Median Income
$53,587
29% lower than US avg
Home Value
$99,000
65% lower than US avg
Violent Crime
283/100K
26% lower than US avg
Bachelor's+
7.2%
79% lower than US avg
Median Rent
$958
18% lower than US avg
Obesity Rate
40.0%
25% higher than US avg
Unemployment
3.1%
14% lower than US avg
Poverty Rate
24.8%
100% higher than US avg
How Zolfo Springs Compares to the U.S. Average (100% = U.S. avg)
People
Population1,825
Median Age31.8 yrs
Density1,049/mi²
Male / Female55% / 45%
Largest GroupWhite 36%
Veterans2.9%
Economy
B
Median Income$53,587
Per Capita$21,058
Unemployment3.1%
Poverty24.8%
County GDP$1,476M
Commute27 min
Housing
A+
Home Value$99,000
Rent$958
Ownership71.6%
Zillow$273,165
Housing Units571
Rent Burden26.2%
Crime
F
Violent283/100K
Property3,678/100K
Health
Obesity40.0%
Uninsured30.7%
Smoking16.2%
Depression17.2%
Heart Disease6.9%
Climate
Avg Temp72°F (22°C)
AQI41 (Good)
Rain53.9 in/yr
Sunny Days330/yr
Elevation63 ft (19 m)
Education
D
Bachelor's+7.2%
High School+60.0%
Graduate+2.8%
School Score5.16
Community
2024 VoteR 78% / D 22%
Commute27 min
Broadband81.6%
EV Stations1
Libraries1
Is Zolfo Springs a Good Place to Live?
Based on current data, Zolfo Springs receives an overall livability score of 2.6 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, a high uninsured rate, below-average incomes. Zolfo Springs has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Zolfo Springs is $53,587, 29% below the national average of $75,149. Unemployment stands at 3.1%, indicating a healthy job market. The poverty rate of 24.8% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Zolfo Springs is $99,000, 65% below the national median / offering relatively affordable homeownership. Renters pay a median of $958 per month, below the national average / a plus for affordability. At just 1.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Zolfo Springs is below the national average at 283 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,678 per 100,000, 88% above the national average.
Education
7.2% of residents hold a bachelor's degree, below the national average of 33.7%. 60.0% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Zolfo Springs has a warm climate with an average annual temperature of 72°F. Winters average 60°F in January while summers reach 81°F in July. With 330 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 53.9 inches. Air quality is rated Good with a median AQI of 41.
Zolfo Springs has a population of 1,825 with a density of 1,049 people per square mile, spread across 1.7 square miles. The median age is 31.8 years, 18% younger than the national median of 38.9. The gender split is 45.2% female and 54.8% male. The city is predominantly White (35.8%), with 4.9% Hispanic, 8.3% Black. English is the primary language spoken at home by 44.7% of residents, while 55.3% speak Spanish. 2.9% of the population are veterans, below the national rate of 6.0%. 12.5% of residents have a disability. 76.7% have health insurance coverage.
Population
31.8yrs
Median Age
18% below US avg
Race & Ethnicity
Zolfo Springs vs U.S. Average
Language Spoken at Home
English Only
44.7%
43% below US avg
Spanish
55.3%
313% above US avg
Social Characteristics
Zolfo Springs vs U.S. Average
The median household income in Zolfo Springs is $53,587, which is 29% below the national average of $75,149. Per capita income is $21,058 (below the $39,052 national figure). The average weekly wage is $908, 37% lower than the U.S. average. The unemployment rate is 3.1% (below the 3.6% US average). 24.8% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 596 business establishments, including 39 restaurants. The cost of living index is 103.4, roughly in line with the national average. Workers commute an average of 27 minutes. 2.1% of workers work from home (below the 15.2% national rate).
Income: Zolfo Springs vs U.S.
Income
| Median HH Income | $53,587 |
| 29% below US avg |
| Per Capita Income | $21,058 |
| Avg Weekly Wage | $908 |
| IRS Avg AGI | $53,719 |
| Gini Index | 0.516 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.1% |
| 14% below US avg |
| Poverty Rate | 24.8% |
| 100% above US avg |
| Establishments (County) | 596 |
| County GDP | $1,476M |
Business (County)
| Restaurants | 39 |
| Healthcare | 54 |
| Retail | 68 |
| Manufacturing | 14 |
Tax & Cost of Living
| Property Tax (IRS) | $4,540 |
| 30% above US avg |
| Cost of Living | 103.40 (100=avg) |
| Effective Tax Rate | 4.59% |
Commute & Transportation
| Commute Time | 27.4 min |
| Drive Alone | 69.1% |
| Public Transit | 2.0% |
| Work from Home | 2.1% |
The median home value in Zolfo Springs is $99,000, 65% below the national median of $281,900. Zillow estimates the typical home value at $273,165, higher than the Census estimate. Monthly rent averages $958 (18% below the national average of $1,163). Fair market rent ranges from $1,296 for a one-bedroom to $1,526 for a two-bedroom apartment. 71.6% of housing units are owner-occupied. There are 571 total housing units in the city. The median year a home was built is 1978. The average annual property tax is $4,540 (higher than the $3,500 national average). 26.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.8x, well within the affordable range.
Home Values
| Census Median | $99,000 |
| 65% below US avg |
| Zillow ZHVI | $273,165 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $958 |
| 18% below US avg |
| Rent Burden | 26.2% |
HUD Fair Market Rent
| Studio | $1,212 |
| 1 Bedroom | $1,296 |
| 2 Bedrooms | $1,526 |
| 3 Bedrooms | $1,971 |
| 4 Bedrooms | $2,261 |
Ownership & Property
| Homeownership | 71.6% |
| Owner-Occupied | 71.6% |
| Renter-Occupied | 28.4% |
| Housing Units | 571 |
| Median Year Built | 1978 |
Property Tax
| Avg Tax (IRS) | $4,540 |
| 30% above US avg |
| Effective Rate | 4.59% |
In Zolfo Springs, 40.0% of adults are obese, above the national rate of 32.1%. 14.5% have diabetes (above the 10.5% national rate). Heart disease affects 6.9% of residents, above the national average. 32.8% have high blood pressure. 16.2% are current smokers. 15.0% report binge drinking. 34.2% are physically inactive, above the national average. 17.2% report depression. 18.6% experience frequent mental distress. 30.7% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:6,356. The dentist ratio is 1:1,710. 31.0% of residents have access to exercise opportunities. The food environment index is 5.8 out of 10.
Health Metrics: Zolfo Springs vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.0% |
| 25% above US avg |
| Diabetes | 14.5% |
| Heart Disease | 6.9% |
| High Blood Pressure | 32.8% |
| Asthma | 9.2% |
| COPD | 7.3% |
| Cancer | 6.1% |
| Stroke | 3.6% |
Behaviors & Mental Health
| Smoking | 16.2% |
| 16% above US avg |
| Binge Drinking | 15.0% |
| Physical Inactivity | 34.2% |
| Depression | 17.2% |
| Mental Distress | 18.6% |
| Physical Distress | 16.6% |
| Short Sleep | 37.4% |
Healthcare Access
| Insurance Rate | 76.7% |
| Uninsured | 30.7% |
| 257% above US avg |
| Primary Care | 1:6,356 |
| Dentists | 1:1,710 |
| Mental Health | 1:5,152 |
| Checkup Rate | 73.2% |
| Dental Visits | 45.6% |
| Premature Death | 11,769/100K |
Food & Exercise
| Food Environment | 5.8/10 |
| Exercise Access | 31.0% |
| Healthcare Facilities | 54 |
Zolfo Springs has a violent crime rate of 283 per 100,000 residents, 26% below the national average of 380. Property crime stands at 3,678 per 100,000, 88% above the U.S. average. The county recorded 7 fatal traffic crashes. Overall, Zolfo Springs receives a safety grade of F.
Crime Rates: Zolfo Springs vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 282.9/100K |
| 26% below US avg |
| |
Property Crime
| Total Property | 3,678.3/100K |
| 88% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 7 |
| Traffic Accidents | 347 |
| Avg Accident Severity | 2.1 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Zolfo Springs has a warm climate with an average annual temperature of 72°F (22°C). Winters average 60°F in January while summers reach 81°F in July. The area gets 330 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 53.9 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 63 feet.
Temperature
60°F Jan (16°C)
81°F Jul (27°C)
| Annual Average | 72.2°F |
| 34% above US avg |
| January Average | 60°F (16°C) |
| July Average | 81°F (27°C) |
| Sunny Days | 330 days/yr |
Geography
| Elevation | 63 ft (19 m) |
| Area | 1.7 sq mi (4.5 km²) |
| Population Density | 1,049/sq mi |
| Coordinates | 27.4926°N, 81.7868°W |
| Timezone | America/New_York |
| County | Hardee County County |
| Nearest Airport | Sebring Regional (SEF)
27 miles away |
Precipitation & Snow
Annual Rainfall
53.9"
42% above US avg
Wettest Month (Jun)
8.03"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 69.2 / 100 |
| Social Vulnerability | 48.0 / 100 |
| Community Resilience | 4.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Moderate |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Very High |
| Heat Wave |
Very Low |
| Winter Weather |
No Rating |
| Lightning |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
| Coastal Flood |
No Rating |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Hurricane History
23 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 5. Most recent: Milton (2024, Cat 4).
| Year |
Name |
Category |
Closest |
| 2024 |
Milton |
Category 4 |
46 km |
| 2024 |
Helene |
Category 4 |
281 km |
| 2024 |
Debby |
Category 1 |
240 km |
| 2023 |
Idalia |
Category 4 |
281 km |
| 2022 |
Ian |
Category 5 |
34 km |
| 2022 |
Nicole |
Category 1 |
147 km |
| 2021 |
Elsa |
Category 1 |
172 km |
| 2020 |
Eta |
Category 1 |
282 km |
| 2019 |
Dorian |
Category 2 |
292 km |
| 2017 |
Irma |
Category 3 |
11 km |
| 2016 |
Matthew |
Category 4 |
197 km |
| 2005 |
Wilma |
Category 3 |
164 km |
| 2005 |
Katrina |
Category 2 |
222 km |
| 2005 |
Ophelia |
Category 1 |
273 km |
| 2004 |
Charley |
Category 4 |
63 km |
| 2004 |
Jeanne |
Category 3 |
30 km |
| 2004 |
Frances |
Category 2 |
59 km |
| 2000 |
Gordon |
Category 1 |
206 km |
| 1999 |
Irene |
Category 1 |
166 km |
| 1995 |
Erin |
Category 1 |
139 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
846 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 41 fatalities, 594 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 15, 1958 |
EF4 |
85 km |
0 |
| Oct 9, 2024 |
EF3 |
100 km |
0 |
| Feb 22, 1998 |
EF3 |
87 km |
25 |
| Oct 3, 1992 |
EF3 |
98 km |
3 |
| Mar 17, 1985 |
EF3 |
82 km |
2 |
| Jan 24, 1979 |
EF3 |
85 km |
0 |
| Oct 31, 1958 |
EF3 |
83 km |
0 |
| Oct 9, 2024 |
EF2 |
93 km |
0 |
| Oct 9, 2024 |
EF2 |
83 km |
0 |
| Oct 9, 2024 |
EF2 |
49 km |
0 |
| Oct 18, 2019 |
EF2 |
60 km |
0 |
| Sep 10, 2017 |
EF2 |
74 km |
0 |
| Apr 6, 2017 |
EF2 |
94 km |
0 |
| Jan 17, 2016 |
EF2 |
79 km |
0 |
| Jan 17, 2016 |
EF2 |
43 km |
2 |
| Jun 24, 2012 |
EF2 |
52 km |
0 |
| Jun 21, 2006 |
EF2 |
66 km |
0 |
| Mar 9, 1998 |
EF2 |
47 km |
0 |
| Dec 27, 1997 |
EF2 |
65 km |
0 |
| Dec 7, 1996 |
EF2 |
63 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: FROG LIGHT (20,174 ac, 2007).
| Year |
Name |
Acres |
Distance |
| 2007 |
FROG LIGHT |
20,174 |
96 km |
| 1990 |
UNNAMED |
16,253 |
96 km |
| 1986 |
UNNAMED |
16,145 |
68 km |
| 1991 |
UNNAMED |
14,572 |
72 km |
| 2001 |
STAGECOACH COMPLEX |
14,079 |
84 km |
| 2021 |
KISSIMMEE BEND NORTH |
13,782 |
66 km |
| 1999 |
UNNAMED |
12,935 |
67 km |
| 1999 |
UNNAMED |
12,527 |
72 km |
| 2006 |
UNNAMED |
12,050 |
54 km |
| 1992 |
UNNAMED |
11,488 |
66 km |
| 1996 |
UNNAMED |
9,427 |
71 km |
| 2004 |
UNNAMED |
9,397 |
73 km |
| 2006 |
UNNAMED |
9,045 |
70 km |
| 2024 |
APQ RECREATION AREA RX 0506 |
8,901 |
68 km |
| 1999 |
UNNAMED |
8,800 |
66 km |
| 1998 |
UNNAMED |
8,794 |
55 km |
| 2017 |
ECHO SPRINGS |
8,640 |
55 km |
| 2004 |
UNNAMED |
8,516 |
69 km |
| 1993 |
UNNAMED |
8,494 |
72 km |
| 2008 |
UNNAMED |
8,268 |
66 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
60°F (16°C) |
2.2 in |
Coldest |
| February |
63°F (17°C) |
2.8 in |
|
| March |
67°F (20°C) |
3.1 in |
|
| April |
71°F (22°C) |
1.7 in |
Driest |
| May |
76°F (25°C) |
4.0 in |
|
| June |
80°F (27°C) |
8.0 in |
Wettest |
| July |
81°F (27°C) |
7.7 in |
|
| August |
82°F (28°C) |
7.0 in |
Warmest |
| September |
80°F (27°C) |
6.5 in |
|
| October |
75°F (24°C) |
2.4 in |
|
| November |
69°F (20°C) |
2.0 in |
|
| December |
64°F (18°C) |
1.8 in |
|
Zolfo Springs has a seasonal temperature swing of 21°F / from 60°F in January to 82°F in August. Total annual precipitation is 49.1 inches, with June being the wettest month (8.0") and April the driest (1.7").
Average costs for common services in Zolfo Springs. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$259 ($155–$414) |
| Specialist Visit |
$362 ($207–$569) |
| Urgent Care Visit |
$207 ($103–$362) |
| Emergency Room Visit |
$2,275 ($827–$5,170) |
| Dental Cleaning |
$134 ($78–$207) |
| Dental Filling |
$259 ($155–$414) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$47 ($26–$78) |
| Oil Change (Synthetic) |
$78 ($52–$124) |
| Brake Pad Replacement |
$310 ($155–$517) |
| Tire Rotation |
$41 ($21–$78) |
| New Tires (Set of 4) |
$620 ($414–$1,034) |
| Battery Replacement |
$207 ($103–$362) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$103 ($62–$155) |
| Electrician (Per Hour) |
$93 ($52–$145) |
| HVAC Repair |
$414 ($155–$827) |
| HVAC System Install |
$7,238 ($4,136–$12,408) |
| Roof Repair |
$1,034 ($414–$2,068) |
| Roof Replacement |
$9,306 ($5,687–$15,510) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,551 ($517–$3,619) |
| Divorce (Contested) |
$15,510 ($5,170–$31,020) |
| DUI Defense |
$5,170 ($2,068–$10,340) |
| Bankruptcy (Chapter 7) |
$1,551 ($827–$3,102) |
| Will Preparation |
$517 ($207–$1,034) |
| Trust Preparation |
$2,585 ($1,034–$5,170) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($16–$47) |
| Women's Haircut |
$57 ($31–$103) |
| Hair Coloring (Full) |
$155 ($78–$259) |
| Manicure |
$26 ($16–$47) |
| Pedicure |
$41 ($26–$67) |
| Massage (1 Hour) |
$83 ($52–$134) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.24 ($3.10–$5.69) |
| Dozen Eggs (per dozen) |
$3.62 ($2.59–$5.17) |
| Loaf of Bread |
$3.93 ($2.59–$5.69) |
| Chicken Breast (per lb) |
$4.65 ($3.10–$6.72) |
| Ground Beef (per lb) |
$5.69 ($4.14–$7.76) |
| Rice (per lb) |
$1.03 ($0.62–$1.86) |
View all 20 services
Utilities
| Electricity (Monthly) |
$145 ($83–$259) |
| Natural Gas (Monthly) |
$72 ($31–$155) |
| Water/Sewer (Monthly) |
$72 ($41–$124) |
| Internet (Monthly) |
$72 ($41–$103) |
| Cell Phone Plan (Monthly) |
$67 ($31–$103) |
| Cable TV (Monthly) |
$88 ($52–$155) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$207 ($78–$517) |
| Car Insurance (Annual) |
$2,068 ($1,241–$3,619) |
| Bus Pass (Monthly) |
$72 ($31–$134) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.27–$26) |
| Car Registration (Annual) |
$103 ($31–$259) |
| Driver's License Renewal |
$31 ($16–$78) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,241 ($620–$2,585) |
| Daycare (Toddler, Monthly) |
$1,034 ($517–$2,068) |
| After-School Care (Monthly) |
$414 ($207–$724) |
| Tutoring (Per Hour) |
$52 ($26–$103) |
| SAT/ACT Prep Course |
$1,034 ($414–$2,585) |
| Private School (K-12, Annual) |
$12,925 ($5,170–$31,020) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$62 ($31–$103) |
| Dog Vaccination (Annual) |
$103 ($52–$207) |
| Dog Grooming |
$62 ($31–$103) |
| Pet Boarding (Per Night) |
$41 ($21–$78) |
| Dog Spay/Neuter |
$310 ($155–$517) |
| Cat Spay/Neuter |
$207 ($103–$414) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $650 |
| Toddler | $563 |
| Preschool | $520 |
| Family Childcare (monthly) |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Zolfo Springs
What is the population of Zolfo Springs?
Zolfo Springs has a population of 1,825 residents and is located in Florida. The population density is 1,049 people per square mile, spread across 1.7 square miles. The median age of residents is 31.8 years, which is younger than the national median of 38.9 years. The population is 45.2% female and 54.8% male.
Is Zolfo Springs expensive to live in?
Zolfo Springs has a cost of living roughly in line with the national average, with an index of 103.4 (baseline: 100). The median household income is $53,587, 29% below the national average of $75,149. The median home value is $99,000 (65% below the U.S. median). Renters pay a median of $958 per month, below the national average of $1,163. The home price-to-income ratio is 1.8x, indicating housing is reasonably affordable relative to local income levels.
Is Zolfo Springs safe?
Zolfo Springs is safer than the national average, with a violent crime rate of 283 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,678 per 100,000 (above the national average). Overall, Zolfo Springs receives a safety grade of F based on combined crime data.
What is the weather like in Zolfo Springs?
Zolfo Springs has a warm climate with an average annual temperature of 72°F (22°C). Winter temperatures average 60°F in January, while summers reach an average of 81°F in July. The area receives 330 sunny days per year, well above the national average of 205. Annual rainfall totals 53.9 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Zolfo Springs?
Zolfo Springs has a healthy job market with an unemployment rate of 3.1%, near the national average of 3.6%. The average weekly wage is $908. There are 596 business establishments in the area, including 39 restaurants and food service locations. The average commute time is 27 minutes, and 2.1% of workers work from home.
How much does housing cost in Zolfo Springs?
The median home value in Zolfo Springs is $99,000. Zillow estimates the typical home value at $273,165. For renters, the median monthly rent is $958. Fair market rent is $1,296 for a 1-bedroom and $1,526 for a 2-bedroom apartment. The homeownership rate is 71.6%. The average annual property tax is $4,540.
How are the schools in Zolfo Springs?
Schools in Zolfo Springs score 5.2 out of 10 on standardized testing, near the national average. 7.2% of adults in Zolfo Springs hold a bachelor's degree or higher, below the national average of 33.7%. 60.0% have completed high school. 2.8% hold a graduate or professional degree.
How healthy is Zolfo Springs?
The obesity rate in Zolfo Springs is 40.0% (above the national rate of 32.1%). 16.2% of adults are smokers. 34.2% are physically inactive. 17.2% of residents report depression. 30.7% lack health insurance (above the national rate). 31.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:6,356.
What is transportation like in Zolfo Springs?
The average commute in Zolfo Springs is 27 minutes. 69.1% of workers drive alone to work, 2% use public transit, and 2.1% work from home.
What are the demographics of Zolfo Springs?
The racial and ethnic makeup of Zolfo Springs is 35.8% White, 8.3% Black or African American, 4.9% Hispanic or Latino. 44.7% of residents speak only English at home, while 55.3% speak Spanish. 2.9% of the population are military veterans. 12.5% of residents have a disability. 76.7% have health insurance coverage.
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