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Most Affordable Cities in Tennessee

The lowest cost of living across home prices, rent, services and rent burden.

Retirees Remote Workers Families Young Professionals Affordability All Rankings →
All United States  ·  Tennessee

How We Score

Each metric is normalized 0-100 across U.S. cities, then weighted and summed. Cities missing any metric are excluded.

Home Prices · 30% Rent · 20% Cost Index · 25% Rent Burden · 15% Jobs · 10%

Top 12 Affordability Cities in Tennessee

Ranked by composite score across 5 weighted metrics.

#1
Score 71
Olivet, TN
1,609 residents
Home Prices $136,400
Rent $767
Cost Index 92
#2
Score 69.8
Strawberry Plains, TN
2,531 residents
Home Prices $180,000
Rent $676
Cost Index 92
#3
Score 68.9
Unionville, TN
1,751 residents
Home Prices $260,300
Rent $687
Cost Index 92
#4
Score 68.5
Park City, TN
3,268 residents
Home Prices $174,100
Rent $757
Cost Index 92
#5
Score 68.4
Coalmont, TN
1,103 residents
Home Prices $138,400
Rent $575
Cost Index 92
#6
Score 68.3
Collinwood, TN
1,044 residents
Home Prices $89,100
Rent $473
Cost Index 92
#7
Score 67.6
Rutherford, TN
1,203 residents
Home Prices $91,500
Rent $718
Cost Index 92
#8
Score 67.6
New Tazewell, TN
2,779 residents
Home Prices $162,500
Rent $690
Cost Index 92
#9
Score 67.5
Selmer, TN
4,456 residents
Home Prices $111,600
Rent $671
Cost Index 92
#10
Score 67.2
Gleason, TN
1,179 residents
Home Prices $83,700
Rent $668
Cost Index 92
#11
Score 67.2
Hunter, TN
1,997 residents
Home Prices $163,100
Rent $684
Cost Index 92
#12
Score 67.1
New Johnsonville, TN
1,930 residents
Home Prices $138,200
Rent $842
Cost Index 92

Full Ranking, Tennessee

Top 50 cities. Click any city to see its full profile.

1 Olivet TN 71
2 Strawberry Plains TN 69.8
3 Unionville TN 68.9
4 Park City TN 68.5
5 Coalmont TN 68.4
6 Collinwood TN 68.3
7 Rutherford TN 67.6
8 New Tazewell TN 67.6
9 Selmer TN 67.5
10 Gleason TN 67.2
11 Hunter TN 67.2
12 New Johnsonville TN 67.1
13 New Market TN 67.1
14 South Fulton TN 67
15 Dresden TN 67
16 Newbern TN 66.7
17 Loretto TN 66.7
18 Sharon TN 66.5
19 Byrdstown TN 66.4
20 Trezevant TN 66.1
21 Lone Oak TN 66
22 Spencer TN 66
23 Bruceton TN 65.9
24 Ridgely TN 65.8
25 Kimball TN 65.8
26 Alamo TN 65.8
27 Troy TN 65.7
28 Livingston TN 65.7
29 Tusculum TN 65.7
30 Luttrell TN 65.6
31 Tiptonville TN 65.6
32 Pikeville TN 65.5
33 Winfield TN 65.5
34 Whitwell TN 65.5
35 Lake Tansi TN 65.4
36 Falling Water TN 65.3
37 Jamestown TN 65.3
38 Paris TN 65.2
39 Hampton TN 65.2
40 Vonore TN 65.2
41 Clifton TN 65.1
42 Tracy City TN 65
43 Dyer TN 65
44 Bradford TN 65
45 Kenton TN 64.6
46 Henderson TN 64.6
47 Gray TN 64.6
48 Woodbury TN 64.6
49 Oneida TN 64.6
50 Newport TN 64.5

Olivet, TN tops the list with a composite score of 71 out of 100, followed by Strawberry Plains and Unionville. TN dominates the top 12 with 12 cities, reflecting strong performance across the weighted metrics for affordability.

Rankings combine 5 independent metrics: Home Prices, Rent, Cost Index, Rent Burden, Jobs. Cities are weighted to reflect what matters most to affordability, and any city missing one or more metrics is excluded to avoid artificially inflated rankings.

Explore Other Best Cities Rankings

Best Cities for Retirees
Low crime, warm climate, affordable cost of living and strong healthcare access.
Best Cities for Remote Workers
Strong broadband, affordable rent, low traffic and existing remote-work culture.
Best Cities for Families
Strong schools, low crime, affordable homes and family-friendly commutes.
Best Cities for Young Professionals
High incomes, educated peers, transit access and an under-35 demographic.

Related Single-Metric Rankings

Lowest Rent → Lowest Income → Safest Cities →