Median Income
$47,661
37% lower than US avg
Home Value
$163,700
42% lower than US avg
Bachelor's+
14.7%
56% lower than US avg
Median Rent
$776
33% lower than US avg
Obesity Rate
34.6%
8% higher than US avg
Unemployment
2.9%
19% lower than US avg
Poverty Rate
19.7%
59% higher than US avg
How White Mountain Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population2,678
Median Age35.5 yrs
Density111/mi²
Male / Female45% / 55%
Largest GroupWhite 74%
Economy
B
Median Income$47,661
Per Capita$23,247
Unemployment2.9%
Poverty19.7%
County GDP$2,397M
Commute35 min
Housing
A+
Home Value$163,700
Rent$776
OwnershipN/A
Health
Obesity34.6%
UninsuredN/A
Depression23.2%
Heart Disease6.0%
Climate
Avg Temp49°F
AQI45 (Good)
Rain24.1 in/yr
Elevation6,132 ft
Education
C
Bachelor's+14.7%
High School+89.9%
School Score4.62
Community
2024 VoteR 68% / D 31%
Commute35 min
Libraries9
Is White Mountain Lake a Good Place to Live?
Based on current data, White Mountain Lake receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing. Areas to be aware of include an elevated poverty rate, below-average incomes. White Mountain Lake offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in White Mountain Lake is $47,661, 37% below the national average of $75,149. The job market is very strong with unemployment at just 2.9%. The poverty rate of 19.7% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 35 minutes.
Cost of Living & Housing
The median home value in White Mountain Lake is $163,700, 42% below the national median — offering relatively affordable homeownership. Renters pay a median of $776 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.4x indicates a reasonably affordable housing market.
Education
14.7% of residents hold a bachelor's degree, below the national average of 33.7%. 89.9% have completed high school. Area schools have an average test score of 4.6/10.
Climate & Weather
White Mountain Lake experiences four distinct seasons with an average temperature of 49°F. Winters average 33°F in January while summers reach 67°F in July. Annual precipitation totals 24.1 inches, including 70.3 inches of snow. Air quality is rated Good with a median AQI of 45.
White Mountain Lake has a population of 2,678 with a density of 111 people per square mile. The median age is 35.5 years, 9% younger than the national median of 38.9. The city is predominantly White (73.5%), with 12.4% Hispanic.
Population
35.5yrs
Median Age
9% below US avg
Race & Ethnicity
White Mountain Lake vs U.S. Average
Language Spoken at Home
| English Only | 87.0% |
| 11% above US avg |
| Spanish | 13.0% |
| 3% below US avg |
Social Characteristics
White Mountain Lake vs U.S. Average
The median household income in White Mountain Lake is $47,661, which is 37% below the national average of $75,149. The unemployment rate is 2.9% (below the 3.6% US average). 19.7% of residents live below the poverty line. Workers commute an average of 35 minutes.
Income: White Mountain Lake vs U.S.
Income
| Median HH Income | $47,661 |
| 37% below US avg |
| Per Capita Income | $23,247 |
| Avg Weekly Wage | $1,090 |
| IRS Avg AGI | $62,582 |
Employment & Poverty
| Unemployment | 2.9% |
| 19% below US avg |
| Poverty Rate | 19.7% |
| 59% above US avg |
| Establishments (County) | 1,138 |
| County GDP | $2,397M |
Business (County)
| Restaurants | 138 |
| Healthcare | 139 |
| Retail | 136 |
| Manufacturing | 17 |
Tax & Cost of Living
| Property Tax (IRS) | $3,723 |
| 6% above US avg |
| Effective Tax Rate | 2.27% |
Commute & Transportation
| Commute Time | 34.9 min |
| Work from Home | 13.2% |
The median home value in White Mountain Lake is $163,700, 42% below the national average. Monthly rent averages $776 (33% below US avg).
Home Values
| Census Median | $163,700 |
| 42% below US avg |
| Median List Price | $214,000 |
Real Estate Market (Redfin)
| Median List Price | $214,000 |
| $/Sq Ft | $268 |
| Homes Sold | 5 |
| Sale-to-List Ratio | 97.0% |
| Price Drops | 25.0% |
| Inventory | 24 |
Rental Costs
| Census Median Rent | $776 |
| 33% below US avg |
HUD Fair Market Rent
| Studio | $1,053 |
| 1 Bedroom | $1,151 |
| 2 Bedrooms | $1,419 |
| 3 Bedrooms | $1,889 |
| 4 Bedrooms | $2,158 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $3,723 |
| 6% above US avg |
| Effective Rate | 2.27% |
In White Mountain Lake, 34.6% of adults are obese (above the 32.1% national rate). 23.2% report depression. 21.5% are physically inactive.
Health Metrics: White Mountain Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.6% |
| 8% above US avg |
| Diabetes | 9.6% |
| Heart Disease | 6.0% |
| High Blood Pressure | 32.6% |
| Asthma | 12.0% |
| COPD | 7.8% |
| Stroke | 3.4% |
Behaviors & Mental Health
| |
| Binge Drinking | 15.1% |
| Physical Inactivity | 21.5% |
| Depression | 23.2% |
| Mental Distress | 18.5% |
| Physical Distress | 13.8% |
Healthcare Access
| Insurance Rate | 84.5% |
| |
| Checkup Rate | 67.3% |
| Premature Death | 19,407/100K |
Food & Exercise
| Food Environment | 6.7/10 |
| Exercise Access | 87.8% |
| Healthcare Facilities | 139 |
Crime Rates: White Mountain Lake vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 22 |
| FEMA Disasters | 273 |
Safety Score
White Mountain Lake has an average annual temperature of 49°F (10°C). Winters average 33°F in January while summers reach 67°F in July. Annual precipitation is 24.1 inches. Air quality is rated Good with a median AQI of 45.
Temperature
33°F Jan (0°C)
67°F Jul (20°C)
| Annual Average | 49.2°F |
| 9% below US avg |
| January Average | 33°F (0°C) |
| July Average | 67°F (20°C) |
Precipitation & Snow
| Annual Rainfall | 24.1 inches |
| 37% below US avg |
| Snowfall | 70.3 inches/yr |
Air Quality
| AQI Median | 45.0 |
| Rating | Good |
Geography
| Elevation | 6,132 ft (1,869 m) |
| Area | 24.0 sq mi (62.3 km²) |
| Population Density | 111/sq mi |
| Coordinates | 34.3440°N, 109.9868°W |
| County FIPS | 04007 |