Wharton, NJ

New Jersey · Metropolitan Area

Wharton is a small city in New Jersey with a population of 7,254. Residents earn $92,548 per year, which is 23% above the national average.

3.3 /5.0
B Good
7,254 Population 3,488/sq mi density
$92,548 Median Income $47,966 per capita
$348,100 Home Value $484,472 Zillow
$1,886 Median Rent
53°F Avg Temperature
90 Violent Crime/100K 1,778 property/100K
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$92,548 median income, 2.4% unemployment
A+
Affordability
4.6 / 5.0
$348,100 home value, $1,886/mo rent
F
Safety
1.0 / 5.0
90 violent crimes/100K (76% below avg)
B
Education
3.3 / 5.0
29.3% bachelor's degree or higher
Median Income $92,548
23% higher than US avg
Home Value $348,100
23% higher than US avg
Violent Crime 90/100K
76% lower than US avg
Bachelor's+ 29.3%
13% lower than US avg
Median Rent $1,886
62% higher than US avg
Obesity Rate 28.2%
12% lower than US avg
Unemployment 2.4%
33% lower than US avg
Poverty Rate 17.5%
41% higher than US avg

How Wharton Compares to the U.S. Average (100% = U.S. avg)

People

Population7,254
Median Age39.4 yrs
Density3,488/mi²
Male / Female48% / 52%
Largest GroupWhite 64%

Economy

A
Median Income$92,548
Per Capita$47,966
Unemployment2.4%
Poverty17.5%
County GDP$74,395M
Commute31 min

Housing

A+
Home Value$348,100
Rent$1,886
OwnershipN/A
Zillow$484,472

Crime

F
Violent90/100K
Property1,778/100K
Murder0.0/100K
Assault15/100K
Burglary256/100K

Health

Obesity28.2%
UninsuredN/A
Depression15.4%
Heart Disease5.1%

Climate

Avg Temp53°F
AQI39 (Good)
Rain45.5 in/yr
Elevation666 ft

Education

B
Bachelor's+29.3%
High School+90.0%
School Score6.24

Community

2024 VoteR 50% / D 48%
Commute31 min
EV Stations3
Libraries37

Is Wharton a Good Place to Live?

Based on current data, Wharton receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, low crime rates. Areas to be aware of include an elevated poverty rate. Wharton offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Wharton is $92,548, 23% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 2.4%. The poverty rate of 17.5% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 31 minutes.

Cost of Living & Housing

The median home value in Wharton is $348,100, 23% above the national median. Renters pay a median of $1,886 per month, significantly above the national average of $1,163. A price-to-income ratio of 3.8x indicates a reasonably affordable housing market.

Safety & Crime

Wharton is a very safe community with a violent crime rate of 90 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,778 per 100,000, near the national average.

Education

29.3% of residents hold a bachelor's degree, below the national average of 33.7%. 90.0% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Wharton experiences four distinct seasons with an average temperature of 53°F. Winters average 30°F in January while summers reach 75°F in July. Annual precipitation totals 45.5 inches. Air quality is rated Good with a median AQI of 39.

Wharton has a population of 7,254 with a density of 3,488 people per square mile. The median age is 39.4 years, 1% older than the national median of 38.9. The city is predominantly White (63.7%), with 1.2% Hispanic.

Population

7,254
Total Population
3,488
People / sq mi
39.4yrs
Median Age
1% above US avg
2.1mi²
Land Area

Gender Distribution

Male 47.7%
Female 52.3%

Race & Ethnicity

Wharton vs U.S. Average

Language Spoken at Home

English Only48.4%
38% below US avg
Spanish51.6%
285% above US avg

Social Characteristics

Wharton vs U.S. Average

The median household income in Wharton is $92,548, which is 23% above the national average of $75,149. The unemployment rate is 2.4% (below the 3.6% US average). 17.5% of residents live below the poverty line. Workers commute an average of 31 minutes.

Income: Wharton vs U.S.

Commute Mode

Income

Median HH Income$92,548
23% above US avg
Per Capita Income$47,966
Avg Weekly Wage$1,946
IRS Avg AGI$156,784

Employment & Poverty

Unemployment2.4%
33% below US avg
Poverty Rate17.5%
41% above US avg
Establishments (County)18,002
County GDP$74,395M

Business (County)

Restaurants1,349
Healthcare1,822
Retail1,639
Manufacturing496

Tax & Cost of Living

Property Tax (IRS)$13,570
288% above US avg
Effective Tax Rate3.90%

Commute & Transportation

Commute Time30.6 min
Work from Home8.1%

Walkability

The median home value in Wharton is $348,100, 23% above the national average. Monthly rent averages $1,886 (62% above US avg). Zillow estimates the typical home value at $484,472.

Home Value Sources

Ownership Split

Home Values

Census Median$348,100
23% above US avg
Zillow ZHVI$484,472
Median List Price$549,900

Real Estate Market (Redfin)

Median List Price$549,900
$/Sq Ft$338
Homes Sold3
Sale-to-List Ratio104.2%
Price Drops40.0%
Inventory5

Rental Costs

Census Median Rent$1,886
62% above US avg

HUD Fair Market Rent

Studio$1,599
1 Bedroom$1,759
2 Bedrooms$2,132
3 Bedrooms$2,658
4 Bedrooms$3,005

Ownership & Property

Owner-Occupied53.5%

Property Tax

Avg Tax (IRS)$13,570
288% above US avg
Effective Rate3.90%
In Wharton, 28.2% of adults are obese (below the 32.1% national rate). 15.4% report depression. 27.6% are physically inactive.

Health Metrics: Wharton vs U.S. Average (%)

Chronic Conditions

Obesity28.2%
12% below US avg
Diabetes10.4%
Heart Disease5.1%
High Blood Pressure30.1%
Asthma8.6%
COPD4.8%
Stroke2.9%

Behaviors & Mental Health

Binge Drinking17.9%
Physical Inactivity27.6%
Depression15.4%
Mental Distress15.8%
Physical Distress12.7%

Healthcare Access

Insurance Rate92.9%
Checkup Rate74.8%
Premature Death4,240/100K

Food & Exercise

Food Environment9.4/10
Exercise Access98.5%
Healthcare Facilities1,822
Wharton has a violent crime rate of 90 per 100,000 residents, 76% below the national average of 380. Property crime stands at 1,778 per 100,000 (9% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Wharton vs U.S. Average (per 100,000)

Violent Crime

Total Violent90.4/100K
76% below US avg
Murder0.0/100K
100% below US avg
Rape15.1/100K
Robbery60.3/100K
Assault15.1/100K

Property Crime

Total Property1,778.2/100K
9% below US avg
Burglary256.2/100K
Theft1,506.9/100K
Vehicle Theft15.1/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)19

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Wharton has an average annual temperature of 53°F (11°C). Winters average 30°F in January while summers reach 75°F in July. Annual precipitation is 45.5 inches. Air quality is rated Good with a median AQI of 39.

Temperature

30°F Jan (-1°C) 75°F Jul (24°C)
Annual Average52.5°F
3% below US avg
January Average30°F (-1°C)
July Average75°F (24°C)

Precipitation & Snow

Annual Rainfall45.5 inches
20% above US avg

Air Quality

AQI Median39.0
RatingGood

Geography

Elevation666 ft (203 m)
Area2.1 sq mi (5.4 km²)
Population Density3,488/sq mi
Coordinates40.8971°N, 74.5745°W
County FIPS34027
It is classified as Metro — 1 million+. 29.3% of residents hold a bachelor's degree or higher (13% below US avg). In the 2024 election, the county voted Republican by a 2.7-point margin.

2024 Presidential Election (County)

R 50.4%
D 47.7%

Winner: Republican by 2.7 points

Education

Bachelor's Degree+29.3%
13% below US avg
High School+90.0%
School Test Score6.24
B Education Grade (3.3/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density3,488/sq mi
Total Area2.1 sq mi

Infrastructure & Services

EV Charging Stations3
Alt Fuel Stations3
Public Libraries37
Healthcare Facilities1,822
Restaurants1,349
Retail Stores1,639

Safety & Disasters

Fatal Crashes (County/yr)19
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute30.6 min
Work from Home8.1%

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