Home Value
$383,100
36% higher than US avg
Violent Crime
41/100K
89% lower than US avg
Bachelor's+
19.0%
44% lower than US avg
Median Rent
$1,286
11% higher than US avg
Obesity Rate
38.9%
21% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
15.0%
21% higher than US avg
How Westminster Compares to the U.S. Average (100% = U.S. avg)
People
Population1,105
Median Age31.1 yrs
Density278/mi²
Male / Female49% / 51%
Largest GroupWhite 99%
Veterans5.7%
Economy
Per Capita$34,460
Unemployment0.0%
Poverty15.0%
County GDP$115,358M
Commute33 min
Housing
Home Value$383,100
Rent$1,286
Ownership72.2%
Zillow$430,386
Housing Units378
Rent Burden51.0%
Crime
F
Violent41/100K
Property1,421/100K
Health
Obesity38.9%
Uninsured18.2%
Smoking15.2%
Depression24.5%
Heart Disease5.9%
Climate
Avg Temp64°F (18°C)
AQI42 (Good)
Rain39.8 in/yr
Sunny Days330/yr
Elevation701 ft (214 m)
Education
C+
Bachelor's+19.0%
High School+78.7%
Graduate+3.5%
School Score6.94
Community
2024 VoteR 54% / D 43%
Commute33 min
Broadband62.6%
EV Stations2
Libraries16
Is Westminster a Good Place to Live?
Based on current data, Westminster receives an overall livability score of 1.8 out of 5.0, earning a grade of D. Key strengths include low unemployment, low crime rates, abundant sunshine. Areas to be aware of include a high uninsured rate, high obesity rates. Westminster faces significant challenges across several quality-of-life categories.
Economy & Jobs
The job market is very strong with unemployment at just 0.0%. The poverty rate of 15.0% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 33 minutes.
Cost of Living & Housing
The median home value in Westminster is $383,100, 36% above the national median. Renters pay a median of $1,286 per month.
Safety & Crime
Westminster is a very safe community with a violent crime rate of 41 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,421 per 100,000, 27% below the national average.
Education
19.0% of residents hold a bachelor's degree, below the national average of 33.7%. 78.7% have completed high school. Local schools score 6.9/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Westminster enjoys a moderate climate with an average annual temperature of 64°F. Winters average 44°F in January while summers reach 83°F in July. With 330 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.8 inches. Air quality is rated Good with a median AQI of 42.
Westminster has a population of 1,105 with a density of 278 people per square mile, spread across 4.0 square miles. The median age is 31.1 years, 20% younger than the national median of 38.9. The gender split is 51.2% female and 48.8% male. The city is predominantly White (98.9%). English is the primary language spoken at home by 37.5% of residents, while 62.5% speak Spanish. 5.7% of the population are veterans. 4.9% of residents have a disability (below the 13.0% national average). 44.4% have health insurance coverage.
Population
31.1yrs
Median Age
20% below US avg
Race & Ethnicity
Westminster vs U.S. Average
Language Spoken at Home
English Only
37.5%
52% below US avg
Spanish
62.5%
366% above US avg
Social Characteristics
Westminster vs U.S. Average
Per capita income is $34,460 (below the $39,052 national figure). The average weekly wage is $1,694, 18% higher than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 15.0% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 34,830 business establishments, including 2,668 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 33 minutes (longer than the 28-minute US average). 19.7% of workers work from home (above the 15.2% national rate).
Income: Westminster vs U.S.
Income
| |
| Per Capita Income | $34,460 |
| Avg Weekly Wage | $1,694 |
| IRS Avg AGI | $129,628 |
| Gini Index | 0.433 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 15.0% |
| 21% above US avg |
| Establishments (County) | 34,830 |
| County GDP | $115,358M |
Business (County)
| Restaurants | 2,668 |
| Healthcare | 4,398 |
| Retail | 2,985 |
| Manufacturing | 491 |
Tax & Cost of Living
| Property Tax (IRS) | $10,750 |
| 207% above US avg |
| Cost of Living | 97.10 (100=avg) |
| Effective Tax Rate | 2.81% |
Commute & Transportation
| Commute Time | 33.3 min |
| Drive Alone | 73.5% |
| Public Transit | 0.0% |
| Work from Home | 19.7% |
The median home value in Westminster is $383,100, 36% above the national median of $281,900. Zillow estimates the typical home value at $430,386, higher than the Census estimate. Homes sell for 97.9% of their list price. Monthly rent averages $1,286 (11% above the national average of $1,163). Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. 72.2% of housing units are owner-occupied. There are 378 total housing units in the city. The median year a home was built is 2007. The average annual property tax is $10,750 (higher than the $3,500 national average). 51.0% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters.
Home Values
| Census Median | $383,100 |
| 36% above US avg |
| Zillow ZHVI | $430,386 |
| Median List Price | $484,800 |
Real Estate Market (Redfin)
| Median List Price | $484,800 |
| $/Sq Ft | $222 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 97.9% |
| Price Drops | 20.0% |
| Inventory | 5 |
Rental Costs
| Census Median Rent | $1,286 |
| 11% above US avg |
| Rent Burden | 51.0% |
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
| Homeownership | 72.2% |
| Owner-Occupied | 72.2% |
| Renter-Occupied | 27.8% |
| Housing Units | 378 |
| Median Year Built | 2007 |
Property Tax
| Avg Tax (IRS) | $10,750 |
| 207% above US avg |
| Effective Rate | 2.81% |
In Westminster, 38.9% of adults are obese, above the national rate of 32.1%. 11.0% have diabetes. Heart disease affects 5.9% of residents. 33.2% have high blood pressure. 15.2% are current smokers. 18.6% report binge drinking. 27.4% are physically inactive. 24.5% report depression (above the 20.0% national average). 19.0% experience frequent mental distress. 18.2% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,027. The dentist ratio is 1:1,438. 93.0% of residents have access to exercise opportunities. The food environment index is 8.6 out of 10.
Health Metrics: Westminster vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.9% |
| 21% above US avg |
| Diabetes | 11.0% |
| Heart Disease | 5.9% |
| High Blood Pressure | 33.2% |
| Asthma | 10.1% |
| COPD | 6.8% |
| Cancer | 6.7% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 15.2% |
| 9% above US avg |
| Binge Drinking | 18.6% |
| Physical Inactivity | 27.4% |
| Depression | 24.5% |
| Mental Distress | 19.0% |
| Physical Distress | 14.3% |
| Short Sleep | 38.7% |
Healthcare Access
| Insurance Rate | 44.4% |
| Uninsured | 18.2% |
| 112% above US avg |
| Primary Care | 1:1,027 |
| Dentists | 1:1,438 |
| Mental Health | 1:548 |
| Checkup Rate | 72.0% |
| Dental Visits | 50.5% |
| Premature Death | 4,576/100K |
Food & Exercise
| Food Environment | 8.6/10 |
| Exercise Access | 93.0% |
| Healthcare Facilities | 4,398 |
Westminster has a violent crime rate of 41 per 100,000 residents, 89% below the national average of 380. Property crime stands at 1,421 per 100,000, 27% below the U.S. average. The county recorded 72 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Westminster receives a safety grade of F.
Crime Rates: Westminster vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 40.6/100K |
| 89% below US avg |
| |
Property Crime
| Total Property | 1,421.2/100K |
| 27% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 72 |
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Westminster enjoys a temperate climate with an average annual temperature of 64°F (18°C). Winters average 44°F in January while summers reach 83°F in July. The area gets 330 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 39.8 inches. Air quality is rated Good with a median AQI of 42. The city sits at an elevation of 701 feet.
Temperature
44°F Jan (7°C)
83°F Jul (28°C)
| Annual Average | 64.2°F |
| 19% above US avg |
| January Average | 44°F (7°C) |
| July Average | 83°F (28°C) |
| Sunny Days | 330 days/yr |
Geography
| Elevation | 701 ft (214 m) |
| Area | 4.0 sq mi (10.3 km²) |
| Population Density | 278/sq mi |
| Coordinates | 33.3648°N, 96.4593°W |
| Timezone | America/Chicago |
| County | Collin County County |
| Nearest Airport | North Texas Regional/Perrin Field (PNX)
27 miles away |
Precipitation & Snow
Annual Rainfall
39.8"
5% above US avg
Wettest Month (May)
5.87"
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively High |
| Risk Score | 98.9 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 58.4 / 100 |
Hazard Breakdown
| Tornado |
Very High |
| Hurricane |
Relatively Low |
| Earthquake |
Relatively Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively High |
| Hail |
Very High |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively High |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively High |
| Drought |
Relatively Low |
| Cold Wave |
Relatively High |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
179 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.5. Most recent: M3.1 on Aug 29, 2024.
| Sep 6, 1997 |
6 km N of Tupelo, Oklahoma |
M4.5 |
144 km |
| May 7, 2015 |
5 km N of Venus, Texas |
M4.0 |
115 km |
| Nov 20, 2013 |
1 km NNW of Azle, Texas |
M3.6 |
113 km |
| Jan 7, 2015 |
6 km NE of Irving, Texas |
M3.6 |
70 km |
| Dec 8, 2013 |
0 km NNE of Sanctuary, Texas |
M3.6 |
116 km |
| Jun 24, 2012 |
3 km SSE of Briaroaks, Texas |
M3.5 |
126 km |
| Jan 6, 2015 |
4 km ENE of Irving, Texas |
M3.5 |
72 km |
| Apr 28, 2013 |
4 km NNW of Oakland, Oklahoma |
M3.5 |
92 km |
| Mar 4, 2013 |
5 km S of Tishomingo, Oklahoma |
M3.5 |
94 km |
| Jun 8, 2004 |
6 km N of Lone Grove, Oklahoma |
M3.5 |
121 km |
| Sep 23, 2013 |
4 km WNW of Marietta, Oklahoma |
M3.4 |
92 km |
| May 31, 1997 |
3 km ESE of Neylandville, Texas |
M3.4 |
50 km |
| Nov 25, 2013 |
3 km WNW of Sanctuary, Texas |
M3.4 |
119 km |
| Sep 30, 2012 |
4 km NW of Irving, Texas |
M3.4 |
76 km |
| Oct 20, 2002 |
8 km WSW of Lane, Oklahoma |
M3.4 |
107 km |
| May 19, 2018 |
8 km NW of Venus, Texas |
M3.4 |
118 km |
| May 16, 2009 |
5 km NNW of Grand Prairie, Texas |
M3.3 |
82 km |
| Jun 15, 2012 |
5 km SSE of Briaroaks, Texas |
M3.3 |
126 km |
| May 31, 2002 |
15 km S of Cornish, Oklahoma |
M3.3 |
130 km |
| Sep 25, 2010 |
5 km ENE of Madill, Oklahoma |
M3.3 |
86 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
1 hurricane (Cat 1+) within 500 km since 1980.
Strongest: Category 1. Most recent: Ike (2008, Cat 1).
| Year |
Name |
Category |
Closest |
| 2008 |
Ike |
Category 1 |
285 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
734 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 61 fatalities, 1,595 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 27, 2024 |
EF4 |
88 km |
1 |
| Nov 4, 2022 |
EF4 |
71 km |
0 |
| Dec 26, 2015 |
EF4 |
64 km |
10 |
| Apr 25, 1994 |
EF4 |
89 km |
3 |
| Apr 2, 1982 |
EF4 |
83 km |
10 |
| May 13, 1981 |
EF4 |
84 km |
0 |
| Apr 2, 1957 |
EF4 |
63 km |
3 |
| Apr 2, 1957 |
EF4 |
73 km |
2 |
| May 25, 2024 |
EF3 |
28 km |
0 |
| Oct 20, 2019 |
EF3 |
70 km |
0 |
| Apr 30, 2019 |
EF3 |
71 km |
2 |
| May 9, 2016 |
EF3 |
80 km |
0 |
| May 25, 2015 |
EF3 |
71 km |
1 |
| Apr 3, 2012 |
EF3 |
68 km |
0 |
| May 9, 2006 |
EF3 |
6 km |
3 |
| Mar 28, 2000 |
EF3 |
94 km |
0 |
| Dec 13, 1984 |
EF3 |
73 km |
0 |
| Apr 2, 1982 |
EF3 |
91 km |
0 |
| Apr 2, 1982 |
EF3 |
92 km |
0 |
| Apr 2, 1982 |
EF3 |
34 km |
1 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
6 wildfires (100+ acres) within 100 km.
Largest: CALLISBURG (5,797 ac, 2005).
| Year |
Name |
Acres |
Distance |
| 2005 |
CALLISBURG |
5,797 |
71 km |
| 2005 |
ACHILLE |
4,958 |
56 km |
| 2013 |
ROCKY POINT |
3,165 |
77 km |
| 2006 |
UNNAMED |
1,634 |
65 km |
| 2005 |
UNNAMED |
1,227 |
89 km |
| 2006 |
COOPER LAKE |
1,224 |
63 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
44°F (7°C) |
2.1 in |
Coldest, Driest |
| February |
47°F (8°C) |
2.9 in |
|
| March |
55°F (13°C) |
3.6 in |
|
| April |
63°F (17°C) |
3.9 in |
|
| May |
71°F (21°C) |
5.9 in |
Wettest |
| June |
79°F (26°C) |
4.2 in |
|
| July |
83°F (28°C) |
2.6 in |
Warmest |
| August |
83°F (28°C) |
2.2 in |
|
| September |
76°F (24°C) |
4.7 in |
|
| October |
65°F (18°C) |
4.0 in |
|
| November |
53°F (12°C) |
3.2 in |
|
| December |
45°F (7°C) |
2.6 in |
|
Westminster has a seasonal temperature swing of 39°F / from 44°F in January to 83°F in July. Total annual precipitation is 41.7 inches, with May being the wettest month (5.9") and January the driest (2.1").
Average costs for common services in Westminster. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$243 ($146-$388) |
| Specialist Visit |
$340 ($194-$534) |
| Urgent Care Visit |
$194 ($97-$340) |
| Emergency Room Visit |
$2,136 ($777-$4,855) |
| Dental Cleaning |
$126 ($73-$194) |
| Dental Filling |
$243 ($146-$388) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24-$73) |
| Oil Change (Synthetic) |
$73 ($49-$117) |
| Brake Pad Replacement |
$291 ($146-$486) |
| Tire Rotation |
$39 ($19-$73) |
| New Tires (Set of 4) |
$583 ($388-$971) |
| Battery Replacement |
$194 ($97-$340) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$97 ($58-$146) |
| Electrician (Per Hour) |
$87 ($49-$136) |
| HVAC Repair |
$388 ($146-$777) |
| HVAC System Install |
$6,797 ($3,884-$11,652) |
| Roof Repair |
$971 ($388-$1,942) |
| Roof Replacement |
$8,739 ($5,341-$14,565) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,457 ($486-$3,399) |
| Divorce (Contested) |
$14,565 ($4,855-$29,130) |
| DUI Defense |
$4,855 ($1,942-$9,710) |
| Bankruptcy (Chapter 7) |
$1,457 ($777-$2,913) |
| Will Preparation |
$486 ($194-$971) |
| Trust Preparation |
$2,428 ($971-$4,855) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15-$44) |
| Women's Haircut |
$53 ($29-$97) |
| Hair Coloring (Full) |
$146 ($73-$243) |
| Manicure |
$24 ($15-$44) |
| Pedicure |
$39 ($24-$63) |
| Massage (1 Hour) |
$78 ($49-$126) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.98 ($2.91-$5.34) |
| Dozen Eggs (per dozen) |
$3.40 ($2.43-$4.86) |
| Loaf of Bread |
$3.69 ($2.43-$5.34) |
| Chicken Breast (per lb) |
$4.37 ($2.91-$6.31) |
| Ground Beef (per lb) |
$5.34 ($3.88-$7.28) |
| Rice (per lb) |
$0.97 ($0.58-$1.75) |
View all 20 services
Utilities
| Electricity (Monthly) |
$136 ($78-$243) |
| Natural Gas (Monthly) |
$68 ($29-$146) |
| Water/Sewer (Monthly) |
$68 ($39-$117) |
| Internet (Monthly) |
$68 ($39-$97) |
| Cell Phone Plan (Monthly) |
$63 ($29-$97) |
| Cable TV (Monthly) |
$83 ($49-$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$194 ($73-$486) |
| Car Insurance (Annual) |
$1,942 ($1,165-$3,399) |
| Bus Pass (Monthly) |
$68 ($29-$126) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.77-$24) |
| Car Registration (Annual) |
$97 ($29-$243) |
| Driver's License Renewal |
$29 ($15-$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,165 ($583-$2,428) |
| Daycare (Toddler, Monthly) |
$971 ($486-$1,942) |
| After-School Care (Monthly) |
$388 ($194-$680) |
| Tutoring (Per Hour) |
$49 ($24-$97) |
| SAT/ACT Prep Course |
$971 ($388-$2,428) |
| Private School (K-12, Annual) |
$12,138 ($4,855-$29,130) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29-$97) |
| Dog Vaccination (Annual) |
$97 ($49-$194) |
| Dog Grooming |
$58 ($29-$97) |
| Pet Boarding (Per Night) |
$39 ($19-$73) |
| Dog Spay/Neuter |
$291 ($146-$486) |
| Cat Spay/Neuter |
$194 ($97-$388) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $827 |
| Toddler | $762 |
| Preschool | $736 |
| Family Childcare (monthly) |
| Infant | $723 |
| Toddler | $684 |
| Preschool | $675 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Westminster
What is the population of Westminster?
Westminster has a population of 1,105 residents and is located in Texas. The population density is 278 people per square mile, spread across 4.0 square miles. The median age of residents is 31.1 years, which is younger than the national median of 38.9 years. The population is 51.2% female and 48.8% male.
Is Westminster expensive to live in?
Westminster has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median home value is $383,100 (36% above the U.S. median). Renters pay a median of $1,286 per month, above the national average of $1,163.
Is Westminster safe?
Westminster is considered a very safe city with a violent crime rate of 41 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,421 per 100,000 (below the national average). Overall, Westminster receives a safety grade of F based on combined crime data.
What is the weather like in Westminster?
Westminster enjoys a temperate climate with an average annual temperature of 64°F (18°C). Winter temperatures average 44°F in January, while summers reach an average of 83°F in July. The area receives 330 sunny days per year, well above the national average of 205. Annual rainfall totals 39.8 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 42.
How is the job market in Westminster?
The job market in Westminster is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,694. There are 34,830 business establishments in the area, including 2,668 restaurants and food service locations. The average commute time is 33 minutes, and 19.7% of workers work from home.
How much does housing cost in Westminster?
The median home value in Westminster is $383,100. Zillow estimates the typical home value at $430,386. For renters, the median monthly rent is $1,286. Fair market rent is $935 for a 1-bedroom and $1,149 for a 2-bedroom apartment. The homeownership rate is 72.2%. The average annual property tax is $10,750.
How are the schools in Westminster?
Schools in Westminster score 6.9 out of 10 on standardized testing, near the national average. 19.0% of adults in Westminster hold a bachelor's degree or higher, below the national average of 33.7%. 78.7% have completed high school. 3.5% hold a graduate or professional degree.
How healthy is Westminster?
The obesity rate in Westminster is 38.9% (above the national rate of 32.1%). 15.2% of adults are smokers. 27.4% are physically inactive. 24.5% of residents report depression. 18.2% lack health insurance (above the national rate). 93.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,027.
What is transportation like in Westminster?
The average commute in Westminster is 33 minutes, longer than the national average of 28 minutes. 73.5% of workers drive alone to work, and 19.7% work from home.
What are the demographics of Westminster?
The racial and ethnic makeup of Westminster is 98.9% White. 37.5% of residents speak only English at home, while 62.5% speak Spanish. 5.7% of the population are military veterans. 4.9% of residents have a disability. 44.4% have health insurance coverage.
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