-Occupied | 15.4% |
| Housing Units | 40 |
| Median Year Built | 1956 |
Property Tax
| Avg Tax (IRS) | $3,600 |
| 3% above US avg |
| Effective Rate | 6.43% |
In Utica, 38.2% of adults are obese, above the national rate of 32.1%. 9.0% have diabetes. Heart disease affects 5.3% of residents. 29.6% have high blood pressure. 15.6% are current smokers. 22.4% report binge drinking. 22.4% are physically inactive. 21.2% report depression. 15.9% experience frequent mental distress. The primary care physician ratio is 1:1,753. The dentist ratio is 1:2,354. 68.5% of residents have access to exercise opportunities. The food environment index is 6.4 out of 10.
Health Metrics: Utica vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.2% |
| 19% above US avg |
| Diabetes | 9.0% |
| Heart Disease | 5.3% |
| High Blood Pressure | 29.6% |
| Asthma | 9.5% |
| COPD | 5.6% |
| Cancer | 7.7% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 15.6% |
| 11% above US avg |
| Binge Drinking | 22.4% |
| Physical Inactivity | 22.4% |
| Depression | 21.2% |
| Mental Distress | 15.9% |
| Physical Distress | 11.3% |
| Short Sleep | 29.0% |
Healthcare Access
| Insurance Rate | 78.6% |
| |
| Primary Care | 1:1,753 |
| Dentists | 1:2,354 |
| Checkup Rate | 72.1% |
| Dental Visits | 70.1% |
| Premature Death | 7,595/100K |
Food & Exercise
| Food Environment | 6.4/10 |
| Exercise Access | 68.5% |
| Healthcare Facilities | 21 |
Utica has a violent crime rate of 376 per 100,000 residents, 1% below the national average of 380. Property crime stands at 3,030 per 100,000, 55% above the U.S. average. Overall, Utica receives a safety grade of F.
Crime Rates: Utica vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 376.2/100K |
| 1% below US avg |
| |
Property Crime
| Total Property | 3,029.7/100K |
| 55% above US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Utica experiences four distinct seasons with an average annual temperature of 49°F (9°C). Winters average 20°F in January while summers reach 75°F in July. The area gets 291 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 28.7 inches (drier than the 38-inch national average). The area receives 38.1 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 35. The city sits at an elevation of 1,366 feet.
Temperature
20°F Jan (-7°C)
75°F Jul (24°C)
| Annual Average | 48.7°F |
| 10% below US avg |
| January Average | 20°F (-7°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 291 days/yr |
Geography
| Elevation | 1,366 ft (416 m) |
| Area | 0.3 sq mi (0.7 km²) |
| Population Density | 208/sq mi |
| Coordinates | 42.9811°N, 97.4967°W |
| Timezone | America/Chicago |
| County | Bon Homme County County |
| Nearest Airport | Joe Foss Field (FSD)
56 miles away |
Precipitation & Snow
Annual Rainfall
28.7"
25% below US avg
Wettest Month (Jun)
2.91"
Air Quality
| AQI Median | 35.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 10.9 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 59.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
13 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.3. Most recent: M2.5 on Apr 27, 2025.
| Nov 3, 2002 |
16 km SSW of Butte, Nebraska |
M4.3 |
117 km |
| Jun 4, 2021 |
10 km NE of Anoka, Nebraska |
M3.7 |
101 km |
| Oct 25, 1990 |
8 km N of Plankinton, South Dakota |
M3.6 |
120 km |
| Feb 6, 1996 |
1 km N of Wausa, Nebraska |
M3.6 |
52 km |
| Aug 9, 1997 |
9 km NW of Clarkson, Nebraska |
M3.4 |
134 km |
| Jun 4, 2021 |
9 km ENE of Anoka, Nebraska |
M3.1 |
100 km |
| Jan 4, 2021 |
5 km N of Tyndall, South Dakota |
M3.1 |
31 km |
| Feb 7, 2014 |
11 km NE of Bijou Hills, South Dakota |
M3.0 |
145 km |
| Jan 1, 2020 |
2 km E of Chambers, Nebraska |
M2.8 |
132 km |
| Feb 5, 2025 |
8 km SSE of Tilden, Nebraska |
M2.7 |
114 km |
| Apr 27, 2025 |
9 km NE of Burke, South Dakota |
M2.5 |
143 km |
| Jan 16, 2022 |
9 km NE of Plankinton, South Dakota |
M2.5 |
114 km |
| Mar 6, 2024 |
6 km SSE of Santee, Nebraska |
M2.5 |
33 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
606 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 12 fatalities, 359 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 23, 2003 |
EF4 |
55 km |
1 |
| May 30, 1998 |
EF4 |
87 km |
6 |
| Jun 7, 1993 |
EF4 |
95 km |
0 |
| Jul 28, 1986 |
EF4 |
55 km |
0 |
| May 6, 1975 |
EF4 |
87 km |
0 |
| Jun 7, 1965 |
EF4 |
30 km |
1 |
| May 29, 1962 |
EF4 |
85 km |
0 |
| Jun 17, 2014 |
EF3 |
53 km |
0 |
| Oct 4, 2013 |
EF3 |
69 km |
0 |
| Jun 7, 1993 |
EF3 |
93 km |
0 |
| May 7, 1993 |
EF3 |
71 km |
0 |
| Aug 3, 1981 |
EF3 |
44 km |
0 |
| Jul 5, 1978 |
EF3 |
86 km |
0 |
| May 6, 1975 |
EF3 |
90 km |
0 |
| Jun 20, 1968 |
EF3 |
87 km |
0 |
| Jun 14, 1967 |
EF3 |
77 km |
0 |
| Jun 26, 1965 |
EF3 |
26 km |
0 |
| Jun 21, 1965 |
EF3 |
23 km |
0 |
| Jun 7, 1965 |
EF3 |
98 km |
0 |
| Jun 7, 1965 |
EF3 |
57 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
2 wildfires (100+ acres) within 100 km.
Largest: KAYLKOWSKI (1,966 ac, 2012).
| Year |
Name |
Acres |
Distance |
| 2012 |
KAYLKOWSKI |
1,966 |
85 km |
| 2012 |
SIX PACK |
1,649 |
38 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
20°F (-7°C) |
0.4 in |
Coldest, Driest |
| February |
24°F (-4°C) |
0.6 in |
|
| March |
35°F (2°C) |
1.6 in |
|
| April |
48°F (9°C) |
2.1 in |
|
| May |
60°F (16°C) |
2.7 in |
|
| June |
70°F (21°C) |
2.9 in |
Wettest |
| July |
75°F (24°C) |
2.8 in |
Warmest |
| August |
73°F (23°C) |
2.4 in |
|
| September |
63°F (17°C) |
2.2 in |
|
| October |
51°F (10°C) |
1.7 in |
|
| November |
34°F (1°C) |
1.2 in |
|
| December |
22°F (-6°C) |
0.6 in |
|
Utica has a seasonal temperature swing of 55°F / from 20°F in January to 75°F in July. Total annual precipitation is 21.0 inches, with June being the wettest month (2.9") and January the driest (0.4").
Average costs for common services in Utica. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$222 ($133-$354) |
| Specialist Visit |
$310 ($177-$487) |
| Urgent Care Visit |
$177 ($89-$310) |
| Emergency Room Visit |
$1,949 ($709-$4,430) |
| Dental Cleaning |
$115 ($66-$177) |
| Dental Filling |
$222 ($133-$354) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22-$66) |
| Oil Change (Synthetic) |
$66 ($44-$106) |
| Brake Pad Replacement |
$266 ($133-$443) |
| Tire Rotation |
$35 ($18-$66) |
| New Tires (Set of 4) |
$532 ($354-$886) |
| Battery Replacement |
$177 ($89-$310) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$89 ($53-$133) |
| Electrician (Per Hour) |
$80 ($44-$124) |
| HVAC Repair |
$354 ($133-$709) |
| HVAC System Install |
$6,202 ($3,544-$10,632) |
| Roof Repair |
$886 ($354-$1,772) |
| Roof Replacement |
$7,974 ($4,873-$13,290) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,329 ($443-$3,101) |
| Divorce (Contested) |
$13,290 ($4,430-$26,580) |
| DUI Defense |
$4,430 ($1,772-$8,860) |
| Bankruptcy (Chapter 7) |
$1,329 ($709-$2,658) |
| Will Preparation |
$443 ($177-$886) |
| Trust Preparation |
$2,215 ($886-$4,430) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13-$40) |
| Women's Haircut |
$49 ($27-$89) |
| Hair Coloring (Full) |
$133 ($66-$222) |
| Manicure |
$22 ($13-$40) |
| Pedicure |
$35 ($22-$58) |
| Massage (1 Hour) |
$71 ($44-$115) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.63 ($2.66-$4.87) |
| Dozen Eggs (per dozen) |
$3.10 ($2.22-$4.43) |
| Loaf of Bread |
$3.37 ($2.22-$4.87) |
| Chicken Breast (per lb) |
$3.99 ($2.66-$5.76) |
| Ground Beef (per lb) |
$4.87 ($3.54-$6.65) |
| Rice (per lb) |
$0.89 ($0.53-$1.59) |
View all 20 services
Utilities
| Electricity (Monthly) |
$124 ($71-$222) |
| Natural Gas (Monthly) |
$62 ($27-$133) |
| Water/Sewer (Monthly) |
$62 ($35-$106) |
| Internet (Monthly) |
$62 ($35-$89) |
| Cell Phone Plan (Monthly) |
$58 ($27-$89) |
| Cable TV (Monthly) |
$75 ($44-$133) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$177 ($66-$443) |
| Car Insurance (Annual) |
$1,772 ($1,063-$3,101) |
| Bus Pass (Monthly) |
$62 ($27-$115) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.09-$22) |
| Car Registration (Annual) |
$89 ($27-$222) |
| Driver's License Renewal |
$27 ($13-$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,063 ($532-$2,215) |
| Daycare (Toddler, Monthly) |
$886 ($443-$1,772) |
| After-School Care (Monthly) |
$354 ($177-$620) |
| Tutoring (Per Hour) |
$44 ($22-$89) |
| SAT/ACT Prep Course |
$886 ($354-$2,215) |
| Private School (K-12, Annual) |
$11,075 ($4,430-$26,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($27-$89) |
| Dog Vaccination (Annual) |
$89 ($44-$177) |
| Dog Grooming |
$53 ($27-$89) |
| Pet Boarding (Per Night) |
$35 ($18-$66) |
| Dog Spay/Neuter |
$266 ($133-$443) |
| Cat Spay/Neuter |
$177 ($89-$354) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $520 |
| Toddler | $520 |
| Preschool | $494 |
| Family Childcare (monthly) |
| Infant | $433 |
| Toddler | $433 |
| Preschool | $433 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Utica
What is the population of Utica?
Utica has a population of 54 residents and is located in South Dakota. The population density is 208 people per square mile, spread across 0.3 square miles. The median age of residents is 50.0 years, which is older than the national median of 38.9 years. The population is 46.3% female and 53.7% male.
Is Utica expensive to live in?
Utica is more affordable than the national average, with a cost of living index of 88.6 / below the baseline of 100. The median household income is $49,167, 35% below the national average of $75,149. The median home value is $56,000 (80% below the U.S. median). The home price-to-income ratio is 1.1x, indicating housing is reasonably affordable relative to local income levels.
Is Utica safe?
Utica is safer than the national average, with a violent crime rate of 376 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,030 per 100,000 (above the national average). Overall, Utica receives a safety grade of F based on combined crime data.
What is the weather like in Utica?
Utica has a four-season climate with an average annual temperature of 49°F (9°C). Winter temperatures average 20°F in January, while summers reach an average of 75°F in July. The area receives 291 sunny days per year, well above the national average of 205. Annual rainfall totals 28.7 inches, with 38.1 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 35.
How is the job market in Utica?
The job market in Utica is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $892. There are 239 business establishments in the area, including 11 restaurants and food service locations. The average commute time is 20 minutes, and 9.5% of workers work from home.
How much does housing cost in Utica?
The median home value in Utica is $56,000. Zillow estimates the typical home value at $272,102. The homeownership rate is 84.6%. The average annual property tax is $3,600.
How are the schools in Utica?
Schools in Utica score 5.9 out of 10 on standardized testing, near the national average. 17.1% of adults in Utica hold a bachelor's degree or higher, below the national average of 33.7%. 85.4% have completed high school. 7.5% hold a graduate or professional degree.
How healthy is Utica?
The obesity rate in Utica is 38.2% (above the national rate of 32.1%). 15.6% of adults are smokers. 22.4% are physically inactive. 21.2% of residents report depression. 68.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,753.
What is transportation like in Utica?
The average commute in Utica is 20 minutes, shorter than the national average of 28 minutes. 90.5% of workers drive alone to work, and 9.5% work from home.
What are the demographics of Utica?
The racial and ethnic makeup of Utica is 68.5% White, 3.7% Black or African American, 20.4% Hispanic or Latino. 85.3% of residents speak only English at home, while 14.7% speak Spanish. 42.0% of the population are military veterans. 30.0% of residents have a disability. 78.6% have health insurance coverage.
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