White Oak, MD

Maryland · Metropolitan Area

White Oak is a small city in Maryland with a population of 16,458. Residents earn $80,118 per year, which is 7% above the national average.

3.6 /5.0
B+ Good
16,458 Population 5,275/sq mi density
$80,118 Median Income $37,956 per capita
$520,200 Home Value
$1,784 Median Rent
56°F Avg Temperature
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$80,118 median income, 6.2% unemployment
B
Affordability
3.0 / 5.0
$520,200 home value, $1,784/mo rent
A
Education
4.3 / 5.0
40.9% bachelor's degree or higher
Median Income $80,118
7% higher than US avg
Home Value $520,200
85% higher than US avg
Bachelor's+ 40.9%
21% higher than US avg
Median Rent $1,784
53% higher than US avg
Obesity Rate 33.8%
5% higher than US avg
Unemployment 6.2%
72% higher than US avg
Poverty Rate 15.5%
25% higher than US avg

How White Oak Compares to the U.S. Average (100% = U.S. avg)

People

Population16,458
Median Age33.1 yrs
Density5,275/mi²
Male / Female47% / 53%
Largest GroupWhite 13%

Economy

B+
Median Income$80,118
Per Capita$37,956
Unemployment6.2%
Poverty15.5%
County GDP$37,130M
Commute36 min

Housing

B
Home Value$520,200
Rent$1,784
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity33.8%
UninsuredN/A
Depression17.5%
Heart Disease5.1%

Climate

Avg Temp56°F
AQI41 (Good)
Rain44.0 in/yr
Elevation365 ft

Education

A
Bachelor's+40.9%
High School+87.7%
School Score5.85

Community

2024 VoteR 27% / D 69%
Commute36 min
EV Stations3
Libraries7

Is White Oak a Good Place to Live?

Based on current data, White Oak receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include a highly educated population. Areas to be aware of include high housing costs, above-average unemployment, long commute times. White Oak offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in White Oak is $80,118, roughly in line with the national average of $75,149. The unemployment rate of 6.2% is somewhat elevated compared to the national rate of 3.6%. The poverty rate of 15.5% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 36 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in White Oak is $520,200, making it a premium housing market at 85% above the U.S. median of $281,900. Renters pay a median of $1,784 per month, significantly above the national average of $1,163. The price-to-income ratio of 6.5x means housing costs are stretched relative to local earnings.

Education

Educational attainment is solid, with 40.9% holding a bachelor's degree or higher, near the national average. 87.7% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

White Oak enjoys a moderate climate with an average annual temperature of 56°F. Winters average 34°F in January while summers reach 77°F in July. Annual precipitation totals 44.0 inches, including 15.8 inches of snow. Air quality is rated Good with a median AQI of 41.

White Oak has a population of 16,458 with a density of 5,275 people per square mile. The median age is 33.1 years, 15% younger than the national median of 38.9. The city is predominantly Black (62.5%), with 13.4% White, 2% Hispanic.

Population

16,458
Total Population
5,275
People / sq mi
33.1yrs
Median Age
15% below US avg
3.1mi²
Land Area

Gender Distribution

Male 47.3%
Female 52.7%

Race & Ethnicity

White Oak vs U.S. Average

Language Spoken at Home

English Only41.5%
47% below US avg
Spanish58.5%
337% above US avg

Social Characteristics

White Oak vs U.S. Average

The median household income in White Oak is $80,118, which is 7% above the national average of $75,149. The unemployment rate is 6.2% (above the 3.6% US average). 15.5% of residents live below the poverty line. Workers commute an average of 36 minutes.

Income: White Oak vs U.S.

Commute Mode

Income

Median HH Income$80,118
7% above US avg
Per Capita Income$37,956
Avg Weekly Wage$1,672
IRS Avg AGI$131,728

Employment & Poverty

Unemployment6.2%
72% above US avg
Poverty Rate15.5%
25% above US avg
Establishments (County)11,342
County GDP$37,130M

Business (County)

Restaurants703
Healthcare1,202
Retail822
Manufacturing168

Tax & Cost of Living

Property Tax (IRS)$8,202
134% above US avg
Effective Tax Rate1.58%

Commute & Transportation

Commute Time36.1 min
Work from Home13.9%

Walkability

The median home value in White Oak is $520,200, 85% above the national average. Monthly rent averages $1,784 (53% above US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$520,200
85% above US avg

Real Estate Market (Redfin)

$/Sq Ft$254
Homes Sold3
Sale-to-List Ratio99.7%
Price Drops75.0%
Inventory4

Rental Costs

Census Median Rent$1,784
53% above US avg

HUD Fair Market Rent

Studio$1,312
1 Bedroom$1,400
2 Bedrooms$1,648
3 Bedrooms$2,123
4 Bedrooms$2,442

Ownership & Property

Owner-Occupied26.7%

Property Tax

Avg Tax (IRS)$8,202
134% above US avg
Effective Rate1.58%
In White Oak, 33.8% of adults are obese (above the 32.1% national rate). 17.5% report depression. 24.8% are physically inactive.

Health Metrics: White Oak vs U.S. Average (%)

Chronic Conditions

Obesity33.8%
5% above US avg
Diabetes12.5%
Heart Disease5.1%
High Blood Pressure36.0%
Asthma11.0%
COPD5.1%
Stroke3.5%

Behaviors & Mental Health

Binge Drinking12.2%
Physical Inactivity24.8%
Depression17.5%
Mental Distress15.3%
Physical Distress12.1%

Healthcare Access

Insurance Rate90.7%
Checkup Rate77.5%
Premature Death4,573/100K

Food & Exercise

Food Environment9.2/10
Exercise Access98.1%
Healthcare Facilities1,202

Crime Rates: White Oak vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)29

Safety Score

White Oak has an average annual temperature of 56°F (13°C). Winters average 34°F in January while summers reach 77°F in July. Annual precipitation is 44.0 inches. Air quality is rated Good with a median AQI of 41.

Temperature

34°F Jan (1°C) 77°F Jul (25°C)
Annual Average55.9°F
4% above US avg
January Average34°F (1°C)
July Average77°F (25°C)

Precipitation & Snow

Annual Rainfall44.0 inches
16% above US avg
Snowfall15.8 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation365 ft (111 m)
Area3.1 sq mi (8.1 km²)
Population Density5,275/sq mi
Coordinates39.0442°N, 76.9873°W
County FIPS24027
It is classified as Metro — 1 million+. 40.9% of residents hold a bachelor's degree or higher (21% above US avg). In the 2024 election, the county voted Democrat by a 41.8-point margin.

2024 Presidential Election (County)

R 27.4%
D 69.1%

Winner: Democrat by 41.8 points

Education

Bachelor's Degree+40.9%
21% above US avg
High School+87.7%
School Test Score5.85
A Education Grade (4.3/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density5,275/sq mi
Total Area3.1 sq mi

Infrastructure & Services

EV Charging Stations3
Alt Fuel Stations3
Public Libraries7
Healthcare Facilities1,202
Restaurants703
Retail Stores822

Safety & Disasters

Fatal Crashes (County/yr)29

Commute & Transportation

Avg Commute36.1 min
Work from Home13.9%

Nearby Cities

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