Median Income
$39,063
48% lower than US avg
Home Value
$156,500
44% lower than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
50.1%
56% higher than US avg
Unemployment
3.2%
11% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How White Horse Compares to the U.S. Average (100% = U.S. avg)
People
Population230
Median Age10.5 yrs
Density73/mi²
Male / Female24% / 77%
Largest GroupWhite 3%
Veterans10.1%
Economy
B+
Median Income$39,063
Per Capita$7,923
Unemployment3.2%
Poverty0.0%
County GDP$313M
Housing
A
Home Value$156,500
Ownership83.6%
Zillow$180,256
Housing Units53
Rent Burden9.0%
Health
Obesity50.1%
Uninsured6.1%
Smoking36.4%
Depression22.9%
Heart Disease10.5%
Climate
Avg Temp48°F (9°C)
Rain20.9 in/yr
Elevation2,575 ft (785 m)
Education
A+
Bachelor's+0.0%
High School+100.0%
Graduate+0.0%
School Score1.75
Community
2024 VoteR 23% / D 74%
Broadband100.0%
Libraries1
Is White Horse a Good Place to Live?
Based on current data, White Horse receives an overall livability score of 4.3 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes, high obesity rates. White Horse stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in White Horse is $39,063, 48% below the national average of $75,149. Unemployment stands at 3.2%, indicating a healthy job market. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in White Horse is $156,500, 44% below the national median / offering relatively affordable homeownership. A price-to-income ratio of 4x indicates a reasonably affordable housing market.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. School test scores average 1.8/10, below typical benchmarks.
Climate & Weather
White Horse experiences four distinct seasons with an average temperature of 48°F. Winters average 23°F in January while summers reach 74°F in July. Annual precipitation totals 20.9 inches, including 41.5 inches of snow.
White Horse has a population of 230 with a density of 73 people per square mile, spread across 3.2 square miles. The median age is 10.5 years, 73% younger than the national median of 38.9. The gender split is 76.5% female and 23.5% male. The city is predominantly Asian (12.6%), with 2.6% White. English is the primary language spoken at home by 80.7% of residents. 10.1% of the population are veterans, above the national rate of 6.0%. 3.9% of residents have a disability (below the 13.0% national average). 93.9% have health insurance coverage.
Population
230
Total Population
2023 Census
10.5yrs
Median Age
73% below US avg
Race & Ethnicity
White Horse vs U.S. Average
Language Spoken at Home
English Only
80.7%
3% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
White Horse vs U.S. Average
The median household income in White Horse is $39,063, which is 48% below the national average of $75,149. Per capita income is $7,923 (below the $39,052 national figure). The average weekly wage is $949, 34% lower than the U.S. average. The unemployment rate is 3.2% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 108 business establishments, including 4 restaurants. The cost of living index is 88.6, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income: White Horse vs U.S.
Income
| Median HH Income | $39,063 |
| 48% below US avg |
| Per Capita Income | $7,923 |
| Avg Weekly Wage | $949 |
| IRS Avg AGI | $39,367 |
| Gini Index | 0.504 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.2% |
| 11% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 108 |
| County GDP | $313M |
Business (County)
| Restaurants | 4 |
| Healthcare | 7 |
| Retail | 13 |
Tax & Cost of Living
| |
| Cost of Living | 88.60 (100=avg) |
Commute & Transportation
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in White Horse is $156,500, 44% below the national median of $281,900. Zillow estimates the typical home value at $180,256, higher than the Census estimate. Fair market rent ranges from $784 for a one-bedroom to $990 for a two-bedroom apartment. 83.6% of housing units are owner-occupied (above the 65.4% national rate). There are 53 total housing units in the city. The median year a home was built is 1984. 9.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 4x.
Home Values
| Census Median | $156,500 |
| 44% below US avg |
| Zillow ZHVI | $180,256 |
Rental Costs
HUD Fair Market Rent
| Studio | $691 |
| 1 Bedroom | $784 |
| 2 Bedrooms | $990 |
| 3 Bedrooms | $1,295 |
| 4 Bedrooms | $1,540 |
Ownership & Property
| Homeownership | 83.6% |
| Owner-Occupied | 83.6% |
| Renter-Occupied | 16.4% |
| Housing Units | 53 |
| Median Year Built | 1984 |
Property Tax
In White Horse, 50.1% of adults are obese, above the national rate of 32.1%. 22.7% have diabetes (above the 10.5% national rate). Heart disease affects 10.5% of residents, above the national average. 40.7% have high blood pressure. 36.4% are current smokers (above the 14.0% national rate). 14.8% report binge drinking. 39.7% are physically inactive, above the national average. 22.9% report depression. 23.3% experience frequent mental distress. 6.1% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:4,643. The dentist ratio is 1:3,073. 32.4% of residents have access to exercise opportunities. The food environment index is 4.3 out of 10.
Health Metrics: White Horse vs U.S. Average (%)
Chronic Conditions
| Obesity | 50.1% |
| 56% above US avg |
| Diabetes | 22.7% |
| Heart Disease | 10.5% |
| High Blood Pressure | 40.7% |
| Asthma | 15.3% |
| COPD | 12.7% |
| Cancer | 6.2% |
| Stroke | 6.8% |
Behaviors & Mental Health
| Smoking | 36.4% |
| 160% above US avg |
| Binge Drinking | 14.8% |
| Physical Inactivity | 39.7% |
| Depression | 22.9% |
| Mental Distress | 23.3% |
| Physical Distress | 21.9% |
| Short Sleep | 40.7% |
Healthcare Access
| Insurance Rate | 93.9% |
| Uninsured | 6.1% |
| 29% below US avg |
| Primary Care | 1:4,643 |
| Dentists | 1:3,073 |
| Mental Health | 1:1,022 |
| Checkup Rate | 75.2% |
| Dental Visits | 46.6% |
| Premature Death | 34,850/100K |
Food & Exercise
| Food Environment | 4.3/10 |
| Exercise Access | 32.4% |
| Healthcare Facilities | 7 |
White Horse experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 23°F in January while summers reach 74°F in July. Annual precipitation totals 20.9 inches (drier than the 38-inch national average). The area receives 41.5 inches of snow annually, making winter weather a significant factor for residents. The city sits at an elevation of 2,575 feet.
Temperature
23°F Jan (-5°C)
74°F Jul (23°C)
| Annual Average | 47.5°F |
| 12% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 74°F (23°C) |
Geography
| Elevation | 2,575 ft (785 m) |
| Area | 3.2 sq mi (8.2 km²) |
| Population Density | 73/sq mi |
| Coordinates | 43.3101°N, 100.5977°W |
| Timezone | America/Chicago |
| County | Todd County County |
| Nearest Airport | Ainsworth Regional (ANW)
59 miles away |
Precipitation & Snow
Annual Rainfall
20.9"
45% below US avg
Wettest Month (Jun)
3.68"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 36.6 / 100 |
| Social Vulnerability | 97.7 / 100 |
| Community Resilience | 0.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Moderate |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Very Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
18 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M2.5 on Apr 27, 2025.
| May 25, 2003 |
10 km SSW of Martin, South Dakota |
M4.0 |
100 km |
| Aug 26, 1991 |
15 km SSE of Brownlee, Nebraska |
M3.4 |
128 km |
| Jan 25, 1994 |
8 km E of Wood Lake, Nebraska |
M3.3 |
85 km |
| Aug 9, 2011 |
2 km S of Fort Pierre, South Dakota |
M3.3 |
115 km |
| Jun 18, 2015 |
15 km SSE of Valentine, Nebraska |
M3.3 |
64 km |
| Aug 5, 2022 |
4 km ENE of Draper, South Dakota |
M3.2 |
70 km |
| Apr 11, 2016 |
11 km E of Brownlee, Nebraska |
M3.2 |
112 km |
| Jul 12, 1998 |
7 km E of Corn Creek, South Dakota |
M3.1 |
50 km |
| Feb 20, 1993 |
21 km WSW of Cody, Nebraska |
M3.1 |
88 km |
| Jan 1, 2025 |
4 km S of Brownlee, Nebraska |
M3.0 |
118 km |
| Feb 7, 2014 |
11 km NE of Bijou Hills, South Dakota |
M3.0 |
128 km |
| Feb 1, 2006 |
6 km ENE of Bassett, Nebraska |
M2.9 |
120 km |
| Apr 4, 2024 |
19 km SW of Interior, South Dakota |
M2.8 |
131 km |
| Jul 3, 1995 |
9 km SSW of Fort Thompson, South Dakota |
M2.8 |
117 km |
| Mar 20, 2010 |
9 km NNW of Springview, Nebraska |
M2.7 |
79 km |
| Jul 7, 2024 |
11 km NNW of Merriman, Nebraska |
M2.6 |
99 km |
| Aug 6, 2012 |
21 km WNW of Mullen, Nebraska |
M2.5 |
147 km |
| Apr 27, 2025 |
9 km NE of Burke, South Dakota |
M2.5 |
111 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
235 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 21 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 8, 1965 |
EF5 |
79 km |
0 |
| Aug 11, 2011 |
EF3 |
89 km |
0 |
| Jun 15, 1962 |
EF3 |
60 km |
0 |
| May 15, 1962 |
EF3 |
98 km |
0 |
| May 14, 1962 |
EF3 |
73 km |
0 |
| Jun 12, 2022 |
EF2 |
72 km |
0 |
| Jun 12, 2022 |
EF2 |
71 km |
0 |
| May 22, 2016 |
EF2 |
34 km |
0 |
| May 22, 2010 |
EF2 |
69 km |
0 |
| May 22, 2010 |
EF2 |
60 km |
0 |
| Jul 13, 2009 |
EF2 |
55 km |
0 |
| Jul 3, 2003 |
EF2 |
80 km |
0 |
| Jun 29, 1993 |
EF2 |
59 km |
0 |
| Jun 23, 1993 |
EF2 |
91 km |
0 |
| Aug 5, 1987 |
EF2 |
98 km |
0 |
| Sep 7, 1979 |
EF2 |
32 km |
0 |
| Jul 10, 1977 |
EF2 |
92 km |
0 |
| Jul 19, 1975 |
EF2 |
52 km |
0 |
| Jul 2, 1974 |
EF2 |
33 km |
0 |
| Jul 8, 1973 |
EF2 |
20 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: REGION 24 COMPLEX (66,349 ac, 2012).
| Year |
Name |
Acres |
Distance |
| 2012 |
REGION 24 COMPLEX |
66,349 |
70 km |
| 2000 |
POWDER HORN |
48,608 |
84 km |
| 2012 |
LONGHORN COMPLEX |
41,443 |
42 km |
| 1988 |
LIGHTNING |
18,426 |
37 km |
| 2000 |
VAL COMP |
15,513 |
92 km |
| 2024 |
POWER DAM ROAD |
15,047 |
45 km |
| 2012 |
CROOKSTON |
14,962 |
40 km |
| 2011 |
OKREEK |
11,115 |
38 km |
| 1987 |
BIG FIRE |
9,107 |
20 km |
| 1990 |
GOOSECREEK |
8,408 |
97 km |
| 2021 |
DRY CREEK CA |
8,123 |
73 km |
| 2023 |
MCCANN |
7,110 |
60 km |
| 2021 |
HACKBERRY SOUTH RX |
6,463 |
85 km |
| 2000 |
PONY |
5,982 |
94 km |
| 2000 |
UNNAMED |
5,014 |
80 km |
| 2017 |
WANBLEE TIMBER |
4,982 |
83 km |
| 1998 |
TNC |
4,683 |
60 km |
| 1991 |
YELLOWROBE |
4,679 |
17 km |
| 2012 |
TOWER |
4,599 |
38 km |
| 2020 |
ADAMSON CA |
4,175 |
94 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
23°F (-5°C) |
0.5 in |
Coldest, Driest |
| February |
26°F (-4°C) |
0.7 in |
|
| March |
35°F (2°C) |
1.1 in |
|
| April |
45°F (7°C) |
2.5 in |
|
| May |
56°F (13°C) |
3.4 in |
|
| June |
67°F (19°C) |
3.7 in |
Wettest |
| July |
74°F (23°C) |
2.6 in |
Warmest |
| August |
72°F (22°C) |
1.8 in |
|
| September |
63°F (17°C) |
1.8 in |
|
| October |
48°F (9°C) |
1.7 in |
|
| November |
36°F (2°C) |
0.7 in |
|
| December |
26°F (-4°C) |
0.6 in |
|
White Horse has a seasonal temperature swing of 51°F / from 23°F in January to 74°F in July. Total annual precipitation is 20.9 inches, with June being the wettest month (3.7") and January the driest (0.5").
Average costs for common services in White Horse. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$222 ($133-$354) |
| Specialist Visit |
$310 ($177-$487) |
| Urgent Care Visit |
$177 ($89-$310) |
| Emergency Room Visit |
$1,949 ($709-$4,430) |
| Dental Cleaning |
$115 ($66-$177) |
| Dental Filling |
$222 ($133-$354) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22-$66) |
| Oil Change (Synthetic) |
$66 ($44-$106) |
| Brake Pad Replacement |
$266 ($133-$443) |
| Tire Rotation |
$35 ($18-$66) |
| New Tires (Set of 4) |
$532 ($354-$886) |
| Battery Replacement |
$177 ($89-$310) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$89 ($53-$133) |
| Electrician (Per Hour) |
$80 ($44-$124) |
| HVAC Repair |
$354 ($133-$709) |
| HVAC System Install |
$6,202 ($3,544-$10,632) |
| Roof Repair |
$886 ($354-$1,772) |
| Roof Replacement |
$7,974 ($4,873-$13,290) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,329 ($443-$3,101) |
| Divorce (Contested) |
$13,290 ($4,430-$26,580) |
| DUI Defense |
$4,430 ($1,772-$8,860) |
| Bankruptcy (Chapter 7) |
$1,329 ($709-$2,658) |
| Will Preparation |
$443 ($177-$886) |
| Trust Preparation |
$2,215 ($886-$4,430) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13-$40) |
| Women's Haircut |
$49 ($27-$89) |
| Hair Coloring (Full) |
$133 ($66-$222) |
| Manicure |
$22 ($13-$40) |
| Pedicure |
$35 ($22-$58) |
| Massage (1 Hour) |
$71 ($44-$115) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.63 ($2.66-$4.87) |
| Dozen Eggs (per dozen) |
$3.10 ($2.22-$4.43) |
| Loaf of Bread |
$3.37 ($2.22-$4.87) |
| Chicken Breast (per lb) |
$3.99 ($2.66-$5.76) |
| Ground Beef (per lb) |
$4.87 ($3.54-$6.65) |
| Rice (per lb) |
$0.89 ($0.53-$1.59) |
View all 20 services
Utilities
| Electricity (Monthly) |
$124 ($71-$222) |
| Natural Gas (Monthly) |
$62 ($27-$133) |
| Water/Sewer (Monthly) |
$62 ($35-$106) |
| Internet (Monthly) |
$62 ($35-$89) |
| Cell Phone Plan (Monthly) |
$58 ($27-$89) |
| Cable TV (Monthly) |
$75 ($44-$133) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$177 ($66-$443) |
| Car Insurance (Annual) |
$1,772 ($1,063-$3,101) |
| Bus Pass (Monthly) |
$62 ($27-$115) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.09-$22) |
| Car Registration (Annual) |
$89 ($27-$222) |
| Driver's License Renewal |
$27 ($13-$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,063 ($532-$2,215) |
| Daycare (Toddler, Monthly) |
$886 ($443-$1,772) |
| After-School Care (Monthly) |
$354 ($177-$620) |
| Tutoring (Per Hour) |
$44 ($22-$89) |
| SAT/ACT Prep Course |
$886 ($354-$2,215) |
| Private School (K-12, Annual) |
$11,075 ($4,430-$26,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($27-$89) |
| Dog Vaccination (Annual) |
$89 ($44-$177) |
| Dog Grooming |
$53 ($27-$89) |
| Pet Boarding (Per Night) |
$35 ($18-$66) |
| Dog Spay/Neuter |
$266 ($133-$443) |
| Cat Spay/Neuter |
$177 ($89-$354) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $520 |
| Toddler | $520 |
| Preschool | $494 |
| Family Childcare (monthly) |
| Infant | $433 |
| Toddler | $433 |
| Preschool | $433 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About White Horse
What is the population of White Horse?
White Horse has a population of 230 residents and is located in South Dakota. The population density is 73 people per square mile, spread across 3.2 square miles. The median age of residents is 10.5 years, which is younger than the national median of 38.9 years. The population is 76.5% female and 23.5% male.
Is White Horse expensive to live in?
White Horse is more affordable than the national average, with a cost of living index of 88.6 / below the baseline of 100. The median household income is $39,063, 48% below the national average of $75,149. The median home value is $156,500 (44% below the U.S. median). The home price-to-income ratio is 4x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in White Horse?
White Horse has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 23°F in January, while summers reach an average of 74°F in July. Annual rainfall totals 20.9 inches, with 41.5 inches of snow.
How is the job market in White Horse?
White Horse has a healthy job market with an unemployment rate of 3.2%, near the national average of 3.6%. The average weekly wage is $949. There are 108 business establishments in the area, including 4 restaurants and food service locations.
How much does housing cost in White Horse?
The median home value in White Horse is $156,500. Zillow estimates the typical home value at $180,256. The homeownership rate is 83.6%.
How are the schools in White Horse?
Schools in White Horse have an average test score of 1.8 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 0.0% of adults in White Horse hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is White Horse?
The obesity rate in White Horse is 50.1% (above the national rate of 32.1%). 36.4% of adults are smokers. 39.7% are physically inactive. 22.9% of residents report depression. 6.1% lack health insurance (below the national rate). 32.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,643.
What are the demographics of White Horse?
The racial and ethnic makeup of White Horse is 2.6% White, 12.6% Asian. 80.7% of residents speak only English at home. 10.1% of the population are military veterans. 3.9% of residents have a disability. 93.9% have health insurance coverage.