Waverly, IA

Iowa · Metropolitan Area

Waverly is a small city in Iowa with a population of 10,446. Residents earn $78,429 per year, which is 4% above the national average.

3.8 /5.0
B+ Good
10,446 Population 928/sq mi density
$78,429 Median Income $41,409 per capita
$215,200 Home Value $268,162 Zillow
$909 Median Rent
49°F Avg Temperature
544 Violent Crime/100K 1,492 property/100K
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$78,429 median income, 2.2% unemployment
A+
Affordability
5.0 / 5.0
$215,200 home value, $909/mo rent
F
Safety
1.0 / 5.0
544 violent crimes/100K (43% above avg)
A+
Education
4.5 / 5.0
43.9% bachelor's degree or higher
Median Income $78,429
4% higher than US avg
Home Value $215,200
24% lower than US avg
Violent Crime 544/100K
43% higher than US avg
Bachelor's+ 43.9%
30% higher than US avg
Median Rent $909
22% lower than US avg
Obesity Rate 39.5%
23% higher than US avg
Unemployment 2.2%
39% lower than US avg
Poverty Rate 5.6%
55% lower than US avg

How Waverly Compares to the U.S. Average (100% = U.S. avg)

People

Population10,446
Median Age32.5 yrs
Density928/mi²
Male / Female47% / 53%
Largest GroupWhite 91%

Economy

A+
Median Income$78,429
Per Capita$41,409
Unemployment2.2%
Poverty5.6%
County GDP$1,581M
Commute17 min

Housing

A+
Home Value$215,200
Rent$909
OwnershipN/A
Zillow$268,162

Crime

F
Violent544/100K
Property1,492/100K
Murder0.0/100K
Assault534/100K
Burglary306/100K

Health

Obesity39.5%
UninsuredN/A
Depression21.0%
Heart Disease5.2%

Climate

Avg Temp49°F
AQI43 (Good)
Rain36.3 in/yr
Elevation911 ft

Education

A+
Bachelor's+43.9%
High School+94.6%
School Score5.73

Community

2024 VoteR 60% / D 38%
Commute17 min
EV Stations2
Libraries7

Is Waverly a Good Place to Live?

Based on current data, Waverly receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, a highly educated population, affordable housing, a low poverty rate. Areas to be aware of include elevated crime rates, high obesity rates. Waverly offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Waverly is $78,429, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.2%. Only 5.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 17 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Waverly is $215,200, 24% below the national median — offering relatively affordable homeownership. Renters pay a median of $909 per month, below the national average — a plus for affordability. At just 2.7x median income, home prices are very affordable relative to local earnings.

Safety & Crime

The violent crime rate of 544 per 100,000 is above the national average of 380 — something for prospective residents to consider. Property crime occurs at a rate of 1,492 per 100,000, 24% below the national average.

Education

Educational attainment is solid, with 43.9% holding a bachelor's degree or higher, near the national average. 94.6% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Waverly experiences four distinct seasons with an average temperature of 49°F. Winters average 19°F in January while summers reach 75°F in July. Annual precipitation totals 36.3 inches, including 39.1 inches of snow. Air quality is rated Good with a median AQI of 43.

Waverly has a population of 10,446 with a density of 928 people per square mile. The median age is 32.5 years, 16% younger than the national median of 38.9. The city is predominantly White (90.5%), with 2.4% Black.

Population

10,446
Total Population
928
People / sq mi
32.5yrs
Median Age
16% below US avg
11.3mi²
Land Area

Gender Distribution

Male 46.7%
Female 53.3%

Race & Ethnicity

Waverly vs U.S. Average

Language Spoken at Home

English Only95.8%
22% above US avg
Spanish4.2%
69% below US avg

Social Characteristics

Waverly vs U.S. Average

The median household income in Waverly is $78,429, which is 4% above the national average of $75,149. The unemployment rate is 2.2% (below the 3.6% US average). 5.6% of residents live below the poverty line. Workers commute an average of 17 minutes.

Income: Waverly vs U.S.

Commute Mode

Income

Median HH Income$78,429
4% above US avg
Per Capita Income$41,409
Avg Weekly Wage$1,011
IRS Avg AGI$84,332

Employment & Poverty

Unemployment2.2%
39% below US avg
Poverty Rate5.6%
55% below US avg
Establishments (County)749
County GDP$1,581M

Business (County)

Restaurants48
Healthcare73
Retail72
Manufacturing31

Tax & Cost of Living

Property Tax (IRS)$4,930
41% above US avg
Effective Tax Rate2.29%

Commute & Transportation

Commute Time16.8 min
Work from Home10.0%

Walkability

The median home value in Waverly is $215,200, 24% below the national average. Monthly rent averages $909 (22% below US avg). Zillow estimates the typical home value at $268,162.

Home Value Sources

Ownership Split

Home Values

Census Median$215,200
24% below US avg
Zillow ZHVI$268,162
Median List Price$312,500

Real Estate Market (Redfin)

Median List Price$312,500
$/Sq Ft$139
Homes Sold12
Sale-to-List Ratio98.3%
Price Drops29.0%
Inventory31

Rental Costs

Census Median Rent$909
22% below US avg

HUD Fair Market Rent

Studio$738
1 Bedroom$788
2 Bedrooms$989
3 Bedrooms$1,282
4 Bedrooms$1,420

Ownership & Property

Owner-Occupied71.2%

Property Tax

Avg Tax (IRS)$4,930
41% above US avg
Effective Rate2.29%
In Waverly, 39.5% of adults are obese (above the 32.1% national rate). 21.0% report depression. 22.3% are physically inactive.

Health Metrics: Waverly vs U.S. Average (%)

Chronic Conditions

Obesity39.5%
23% above US avg
Diabetes8.8%
Heart Disease5.2%
High Blood Pressure30.2%
Asthma10.0%
COPD5.8%
Stroke2.7%

Behaviors & Mental Health

Binge Drinking22.8%
Physical Inactivity22.3%
Depression21.0%
Mental Distress16.9%
Physical Distress11.5%

Healthcare Access

Insurance Rate97.5%
Checkup Rate75.9%
Premature Death6,009/100K

Food & Exercise

Food Environment9.6/10
Exercise Access73.8%
Healthcare Facilities73
Waverly has a violent crime rate of 544 per 100,000 residents, 43% above the national average of 380. Property crime stands at 1,492 per 100,000 (24% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Waverly vs U.S. Average (per 100,000)

Violent Crime

Total Violent543.6/100K
43% above US avg
Murder0.0/100K
100% below US avg
Rape9.9/100K
Robbery0.0/100K
Assault533.7/100K

Property Crime

Total Property1,492.4/100K
24% below US avg
Burglary306.4/100K
Theft1,106.9/100K
Vehicle Theft79.1/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)3

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Waverly has an average annual temperature of 49°F (9°C). Winters average 19°F in January while summers reach 75°F in July. Annual precipitation is 36.3 inches. Air quality is rated Good with a median AQI of 43.

Temperature

19°F Jan (-7°C) 75°F Jul (24°C)
Annual Average49.0°F
9% below US avg
January Average19°F (-7°C)
July Average75°F (24°C)

Precipitation & Snow

Annual Rainfall36.3 inches
5% below US avg
Snowfall39.1 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation911 ft (278 m)
Area11.3 sq mi (29.2 km²)
Population Density928/sq mi
Coordinates42.7220°N, 92.4695°W
County FIPS19017
It is classified as Metro — under 250K. 43.9% of residents hold a bachelor's degree or higher (30% above US avg). In the 2024 election, the county voted Republican by a 22.2-point margin.

2024 Presidential Election (County)

R 60.5%
D 38.3%

Winner: Republican by 22.2 points

Education

Bachelor's Degree+43.9%
30% above US avg
High School+94.6%
School Test Score5.73
A+ Education Grade (4.5/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density928/sq mi
Total Area11.3 sq mi

Infrastructure & Services

EV Charging Stations2
Alt Fuel Stations5
Public Libraries7
Healthcare Facilities73
Restaurants48
Retail Stores72

Safety & Disasters

Fatal Crashes (County/yr)3
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute16.8 min
Work from Home10.0%

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