Watertown Town, MA

Massachusetts · Metropolitan Area

Watertown Town is a mid-size city in Massachusetts with a population of 35,270. Residents earn $123,422 per year, which is 64% above the national average.

4.3 /5.0
A Great
35,270 Population
$123,422 Median Income $72,891 per capita
$737,600 Home Value
$2,357 Median Rent
51°F Avg Temperature
A
Overall
4.3 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$123,422 median income, 4.0% unemployment
B
Affordability
3.3 / 5.0
$737,600 home value, $2,357/mo rent
A+
Education
5.0 / 5.0
67.2% bachelor's degree or higher
Median Income $123,422
64% higher than US avg
Home Value $737,600
162% higher than US avg
Bachelor's+ 67.2%
99% higher than US avg
Median Rent $2,357
103% higher than US avg
Obesity Rate 23.3%
27% lower than US avg
Unemployment 4.0%
11% higher than US avg
Poverty Rate 2.6%
79% lower than US avg

How Watertown Town Compares to the U.S. Average (100% = U.S. avg)

People

Population35,270
Median Age38.8 yrs
DensityN/A
Male / Female47% / 53%
Largest GroupWhite 71%

Economy

A+
Median Income$123,422
Per Capita$72,891
Unemployment4.0%
Poverty2.6%
County GDP$190,778M
Commute26 min

Housing

B
Home Value$737,600
Rent$2,357
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity23.3%
UninsuredN/A
Depression24.8%
Heart Disease4.0%

Climate

Avg Temp51°F
AQI37 (Good)
Rain49.4 in/yr
Elevation56 ft

Education

A+
Bachelor's+67.2%
High School+95.2%
School Score6.49

Community

2024 VoteR 22% / D 75%
Commute26 min
Libraries29

Is Watertown Town a Good Place to Live?

Based on current data, Watertown Town receives an overall livability score of 4.3 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, a highly educated population, a low poverty rate, high health insurance coverage. Areas to be aware of include high housing costs. Watertown Town stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Watertown Town is $123,422, which is significantly higher than the national average — 64% above $75,149. This places Watertown Town among higher-income communities. Unemployment stands at 4.0%, indicating a healthy job market. Only 2.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 26 minutes.

Cost of Living & Housing

The median home value in Watertown Town is $737,600, making it a premium housing market at 162% above the U.S. median of $281,900. Renters pay a median of $2,357 per month, significantly above the national average of $1,163. The price-to-income ratio of 6x means housing costs are stretched relative to local earnings.

Education

Watertown Town is a highly educated community — 67.2% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 95.2% have completed high school. Local schools score 6.5/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Watertown Town experiences four distinct seasons with an average temperature of 51°F. Winters average 28°F in January while summers reach 74°F in July. Annual precipitation totals 49.4 inches. Air quality is rated Good with a median AQI of 37.

Watertown Town has a population of 35,270. The median age is 38.8 years, 0% younger than the national median of 38.9. The city is predominantly White (71.1%), with 4.2% Black.

Population

35,270
Total Population
38.8yrs
Median Age
0% below US avg

Gender Distribution

Male 46.8%
Female 53.2%

Race & Ethnicity

Watertown Town vs U.S. Average

Language Spoken at Home

English Only68.7%
12% below US avg
Spanish31.3%
134% above US avg

Social Characteristics

Watertown Town vs U.S. Average

The median household income in Watertown Town is $123,422, which is 64% above the national average of $75,149. The unemployment rate is 4.0% (above the 3.6% US average). 2.6% of residents live below the poverty line. Workers commute an average of 26 minutes.

Income: Watertown Town vs U.S.

Commute Mode

Income

Median HH Income$123,422
64% above US avg
Per Capita Income$72,891
Avg Weekly Wage$2,525
IRS Avg AGI$122,612

Employment & Poverty

Unemployment4.0%
11% above US avg
Poverty Rate2.6%
79% below US avg
Establishments (County)33,364
County GDP$190,778M

Business (County)

Restaurants2,747
Healthcare2,078
Retail2,312
Manufacturing311

Tax & Cost of Living

Property Tax (IRS)$8,634
147% above US avg
Effective Tax Rate1.17%

Commute & Transportation

Commute Time26.2 min
Work from Home26.6%

Walkability

The median home value in Watertown Town is $737,600, 162% above the national average. Monthly rent averages $2,357 (103% above US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$737,600
162% above US avg
Median List Price$949,000

Real Estate Market (Redfin)

Median List Price$949,000
$/Sq Ft$493
Homes Sold19
Sale-to-List Ratio100.5%
Price Drops16.3%
Inventory43

Rental Costs

Census Median Rent$2,357
103% above US avg

HUD Fair Market Rent

Studio$1,727
1 Bedroom$1,822
2 Bedrooms$2,300
3 Bedrooms$2,858
4 Bedrooms$3,232

Ownership & Property

Owner-Occupied48.8%

Property Tax

Avg Tax (IRS)$8,634
147% above US avg
Effective Rate1.17%
In Watertown Town, 23.3% of adults are obese (below the 32.1% national rate). 24.8% report depression. 15.8% are physically inactive.

Health Metrics: Watertown Town vs U.S. Average (%)

Chronic Conditions

Obesity23.3%
27% below US avg
Diabetes6.9%
Heart Disease4.0%
High Blood Pressure24.4%
Asthma11.4%
COPD3.8%
Stroke2.1%

Behaviors & Mental Health

Binge Drinking18.3%
Physical Inactivity15.8%
Depression24.8%
Mental Distress15.0%
Physical Distress9.1%

Healthcare Access

Insurance Rate98.5%
Checkup Rate79.1%
Premature Death6,117/100K

Food & Exercise

Food Environment8.8/10
Exercise Access99.8%
Healthcare Facilities2,078

Crime Rates: Watertown Town vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)26

Safety Score

Watertown Town has an average annual temperature of 51°F (11°C). Winters average 28°F in January while summers reach 74°F in July. Annual precipitation is 49.4 inches. Air quality is rated Good with a median AQI of 37.

Temperature

28°F Jan (-2°C) 74°F Jul (24°C)
Annual Average51.2°F
5% below US avg
January Average28°F (-2°C)
July Average74°F (24°C)

Precipitation & Snow

Annual Rainfall49.4 inches
30% above US avg

Air Quality

AQI Median37.0
RatingGood

Geography

Elevation56 ft (17 m)
Coordinates42.3695°N, 71.1779°W
County FIPS25025
It is classified as Metro — 1 million+. 67.2% of residents hold a bachelor's degree or higher (99% above US avg). In the 2024 election, the county voted Democrat by a 52.5-point margin.

2024 Presidential Election (County)

R 22.4%
D 74.8%

Winner: Democrat by 52.5 points

Education

Bachelor's Degree+67.2%
99% above US avg
High School+95.2%
School Test Score6.49
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+

Infrastructure & Services

Public Libraries29
Healthcare Facilities2,078
Restaurants2,747
Retail Stores2,312

Safety & Disasters

Fatal Crashes (County/yr)26

Commute & Transportation

Avg Commute26.2 min
Work from Home26.6%

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