Median Income
$72,981
3% lower than US avg
Home Value
$126,600
55% lower than US avg
Bachelor's+
19.6%
42% lower than US avg
Median Rent
$617
47% lower than US avg
Obesity Rate
33.1%
3% higher than US avg
Unemployment
10.4%
189% higher than US avg
Poverty Rate
5.3%
57% lower than US avg
How Windsor Compares to the U.S. Average (100% = U.S. avg)
People
Population1,121
Median Age41.0 yrs
Density1,019/mi²
Male / Female52% / 48%
Largest GroupWhite 94%
Veterans6.7%
Economy
B
Median Income$72,981
Per Capita$31,704
Unemployment10.4%
Poverty5.3%
County GDP$12,159M
Commute26 min
Housing
A+
Home Value$126,600
Rent$617
Ownership82.4%
Zillow$190,915
Housing Units489
Rent Burden14.9%
Health
Obesity33.1%
Uninsured1.9%
Smoking13.7%
Depression22.8%
Heart Disease5.1%
Climate
Avg Temp48°F (9°C)
Rain45.4 in/yr
Elevation956 ft (291 m)
Education
C+
Bachelor's+19.6%
High School+97.5%
Graduate+8.7%
School Score5.45
Community
2024 VoteR 50% / D 50%
Commute26 min
Broadband88.2%
EV Stations1
Libraries9
Is Windsor a Good Place to Live?
Based on current data, Windsor receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include above-average unemployment. Windsor offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Windsor is $72,981, roughly in line with the national average of $75,149. At 10.4%, unemployment is notably high. Only 5.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 26 minutes.
Cost of Living & Housing
The median home value in Windsor is $126,600, 55% below the national median / offering relatively affordable homeownership. Renters pay a median of $617 per month, below the national average / a plus for affordability. At just 1.7x median income, home prices are very affordable relative to local earnings.
Education
19.6% of residents hold a bachelor's degree, below the national average of 33.7%. 97.5% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Windsor experiences four distinct seasons with an average temperature of 48°F. Winters average 24°F in January while summers reach 71°F in July. Annual precipitation totals 45.4 inches, including 69.0 inches of snow.
Windsor has a population of 1,121 with a density of 1,019 people per square mile, spread across 1.1 square miles. The median age is 41.0 years, 5% older than the national median of 38.9. The gender split is 47.7% female and 52.3% male. The city is predominantly White (94.2%). English is the primary language spoken at home by 98.9% of residents. 6.7% of the population are veterans. 15.2% of residents have a disability. 98.1% have health insurance coverage.
Population
1,121
Total Population
2023 Census
41.0yrs
Median Age
5% above US avg
Language Spoken at Home
English Only
98.9%
26% above US avg
Spanish
1.3%
90% below US avg
The median household income in Windsor is $72,981, which is 3% below the national average of $75,149. Per capita income is $31,704 (below the $39,052 national figure). The average weekly wage is $1,181, 18% lower than the U.S. average. The unemployment rate is 10.4% (above the 3.6% US average). 5.3% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 4,376 business establishments, including 504 restaurants. The cost of living index is 107.9, slightly above the national baseline of 100. Workers commute an average of 26 minutes. 5.8% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $72,981 |
| 3% below US avg |
| Per Capita Income | $31,704 |
| Avg Weekly Wage | $1,181 |
| IRS Avg AGI | $68,184 |
| Gini Index | 0.479 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 10.4% |
| 189% above US avg |
| Poverty Rate | 5.3% |
| 57% below US avg |
| Establishments (County) | 4,376 |
| County GDP | $12,159M |
Business (County)
| Restaurants | 504 |
| Healthcare | 494 |
| Retail | 617 |
| Manufacturing | 152 |
Tax & Cost of Living
| Property Tax (IRS) | $7,950 |
| 127% above US avg |
| Cost of Living | 107.90 (100=avg) |
| Effective Tax Rate | 6.28% |
Commute & Transportation
| Commute Time | 25.6 min |
| Drive Alone | 86.1% |
| Public Transit | 0.0% |
| Work from Home | 5.8% |
The median home value in Windsor is $126,600, 55% below the national median of $281,900. Zillow estimates the typical home value at $190,915, higher than the Census estimate. Monthly rent averages $617 (47% below the national average of $1,163). Fair market rent ranges from $1,315 for a one-bedroom to $1,579 for a two-bedroom apartment. 82.4% of housing units are owner-occupied (above the 65.4% national rate). There are 489 total housing units in the city. The median year a home was built is 1950. The average annual property tax is $7,950 (higher than the $3,500 national average). 14.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.7x, well within the affordable range.
Home Values
| Census Median | $126,600 |
| 55% below US avg |
| Zillow ZHVI | $190,915 |
Rental Costs
| Census Median Rent | $617 |
| 47% below US avg |
| Rent Burden | 14.9% |
HUD Fair Market Rent
| Studio | $1,215 |
| 1 Bedroom | $1,315 |
| 2 Bedrooms | $1,579 |
| 3 Bedrooms | $1,976 |
| 4 Bedrooms | $2,193 |
Ownership & Property
| Homeownership | 82.4% |
| Owner-Occupied | 82.4% |
| Renter-Occupied | 17.6% |
| Housing Units | 489 |
| Median Year Built | 1950 |
Property Tax
| Avg Tax (IRS) | $7,950 |
| 127% above US avg |
| Effective Rate | 6.28% |
In Windsor, 33.1% of adults are obese, above the national rate of 32.1%. 8.1% have diabetes (below the 10.5% national rate). Heart disease affects 5.1% of residents. 29.3% have high blood pressure. 13.7% are current smokers. 19.1% report binge drinking. 21.1% are physically inactive, below the national average. 22.8% report depression. 17.9% experience frequent mental distress. 1.9% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,273. The dentist ratio is 1:1,449. 85.7% of residents have access to exercise opportunities. The food environment index is 7.9 out of 10.
Health Metrics: Windsor vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.1% |
| 3% above US avg |
| Diabetes | 8.1% |
| Heart Disease | 5.1% |
| High Blood Pressure | 29.3% |
| Asthma | 11.9% |
| COPD | 6.1% |
| Cancer | 7.6% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 13.7% |
| 2% below US avg |
| Binge Drinking | 19.1% |
| Physical Inactivity | 21.1% |
| Depression | 22.8% |
| Mental Distress | 17.9% |
| Physical Distress | 12.3% |
| Short Sleep | 35.1% |
Healthcare Access
| Insurance Rate | 98.1% |
| Uninsured | 1.9% |
| 78% below US avg |
| Primary Care | 1:1,273 |
| Dentists | 1:1,449 |
| Mental Health | 1:379 |
| Checkup Rate | 78.9% |
| Dental Visits | 64.1% |
| Premature Death | 9,128/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 85.7% |
| Healthcare Facilities | 494 |
Windsor experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 24°F in January while summers reach 71°F in July. Annual precipitation totals 45.4 inches. The area receives 69.0 inches of snow annually, making winter weather a significant factor for residents. The city sits at an elevation of 956 feet.
Temperature
24°F Jan (-4°C)
71°F Jul (21°C)
| Annual Average | 48.2°F |
| 11% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 71°F (21°C) |
Geography
| Elevation | 956 ft (291 m) |
| Area | 1.1 sq mi (2.8 km²) |
| Population Density | 1,019/sq mi |
| Coordinates | 42.0772°N, 75.6405°W |
| Timezone | America/New_York |
| County | Broome County County |
| Nearest Airport | Albert S Nader Regional (ONH) 43 miles away |
Precipitation & Snow
Annual Rainfall
45.4"
19% above US avg
Wettest Month (Jun)
4.71"
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 87.5 / 100 |
| Social Vulnerability | 57.4 / 100 |
| Community Resilience | 80.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Relatively Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively High |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Moderate |
| Drought |
No Rating |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
15 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M2.8 on Jun 10, 2025.
| Jun 17, 1991 |
7 km NE of Worcester, New York |
M4.0 |
100 km |
| Feb 3, 2001 |
6 km W of Bath, New York |
M3.2 |
147 km |
| Dec 13, 2009 |
15 km N of Medusa, New York |
M3.2 |
138 km |
| Jul 24, 2007 |
12 km SSW of Altamont, New York |
M3.1 |
138 km |
| May 18, 2009 |
15 km N of Medusa, New York |
M3.1 |
137 km |
| Oct 21, 2009 |
15 km N of Medusa, New York |
M2.9 |
138 km |
| Jun 10, 2025 |
10 km NW of Forksville, Pennsylvania |
M2.8 |
103 km |
| Mar 22, 2009 |
9 km SW of Altamont, New York |
M2.8 |
140 km |
| Aug 27, 2011 |
5 km WSW of Altamont, New York |
M2.8 |
144 km |
| Aug 25, 2011 |
5 km WSW of Altamont, New York |
M2.7 |
144 km |
| Feb 18, 2009 |
15 km N of Medusa, New York |
M2.7 |
138 km |
| Feb 27, 2008 |
2 km SW of Central Bridge, New York |
M2.7 |
126 km |
| Feb 20, 2009 |
15 km SSW of Altamont, New York |
M2.7 |
138 km |
| Jul 24, 2007 |
13 km SSW of Altamont, New York |
M2.6 |
138 km |
| Dec 13, 2009 |
14 km N of Medusa, New York |
M2.6 |
137 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
1 hurricane (Cat 1+) within 500 km since 1980.
Strongest: Category 1. Most recent: Gloria (1985, Cat 1).
| Year |
Name |
Category |
Closest |
| 1985 |
Gloria |
Category 1 |
236 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
168 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 4 fatalities, 89 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 2, 1998 |
EF3 |
61 km |
2 |
| May 31, 1998 |
EF3 |
67 km |
0 |
| May 31, 1998 |
EF3 |
42 km |
0 |
| May 31, 1998 |
EF3 |
97 km |
0 |
| May 2, 1983 |
EF3 |
86 km |
0 |
| May 2, 1983 |
EF3 |
74 km |
0 |
| Apr 22, 2023 |
EF2 |
67 km |
0 |
| Jun 13, 2018 |
EF2 |
94 km |
0 |
| Jun 13, 2018 |
EF2 |
96 km |
0 |
| Feb 25, 2017 |
EF2 |
92 km |
0 |
| Jul 8, 2014 |
EF2 |
91 km |
0 |
| Apr 28, 2011 |
EF2 |
54 km |
0 |
| Apr 27, 2011 |
EF2 |
88 km |
0 |
| Jul 23, 2010 |
EF2 |
51 km |
0 |
| May 16, 2009 |
EF2 |
76 km |
0 |
| May 31, 1998 |
EF2 |
91 km |
0 |
| May 31, 1998 |
EF2 |
88 km |
0 |
| May 31, 1998 |
EF2 |
60 km |
0 |
| Sep 18, 1991 |
EF2 |
34 km |
0 |
| Oct 14, 1989 |
EF2 |
48 km |
2 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: PENOBSCOT (2,091 ac, 2009).
| Year |
Name |
Acres |
Distance |
| 2009 |
PENOBSCOT |
2,091 |
100 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-4°C) |
3.0 in |
Coldest |
| February |
26°F (-3°C) |
2.5 in |
Driest |
| March |
35°F (2°C) |
3.4 in |
|
| April |
47°F (8°C) |
3.7 in |
|
| May |
58°F (14°C) |
3.9 in |
|
| June |
66°F (19°C) |
4.7 in |
Wettest |
| July |
71°F (21°C) |
4.4 in |
Warmest |
| August |
69°F (21°C) |
4.4 in |
|
| September |
62°F (17°C) |
4.5 in |
|
| October |
51°F (11°C) |
4.3 in |
|
| November |
39°F (4°C) |
3.2 in |
|
| December |
30°F (-1°C) |
3.3 in |
|
Windsor has a seasonal temperature swing of 46°F / from 24°F in January to 71°F in July. Total annual precipitation is 45.4 inches, with June being the wettest month (4.7") and February the driest (2.5").
Average costs for common services in Windsor. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$270 ($162-$432) |
| Specialist Visit |
$378 ($216-$593) |
| Urgent Care Visit |
$216 ($108-$378) |
| Emergency Room Visit |
$2,374 ($863-$5,395) |
| Dental Cleaning |
$140 ($81-$216) |
| Dental Filling |
$270 ($162-$432) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$49 ($27-$81) |
| Oil Change (Synthetic) |
$81 ($54-$129) |
| Brake Pad Replacement |
$324 ($162-$540) |
| Tire Rotation |
$43 ($22-$81) |
| New Tires (Set of 4) |
$647 ($432-$1,079) |
| Battery Replacement |
$216 ($108-$378) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$108 ($65-$162) |
| Electrician (Per Hour) |
$97 ($54-$151) |
| HVAC Repair |
$432 ($162-$863) |
| HVAC System Install |
$7,553 ($4,316-$12,948) |
| Roof Repair |
$1,079 ($432-$2,158) |
| Roof Replacement |
$9,711 ($5,935-$16,185) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,619 ($540-$3,777) |
| Divorce (Contested) |
$16,185 ($5,395-$32,370) |
| DUI Defense |
$5,395 ($2,158-$10,790) |
| Bankruptcy (Chapter 7) |
$1,619 ($863-$3,237) |
| Will Preparation |
$540 ($216-$1,079) |
| Trust Preparation |
$2,698 ($1,079-$5,395) |
View all 12 services
Personal Care
| Men's Haircut |
$27 ($16-$49) |
| Women's Haircut |
$59 ($32-$108) |
| Hair Coloring (Full) |
$162 ($81-$270) |
| Manicure |
$27 ($16-$49) |
| Pedicure |
$43 ($27-$70) |
| Massage (1 Hour) |
$86 ($54-$140) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.42 ($3.24-$5.93) |
| Dozen Eggs (per dozen) |
$3.78 ($2.70-$5.40) |
| Loaf of Bread |
$4.10 ($2.70-$5.93) |
| Chicken Breast (per lb) |
$4.86 ($3.24-$7.01) |
| Ground Beef (per lb) |
$5.93 ($4.32-$8.09) |
| Rice (per lb) |
$1.08 ($0.65-$1.94) |
View all 20 services
Utilities
| Electricity (Monthly) |
$151 ($86-$270) |
| Natural Gas (Monthly) |
$76 ($32-$162) |
| Water/Sewer (Monthly) |
$76 ($43-$129) |
| Internet (Monthly) |
$76 ($43-$108) |
| Cell Phone Plan (Monthly) |
$70 ($32-$108) |
| Cable TV (Monthly) |
$92 ($54-$162) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$216 ($81-$540) |
| Car Insurance (Annual) |
$2,158 ($1,295-$3,777) |
| Bus Pass (Monthly) |
$76 ($32-$140) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.63-$27) |
| Car Registration (Annual) |
$108 ($32-$270) |
| Driver's License Renewal |
$32 ($16-$81) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,295 ($647-$2,698) |
| Daycare (Toddler, Monthly) |
$1,079 ($540-$2,158) |
| After-School Care (Monthly) |
$432 ($216-$755) |
| Tutoring (Per Hour) |
$54 ($27-$108) |
| SAT/ACT Prep Course |
$1,079 ($432-$2,698) |
| Private School (K-12, Annual) |
$13,488 ($5,395-$32,370) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$65 ($32-$108) |
| Dog Vaccination (Annual) |
$108 ($54-$216) |
| Dog Grooming |
$65 ($32-$108) |
| Pet Boarding (Per Night) |
$43 ($22-$81) |
| Dog Spay/Neuter |
$324 ($162-$540) |
| Cat Spay/Neuter |
$216 ($108-$432) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,070 |
| Toddler | $996 |
| Preschool | $866 |
| Family Childcare (monthly) |
| Infant | $823 |
| Toddler | $779 |
| Preschool | $758 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Windsor
What is the population of Windsor?
Windsor has a population of 1,121 residents and is located in New York. The population density is 1,019 people per square mile, spread across 1.1 square miles. The median age of residents is 41.0 years. The population is 47.7% female and 52.3% male.
Is Windsor expensive to live in?
Windsor is slightly more expensive than average, with a cost of living index of 107.9 compared to the national baseline of 100. The median household income is $72,981, 3% below the national average of $75,149. The median home value is $126,600 (55% below the U.S. median). Renters pay a median of $617 per month, below the national average of $1,163. The home price-to-income ratio is 1.7x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Windsor?
Windsor has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 24°F in January, while summers reach an average of 71°F in July. Annual rainfall totals 45.4 inches, with 69.0 inches of snow.
How is the job market in Windsor?
The job market in Windsor faces challenges, with unemployment at 10.4% / significantly above the national rate of 3.6%. The average weekly wage is $1,181. There are 4,376 business establishments in the area, including 504 restaurants and food service locations. The average commute time is 26 minutes, and 5.8% of workers work from home.
How much does housing cost in Windsor?
The median home value in Windsor is $126,600. Zillow estimates the typical home value at $190,915. For renters, the median monthly rent is $617. Fair market rent is $1,315 for a 1-bedroom and $1,579 for a 2-bedroom apartment. The homeownership rate is 82.4%. The average annual property tax is $7,950.
How are the schools in Windsor?
Schools in Windsor score 5.5 out of 10 on standardized testing, near the national average. 19.6% of adults in Windsor hold a bachelor's degree or higher, below the national average of 33.7%. 97.5% have completed high school. 8.7% hold a graduate or professional degree.
How healthy is Windsor?
The obesity rate in Windsor is 33.1% (above the national rate of 32.1%). 13.7% of adults are smokers. 21.1% are physically inactive. 22.8% of residents report depression. 1.9% lack health insurance (below the national rate). 85.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,273.
What is transportation like in Windsor?
The average commute in Windsor is 26 minutes. 86.1% of workers drive alone to work, and 5.8% work from home.
What are the demographics of Windsor?
The racial and ethnic makeup of Windsor is 94.2% White, 0.7% Black or African American, 1% Hispanic or Latino. 98.9% of residents speak only English at home. 6.7% of the population are military veterans. 15.2% of residents have a disability. 98.1% have health insurance coverage.