Warsaw, IN

Indiana

Warsaw is a small city in Indiana with a population of 16,592. Residents earn $57,170 per year, which is 24% below the national average.

3.4 /5.0
B Good
16,592 Population 1,225/sq mi density
$57,170 Median Income $29,624 per capita
$175,300 Home Value $265,299 Zillow
$1,035 Median Rent
50°F Avg Temperature
381 Violent Crime/100K 3,171 property/100K
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.8 / 5.0
$57,170 median income, 1.4% unemployment
A+
Affordability
5.0 / 5.0
$175,300 home value, $1,035/mo rent
F
Safety
1.0 / 5.0
381 violent crimes/100K (0% below avg)
B+
Education
3.6 / 5.0
33.0% bachelor's degree or higher
Median Income $57,170
24% lower than US avg
Home Value $175,300
38% lower than US avg
Violent Crime 381/100K
0% lower than US avg
Bachelor's+ 33.0%
2% lower than US avg
Median Rent $1,035
11% lower than US avg
Obesity Rate 39.3%
22% higher than US avg
Unemployment 1.4%
61% lower than US avg
Poverty Rate 11.9%
4% lower than US avg

How Warsaw Compares to the U.S. Average (100% = U.S. avg)

People

Population16,592
Median Age34.2 yrs
Density1,225/mi²
Male / Female49% / 52%
Largest GroupWhite 77%

Economy

B+
Median Income$57,170
Per Capita$29,624
Unemployment1.4%
Poverty11.9%
County GDP$7,836M
Commute16 min

Housing

A+
Home Value$175,300
Rent$1,035
OwnershipN/A
Zillow$265,299

Crime

F
Violent381/100K
Property3,171/100K
Murder0.0/100K
Assault268/100K
Burglary388/100K

Health

Obesity39.3%
UninsuredN/A
Depression25.7%
Heart Disease6.0%

Climate

Avg Temp50°F
AQI41 (Good)
Rain40.5 in/yr
Elevation821 ft

Education

B+
Bachelor's+33.0%
High School+88.4%
School Score6.01

Community

2024 VoteR 75% / D 23%
Commute16 min
EV Stations6
Libraries6

Is Warsaw a Good Place to Live?

Based on current data, Warsaw receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing. Areas to be aware of include below-average incomes, high obesity rates. Warsaw offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Warsaw is $57,170, 24% below the national average of $75,149. The job market is very strong with unemployment at just 1.4%. 11.9% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 16 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Warsaw is $175,300, 38% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,035 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.1x indicates a reasonably affordable housing market.

Safety & Crime

The violent crime rate of 381 per 100,000 is above the national average of 380 — something for prospective residents to consider. Property crime occurs at a rate of 3,171 per 100,000, 62% above the national average.

Education

33.0% of residents hold a bachelor's degree, below the national average of 33.7%. 88.4% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Warsaw experiences four distinct seasons with an average temperature of 50°F. Winters average 25°F in January while summers reach 73°F in July. Annual precipitation totals 40.5 inches. Air quality is rated Good with a median AQI of 41.

Warsaw has a population of 16,592 with a density of 1,225 people per square mile. The median age is 34.2 years, 12% younger than the national median of 38.9. The city is predominantly White (77.4%), with 1.2% Hispanic, 2.2% Black.

Population

16,592
Total Population
1,225
People / sq mi
34.2yrs
Median Age
12% below US avg
13.6mi²
Land Area

Gender Distribution

Male 48.5%
Female 51.5%

Race & Ethnicity

Warsaw vs U.S. Average

Language Spoken at Home

English Only87.4%
11% above US avg
Spanish12.6%
6% below US avg

Social Characteristics

Warsaw vs U.S. Average

The median household income in Warsaw is $57,170, which is 24% below the national average of $75,149. The unemployment rate is 1.4% (below the 3.6% US average). 11.9% of residents live below the poverty line. Workers commute an average of 16 minutes.

Income: Warsaw vs U.S.

Commute Mode

Income

Median HH Income$57,170
24% below US avg
Per Capita Income$29,624
Avg Weekly Wage$1,133
IRS Avg AGI$77,961

Employment & Poverty

Unemployment1.4%
61% below US avg
Poverty Rate11.9%
4% below US avg
Establishments (County)2,157
County GDP$7,836M

Business (County)

Restaurants180
Healthcare173
Retail284
Manufacturing181

Tax & Cost of Living

Property Tax (IRS)$4,375
25% above US avg
Effective Tax Rate2.50%

Commute & Transportation

Commute Time16.1 min
Work from Home10.1%

Walkability

The median home value in Warsaw is $175,300, 38% below the national average. Monthly rent averages $1,035 (11% below US avg). Zillow estimates the typical home value at $265,299.

Home Value Sources

Ownership Split

Home Values

Census Median$175,300
38% below US avg
Zillow ZHVI$265,299
Median List Price$295,000

Real Estate Market (Redfin)

Median List Price$295,000
$/Sq Ft$147
Homes Sold17
Sale-to-List Ratio102.2%
Price Drops39.1%
Inventory46

Rental Costs

Census Median Rent$1,035
11% below US avg
Zillow Rent (ZORI)$1,100

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied48.8%

Property Tax

Avg Tax (IRS)$4,375
25% above US avg
Effective Rate2.50%
In Warsaw, 39.3% of adults are obese (above the 32.1% national rate). 25.7% report depression. 28.0% are physically inactive.

Health Metrics: Warsaw vs U.S. Average (%)

Chronic Conditions

Obesity39.3%
22% above US avg
Diabetes11.8%
Heart Disease6.0%
High Blood Pressure36.3%
Asthma11.1%
COPD7.8%
Stroke3.1%

Behaviors & Mental Health

Binge Drinking17.1%
Physical Inactivity28.0%
Depression25.7%
Mental Distress18.6%
Physical Distress13.9%

Healthcare Access

Insurance Rate89.6%
Checkup Rate77.0%
Premature Death9,156/100K

Food & Exercise

Food Environment8.2/10
Exercise Access59.7%
Healthcare Facilities173
Warsaw has a violent crime rate of 381 per 100,000 residents, 0% below the national average of 380. Property crime stands at 3,171 per 100,000 (62% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Warsaw vs U.S. Average (per 100,000)

Violent Crime

Total Violent381.4/100K
0% below US avg
Murder0.0/100K
100% below US avg
Rape42.4/100K
Robbery70.6/100K
Assault268.4/100K

Property Crime

Total Property3,170.9/100K
62% above US avg
Burglary388.4/100K
Theft2,620.1/100K
Vehicle Theft162.4/100K
Arson21.2/100K

Traffic Safety

Fatal Crashes (County/yr)9

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Warsaw has an average annual temperature of 50°F (10°C). Winters average 25°F in January while summers reach 73°F in July. Annual precipitation is 40.5 inches. Air quality is rated Good with a median AQI of 41.

Temperature

25°F Jan (-4°C) 73°F Jul (23°C)
Annual Average50.1°F
7% below US avg
January Average25°F (-4°C)
July Average73°F (23°C)

Precipitation & Snow

Annual Rainfall40.5 inches
7% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation821 ft (250 m)
Area13.6 sq mi (35.1 km²)
Population Density1,225/sq mi
Coordinates41.2461°N, 85.8485°W
County FIPS18085
It is classified as Nonmetro — Urban 20K+, adjacent. 33.0% of residents hold a bachelor's degree or higher (2% below US avg). In the 2024 election, the county voted Republican by a 52.3-point margin.

2024 Presidential Election (County)

R 75.2%
D 22.9%

Winner: Republican by 52.3 points

Education

Bachelor's Degree+33.0%
2% below US avg
High School+88.4%
School Test Score6.01
B+ Education Grade (3.6/5.0)

Urban-Rural Classification

RUCC Code 4Nonmetro — Urban 20K+, adjacent
Population Density1,225/sq mi
Total Area13.6 sq mi

Infrastructure & Services

EV Charging Stations6
Alt Fuel Stations9
Public Libraries6
Healthcare Facilities173
Restaurants180
Retail Stores284

Safety & Disasters

Fatal Crashes (County/yr)9
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute16.1 min
Work from Home10.1%

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