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Waterford, ON

Ontario · Hamilton Metro

Waterford is a small town in Ontario with a population of 3,132. Residents earn $82,573 per year, which is 10% above the national average.

Data updated June 2026

3.4 /5.0
B Good
3,132 Population 4/sq mi density
$82,573 Median Income $47,716 per capita
$461,770 Home Value
$1,012 Median Rent 27.7% income on rent
46°F Avg Temperature 270 sunny days/yr
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.8 / 5.0
$82,573 median income, 5.1% unemployment
B+
Affordability
3.5 / 5.0
$461,770 home value, $1,012/mo rent
C+
Safety
2.5 / 5.0
B+
Education
3.6 / 5.0
32.9% bachelor's degree or higher

Discover Waterford, ON

Explore over 40 sections covering people, economy, housing, health, crime, climate, community, costs, trends, schools, colleges, hospitals, treatment centers, industries, museums, libraries, breweries, farmers markets, grocery stores, pharmacies, campgrounds, parks, trails, stadiums, ski resorts, daycare centers, nursing homes, churches, fire stations, cell towers, bridges, power plants, EV stations, prisons, radio stations, airports, police stations, post offices, Amtrak stations, superfund sites, UNESCO sites, and more.
Use the tabs and dropdown menus below to navigate every data point we track for this city.

Full City Profile
Median Income $82,573
10% higher than US avg
Home Value $461,770
64% higher than US avg
Bachelor's+ 32.9%
2% lower than US avg
Median Rent $1,012
13% lower than US avg
Unemployment 5.1%
42% higher than US avg
Poverty Rate 13.5%
9% higher than US avg

How Waterford Compares to the U.S. Average (100% = U.S. avg)

People

Population3,132
Median Age41.8 yrs
Density4/mi²
Male / Female50% / 50%
Largest GroupWhite 94%

Economy

B+
Median Income$82,573
Per Capita$47,716
Unemployment5.1%
Poverty13.5%
Commute27 min

Housing

B+
Home Value$461,770
Rent$1,012
Ownership66.5%
Housing Units1,253
Rent Burden27.7%

Crime

C+
Property3,500/100K
Burglary484/100K

Climate

Avg Temp46°F (8°C)
Rain36.6 in/yr
Sunny Days270/yr
Elevation778 ft (237 m)

Education

B+
Bachelor's+32.9%
High School+87.4%
Graduate+17.0%

Community

Commute27 min

Is Waterford a Good Place to Live?

Based on current data, Waterford receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include abundant sunshine. Areas to be aware of include high housing costs, above-average unemployment. Waterford offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Waterford is $82,573, roughly in line with the national average of $75,149. The unemployment rate of 5.1% is somewhat elevated compared to the national rate of 3.6%. 13.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 27 minutes.

Cost of Living & Housing

The median home value in Waterford is $461,770, making it a premium housing market at 64% above the U.S. median of $281,900. Renters pay a median of $1,012 per month, below the national average / a plus for affordability. The price-to-income ratio of 5.6x means housing costs are stretched relative to local earnings.

Safety & Crime

Property crime occurs at a rate of 3,500 per 100,000, 79% above the national average.

Education

32.9% of residents hold a bachelor's degree, below the national average of 33.7%. 87.4% have completed high school.

Climate & Weather

Waterford experiences four distinct seasons with an average temperature of 46°F. Winters average 22°F in January while summers reach 70°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 36.6 inches, including 10.7 inches of snow.

Waterford has a population of 3,132 with a density of 4 people per square mile, spread across 812.0 square miles. The median age is 41.8 years, 7% older than the national median of 38.9. The gender split is 50.3% female and 49.7% male. The city is predominantly White (94.3%), with 3.1% Asian. English is the primary language spoken at home by 82% of residents, while 6.1% speak Spanish.

Population

3,132
Total Population
4
People / sq mi
41.8yrs
Median Age
7% above US avg
812.0mi²
Land Area

Gender Distribution

Male 49.7%
Female 50.3%

Race & Ethnicity

Waterford vs U.S. Average

Language Spoken at Home

English Only 82.0%
4% above US avg
Spanish 6.1%
54% below US avg
Other Languages 11.9%

Social Characteristics

Waterford vs U.S. Average

The median household income in Waterford is $82,573, which is 10% above the national average of $75,149. Per capita income is $47,716 (above the $39,052 national figure). The average weekly wage is $918, 36% lower than the U.S. average. The unemployment rate is 5.1% (above the 3.6% US average). 13.5% of residents live below the poverty line. The area has 97 business establishments. Workers commute an average of 27 minutes. 23.8% of workers work from home (above the 15.2% national rate).

Income: Waterford vs U.S.

Commute Mode

Income

Median HH Income$82,573
10% above US avg
Per Capita Income$47,716
Avg Weekly Wage$918

Employment & Poverty

Unemployment5.1%
42% above US avg
Poverty Rate13.5%
9% above US avg
Establishments (County)97

Business (County)

Tax & Cost of Living

Commute & Transportation

Commute Time26.6 min
Drive Alone83.6%
Public Transit1.0%
Work from Home23.8%

Walkability

The median home value in Waterford is $461,770, 64% above the national median of $281,900. Monthly rent averages $1,012 (13% below the national average of $1,163). 66.5% of housing units are owner-occupied. There are 1,253 total housing units in the city. 27.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 5.6x, above the traditionally affordable threshold of 3-4x.

Home Value Sources

Ownership Split

Home Values

Census Median$461,770
64% above US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,012
13% below US avg
Rent Burden27.7%

Ownership & Property

Homeownership66.5%
Owner-Occupied66.5%
Renter-Occupied33.5%
Housing Units1,253

Property Tax

Property crime stands at 3,500 per 100,000, 79% above the U.S. average. This includes larceny/theft at 2,503, burglary at 484, vehicle theft at 505 per 100,000 residents. Overall, Waterford receives a safety grade of C+.

Crime Rates: Waterford vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Total Property3,500.0/100K
79% above US avg
Burglary483.9/100K
Theft2,503.4/100K
Vehicle Theft504.8/100K

Traffic Safety

Safety Score

Safety GradeC+
Safety Score2.5 / 5.0
View full crime details →
Waterford experiences four distinct seasons with an average annual temperature of 46°F (8°C). Winters average 22°F in January while summers reach 70°F in July. The area gets 270 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 36.6 inches. The area receives 10.7 inches of snow annually. The city sits at an elevation of 778 feet.

Temperature

22°F Jan (-6°C) 70°F Jul (21°C)
Annual Average46.4°F
14% below US avg
January Average22°F (-6°C)
July Average70°F (21°C)
Sunny Days270 days/yr

Geography

Elevation778 ft (237 m)
Area812.0 sq mi (2,103.1 km²)
Population Density4/sq mi
Coordinates42.9334°N, 80.2830°W
TimezoneAmerica/Toronto

Precipitation & Snow

Annual Rainfall 36.6"
4% below US avg
Snowfall 10.7"
Wettest Month (Sep) 3.50"
Driest Month (Feb) 2.09"

Air Quality

Earthquake History

29 earthquakes (M2.5+) within 150 km since 1990. Strongest: M3.9. Most recent: M2.5 on May 12, 2025.

Jan 26, 2001 8 km NNW of Edgewood, Ohio M3.9 118 km
Nov 26, 1999 14 km ESE of Centennial Scarborough, Canada M3.8 135 km
Feb 6, 2023 1 km NE of West Seneca, New York M3.8 122 km
Jun 30, 2003 6 km NW of Perry, Ohio M3.6 147 km
Aug 28, 2023 7 km SE of Madison, Ohio M3.6 145 km
Oct 16, 1993 8 km SSE of Madison, Ohio M3.6 150 km
Mar 15, 1992 15 km NW of North Perry, Ohio M3.5 138 km
Jun 20, 2006 9 km WNW of North Perry, Ohio M3.5 144 km
Jun 3, 2001 3 km N of Edgewood, Ohio M3.4 121 km
Jun 30, 2004 2 km WNW of Madison, Ohio M3.3 144 km
May 24, 2000 4 km ENE of Centennial Scarborough, Canada M3.1 136 km
May 8, 2018 14 km SSE of Ajax, Canada M3.0 140 km
Apr 25, 2010 2 km WNW of Madison, Ohio M3.0 144 km
May 25, 1995 3 km NW of Amherst, New York M3.0 118 km
Jun 16, 2004 11 km NNW of Angola on the Lake, New York M2.9 100 km
Feb 23, 1995 3 km W of Ashtabula, Ohio M2.9 127 km
Mar 28, 2005 16 km NW of Virgil, Canada M2.8 92 km
Mar 8, 2008 5 km ENE of Clarence Center, New York M2.7 140 km
Dec 21, 2009 10 km NNE of Olcott, New York M2.7 142 km
Apr 28, 2002 Ohio M2.7 150 km
Source: USGS (M2.5+, 1990-2025)

Tsunami History

1 tsunami recorded within 500 km. Highest wave on record: 2.7 m (9 ft).

Year Location Cause Max Wave Deaths Distance
1823 LAKE ERIE Unknown 2.7 m - 93 km
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.

Monthly Weather

Month Avg Temperature Precipitation Summary
January 22°F (-6°C) 2.4 in Coldest
February 23°F (-5°C) 2.1 in Driest
March 32°F (0°C) 2.9 in
April 44°F (7°C) 3.3 in
May 56°F (13°C) 3.0 in
June 65°F (18°C) 3.2 in
July 70°F (21°C) 3.3 in Warmest
August 68°F (20°C) 3.2 in
September 61°F (16°C) 3.5 in Wettest
October 50°F (10°C) 2.9 in
November 39°F (4°C) 3.5 in
December 28°F (-2°C) 3.3 in

Waterford has a seasonal temperature swing of 48°F / from 22°F in January to 70°F in July. Total annual precipitation is 36.6 inches, with September being the wettest month (3.5") and February the driest (2.1").

View full weather details →
32.9% of adults hold a bachelor's degree or higher, 2% below the national average of 33.7%. 87.4% have completed high school. 17.0% hold a graduate or professional degree (above the 13.1% national rate). 83.6% of workers drive alone to work.

Education

Bachelor's Degree+32.9%
2% below US avg
High School+87.4%
Graduate Degree+17.0%
B+ Education Grade (3.6/5.0)

Area & Infrastructure

Population Density4/sq mi
Total Area812.0 sq mi

Services

Commute & Transportation

Avg Commute26.6 min
Drive Alone83.6%
Public Transit1.0%
Work from Home23.8%

Schools in Waterford

5 public schools (NCES 2022-23 data).

School Level Enrollment Teachers Student/Teacher
Bloomsburg Public School - - - -
Saint Bernard of Clairvaux School - - - -
Waterford District High School - - - -
Waterford Public School - - - -
Boston Public School - - - -
View full schools details →

Radio Stations near Waterford

12 stations within ~55 km.

Station Genre Quality
New Country 93.3 (US) country MP3 64 kbps
CING-FM "Energy 95.3" Hamilton, ON (AAC Stream) corus media, hot adult contemporary AAC+ 57 kbps
CING-FM "Energy 95.3" Hamilton, ON (MP3 Stream) corus media, hot adult contemporary MP3 128 kbps
CFMU 93.3 McMaster University Radio - Hamilton, ON community radio, multicultural MP3 128 kbps
New Country 96.3 FM (US) - AAC+ 48 kbps
CKOT-FM "Easy 101.3" Tillsonburg, ON adult contemporary, rogers media UNKNOWN
CJDL "Country 107.3" Tillsonburg, ON country, rogers media UNKNOWN
CHTG-FM 92.9 "The Grand" Caledonia, ON classic hits AAC+ 32 kbps
CKRZ 100.3 "Voice of the Grand" Ohsweken, ON community radio, indigenous MP3 96 kbps
RiderRadioRocks.com (US) - MP3 192 kbps
CHYM 96.7 pop AAC+ 47 kbps
CJIQ 88.3 Conestoga College - Kitchener, ON alternative rock, campus radio AAC+ 55 kbps

Museums in Waterford

NameTypeAddressPhoneAnnual Revenue
Canadian Military Heritage Museum
Delhi Ontario Tobacco Museum and Heritage Centre
Port Dover Harbour Museum
Princeton & District Museum
Teeterville Pioneer Museum
Waterford Heritage & Agricultural Museum

Libraries in Waterford

NameAddressStaffAnnual VisitsCirculationCollectionPrograms
Brantford Public Library - Main Branch0.0
Brantford Public Library - St. Paul Branch0.0
County of Brant Public Library - Burford Branch0.0
County of Brant Public Library - Scotland-Oakland Branch0.0
Haldimand County Public Library - Hagersville Branch0.0
Haldimand County Public Library - Jarvis Branch0.0
Norfolk County Public Library - Delhi Branch0.0
Norfolk County Public Library - Port Dover Branch0.0
Norfolk County Public Library - Simcoe Branch0.0
Norfolk County Public Library - Waterford Branch0.0
Oxford County Library - Princeton0.0
Rumpus Hall0.0

Farmers Markets in Waterford

NameAddressSeasonHoursOrganicWebsite
Brantford Farmers' Market
Twenty Three Market

Cafes in Waterford

1 cafes within city radius - OpenStreetMap data

Tim Hortons

Gas Stations in Waterford

4 gas stations within city radius - OpenStreetMap data

BB Family Gas Bar
Esso
Sylvite
Vanessa General Store

Golf Courses in Waterford

2 golf courses within city radius - OpenStreetMap data

Springview Farm Golf Course
Springview Farm Golf Course

Breweries in Waterford

NameTypeAddressPhoneWebsite
Concession Road Brewing Company
New Limburg Brewing Company

Ski Resorts Near Waterford

2 ski resorts within range.

Resort Slopes (km) Lifts Peak (m) Price Season Night Park
Glen Eden 0.0 - - $0 - - -
The small snow downhill tubing 0.0 - - $0 - - -

Airports Near Waterford

48 airports within the area.

AirportIATAType
Toronto Pearson International AirportYYZLarge Airport
Brantford Municipal Airport-Medium Airport
John C. Munro Hamilton International AirportYHMMedium Airport
Region of Waterloo International AirportYKFMedium Airport
Atwood / Coghlin Airport-Small Airport
Bellamy Airport-Small Airport
Burlington Executive Airpark-Small Airport
Bushhawk Creek Airport-Small Airport
Cambridge / Reid's Field-Small Airport
Campbellville (Bellshill Airpark)-Small Airport
Cayuga Airport (Bruce Field)-Small Airport
Cayuga East Airport-Small Airport
Ceilidh Airport-Small Airport
Conestogo / Largo Woods Field-Small Airport
Courtland / Tillsonburg Flying Club Field-Small Airport
Delhi Airport-Small Airport
Elmira (East) Airport-Small Airport
Elmira Airport-Small Airport
Elora Airport-Small Airport
Flamboro Centre Airport-Small Airport
Gamble Field-Small Airport
Grand River Executive Airport-Small Airport
Grimsby Regional Airport-Small Airport
Guelph Airport-Small Airport
Harydale Farms Airport-Small Airport
Innerkip Airport-Small Airport
London Soaring Society-Small Airport
Lubitz Field-Small Airport
Moorhead Airpark-Small Airport
Nixon Airport-Small Airport
Rand Private Airfield-Small Airport
Rockton Airport-Small Airport
Roseville Field-Small Airport
Sargeant Private Airfield-Small Airport
Selkirk / Kindy Airstrip-Small Airport
Selkirk Airport-Small Airport
Simcoe (Dennison Field) Airport-Small Airport
Skydive SWOOP-Small Airport
Skyview Airport-Small Airport
Smithville Aerodrome-Small Airport
Springvale Aerodrome-Small Airport
Stoney Creek Airport-Small Airport
Stratford Municipal Airport-Small Airport
Tillsonburg Airport-Small Airport
Tyneside Field-Small Airport
Willow Lake Airstrip-Small Airport
Woodstock Airport-Small Airport
Woodstock Private Airstrip-Small Airport

Churches & Religious Organizations in Waterford

3 religious organizations (IRS tax-exempt data).

NameAddress
Kingdom Hall of Jehovah's Witnesses
Saint Bernard of Clairvaux Catholic Church
Vanessa Methodist Church

Download Full City Report

Get a comprehensive, print-ready PDF with all data for Waterford.

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Frequently Asked Questions About Waterford

What is the population of Waterford?

Waterford has a population of 3,132 residents and is located in Ontario. The population density is 4 people per square mile, spread across 812.0 square miles. The median age of residents is 41.8 years, which is older than the national median of 38.9 years. The population is 50.3% female and 49.7% male.

Is Waterford expensive to live in?

The median household income is $82,573, 10% above the national average of $75,149. The median home value is $461,770 (64% above the U.S. median). Renters pay a median of $1,012 per month, below the national average of $1,163. The home price-to-income ratio is 5.6x, which means housing is a stretch relative to local earnings.

Is Waterford safe?

Property crime occurs at a rate of 3,500 per 100,000 (above the national average). Overall, Waterford receives a safety grade of C+ based on combined crime data.

What is the weather like in Waterford?

Waterford has a four-season climate with an average annual temperature of 46°F (8°C). Winter temperatures average 22°F in January, while summers reach an average of 70°F in July. The area receives 270 sunny days per year, well above the national average of 205. Annual rainfall totals 36.6 inches, with 10.7 inches of snow.

How is the job market in Waterford?

The unemployment rate in Waterford is 5.1%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $918. There are 97 business establishments in the area. The average commute time is 27 minutes, and 23.8% of workers work from home.

How much does housing cost in Waterford?

The median home value in Waterford is $461,770. For renters, the median monthly rent is $1,012. The homeownership rate is 66.5%.

How are the schools in Waterford?

32.9% of adults in Waterford hold a bachelor's degree or higher, below the national average of 33.7%. 87.4% have completed high school. 17.0% hold a graduate or professional degree.

What is transportation like in Waterford?

The average commute in Waterford is 27 minutes. 83.6% of workers drive alone to work, and 23.8% work from home.

What are the demographics of Waterford?

The racial and ethnic makeup of Waterford is 94.3% White, 1% Black or African American, 3.1% Asian. 82% of residents speak only English at home, while 6.1% speak Spanish.

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