Median Income
$65,844
12% lower than US avg
Home Value
$115,400
59% lower than US avg
Violent Crime
416/100K
10% higher than US avg
Bachelor's+
21.7%
36% lower than US avg
Median Rent
$878
25% lower than US avg
Obesity Rate
36.9%
15% higher than US avg
Unemployment
3.3%
8% lower than US avg
Poverty Rate
12.0%
3% lower than US avg
How Webster City Compares to the U.S. Average (100% = U.S. avg)
People
Population7,769
Median Age40.4 yrs
Density844/mi²
Male / Female51% / 49%
Largest GroupWhite 83%
Veterans9.9%
Economy
B+
Median Income$65,844
Per Capita$34,207
Unemployment3.3%
Poverty12.0%
County GDP$1,116M
Commute19 min
Housing
A+
Home Value$115,400
Rent$878
Ownership65.9%
Zillow$146,132
Housing Units3,764
Rent Burden22.2%
Crime
F
Violent416/100K
Property1,093/100K
Murder0.0/100K
Assault338/100K
Burglary260/100K
Health
Obesity36.9%
Uninsured9.6%
Smoking15.5%
Depression20.4%
Heart Disease5.4%
Climate
Avg Temp46°F (8°C)
AQI43 (Good)
Rain37.2 in/yr
Sunny Days260/yr
Elevation1,037 ft (316 m)
Education
C+
Bachelor's+21.7%
High School+89.6%
Graduate+4.7%
School Score6.04
Community
2024 VoteR 66% / D 33%
Commute19 min
Broadband76.6%
EV Stations3
Libraries6
Is Webster City a Good Place to Live?
Based on current data, Webster City receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, high health insurance coverage. Webster City offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Webster City is $65,844, 12% below the national average of $75,149. Unemployment stands at 3.3%, indicating a healthy job market. 12.0% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Webster City is $115,400, 59% below the national median / offering relatively affordable homeownership. Renters pay a median of $878 per month, below the national average / a plus for affordability. At just 1.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
The violent crime rate of 416 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 1,093 per 100,000, 44% below the national average.
Education
21.7% of residents hold a bachelor's degree, below the national average of 33.7%. 89.6% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Webster City experiences four distinct seasons with an average temperature of 46°F. Winters average 17°F in January while summers reach 72°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.2 inches, including 32.9 inches of snow. Air quality is rated Good with a median AQI of 43.
Webster City has a population of 7,769 with a density of 844 people per square mile, spread across 8.9 square miles. The median age is 40.4 years, 4% older than the national median of 38.9. The gender split is 48.7% female and 51.3% male. The city is predominantly White (82.8%), with 1.2% Hispanic, 1.9% Black. English is the primary language spoken at home by 84.4% of residents, while 15.6% speak Spanish. 9.9% of the population are veterans, above the national rate of 6.0%. 16.9% of residents have a disability (above the 13.0% national average). 94.8% have health insurance coverage.
Population
40.4yrs
Median Age
4% above US avg
Race & Ethnicity
Webster City vs U.S. Average
Language Spoken at Home
English Only
84.4%
8% above US avg
Spanish
15.6%
16% above US avg
Social Characteristics
Webster City vs U.S. Average
The median household income in Webster City is $65,844, which is 12% below the national average of $75,149. Per capita income is $34,207 (below the $39,052 national figure). The average weekly wage is $1,018, 29% lower than the U.S. average. The unemployment rate is 3.3% (below the 3.6% US average). 12.0% of residents live below the poverty line. The area has 487 business establishments, including 24 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 19 minutes (shorter than the 28-minute US average). 3.8% of workers work from home (below the 15.2% national rate).
Income: Webster City vs U.S.
Income
| Median HH Income | $65,844 |
| 12% below US avg |
| Per Capita Income | $34,207 |
| Avg Weekly Wage | $1,018 |
| IRS Avg AGI | $75,752 |
| Gini Index | 0.429 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.3% |
| 8% below US avg |
| Poverty Rate | 12.0% |
| 3% below US avg |
| Establishments (County) | 487 |
| County GDP | $1,116M |
Business (County)
| Restaurants | 24 |
| Healthcare | 28 |
| Retail | 47 |
| Manufacturing | 22 |
Tax & Cost of Living
| Property Tax (IRS) | $4,538 |
| 30% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 3.93% |
Commute & Transportation
| Commute Time | 18.8 min |
| Drive Alone | 87.5% |
| Public Transit | 0.2% |
| Work from Home | 3.8% |
The median home value in Webster City is $115,400, 59% below the national median of $281,900. Zillow estimates the typical home value at $146,132, higher than the Census estimate. Monthly rent averages $878 (25% below the national average of $1,163). Fair market rent ranges from $700 for a one-bedroom to $919 for a two-bedroom apartment. 65.9% of housing units are owner-occupied. There are 3,764 total housing units in the city. The median year a home was built is 1960. The average annual property tax is $4,538 (higher than the $3,500 national average). 22.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.8x, well within the affordable range.
Home Values
| Census Median | $115,400 |
| 59% below US avg |
| Zillow ZHVI | $146,132 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $878 |
| 25% below US avg |
| Rent Burden | 22.2% |
HUD Fair Market Rent
| Studio | $696 |
| 1 Bedroom | $700 |
| 2 Bedrooms | $919 |
| 3 Bedrooms | $1,182 |
| 4 Bedrooms | $1,542 |
Ownership & Property
| Homeownership | 65.9% |
| Owner-Occupied | 65.9% |
| Renter-Occupied | 34.1% |
| Housing Units | 3,764 |
| Median Year Built | 1960 |
Property Tax
| Avg Tax (IRS) | $4,538 |
| 30% above US avg |
| Effective Rate | 3.93% |
In Webster City, 36.9% of adults are obese, above the national rate of 32.1%. 9.9% have diabetes. Heart disease affects 5.4% of residents. 30.7% have high blood pressure. 15.5% are current smokers. 21.8% report binge drinking. 25.1% are physically inactive. 20.4% report depression. 16.9% experience frequent mental distress. 9.6% of residents lack health insurance. The primary care physician ratio is 1:3,722. The dentist ratio is 1:2,964. 74.5% of residents have access to exercise opportunities. The food environment index is 8.9 out of 10.
Health Metrics: Webster City vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.9% |
| 15% above US avg |
| Diabetes | 9.9% |
| Heart Disease | 5.4% |
| High Blood Pressure | 30.7% |
| Asthma | 9.9% |
| COPD | 6.0% |
| Cancer | 7.1% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 15.5% |
| 11% above US avg |
| Binge Drinking | 21.8% |
| Physical Inactivity | 25.1% |
| Depression | 20.4% |
| Mental Distress | 16.9% |
| Physical Distress | 12.2% |
| Short Sleep | 32.0% |
Healthcare Access
| Insurance Rate | 94.8% |
| Uninsured | 9.6% |
| 12% above US avg |
| Primary Care | 1:3,722 |
| Dentists | 1:2,964 |
| Mental Health | 1:1,227 |
| Checkup Rate | 75.7% |
| Dental Visits | 68.9% |
| Premature Death | 7,954/100K |
Food & Exercise
| Food Environment | 8.9/10 |
| Exercise Access | 74.5% |
| Healthcare Facilities | 28 |
Webster City has a violent crime rate of 416 per 100,000 residents, 10% above the national average of 380. This breaks down to aggravated assault at 338.4 per 100,000, robbery at 13.0, rape at 65.1. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 1,093 per 100,000, 44% below the U.S. average. This includes larceny/theft at 625, burglary at 260, vehicle theft at 208 per 100,000 residents. The county recorded 3 fatal traffic crashes. Overall, Webster City receives a safety grade of F.
Crime Rates: Webster City vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 416.5/100K |
| 10% above US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 65.1/100K |
| Robbery | 13.0/100K |
| Assault | 338.4/100K |
Property Crime
| Total Property | 1,093.2/100K |
| 44% below US avg |
| Burglary | 260.3/100K |
| Theft | 624.7/100K |
| Vehicle Theft | 208.2/100K |
| Arson | 13.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Traffic Accidents | 45 |
| Avg Accident Severity | 2.3 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Webster City experiences four distinct seasons with an average annual temperature of 46°F (8°C). Winters average 17°F in January while summers reach 72°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 37.2 inches. The area receives 32.9 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 1,037 feet.
Temperature
17°F Jan (-9°C)
72°F Jul (22°C)
| Annual Average | 46.1°F |
| 15% below US avg |
| January Average | 17°F (-9°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 1,037 ft (316 m) |
| Area | 8.9 sq mi (23.0 km²) |
| Population Density | 844/sq mi |
| Coordinates | 42.4624°N, 93.8182°W |
| Timezone | America/Chicago |
| County | Hamilton County County |
| Nearest Airport | Fort Dodge Regional (FOD)
20 miles away |
Precipitation & Snow
Annual Rainfall
37.2"
2% below US avg
Wettest Month (Jun)
4.88"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 42.9 / 100 |
| Social Vulnerability | 22.4 / 100 |
| Community Resilience | 71.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively High |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.7. Most recent: M2.7 on Jun 30, 2021.
| Jun 30, 2021 |
4 km E of Rembrandt, Iowa |
M2.7 |
113 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
707 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 45 fatalities, 1,133 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 25, 2008 |
EF5 |
78 km |
9 |
| Jun 13, 1976 |
EF5 |
59 km |
0 |
| May 15, 1968 |
EF5 |
67 km |
13 |
| Oct 14, 1966 |
EF5 |
40 km |
6 |
| Apr 9, 2011 |
EF4 |
90 km |
0 |
| May 27, 1995 |
EF4 |
99 km |
0 |
| May 30, 1989 |
EF4 |
57 km |
0 |
| May 24, 1989 |
EF4 |
26 km |
0 |
| Sep 28, 1986 |
EF4 |
81 km |
0 |
| Jun 28, 1979 |
EF4 |
67 km |
3 |
| May 4, 1977 |
EF4 |
28 km |
0 |
| Jun 18, 1974 |
EF4 |
83 km |
2 |
| Jun 8, 1967 |
EF4 |
30 km |
0 |
| May 5, 1965 |
EF4 |
57 km |
0 |
| Aug 29, 1964 |
EF4 |
61 km |
0 |
| Sep 1, 1961 |
EF4 |
76 km |
0 |
| Jun 9, 1954 |
EF4 |
77 km |
1 |
| May 10, 1953 |
EF4 |
72 km |
0 |
| Jul 14, 2021 |
EF3 |
82 km |
0 |
| Jul 19, 2018 |
EF3 |
78 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
17°F (-9°C) |
0.8 in |
Coldest, Driest |
| February |
22°F (-5°C) |
0.9 in |
|
| March |
35°F (1°C) |
1.9 in |
|
| April |
48°F (9°C) |
3.0 in |
|
| May |
60°F (16°C) |
3.8 in |
|
| June |
70°F (21°C) |
4.9 in |
Wettest |
| July |
72°F (22°C) |
4.4 in |
Warmest |
| August |
71°F (22°C) |
4.1 in |
|
| September |
63°F (17°C) |
3.4 in |
|
| October |
51°F (10°C) |
2.5 in |
|
| November |
35°F (2°C) |
1.5 in |
|
| December |
21°F (-6°C) |
1.2 in |
|
Webster City has a seasonal temperature swing of 55°F / from 17°F in January to 72°F in July. Total annual precipitation is 32.2 inches, with June being the wettest month (4.9") and January the driest (0.8").
Average costs for common services in Webster City. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $696 |
| Toddler | $600 |
| Preschool | $600 |
| Family Childcare (monthly) |
| Infant | $470 |
| Toddler | $462 |
| Preschool | $462 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Webster City
What is the population of Webster City?
Webster City has a population of 7,769 residents and is located in Iowa. The population density is 844 people per square mile, spread across 8.9 square miles. The median age of residents is 40.4 years. The population is 48.7% female and 51.3% male.
Is Webster City expensive to live in?
Webster City is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $65,844, 12% below the national average of $75,149. The median home value is $115,400 (59% below the U.S. median). Renters pay a median of $878 per month, below the national average of $1,163. The home price-to-income ratio is 1.8x, indicating housing is reasonably affordable relative to local income levels.
Is Webster City safe?
The violent crime rate in Webster City is 416 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 1,093 per 100,000 (below the national average). Overall, Webster City receives a safety grade of F based on combined crime data.
What is the weather like in Webster City?
Webster City has a four-season climate with an average annual temperature of 46°F (8°C). Winter temperatures average 17°F in January, while summers reach an average of 72°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 37.2 inches, with 32.9 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Webster City?
Webster City has a healthy job market with an unemployment rate of 3.3%, near the national average of 3.6%. The average weekly wage is $1,018. There are 487 business establishments in the area, including 24 restaurants and food service locations. The average commute time is 19 minutes, and 3.8% of workers work from home.
How much does housing cost in Webster City?
The median home value in Webster City is $115,400. Zillow estimates the typical home value at $146,132. For renters, the median monthly rent is $878. Fair market rent is $700 for a 1-bedroom and $919 for a 2-bedroom apartment. The homeownership rate is 65.9%. The average annual property tax is $4,538.
How are the schools in Webster City?
Schools in Webster City score 6 out of 10 on standardized testing, near the national average. 21.7% of adults in Webster City hold a bachelor's degree or higher, below the national average of 33.7%. 89.6% have completed high school. 4.7% hold a graduate or professional degree.
How healthy is Webster City?
The obesity rate in Webster City is 36.9% (above the national rate of 32.1%). 15.5% of adults are smokers. 25.1% are physically inactive. 20.4% of residents report depression. 9.6% lack health insurance. 74.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,722.
What is transportation like in Webster City?
The average commute in Webster City is 19 minutes, shorter than the national average of 28 minutes. 87.5% of workers drive alone to work, and 3.8% work from home.
What are the demographics of Webster City?
The racial and ethnic makeup of Webster City is 82.8% White, 1.9% Black or African American, 1.2% Hispanic or Latino. 84.4% of residents speak only English at home, while 15.6% speak Spanish. 9.9% of the population are military veterans. 16.9% of residents have a disability. 94.8% have health insurance coverage.
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