Median Income
$96,818
29% higher than US avg
Home Value
$235,800
16% lower than US avg
Violent Crime
58/100K
85% lower than US avg
Bachelor's+
34.0%
1% higher than US avg
Median Rent
$785
33% lower than US avg
Obesity Rate
34.8%
8% higher than US avg
Unemployment
1.1%
69% lower than US avg
Poverty Rate
6.6%
47% lower than US avg
How Zumbrota Compares to the U.S. Average (100% = U.S. avg)
People
Population3,843
Median Age41.5 yrs
Density1,344/mi²
Male / Female48% / 52%
Largest GroupWhite 93%
Veterans8.6%
Economy
A+
Median Income$96,818
Per Capita$39,501
Unemployment1.1%
Poverty6.6%
County GDP$3,916M
Commute32 min
Housing
A+
Home Value$235,800
Rent$785
Ownership76.5%
Zillow$323,240
Housing Units1,755
Rent Burden14.9%
Crime
F
Violent58/100K
Property1,208/100K
Murder0.0/100K
Assault29/100K
Burglary144/100K
Health
Obesity34.8%
Uninsured7.2%
Smoking13.8%
Depression24.6%
Heart Disease4.8%
Climate
Avg Temp44°F (7°C)
AQI36 (Good)
Rain35.2 in/yr
Sunny Days270/yr
Elevation974 ft (297 m)
Education
B+
Bachelor's+34.0%
High School+94.7%
Graduate+9.8%
School Score6.33
Community
2024 VoteR 57% / D 41%
Commute32 min
Broadband89.6%
EV Stations1
Libraries5
Is Zumbrota a Good Place to Live?
Based on current data, Zumbrota receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Zumbrota offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Zumbrota is $96,818, 29% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.1%. Only 6.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 32 minutes.
Cost of Living & Housing
The median home value in Zumbrota is $235,800, 16% below the national median / offering relatively affordable homeownership. Renters pay a median of $785 per month, below the national average / a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Zumbrota is a very safe community with a violent crime rate of 58 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,208 per 100,000, 38% below the national average.
Education
Educational attainment is solid, with 34.0% holding a bachelor's degree or higher, near the national average. 94.7% have completed high school. Local schools score 6.3/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Zumbrota has a cool climate with an average annual temperature of 44°F. Winters average 13°F in January while summers reach 71°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 35.2 inches, including 43.5 inches of snow. Air quality is rated Good with a median AQI of 36.
Zumbrota has a population of 3,843 with a density of 1,344 people per square mile, spread across 2.7 square miles. The median age is 41.5 years, 7% older than the national median of 38.9. The gender split is 51.9% female and 48.1% male. The city is predominantly White (92.9%). English is the primary language spoken at home by 98.8% of residents. 8.6% of the population are veterans, above the national rate of 6.0%. 9.3% of residents have a disability (below the 13.0% national average). 96.9% have health insurance coverage.
Population
41.5yrs
Median Age
7% above US avg
Language Spoken at Home
English Only
98.8%
26% above US avg
Spanish
1.2%
91% below US avg
The median household income in Zumbrota is $96,818, which is 29% above the national average of $75,149. Per capita income is $39,501. The average weekly wage is $1,164, 19% lower than the U.S. average. The unemployment rate is 1.1% (below the 3.6% US average). 6.6% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,388 business establishments, including 102 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 32 minutes (longer than the 28-minute US average). 9.9% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $96,818 |
| 29% above US avg |
| Per Capita Income | $39,501 |
| Avg Weekly Wage | $1,164 |
| IRS Avg AGI | $80,551 |
| Gini Index | 0.421 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.1% |
| 69% below US avg |
| Poverty Rate | 6.6% |
| 47% below US avg |
| Establishments (County) | 1,388 |
| County GDP | $3,916M |
Business (County)
| Restaurants | 102 |
| Healthcare | 158 |
| Retail | 173 |
| Manufacturing | 92 |
Tax & Cost of Living
| Property Tax (IRS) | $4,437 |
| 27% above US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 1.88% |
Commute & Transportation
| Commute Time | 32.2 min |
| Drive Alone | 75.8% |
| Public Transit | 3.0% |
| Work from Home | 9.9% |
The median home value in Zumbrota is $235,800, 16% below the national median of $281,900. Zillow estimates the typical home value at $323,240, higher than the Census estimate. Homes sell for 98.8% of their list price. Monthly rent averages $785 (33% below the national average of $1,163). Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 76.5% of housing units are owner-occupied (above the 65.4% national rate). There are 1,755 total housing units in the city. The median year a home was built is 1969. The average annual property tax is $4,437 (higher than the $3,500 national average). 14.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.4x, well within the affordable range.
Home Values
| Census Median | $235,800 |
| 16% below US avg |
| Zillow ZHVI | $323,240 |
| Median List Price | $359,900 |
Real Estate Market (Redfin)
| Median List Price | $359,900 |
| $/Sq Ft | $204 |
| Homes Sold | 4 |
| Sale-to-List Ratio | 98.8% |
| Price Drops | 7.1% |
| Inventory | 14 |
Rental Costs
| Census Median Rent | $785 |
| 33% below US avg |
| Rent Burden | 14.9% |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 76.5% |
| Owner-Occupied | 76.5% |
| Renter-Occupied | 23.5% |
| Housing Units | 1,755 |
| Median Year Built | 1969 |
Property Tax
| Avg Tax (IRS) | $4,437 |
| 27% above US avg |
| Effective Rate | 1.88% |
In Zumbrota, 34.8% of adults are obese, above the national rate of 32.1%. 8.0% have diabetes (below the 10.5% national rate). Heart disease affects 4.8% of residents, below the national average. 27.6% have high blood pressure. 13.8% are current smokers. 21.0% report binge drinking. 22.2% are physically inactive. 24.6% report depression (above the 20.0% national average). 16.6% experience frequent mental distress. 7.2% of residents lack health insurance. The primary care physician ratio is 1:1,230. The dentist ratio is 1:2,001. 84.2% of residents have access to exercise opportunities. The food environment index is 9.2 out of 10.
Health Metrics: Zumbrota vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.8% |
| 8% above US avg |
| Diabetes | 8.0% |
| Heart Disease | 4.8% |
| High Blood Pressure | 27.6% |
| Asthma | 10.2% |
| COPD | 4.8% |
| Cancer | 7.4% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 13.8% |
| 1% below US avg |
| Binge Drinking | 21.0% |
| Physical Inactivity | 22.2% |
| Depression | 24.6% |
| Mental Distress | 16.6% |
| Physical Distress | 10.8% |
| Short Sleep | 31.1% |
Healthcare Access
| Insurance Rate | 96.9% |
| Uninsured | 7.2% |
| 16% below US avg |
| Primary Care | 1:1,230 |
| Dentists | 1:2,001 |
| Mental Health | 1:739 |
| Checkup Rate | 71.5% |
| Dental Visits | 72.1% |
| Premature Death | 6,296/100K |
Food & Exercise
| Food Environment | 9.2/10 |
| Exercise Access | 84.2% |
| Healthcare Facilities | 158 |
Zumbrota has a violent crime rate of 58 per 100,000 residents, 85% below the national average of 380. This breaks down to aggravated assault at 28.8 per 100,000, robbery at 0.0, rape at 28.8. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 1,208 per 100,000, 38% below the U.S. average. This includes larceny/theft at 949, burglary at 144, vehicle theft at 115 per 100,000 residents. The county recorded 5 fatal traffic crashes. Overall, Zumbrota receives a safety grade of F.
Crime Rates: Zumbrota vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 57.5/100K |
| 85% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 28.8/100K |
| Robbery | 0.0/100K |
| Assault | 28.8/100K |
Property Crime
| Total Property | 1,207.9/100K |
| 38% below US avg |
| Burglary | 143.8/100K |
| Theft | 949.1/100K |
| Vehicle Theft | 115.0/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
| Traffic Accidents | 538 |
| Avg Accident Severity | 2.1 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Zumbrota has a cool climate with an average annual temperature of 44°F (7°C). Winters average 13°F in January while summers reach 71°F in July. The area gets 270 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 35.2 inches. The area receives 43.5 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 974 feet.
Temperature
13°F Jan (-10°C)
71°F Jul (21°C)
| Annual Average | 44.0°F |
| 19% below US avg |
| January Average | 13°F (-10°C) |
| July Average | 71°F (21°C) |
| Sunny Days | 270 days/yr |
Geography
| Elevation | 974 ft (297 m) |
| Area | 2.7 sq mi (6.9 km²) |
| Population Density | 1,344/sq mi |
| Coordinates | 44.2952°N, 92.6729°W |
| Timezone | America/Chicago |
| County | Goodhue County County |
| Nearest Airport | Rochester International (RST)
28 miles away |
Precipitation & Snow
Annual Rainfall
35.2"
7% below US avg
Wettest Month (Jul)
4.33"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 43.3 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 99.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.8. Most recent: M2.8 on Apr 25, 2017.
| Apr 25, 2017 |
Near Mankato, Minnesota |
M2.8 |
107 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
507 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 59 fatalities, 906 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 4, 1958 |
EF5 |
73 km |
21 |
| Apr 30, 1967 |
EF4 |
87 km |
6 |
| May 6, 1965 |
EF4 |
95 km |
6 |
| May 6, 1965 |
EF4 |
92 km |
0 |
| May 6, 1965 |
EF4 |
95 km |
3 |
| Sep 16, 1962 |
EF4 |
40 km |
0 |
| May 10, 1953 |
EF4 |
97 km |
2 |
| Jun 17, 2010 |
EF3 |
61 km |
0 |
| Jun 17, 2010 |
EF3 |
89 km |
0 |
| Jun 17, 2010 |
EF3 |
75 km |
0 |
| Jun 11, 2004 |
EF3 |
100 km |
0 |
| May 15, 1998 |
EF3 |
74 km |
0 |
| Jul 27, 1987 |
EF3 |
31 km |
0 |
| Jun 7, 1984 |
EF3 |
88 km |
0 |
| Apr 26, 1984 |
EF3 |
92 km |
1 |
| May 17, 1982 |
EF3 |
93 km |
0 |
| Jun 14, 1981 |
EF3 |
75 km |
1 |
| May 24, 1958 |
EF3 |
98 km |
0 |
| Sep 12, 1951 |
EF3 |
60 km |
0 |
| Jul 20, 1951 |
EF3 |
96 km |
5 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
6 wildfires (100+ acres) within 100 km.
Largest: SNAKE TRAIL (1,496 ac, 2024).
| Year |
Name |
Acres |
Distance |
| 2024 |
SNAKE TRAIL |
1,496 |
64 km |
| 2007 |
BEAVER CUTOFF |
982 |
57 km |
| 2004 |
EAGAN |
925 |
74 km |
| 1990 |
UNNAMED |
598 |
58 km |
| 1995 |
LV 68 CARVER |
532 |
89 km |
| 1990 |
UNNAMED |
513 |
73 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
13°F (-10°C) |
1.0 in |
Coldest |
| February |
18°F (-8°C) |
0.8 in |
Driest |
| March |
31°F (-1°C) |
1.9 in |
|
| April |
45°F (7°C) |
3.1 in |
|
| May |
58°F (14°C) |
3.9 in |
|
| June |
67°F (19°C) |
4.2 in |
|
| July |
71°F (21°C) |
4.3 in |
Warmest, Wettest |
| August |
69°F (20°C) |
4.2 in |
|
| September |
60°F (16°C) |
3.5 in |
|
| October |
48°F (9°C) |
2.6 in |
|
| November |
32°F (-0°C) |
2.1 in |
|
| December |
18°F (-8°C) |
1.1 in |
|
Zumbrota has a seasonal temperature swing of 57°F / from 13°F in January to 71°F in July. Total annual precipitation is 32.6 inches, with July being the wettest month (4.3") and February the driest (0.8").
Average costs for common services in Zumbrota. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148–$394) |
| Specialist Visit |
$345 ($197–$542) |
| Urgent Care Visit |
$197 ($99–$345) |
| Emergency Room Visit |
$2,169 ($789–$4,930) |
| Dental Cleaning |
$128 ($74–$197) |
| Dental Filling |
$247 ($148–$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25–$74) |
| Oil Change (Synthetic) |
$74 ($49–$118) |
| Brake Pad Replacement |
$296 ($148–$493) |
| Tire Rotation |
$39 ($20–$74) |
| New Tires (Set of 4) |
$592 ($394–$986) |
| Battery Replacement |
$197 ($99–$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59–$148) |
| Electrician (Per Hour) |
$89 ($49–$138) |
| HVAC Repair |
$394 ($148–$789) |
| HVAC System Install |
$6,902 ($3,944–$11,832) |
| Roof Repair |
$986 ($394–$1,972) |
| Roof Replacement |
$8,874 ($5,423–$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493–$3,451) |
| Divorce (Contested) |
$14,790 ($4,930–$29,580) |
| DUI Defense |
$4,930 ($1,972–$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789–$2,958) |
| Will Preparation |
$493 ($197–$986) |
| Trust Preparation |
$2,465 ($986–$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$44) |
| Women's Haircut |
$54 ($30–$99) |
| Hair Coloring (Full) |
$148 ($74–$247) |
| Manicure |
$25 ($15–$44) |
| Pedicure |
$39 ($25–$64) |
| Massage (1 Hour) |
$79 ($49–$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96–$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47–$4.93) |
| Loaf of Bread |
$3.75 ($2.47–$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96–$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94–$7.40) |
| Rice (per lb) |
$0.99 ($0.59–$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79–$247) |
| Natural Gas (Monthly) |
$69 ($30–$148) |
| Water/Sewer (Monthly) |
$69 ($39–$118) |
| Internet (Monthly) |
$69 ($39–$99) |
| Cell Phone Plan (Monthly) |
$64 ($30–$99) |
| Cable TV (Monthly) |
$84 ($49–$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74–$493) |
| Car Insurance (Annual) |
$1,972 ($1,183–$3,451) |
| Bus Pass (Monthly) |
$69 ($30–$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89–$25) |
| Car Registration (Annual) |
$99 ($30–$247) |
| Driver's License Renewal |
$30 ($15–$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592–$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493–$1,972) |
| After-School Care (Monthly) |
$394 ($197–$690) |
| Tutoring (Per Hour) |
$49 ($25–$99) |
| SAT/ACT Prep Course |
$986 ($394–$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930–$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30–$99) |
| Dog Vaccination (Annual) |
$99 ($49–$197) |
| Dog Grooming |
$59 ($30–$99) |
| Pet Boarding (Per Night) |
$39 ($20–$74) |
| Dog Spay/Neuter |
$296 ($148–$493) |
| Cat Spay/Neuter |
$197 ($99–$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,070 |
| Toddler | $945 |
| Preschool | $891 |
| Family Childcare (monthly) |
| Infant | $765 |
| Toddler | $650 |
| Preschool | $664 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Zumbrota
What is the population of Zumbrota?
Zumbrota has a population of 3,843 residents and is located in Minnesota. The population density is 1,344 people per square mile, spread across 2.7 square miles. The median age of residents is 41.5 years, which is older than the national median of 38.9 years. The population is 51.9% female and 48.1% male.
Is Zumbrota expensive to live in?
Zumbrota has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $96,818, 29% above the national average of $75,149. The median home value is $235,800 (16% below the U.S. median). Renters pay a median of $785 per month, below the national average of $1,163. The home price-to-income ratio is 2.4x, indicating housing is reasonably affordable relative to local income levels.
Is Zumbrota safe?
Zumbrota is considered a very safe city with a violent crime rate of 58 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,208 per 100,000 (below the national average). Overall, Zumbrota receives a safety grade of F based on combined crime data.
What is the weather like in Zumbrota?
Zumbrota has a cool climate with an average annual temperature of 44°F (7°C). Winter temperatures average 13°F in January, while summers reach an average of 71°F in July. The area receives 270 sunny days per year, well above the national average of 205. Annual rainfall totals 35.2 inches, with 43.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Zumbrota?
The job market in Zumbrota is very strong, with unemployment at just 1.1% / well below the national rate of 3.6%. The average weekly wage is $1,164. There are 1,388 business establishments in the area, including 102 restaurants and food service locations. The average commute time is 32 minutes, and 9.9% of workers work from home.
How much does housing cost in Zumbrota?
The median home value in Zumbrota is $235,800. Zillow estimates the typical home value at $323,240. For renters, the median monthly rent is $785. Fair market rent is $899 for a 1-bedroom and $1,125 for a 2-bedroom apartment. The homeownership rate is 76.5%. The average annual property tax is $4,437.
How are the schools in Zumbrota?
Schools in Zumbrota score 6.3 out of 10 on standardized testing, near the national average. 34.0% of adults in Zumbrota hold a bachelor's degree or higher, above the national average of 33.7%. 94.7% have completed high school. 9.8% hold a graduate or professional degree.
How healthy is Zumbrota?
The obesity rate in Zumbrota is 34.8% (above the national rate of 32.1%). 13.8% of adults are smokers. 22.2% are physically inactive. 24.6% of residents report depression. 7.2% lack health insurance (below the national rate). 84.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,230.
What is transportation like in Zumbrota?
The average commute in Zumbrota is 32 minutes, longer than the national average of 28 minutes. 75.8% of workers drive alone to work, 3% use public transit, and 9.9% work from home.
What are the demographics of Zumbrota?
The racial and ethnic makeup of Zumbrota is 92.9% White. 98.8% of residents speak only English at home. 8.6% of the population are military veterans. 9.3% of residents have a disability. 96.9% have health insurance coverage.
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