Median Income
$34,286
54% lower than US avg
Bachelor's+
30.0%
11% lower than US avg
Obesity Rate
41.8%
30% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
20.0%
61% higher than US avg
How Waterford Compares to the U.S. Average (100% = U.S. avg)
People
Population30
Median Age66.8 yrs
Density31/mi²
Male / Female80% / 20%
Largest GroupWhite 100%
Veterans30.0%
Economy
B
Median Income$34,286
Per Capita$22,267
Unemployment0.0%
Poverty20.0%
County GDP$1,206M
Housing
Home ValueN/A
RentN/A
OwnershipN/A
Zillow$186,220
Housing Units6
Rent Burden30.0%
Health
Obesity41.8%
Uninsured13.3%
Smoking22.5%
Depression26.5%
Heart Disease6.8%
Climate
Avg Temp60°F (16°C)
AQI43 (Good)
Rain58.2 in/yr
Sunny Days301/yr
Elevation428 ft (130 m)
Education
B
Bachelor's+30.0%
High School+80.0%
Graduate+0.0%
School Score4.42
Community
2024 VoteR 53% / D 46%
CommuteN/A
Broadband22.0%
Libraries3
Is Waterford a Good Place to Live?
Based on current data, Waterford receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, abundant sunshine, high health insurance coverage. Areas to be aware of include an elevated poverty rate, a high uninsured rate, below-average incomes. Waterford offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Waterford is $34,286, 54% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 20.0% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population.
Education
30.0% of residents hold a bachelor's degree, below the national average of 33.7%. 80.0% have completed high school. Area schools have an average test score of 4.4/10.
Climate & Weather
Waterford enjoys a moderate climate with an average annual temperature of 60°F. Winters average 40°F in January while summers reach 79°F in July. With 301 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 58.2 inches. Air quality is rated Good with a median AQI of 43.
Waterford has a population of 30 with a density of 31 people per square mile. The median age is 66.8 years, 72% older than the national median of 38.9. The city is predominantly White (100%).
Population
66.8yrs
Median Age
72% above US avg
Race & Ethnicity
Waterford vs U.S. Average
Language Spoken at Home
| English Only | 100.0% |
| 27% above US avg |
| Spanish | 0.0% |
| 100% below US avg |
Social Characteristics
Waterford vs U.S. Average
The median household income in Waterford is $34,286, which is 54% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 20.0% of residents live below the poverty line.
Income: Waterford vs U.S.
Income
| Median HH Income | $34,286 |
| 54% below US avg |
| Per Capita Income | $22,267 |
| Avg Weekly Wage | $935 |
| IRS Avg AGI | $50,326 |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 20.0% |
| 61% above US avg |
| Establishments (County) | 566 |
| County GDP | $1,206M |
Business (County)
| Restaurants | 40 |
| Healthcare | 34 |
| Retail | 107 |
| Manufacturing | 35 |
Tax & Cost of Living
| Property Tax (IRS) | $2,874 |
| 18% below US avg |
| Cost of Living | 87.00 (100=avg) |
Zillow estimates the typical home value at $186,220.
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $751 |
| 1 Bedroom | $782 |
| 2 Bedrooms | $924 |
| 3 Bedrooms | $1,177 |
| 4 Bedrooms | $1,295 |
Ownership & Property
| Owner-Occupied | 100.0% |
| Housing Units | 6 |
Property Tax
| Avg Tax (IRS) | $2,874 |
| 18% below US avg |
In Waterford, 41.8% of adults are obese (above the 32.1% national rate). 13.3% of residents lack health insurance. 22.5% are current smokers. 26.5% report depression. 38.9% are physically inactive.
Health Metrics: Waterford vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.8% |
| 30% above US avg |
| Diabetes | 15.3% |
| Heart Disease | 6.8% |
| High Blood Pressure | 42.1% |
| Asthma | 12.1% |
| COPD | 11.0% |
| Cancer | 6.9% |
| Stroke | 4.7% |
Behaviors & Mental Health
| Smoking | 22.5% |
| 61% above US avg |
| Binge Drinking | 12.4% |
| Physical Inactivity | 38.9% |
| Depression | 26.5% |
| Mental Distress | 22.5% |
| Physical Distress | 18.1% |
| Short Sleep | 39.4% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 13.3% |
| 55% above US avg |
| Checkup Rate | 80.5% |
| Dental Visits | 7.7% |
| Premature Death | 16,967/100K |
Food & Exercise
| Food Environment | 6.6/10 |
| Exercise Access | 35.7% |
| Healthcare Facilities | 34 |
Waterford has an average annual temperature of 60°F (16°C). Winters average 40°F in January while summers reach 79°F in July. Annual precipitation is 58.2 inches. The area enjoys 301 sunny days per year. Air quality is rated Good with a median AQI of 43.
Temperature
40°F Jan (4°C)
79°F Jul (26°C)
| Annual Average | 60.3°F |
| 12% above US avg |
| January Average | 40°F (4°C) |
| July Average | 79°F (26°C) |
| Sunny Days | 301 days/yr |
Precipitation & Snow
| Annual Rainfall | 58.2 inches |
| 53% above US avg |
| Snowfall | 2.3 inches/yr |
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Geography
| Elevation | 428 ft (130 m) |
| Area | 1.0 sq mi (2.5 km²) |
| Population Density | 31/sq mi |
| Coordinates | 34.6494°N, 89.4575°W |
| Timezone | America/Chicago |
| County FIPS | 28093 |