Median Income
$41,875
44% lower than US avg
Home Value
$133,800
53% lower than US avg
Bachelor's+
9.0%
73% lower than US avg
Median Rent
$704
39% lower than US avg
Obesity Rate
37.1%
16% higher than US avg
Unemployment
2.1%
42% lower than US avg
Poverty Rate
15.8%
27% higher than US avg
How White Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population204
Median Age56.0 yrs
Density97/mi²
Male / Female46% / 54%
Largest GroupWhite 90%
Veterans10.9%
Economy
B
Median Income$41,875
Per Capita$29,094
Unemployment2.1%
Poverty15.8%
County GDP$430M
Commute18 min
Housing
A+
Home Value$133,800
Rent$704
Ownership65.2%
Zillow$219,349
Housing Units169
Rent Burden26.9%
Health
Obesity37.1%
Uninsured9.8%
Smoking18.3%
Depression24.4%
Heart Disease5.8%
Climate
Avg Temp41°F (5°C)
AQI37 (Good)
Rain33.8 in/yr
Elevation1,286 ft (392 m)
Education
D
Bachelor's+9.0%
High School+91.0%
Graduate+3.9%
School Score5.03
Community
2024 VoteR 66% / D 33%
Commute18 min
Broadband75.7%
EV Stations1
Libraries3
Is White Lake a Good Place to Live?
Based on current data, White Lake receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing. Areas to be aware of include below-average incomes. White Lake offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in White Lake is $41,875, 44% below the national average of $75,149. The job market is very strong with unemployment at just 2.1%. The poverty rate of 15.8% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 18 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in White Lake is $133,800, 53% below the national median / offering relatively affordable homeownership. Renters pay a median of $704 per month, below the national average / a plus for affordability. A price-to-income ratio of 3.2x indicates a reasonably affordable housing market.
Education
9.0% of residents hold a bachelor's degree, below the national average of 33.7%. 91.0% have completed high school. Area schools have an average test score of 5/10.
Climate & Weather
White Lake has a cool climate with an average annual temperature of 41°F. Winters average 12°F in January while summers reach 67°F in July. Annual precipitation totals 33.8 inches, including 55.4 inches of snow. Air quality is rated Good with a median AQI of 37.
White Lake has a population of 204 with a density of 97 people per square mile, spread across 2.1 square miles. The median age is 56.0 years, 44% older than the national median of 38.9. The gender split is 53.9% female and 46.1% male. The city is predominantly White (90.2%), with 2% Hispanic. English is the primary language spoken at home by 97.9% of residents. 10.9% of the population are veterans, above the national rate of 6.0%. 22.5% of residents have a disability (above the 13.0% national average). 90.2% have health insurance coverage.
Population
204
Total Population
2023 Census
56.0yrs
Median Age
44% above US avg
Race & Ethnicity
White Lake vs U.S. Average
Language Spoken at Home
English Only
97.9%
25% above US avg
Spanish
2.7%
80% below US avg
Social Characteristics
White Lake vs U.S. Average
The median household income in White Lake is $41,875, which is 44% below the national average of $75,149. Per capita income is $29,094 (below the $39,052 national figure). The average weekly wage is $876, 39% lower than the U.S. average. The unemployment rate is 2.1% (below the 3.6% US average). 15.8% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 301 business establishments, including 30 restaurants. The cost of living index is 94.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 18 minutes (shorter than the 28-minute US average). 2.2% of workers work from home (below the 15.2% national rate).
Income: White Lake vs U.S.
Income
| Median HH Income | $41,875 |
| 44% below US avg |
| Per Capita Income | $29,094 |
| Avg Weekly Wage | $876 |
| IRS Avg AGI | $66,011 |
| Gini Index | 0.431 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.1% |
| 42% below US avg |
| Poverty Rate | 15.8% |
| 27% above US avg |
| Establishments (County) | 301 |
| County GDP | $430M |
Business (County)
| Restaurants | 30 |
| Healthcare | 18 |
| Retail | 30 |
| Manufacturing | 17 |
Tax & Cost of Living
| Property Tax (IRS) | $3,967 |
| 13% above US avg |
| Cost of Living | 94.10 (100=avg) |
| Effective Tax Rate | 2.96% |
Commute & Transportation
| Commute Time | 18.4 min |
| Drive Alone | 79.8% |
| Public Transit | 0.0% |
| Work from Home | 2.2% |
The median home value in White Lake is $133,800, 53% below the national median of $281,900. Zillow estimates the typical home value at $219,349, higher than the Census estimate. Monthly rent averages $704 (39% below the national average of $1,163). Fair market rent ranges from $872 for a one-bedroom to $1,097 for a two-bedroom apartment. 65.2% of housing units are owner-occupied. There are 169 total housing units in the city. The median year a home was built is 1983. The average annual property tax is $3,967. 26.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.2x.
Home Values
| Census Median | $133,800 |
| 53% below US avg |
| Zillow ZHVI | $219,349 |
Rental Costs
| Census Median Rent | $704 |
| 39% below US avg |
| Rent Burden | 26.9% |
HUD Fair Market Rent
| Studio | $797 |
| 1 Bedroom | $872 |
| 2 Bedrooms | $1,097 |
| 3 Bedrooms | $1,405 |
| 4 Bedrooms | $1,572 |
Ownership & Property
| Homeownership | 65.2% |
| Owner-Occupied | 65.2% |
| Renter-Occupied | 34.8% |
| Housing Units | 169 |
| Median Year Built | 1983 |
Property Tax
| Avg Tax (IRS) | $3,967 |
| 13% above US avg |
| Effective Rate | 2.96% |
In White Lake, 37.1% of adults are obese, above the national rate of 32.1%. 10.0% have diabetes. Heart disease affects 5.8% of residents. 30.1% have high blood pressure. 18.3% are current smokers (above the 14.0% national rate). 21.5% report binge drinking. 30.4% are physically inactive, above the national average. 24.4% report depression (above the 20.0% national average). 18.9% experience frequent mental distress. 9.8% of residents lack health insurance. The dentist ratio is 1:2,345. 82.0% of residents have access to exercise opportunities. The food environment index is 7.3 out of 10.
Health Metrics: White Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.1% |
| 16% above US avg |
| Diabetes | 10.0% |
| Heart Disease | 5.8% |
| High Blood Pressure | 30.1% |
| Asthma | 11.6% |
| COPD | 7.1% |
| Cancer | 7.1% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 18.3% |
| 31% above US avg |
| Binge Drinking | 21.5% |
| Physical Inactivity | 30.4% |
| Depression | 24.4% |
| Mental Distress | 18.9% |
| Physical Distress | 14.1% |
| Short Sleep | 34.8% |
Healthcare Access
| Insurance Rate | 90.2% |
| Uninsured | 9.8% |
| 14% above US avg |
| Dentists | 1:2,345 |
| Mental Health | 1:583 |
| Checkup Rate | 73.6% |
| Dental Visits | 61.8% |
| Premature Death | 11,728/100K |
Food & Exercise
| Food Environment | 7.3/10 |
| Exercise Access | 82.0% |
| Healthcare Facilities | 18 |
White Lake has a cool climate with an average annual temperature of 41°F (5°C). Winters average 12°F in January while summers reach 67°F in July. Annual precipitation totals 33.8 inches. The area receives 55.4 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 37. 86% of days have good air quality. The city sits at an elevation of 1,286 feet.
Temperature
12°F Jan (-11°C)
67°F Jul (20°C)
| Annual Average | 41.4°F |
| 23% below US avg |
| January Average | 12°F (-11°C) |
| July Average | 67°F (20°C) |
Geography
| Elevation | 1,286 ft (392 m) |
| Area | 2.1 sq mi (5.4 km²) |
| Population Density | 97/sq mi |
| Coordinates | 45.1597°N, 88.7634°W |
| Timezone | America/Chicago |
| County | Forest County County |
| Nearest Airport | Menominee Regional (MNM)
55 miles away |
Precipitation & Snow
Annual Rainfall
33.8"
11% below US avg
Wettest Month (Jun)
4.48"
Air Quality
| AQI Median | 37.0 |
| Rating | Good |
| Good Days % | 86.0% |
| Unhealthy Days | 1 |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0396 ppm |
| SO₂ (Sulfur Dioxide) | 1.08 ppb |
| PM2.5 (Fine Particles) | 7.5 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 47.4 / 100 |
| Social Vulnerability | 71.9 / 100 |
| Community Resilience | 53.1 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Hurricane |
No Rating |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Very Low |
| Drought |
Very Low |
| Cold Wave |
Relatively High |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.5. Most recent: M2.5 on Jan 7, 2024.
| Jan 7, 2024 |
3 km NE of Mole Lake, Wisconsin |
M2.5 |
41 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
220 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 6 fatalities, 65 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Aug 19, 1968 |
EF4 |
54 km |
2 |
| Jun 25, 1950 |
EF4 |
79 km |
2 |
| Apr 10, 2011 |
EF3 |
88 km |
0 |
| Jun 7, 2007 |
EF3 |
25 km |
0 |
| May 28, 1991 |
EF3 |
88 km |
0 |
| Jul 11, 1987 |
EF3 |
97 km |
0 |
| Jul 4, 1986 |
EF3 |
87 km |
0 |
| Apr 27, 1984 |
EF3 |
71 km |
0 |
| Sep 28, 1971 |
EF3 |
67 km |
0 |
| Dec 1, 1970 |
EF3 |
93 km |
0 |
| Jun 26, 1969 |
EF3 |
79 km |
0 |
| May 3, 1955 |
EF3 |
77 km |
0 |
| Jun 15, 2022 |
EF2 |
45 km |
0 |
| Aug 6, 2013 |
EF2 |
86 km |
0 |
| Apr 10, 2011 |
EF2 |
54 km |
0 |
| Jun 7, 2007 |
EF2 |
70 km |
0 |
| Sep 30, 2002 |
EF2 |
95 km |
0 |
| Jul 16, 1997 |
EF2 |
56 km |
0 |
| May 30, 1994 |
EF2 |
45 km |
0 |
| May 28, 1991 |
EF2 |
98 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
12°F (-11°C) |
1.3 in |
Coldest |
| February |
15°F (-9°C) |
1.2 in |
Driest |
| March |
27°F (-3°C) |
1.9 in |
|
| April |
41°F (5°C) |
3.0 in |
|
| May |
53°F (12°C) |
3.7 in |
|
| June |
63°F (17°C) |
4.5 in |
Wettest |
| July |
67°F (20°C) |
3.6 in |
Warmest |
| August |
65°F (19°C) |
3.7 in |
|
| September |
58°F (14°C) |
3.5 in |
|
| October |
45°F (7°C) |
3.4 in |
|
| November |
31°F (-0°C) |
2.2 in |
|
| December |
18°F (-8°C) |
1.9 in |
|
White Lake has a seasonal temperature swing of 55°F / from 12°F in January to 67°F in July. Total annual precipitation is 33.8 inches, with June being the wettest month (4.5") and February the driest (1.2").
Average costs for common services in White Lake. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$235 ($141-$376) |
| Specialist Visit |
$329 ($188-$518) |
| Urgent Care Visit |
$188 ($94-$329) |
| Emergency Room Visit |
$2,070 ($753-$4,705) |
| Dental Cleaning |
$122 ($71-$188) |
| Dental Filling |
$235 ($141-$376) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($24-$71) |
| Oil Change (Synthetic) |
$71 ($47-$113) |
| Brake Pad Replacement |
$282 ($141-$471) |
| Tire Rotation |
$38 ($19-$71) |
| New Tires (Set of 4) |
$565 ($376-$941) |
| Battery Replacement |
$188 ($94-$329) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$94 ($56-$141) |
| Electrician (Per Hour) |
$85 ($47-$132) |
| HVAC Repair |
$376 ($141-$753) |
| HVAC System Install |
$6,587 ($3,764-$11,292) |
| Roof Repair |
$941 ($376-$1,882) |
| Roof Replacement |
$8,469 ($5,176-$14,115) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,412 ($471-$3,294) |
| Divorce (Contested) |
$14,115 ($4,705-$28,230) |
| DUI Defense |
$4,705 ($1,882-$9,410) |
| Bankruptcy (Chapter 7) |
$1,412 ($753-$2,823) |
| Will Preparation |
$471 ($188-$941) |
| Trust Preparation |
$2,353 ($941-$4,705) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14-$42) |
| Women's Haircut |
$52 ($28-$94) |
| Hair Coloring (Full) |
$141 ($71-$235) |
| Manicure |
$24 ($14-$42) |
| Pedicure |
$38 ($24-$61) |
| Massage (1 Hour) |
$75 ($47-$122) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.86 ($2.82-$5.18) |
| Dozen Eggs (per dozen) |
$3.29 ($2.35-$4.71) |
| Loaf of Bread |
$3.58 ($2.35-$5.18) |
| Chicken Breast (per lb) |
$4.23 ($2.82-$6.12) |
| Ground Beef (per lb) |
$5.18 ($3.76-$7.06) |
| Rice (per lb) |
$0.94 ($0.56-$1.69) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($75-$235) |
| Natural Gas (Monthly) |
$66 ($28-$141) |
| Water/Sewer (Monthly) |
$66 ($38-$113) |
| Internet (Monthly) |
$66 ($38-$94) |
| Cell Phone Plan (Monthly) |
$61 ($28-$94) |
| Cable TV (Monthly) |
$80 ($47-$141) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$188 ($71-$471) |
| Car Insurance (Annual) |
$1,882 ($1,129-$3,294) |
| Bus Pass (Monthly) |
$66 ($28-$122) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.53-$24) |
| Car Registration (Annual) |
$94 ($28-$235) |
| Driver's License Renewal |
$28 ($14-$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,129 ($565-$2,353) |
| Daycare (Toddler, Monthly) |
$941 ($471-$1,882) |
| After-School Care (Monthly) |
$376 ($188-$659) |
| Tutoring (Per Hour) |
$47 ($24-$94) |
| SAT/ACT Prep Course |
$941 ($376-$2,353) |
| Private School (K-12, Annual) |
$11,763 ($4,705-$28,230) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$94) |
| Dog Vaccination (Annual) |
$94 ($47-$188) |
| Dog Grooming |
$56 ($28-$94) |
| Pet Boarding (Per Night) |
$38 ($19-$71) |
| Dog Spay/Neuter |
$282 ($141-$471) |
| Cat Spay/Neuter |
$188 ($94-$376) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $788 |
| Toddler | $736 |
| Preschool | $736 |
| Family Childcare (monthly) |
| Infant | $650 |
| Toddler | $617 |
| Preschool | $617 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About White Lake
What is the population of White Lake?
White Lake has a population of 204 residents and is located in Wisconsin. The population density is 97 people per square mile, spread across 2.1 square miles. The median age of residents is 56.0 years, which is older than the national median of 38.9 years. The population is 53.9% female and 46.1% male.
Is White Lake expensive to live in?
White Lake is more affordable than the national average, with a cost of living index of 94.1 / below the baseline of 100. The median household income is $41,875, 44% below the national average of $75,149. The median home value is $133,800 (53% below the U.S. median). Renters pay a median of $704 per month, below the national average of $1,163. The home price-to-income ratio is 3.2x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in White Lake?
White Lake has a cool climate with an average annual temperature of 41°F (5°C). Winter temperatures average 12°F in January, while summers reach an average of 67°F in July. Annual rainfall totals 33.8 inches, with 55.4 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 37.
How is the job market in White Lake?
The job market in White Lake is very strong, with unemployment at just 2.1% / well below the national rate of 3.6%. The average weekly wage is $876. There are 301 business establishments in the area, including 30 restaurants and food service locations. The average commute time is 18 minutes, and 2.2% of workers work from home.
How much does housing cost in White Lake?
The median home value in White Lake is $133,800. Zillow estimates the typical home value at $219,349. For renters, the median monthly rent is $704. Fair market rent is $872 for a 1-bedroom and $1,097 for a 2-bedroom apartment. The homeownership rate is 65.2%. The average annual property tax is $3,967.
How are the schools in White Lake?
Schools in White Lake score 5 out of 10 on standardized testing, near the national average. 9.0% of adults in White Lake hold a bachelor's degree or higher, below the national average of 33.7%. 91.0% have completed high school. 3.9% hold a graduate or professional degree.
How healthy is White Lake?
The obesity rate in White Lake is 37.1% (above the national rate of 32.1%). 18.3% of adults are smokers. 30.4% are physically inactive. 24.4% of residents report depression. 9.8% lack health insurance. 82.0% of residents have access to exercise opportunities.
What is transportation like in White Lake?
The average commute in White Lake is 18 minutes, shorter than the national average of 28 minutes. 79.8% of workers drive alone to work, and 2.2% work from home.
What are the demographics of White Lake?
The racial and ethnic makeup of White Lake is 90.2% White, 2% Hispanic or Latino. 97.9% of residents speak only English at home. 10.9% of the population are military veterans. 22.5% of residents have a disability. 90.2% have health insurance coverage.