Median Income
$34,286
54% lower than US avg
Bachelor's+
30.0%
11% lower than US avg
Obesity Rate
41.8%
30% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Waterford Compares to the U.S. Average (100% = U.S. avg)
People
Population30
Median Age66.8 yrs
Density31/mi²
Male / Female80% / 20%
Largest GroupWhite 100%
Veterans0.0%
Economy
B
Median Income$34,286
Per Capita$22,267
Poverty0.0%
County GDP$1,206M
Housing
Ownership100.0%
Zillow$191,965
Housing Units6
Rent Burden30.0%
Health
Obesity41.8%
Uninsured0.0%
Smoking22.5%
Depression26.5%
Heart Disease6.8%
Climate
Avg Temp60°F (15°C)
Rain55.5 in/yr
Elevation428 ft (130 m)
Education
B
Bachelor's+30.0%
High School+80.0%
Graduate+0.0%
School Score3.89
Community
2024 VoteR 53% / D 46%
Broadband100.0%
EV Stations4
Libraries3
Is Waterford a Good Place to Live?
Based on current data, Waterford receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include a low poverty rate, high health insurance coverage, strong internet connectivity. Areas to be aware of include below-average incomes, high obesity rates. Waterford offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Waterford is $34,286, 54% below the national average of $75,149. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Education
30.0% of residents hold a bachelor's degree, below the national average of 33.7%. 80.0% have completed high school. School test scores average 3.9/10, below typical benchmarks.
Climate & Weather
Waterford enjoys a moderate climate with an average annual temperature of 60°F. Winters average 40°F in January while summers reach 78°F in July. Annual precipitation totals 55.5 inches.
Waterford has a population of 30 with a density of 31 people per square mile, spread across 1.0 square miles. The median age is 66.8 years, 72% older than the national median of 38.9. The gender split is 20% female and 80% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 0.0% of the population are veterans, below the national rate of 6.0%. 43.3% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
30
Total Population
2023 Census
66.8yrs
Median Age
72% above US avg
Race & Ethnicity
Waterford vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Waterford vs U.S. Average
The median household income in Waterford is $34,286, which is 54% below the national average of $75,149. Per capita income is $22,267 (below the $39,052 national figure). The average weekly wage is $935, 35% lower than the U.S. average. 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 566 business establishments, including 40 restaurants. The cost of living index is 87, below the national baseline of 100 / offering relatively affordable living.
Income: Waterford vs U.S.
Income
| Median HH Income | $34,286 |
| 54% below US avg |
| Per Capita Income | $22,267 |
| Avg Weekly Wage | $935 |
| IRS Avg AGI | $50,326 |
| Gini Index | 0.472 (0=equal, 1=unequal) |
Employment & Poverty
| |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 566 |
| County GDP | $1,206M |
Business (County)
| Restaurants | 40 |
| Healthcare | 34 |
| Retail | 107 |
| Manufacturing | 35 |
Tax & Cost of Living
| Property Tax (IRS) | $2,874 |
| 18% below US avg |
| Cost of Living | 87.00 (100=avg) |
Zillow estimates the typical home value at $191,965. Fair market rent ranges from $782 for a one-bedroom to $924 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 6 total housing units in the city. The average annual property tax is $2,874 (lower than the $3,500 national average). 30.0% of renters spend 30% or more of their income on housing.
Rental Costs
HUD Fair Market Rent
| Studio | $751 |
| 1 Bedroom | $782 |
| 2 Bedrooms | $924 |
| 3 Bedrooms | $1,177 |
| 4 Bedrooms | $1,295 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 6 |
Property Tax
| Avg Tax (IRS) | $2,874 |
| 18% below US avg |
In Waterford, 41.8% of adults are obese, above the national rate of 32.1%. 15.3% have diabetes (above the 10.5% national rate). Heart disease affects 6.8% of residents, above the national average. 42.1% have high blood pressure. 22.5% are current smokers (above the 14.0% national rate). 12.4% report binge drinking. 38.9% are physically inactive, above the national average. 26.5% report depression (above the 20.0% national average). 22.5% experience frequent mental distress. 0.0% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:6,745. The dentist ratio is 1:6,822. 35.7% of residents have access to exercise opportunities. The food environment index is 6.6 out of 10.
Health Metrics: Waterford vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.8% |
| 30% above US avg |
| Diabetes | 15.3% |
| Heart Disease | 6.8% |
| High Blood Pressure | 42.1% |
| Asthma | 12.1% |
| COPD | 11.0% |
| Cancer | 6.9% |
| Stroke | 4.7% |
Behaviors & Mental Health
| Smoking | 22.5% |
| 61% above US avg |
| Binge Drinking | 12.4% |
| Physical Inactivity | 38.9% |
| Depression | 26.5% |
| Mental Distress | 22.5% |
| Physical Distress | 18.1% |
| Short Sleep | 39.4% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 0.0% |
| 100% below US avg |
| Primary Care | 1:6,745 |
| Dentists | 1:6,822 |
| Mental Health | 1:2,844 |
| Checkup Rate | 80.5% |
| Dental Visits | 7.7% |
| Premature Death | 16,967/100K |
Food & Exercise
| Food Environment | 6.6/10 |
| Exercise Access | 35.7% |
| Healthcare Facilities | 34 |
Waterford enjoys a temperate climate with an average annual temperature of 60°F (15°C). Winters average 40°F in January while summers reach 78°F in July. Annual precipitation totals 55.5 inches (wetter than the 38-inch national average). The area receives 1.1 inches of snow annually. The city sits at an elevation of 428 feet.
Temperature
40°F Jan (4°C)
78°F Jul (26°C)
| Annual Average | 59.6°F |
| 10% above US avg |
| January Average | 40°F (4°C) |
| July Average | 78°F (26°C) |
Geography
| Elevation | 428 ft (130 m) |
| Area | 1.0 sq mi (2.5 km²) |
| Population Density | 31/sq mi |
| Coordinates | 34.6494°N, 89.4575°W |
| Timezone | America/Chicago |
| County | Marshall County County |
| Nearest Airport | Memphis International (MEM)
40 miles away |
Precipitation & Snow
Annual Rainfall
55.5"
46% above US avg
Wettest Month (Apr)
5.85"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 71.2 / 100 |
| Social Vulnerability | 88.4 / 100 |
| Community Resilience | 17.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Very Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
66 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.1 on Aug 1, 2025.
| May 1, 2005 |
5 km SSE of Manila, Arkansas |
M4.2 |
146 km |
| Feb 10, 2005 |
3 km NNW of Etowah, Arkansas |
M4.1 |
143 km |
| Apr 30, 2003 |
1 km N of Blytheville, Arkansas |
M4.0 |
150 km |
| Oct 29, 2012 |
8 km SW of Parkin, Arkansas |
M3.9 |
124 km |
| Nov 29, 1996 |
1 km W of Blytheville, Arkansas |
M3.8 |
149 km |
| Sep 17, 1997 |
2 km E of Trumann, Arkansas |
M3.8 |
147 km |
| Feb 23, 2013 |
7 km SW of Trumann, Arkansas |
M3.7 |
148 km |
| Oct 15, 2017 |
6 km SE of Manila, Arkansas |
M3.6 |
145 km |
| Aug 25, 2015 |
9 km W of Henning, Tennessee |
M3.5 |
115 km |
| Aug 29, 1990 |
9 km WSW of Central, Tennessee |
M3.4 |
127 km |
| Jul 17, 2013 |
7 km SW of Trumann, Arkansas |
M3.2 |
148 km |
| Aug 19, 1994 |
9 km WSW of Gilt Edge, Tennessee |
M3.2 |
104 km |
| May 10, 2008 |
1 km SSE of Sherman, Mississippi |
M3.1 |
66 km |
| Oct 26, 2002 |
3 km SE of Alligator, Mississippi |
M3.1 |
131 km |
| Nov 6, 1994 |
11 km WSW of Trenton, Tennessee |
M3.1 |
149 km |
| Aug 1, 2025 |
3 km SW of Blytheville, Arkansas |
M3.1 |
147 km |
| Aug 7, 2015 |
16 km W of Millington, Tennessee |
M3.0 |
98 km |
| Mar 16, 1993 |
8 km SSE of Trumann, Arkansas |
M3.0 |
141 km |
| Jan 24, 2015 |
8 km NW of Victoria, Arkansas |
M3.0 |
142 km |
| Dec 13, 1991 |
3 km W of Dell, Arkansas |
M2.9 |
146 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
447 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 130 fatalities, 1,306 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Dec 23, 2015 |
EF4 |
24 km |
9 |
| Apr 19, 1970 |
EF4 |
43 km |
4 |
| Apr 29, 1963 |
EF4 |
90 km |
3 |
| Mar 21, 1952 |
EF4 |
32 km |
16 |
| Mar 21, 1952 |
EF4 |
82 km |
38 |
| Mar 31, 2023 |
EF3 |
97 km |
1 |
| Mar 31, 2023 |
EF3 |
81 km |
9 |
| Apr 28, 2014 |
EF3 |
75 km |
0 |
| Apr 27, 2011 |
EF3 |
50 km |
0 |
| May 2, 2010 |
EF3 |
30 km |
3 |
| May 8, 2008 |
EF3 |
75 km |
0 |
| Feb 5, 2008 |
EF3 |
81 km |
3 |
| Feb 5, 2008 |
EF3 |
27 km |
0 |
| Feb 24, 2001 |
EF3 |
70 km |
6 |
| Jan 3, 2000 |
EF3 |
54 km |
0 |
| Jan 17, 1999 |
EF3 |
89 km |
0 |
| Mar 1, 1997 |
EF3 |
54 km |
0 |
| Mar 1, 1997 |
EF3 |
47 km |
0 |
| Mar 1, 1997 |
EF3 |
49 km |
0 |
| Mar 1, 1997 |
EF3 |
65 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Tsunami History
1 tsunami recorded within 500 km.
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1811 |
AR: NE - NEW MADRID EARTHQUAKES |
Eruption + Earthquake |
- |
- |
136 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: COMP 109 (3,663 ac, 2010).
| Year |
Name |
Acres |
Distance |
| 2010 |
COMP 109 |
3,663 |
33 km |
| 2014 |
C-55 CHILLI LAKE |
3,555 |
29 km |
| 2017 |
UNNAMED |
3,152 |
16 km |
| 2014 |
C-39 EAST CHEWALLA |
3,107 |
16 km |
| 2017 |
UNNAMED |
3,031 |
30 km |
| 2022 |
HOLLY SPRINGS BB 119/90/88 |
2,955 |
19 km |
| 2013 |
UNNAMED |
2,848 |
14 km |
| 2006 |
WITCHDCE W |
2,846 |
92 km |
| 2014 |
C-84 BAGLEY BOTTOMS |
2,766 |
19 km |
| 2016 |
UNNAMED |
2,645 |
34 km |
| 2013 |
MIDWAY CEM PRESCRIBED BURN |
2,513 |
19 km |
| 2016 |
UNNAMED |
2,376 |
84 km |
| 2007 |
WITCHDANCE EAST |
2,285 |
93 km |
| 2013 |
PUSKUS LAKE |
2,271 |
26 km |
| 2017 |
UNNAMED |
2,248 |
17 km |
| 2021 |
TOMBIGBEE CPT - 18/19/23/24 |
2,201 |
93 km |
| 2022 |
HOLLY SPRINGS BB 51/52/53 |
2,182 |
31 km |
| 2010 |
COMP 42 |
2,142 |
14 km |
| 2017 |
UNNAMED |
2,073 |
19 km |
| 2022 |
HOLLY SPRINGS BB10 11 12 14 |
1,977 |
46 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
40°F (4°C) |
4.2 in |
Coldest |
| February |
43°F (6°C) |
5.2 in |
|
| March |
51°F (11°C) |
5.2 in |
|
| April |
60°F (16°C) |
5.9 in |
Wettest |
| May |
68°F (20°C) |
5.5 in |
|
| June |
75°F (24°C) |
4.6 in |
|
| July |
78°F (26°C) |
4.3 in |
Warmest |
| August |
77°F (25°C) |
2.7 in |
Driest |
| September |
71°F (22°C) |
3.6 in |
|
| October |
60°F (16°C) |
4.5 in |
|
| November |
49°F (10°C) |
4.4 in |
|
| December |
43°F (6°C) |
5.6 in |
|
Waterford has a seasonal temperature swing of 38°F / from 40°F in January to 78°F in July. Total annual precipitation is 55.5 inches, with April being the wettest month (5.9") and August the driest (2.7").
Average costs for common services in Waterford. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$218 ($131-$348) |
| Specialist Visit |
$305 ($174-$479) |
| Urgent Care Visit |
$174 ($87-$305) |
| Emergency Room Visit |
$1,914 ($696-$4,350) |
| Dental Cleaning |
$113 ($65-$174) |
| Dental Filling |
$218 ($131-$348) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$39 ($22-$65) |
| Oil Change (Synthetic) |
$65 ($44-$104) |
| Brake Pad Replacement |
$261 ($131-$435) |
| Tire Rotation |
$35 ($17-$65) |
| New Tires (Set of 4) |
$522 ($348-$870) |
| Battery Replacement |
$174 ($87-$305) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$87 ($52-$131) |
| Electrician (Per Hour) |
$78 ($44-$122) |
| HVAC Repair |
$348 ($131-$696) |
| HVAC System Install |
$6,090 ($3,480-$10,440) |
| Roof Repair |
$870 ($348-$1,740) |
| Roof Replacement |
$7,830 ($4,785-$13,050) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,305 ($435-$3,045) |
| Divorce (Contested) |
$13,050 ($4,350-$26,100) |
| DUI Defense |
$4,350 ($1,740-$8,700) |
| Bankruptcy (Chapter 7) |
$1,305 ($696-$2,610) |
| Will Preparation |
$435 ($174-$870) |
| Trust Preparation |
$2,175 ($870-$4,350) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13-$39) |
| Women's Haircut |
$48 ($26-$87) |
| Hair Coloring (Full) |
$131 ($65-$218) |
| Manicure |
$22 ($13-$39) |
| Pedicure |
$35 ($22-$57) |
| Massage (1 Hour) |
$70 ($44-$113) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.57 ($2.61-$4.79) |
| Dozen Eggs (per dozen) |
$3.05 ($2.18-$4.35) |
| Loaf of Bread |
$3.31 ($2.18-$4.79) |
| Chicken Breast (per lb) |
$3.92 ($2.61-$5.66) |
| Ground Beef (per lb) |
$4.79 ($3.48-$6.53) |
| Rice (per lb) |
$0.87 ($0.52-$1.57) |
View all 20 services
Utilities
| Electricity (Monthly) |
$122 ($70-$218) |
| Natural Gas (Monthly) |
$61 ($26-$131) |
| Water/Sewer (Monthly) |
$61 ($35-$104) |
| Internet (Monthly) |
$61 ($35-$87) |
| Cell Phone Plan (Monthly) |
$57 ($26-$87) |
| Cable TV (Monthly) |
$74 ($44-$131) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$174 ($65-$435) |
| Car Insurance (Annual) |
$1,740 ($1,044-$3,045) |
| Bus Pass (Monthly) |
$61 ($26-$113) |
| Taxi/Uber (5-Mile Ride) |
$13 ($6.96-$22) |
| Car Registration (Annual) |
$87 ($26-$218) |
| Driver's License Renewal |
$26 ($13-$65) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,044 ($522-$2,175) |
| Daycare (Toddler, Monthly) |
$870 ($435-$1,740) |
| After-School Care (Monthly) |
$348 ($174-$609) |
| Tutoring (Per Hour) |
$44 ($22-$87) |
| SAT/ACT Prep Course |
$870 ($348-$2,175) |
| Private School (K-12, Annual) |
$10,875 ($4,350-$26,100) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$52 ($26-$87) |
| Dog Vaccination (Annual) |
$87 ($44-$174) |
| Dog Grooming |
$52 ($26-$87) |
| Pet Boarding (Per Night) |
$35 ($17-$65) |
| Dog Spay/Neuter |
$261 ($131-$435) |
| Cat Spay/Neuter |
$174 ($87-$348) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $660 |
| Toddler | $615 |
| Preschool | $563 |
| Family Childcare (monthly) |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Waterford
What is the population of Waterford?
Waterford has a population of 30 residents and is located in Mississippi. The population density is 31 people per square mile, spread across 1.0 square miles. The median age of residents is 66.8 years, which is older than the national median of 38.9 years. The population is 20% female and 80% male.
Is Waterford expensive to live in?
Waterford is more affordable than the national average, with a cost of living index of 87 / below the baseline of 100. The median household income is $34,286, 54% below the national average of $75,149.
What is the weather like in Waterford?
Waterford enjoys a temperate climate with an average annual temperature of 60°F (15°C). Winter temperatures average 40°F in January, while summers reach an average of 78°F in July. Annual rainfall totals 55.5 inches, with 1.1 inches of snow.
How is the job market in Waterford?
The average weekly wage is $935. There are 566 business establishments in the area, including 40 restaurants and food service locations.
How are the schools in Waterford?
Schools in Waterford have an average test score of 3.9 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 30.0% of adults in Waterford hold a bachelor's degree or higher, below the national average of 33.7%. 80.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Waterford?
The obesity rate in Waterford is 41.8% (above the national rate of 32.1%). 22.5% of adults are smokers. 38.9% are physically inactive. 26.5% of residents report depression. 0.0% lack health insurance (below the national rate). 35.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:6,745.
What are the demographics of Waterford?
The racial and ethnic makeup of Waterford is 100% White. 100% of residents speak only English at home. 0.0% of the population are military veterans. 43.3% of residents have a disability. 100.0% have health insurance coverage.