Median Income
$94,000
25% higher than US avg
Violent Crime
91/100K
76% lower than US avg
Bachelor's+
26.1%
23% lower than US avg
Unemployment
12.0%
233% higher than US avg
How Waterloo Compares to the U.S. Average (100% = U.S. avg)
People
Population121,436
Median Age36.0 yrs
Density4,910/mi²
Male / Female50% / 50%
Economy
B
Median Income$94,000
Per CapitaN/A
Unemployment12.0%
PovertyN/A
Housing
Home ValueN/A
RentN/A
OwnershipN/A
Housing Units47,040
Rent Burden24.1%
Crime
F
Violent91/100K
Property66/100K
Climate
Avg Temp47°F
AQIN/A
Rain34.4 in/yr
Education
B
Bachelor's+26.1%
High School+25.1%
Graduate+15.4%
Is Waterloo a Good Place to Live?
Based on current data, Waterloo receives an overall livability score of 2.5 out of 5.0, earning a grade of C+. Key strengths include above-average household incomes, low crime rates. Areas to be aware of include above-average unemployment. Waterloo has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Waterloo is $94,000, 25% above the national average of $75,149. Residents generally enjoy above-average earning potential. At 12.0%, unemployment is notably high.
Safety & Crime
Waterloo is a very safe community with a violent crime rate of 91 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 66 per 100,000, 97% below the national average.
Education
26.1% of residents hold a bachelor's degree, below the national average of 33.7%. 25.1% have completed high school.
Climate & Weather
Waterloo experiences four distinct seasons with an average temperature of 47°F. Winters average 23°F in January while summers reach 69°F in July. Annual precipitation totals 34.4 inches, including 53.2 inches of snow.
Waterloo has a population of 121,436 with a density of 4,910 people per square mile. The median age is 36.0 years, 7% younger than the national median of 38.9.
Population
121,436
Total Population
2021 Census
36.0yrs
Median Age
7% below US avg
The median household income in Waterloo is $94,000, which is 25% above the national average of $75,149. The unemployment rate is 12.0% (above the 3.6% US average).
Income
| Median HH Income | $94,000 |
| 25% above US avg |
Employment & Poverty
| Unemployment | 12.0% |
| 233% above US avg |
| |
Real Estate Market (Redfin)
Ownership & Property
| Owner-Occupied | 61.3% |
| Renter-Occupied | 38.7% |
| Housing Units | 47,040 |
Property Tax
Health Metrics: Waterloo vs U.S. Average (%)
Behaviors & Mental Health
Healthcare Access
Food & Exercise
Waterloo has a violent crime rate of 91 per 100,000 residents, 76% below the national average of 380. Property crime stands at 66 per 100,000 (97% below US avg).
Crime Rates: Waterloo vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 91.4/100K |
| 76% below US avg |
| |
Property Crime
| Total Property | 65.8/100K |
| 97% below US avg |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Waterloo has an average annual temperature of 47°F (8°C). Winters average 23°F in January while summers reach 69°F in July. Annual precipitation is 34.4 inches.
Temperature
23°F Jan (-5°C)
69°F Jul (21°C)
| Annual Average | 46.9°F |
| 13% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 69°F (21°C) |
Precipitation & Snow
| Annual Rainfall | 34.4 inches |
| 9% below US avg |
| Snowfall | 53.2 inches/yr |
Geography
| Area | 24.7 sq mi (64.1 km²) |
| Population Density | 4,910/sq mi |
| Coordinates | 43.4668°N, 80.5164°W |
| Timezone | America/Toronto |