Connecticut · Metropolitan Area
Waterford is a small town in Connecticut with a population of 3,496. Residents earn $75,968 per year, which is 1% above the national average.
Based on current data, Waterford receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include affordable housing, a low poverty rate, high health insurance coverage. Waterford offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Waterford is $75,968, roughly in line with the national average of $75,149. Unemployment stands at 4.8%, indicating a healthy job market. Only 1.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 30 minutes.
The median home value in Waterford is $245,600, 13% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,618 per month, significantly above the national average of $1,163. A price-to-income ratio of 3.2x indicates a reasonably affordable housing market.
Violent crime in Waterford is below the national average at 333 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,205 per 100,000, near the national average.
25.5% of residents hold a bachelor's degree, below the national average of 33.7%. 95.5% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Waterford experiences four distinct seasons with an average temperature of 51°F. Winters average 31°F in January while summers reach 72°F in July. Annual precipitation totals 39.3 inches. Air quality is rated Good with a median AQI of 39.
| English Only | 92.1% |
| 17% above US avg | |
| Spanish | 7.9% |
| 41% below US avg |
| Median HH Income | $75,968 |
| 1% above US avg | |
| Per Capita Income | $44,756 |
| Avg Weekly Wage | $1,356 |
| IRS Avg AGI | $82,337 |
| Unemployment | 4.8% |
| 33% above US avg | |
| Poverty Rate | 1.7% |
| 86% below US avg | |
| Establishments (County) | 9,101 |
| County GDP | $24,087M |
| Restaurants | 773 |
| Healthcare | 870 |
| Retail | 963 |
| Manufacturing | 165 |
| Property Tax (IRS) | $7,070 |
| 102% above US avg | |
| Effective Tax Rate | 2.88% |
| Commute Time | 30.1 min |
| Work from Home | 6.0% |
| Census Median | $245,600 |
| 13% below US avg | |
| Zillow ZHVI | $404,290 |
| Median List Price | $280,000 |
| Median List Price | $280,000 |
| $/Sq Ft | $147 |
| Homes Sold | 3 |
| Sale-to-List Ratio | 100.5% |
| Price Drops | 14.3% |
| Inventory | 7 |
| Census Median Rent | $1,618 |
| 39% above US avg | |
| Zillow Rent (ZORI) | $2,033 |
| Studio | $1,351 |
| 1 Bedroom | $1,590 |
| 2 Bedrooms | $1,955 |
| 3 Bedrooms | $2,415 |
| 4 Bedrooms | $2,824 |
| Owner-Occupied | 68.6% |
| Avg Tax (IRS) | $7,070 |
| 102% above US avg | |
| Effective Rate | 2.88% |
| Obesity | 32.5% |
| 1% above US avg | |
| Diabetes | 8.3% |
| Heart Disease | 5.0% |
| High Blood Pressure | 30.6% |
| Asthma | 12.0% |
| COPD | 5.5% |
| Stroke | 2.7% |
| Binge Drinking | 16.7% |
| Physical Inactivity | 25.2% |
| Depression | 24.5% |
| Mental Distress | 17.9% |
| Physical Distress | 12.8% |
| Insurance Rate | 98.3% |
| Checkup Rate | 79.0% |
| Exercise Access | 88.3% |
| Healthcare Facilities | 870 |
| Total Violent | 333.3/100K |
| 12% below US avg | |
| Murder | 0.0/100K |
| 100% below US avg | |
| Rape | 46.1/100K |
| Robbery | 51.3/100K |
| Assault | 235.9/100K |
| Total Property | 2,204.7/100K |
| 12% above US avg | |
| Burglary | 189.7/100K |
| Theft | 1,994.5/100K |
| Vehicle Theft | 20.5/100K |
| Arson | 10.3/100K |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 51.4°F |
| 5% below US avg | |
| January Average | 31°F (-1°C) |
| July Average | 72°F (22°C) |
| Annual Rainfall | 39.3 inches |
| 3% above US avg |
| AQI Median | 39.0 |
| Rating | Good |
| Elevation | 93 ft (28 m) |
| Area | 1.9 sq mi (4.9 km²) |
| Population Density | 1,850/sq mi |
| Coordinates | 41.3463°N, 72.1293°W |
| County FIPS | 09180 |
Winner: Democrat by 13 points
| Bachelor's Degree+ | 25.5% |
| 24% below US avg | |
| High School+ | 95.5% |
| School Test Score | 6.10 |
| RUCC Code 2 | Metro — 250K–1M |
| Population Density | 1,850/sq mi |
| Total Area | 1.9 sq mi |
| EV Charging Stations | 1 |
| Alt Fuel Stations | 2 |
| Public Libraries | 23 |
| Healthcare Facilities | 870 |
| Restaurants | 773 |
| Retail Stores | 963 |
| Avg Commute | 30.1 min |
| Work from Home | 6.0% |