Median Income
$46,905
38% lower than US avg
Home Value
$96,700
66% lower than US avg
Violent Crime
98/100K
74% lower than US avg
Bachelor's+
22.7%
33% lower than US avg
Median Rent
$520
55% lower than US avg
Obesity Rate
40.9%
27% higher than US avg
Unemployment
1.7%
53% lower than US avg
Poverty Rate
11.1%
10% lower than US avg
How Albany Compares to the U.S. Average (100% = U.S. avg)
People
Population1,855
Median Age40.7 yrs
Density760/mi²
Male / Female48% / 52%
Largest GroupWhite 97%
Veterans10.4%
Economy
B+
Median Income$46,905
Per Capita$24,618
Unemployment1.7%
Poverty11.1%
Commute19 min
Housing
A+
Home Value$96,700
Rent$520
Ownership68.9%
Zillow$124,423
Housing Units902
Rent Burden21.2%
Crime
C
Violent98/100K
Property0/100K
Health
Obesity40.9%
Uninsured9.7%
Smoking19.0%
Depression26.6%
Heart Disease6.1%
Climate
Avg Temp52°F (11°C)
AQI41 (Good)
Rain35.3 in/yr
Sunny Days272/yr
Elevation906 ft (276 m)
Education
C+
Bachelor's+22.7%
High School+92.3%
Graduate+9.0%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute19 min
Broadband89.2%
EV Stations4
Is Albany a Good Place to Live?
Based on current data, Albany receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Albany offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Albany is $46,905, 38% below the national average of $75,149. The job market is very strong with unemployment at just 1.7%. 11.1% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Albany is $96,700, 66% below the national median / offering relatively affordable homeownership. Renters pay a median of $520 per month, below the national average / a plus for affordability. At just 2.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Albany is a very safe community with a violent crime rate of 98 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 0 per 100,000, 100% below the national average.
Education
22.7% of residents hold a bachelor's degree, below the national average of 33.7%. 92.3% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Albany experiences four distinct seasons with an average temperature of 52°F. Winters average 24°F in January while summers reach 77°F in July. With 272 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 35.3 inches. Air quality is rated Good with a median AQI of 41.
Albany has a population of 1,855 with a density of 760 people per square mile, spread across 2.4 square miles. The median age is 40.7 years, 5% older than the national median of 38.9. The gender split is 51.9% female and 48.1% male. The city is predominantly White (96.9%), with 1.3% Hispanic. English is the primary language spoken at home by 98.8% of residents. 10.4% of the population are veterans, above the national rate of 6.0%. 19.7% of residents have a disability (above the 13.0% national average). 89.0% have health insurance coverage.
Population
40.7yrs
Median Age
5% above US avg
Language Spoken at Home
English Only
98.8%
26% above US avg
Spanish
1.2%
91% below US avg
The median household income in Albany is $46,905, which is 38% below the national average of $75,149. Per capita income is $24,618 (below the $39,052 national figure). The unemployment rate is 1.7% (below the 3.6% US average). 11.1% of residents live below the poverty line. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 19 minutes (shorter than the 28-minute US average). 6.9% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $46,905 |
| 38% below US avg |
| Per Capita Income | $24,618 |
Employment & Poverty
| Unemployment | 1.7% |
| 53% below US avg |
| Poverty Rate | 11.1% |
| 10% below US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 18.6 min |
| Drive Alone | 80.6% |
| Public Transit | 0.0% |
| Work from Home | 6.9% |
The median home value in Albany is $96,700, 66% below the national median of $281,900. Zillow estimates the typical home value at $124,423, higher than the Census estimate. Monthly rent averages $520 (55% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 68.9% of housing units are owner-occupied. There are 902 total housing units in the city. The median year a home was built is 1972. 21.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.1x, well within the affordable range.
Home Values
| Census Median | $96,700 |
| 66% below US avg |
| Zillow ZHVI | $124,423 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $520 |
| 55% below US avg |
| Rent Burden | 21.2% |
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 68.9% |
| Owner-Occupied | 68.9% |
| Renter-Occupied | 31.1% |
| Housing Units | 902 |
| Median Year Built | 1972 |
Property Tax
In Albany, 40.9% of adults are obese, above the national rate of 32.1%. 10.5% have diabetes. Heart disease affects 6.1% of residents. 33.3% have high blood pressure. 19.0% are current smokers (above the 14.0% national rate). 17.5% report binge drinking. 30.7% are physically inactive, above the national average. 26.6% report depression (above the 20.0% national average). 19.8% experience frequent mental distress. 9.7% of residents lack health insurance.
Health Metrics: Albany vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.9% |
| 27% above US avg |
| Diabetes | 10.5% |
| Heart Disease | 6.1% |
| High Blood Pressure | 33.3% |
| Asthma | 11.1% |
| COPD | 8.3% |
| Cancer | 7.5% |
| Stroke | 3.3% |
Behaviors & Mental Health
| Smoking | 19.0% |
| 36% above US avg |
| Binge Drinking | 17.5% |
| Physical Inactivity | 30.7% |
| Depression | 26.6% |
| Mental Distress | 19.8% |
| Physical Distress | 14.8% |
| Short Sleep | 38.1% |
Healthcare Access
| Insurance Rate | 89.0% |
| Uninsured | 9.7% |
| 13% above US avg |
| Checkup Rate | 75.3% |
| Dental Visits | 57.0% |
Food & Exercise
Albany has a violent crime rate of 98 per 100,000 residents, 74% below the national average of 380. Property crime stands at 0 per 100,000, 100% below the U.S. average. Overall, Albany receives a safety grade of C.
Crime Rates: Albany vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 98.0/100K |
| 74% below US avg |
| |
Property Crime
| Total Property | 0.0/100K |
| 100% below US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | C |
| Safety Score | 2.0 / 5.0 |
Albany experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 24°F in January while summers reach 77°F in July. The area gets 272 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 35.3 inches. The area receives 3.3 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 906 feet.
Temperature
24°F Jan (-5°C)
77°F Jul (25°C)
| Annual Average | 51.7°F |
| 4% below US avg |
| January Average | 24°F (-5°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 272 days/yr |
Geography
| Elevation | 906 ft (276 m) |
| Area | 2.4 sq mi (6.3 km²) |
| Population Density | 760/sq mi |
| Coordinates | 40.2475°N, 94.3332°W |
| Timezone | America/Chicago |
| Nearest Airport | Kansas City International (MCI)
69 miles away |
Precipitation & Snow
Annual Rainfall
35.3"
7% below US avg
Wettest Month (May)
4.41"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Earthquake History
7 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.6. Most recent: M2.5 on Jul 15, 2025.
| Dec 17, 2009 |
2 km NW of Auburn, Nebraska |
M3.6 |
131 km |
| Jul 16, 2004 |
6 km SSE of Riverton, Iowa |
M3.5 |
112 km |
| Mar 23, 2007 |
5 km N of Nortonville, Kansas |
M3.1 |
122 km |
| Feb 11, 1995 |
6 km E of Clearmont, Missouri |
M3.1 |
60 km |
| May 13, 1999 |
6 km WSW of Kansas City, Kansas |
M3.0 |
131 km |
| Mar 31, 1993 |
2 km SE of Nemaha, Nebraska |
M2.9 |
112 km |
| Jul 15, 2025 |
3 km W of Hale, Missouri |
M2.5 |
108 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
482 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 17 fatalities, 274 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 21, 2024 |
EF4 |
88 km |
5 |
| May 29, 2004 |
EF4 |
42 km |
3 |
| Apr 8, 1999 |
EF4 |
82 km |
0 |
| Apr 8, 1999 |
EF4 |
87 km |
0 |
| May 27, 1995 |
EF4 |
92 km |
0 |
| May 24, 1989 |
EF4 |
88 km |
0 |
| Jun 7, 1984 |
EF4 |
32 km |
3 |
| Jun 2, 1980 |
EF4 |
54 km |
0 |
| Mar 29, 1979 |
EF4 |
74 km |
0 |
| Apr 23, 1975 |
EF4 |
68 km |
1 |
| Apr 21, 1973 |
EF4 |
67 km |
0 |
| Apr 12, 1964 |
EF4 |
89 km |
1 |
| Apr 5, 1954 |
EF4 |
95 km |
0 |
| May 21, 2024 |
EF3 |
100 km |
0 |
| May 29, 2004 |
EF3 |
91 km |
0 |
| Apr 11, 2001 |
EF3 |
15 km |
0 |
| May 27, 1995 |
EF3 |
46 km |
0 |
| Jun 7, 1984 |
EF3 |
80 km |
0 |
| Mar 29, 1979 |
EF3 |
64 km |
0 |
| Mar 29, 1979 |
EF3 |
58 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
7 wildfires (100+ acres) within 100 km.
Largest: MOSQR-FY20-RX-WUI (964 ac, 2020).
| Year |
Name |
Acres |
Distance |
| 2020 |
MOSQR-FY20-RX-WUI |
964 |
80 km |
| 2012 |
HIGHWAY E |
897 |
88 km |
| 2016 |
SQR BM SL DESOTO 2016 WUI RX |
866 |
80 km |
| 1988 |
NORTH POOL |
698 |
81 km |
| 2020 |
UNNAMED |
645 |
80 km |
| 2009 |
UNIT 6 |
625 |
80 km |
| 2002 |
SCRDGRS 6 |
536 |
80 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-5°C) |
0.9 in |
Coldest, Driest |
| February |
30°F (-1°C) |
0.9 in |
|
| March |
41°F (5°C) |
2.4 in |
|
| April |
52°F (11°C) |
3.1 in |
|
| May |
63°F (17°C) |
4.4 in |
Wettest |
| June |
72°F (22°C) |
4.2 in |
|
| July |
77°F (25°C) |
4.3 in |
Warmest |
| August |
75°F (24°C) |
4.1 in |
|
| September |
66°F (19°C) |
4.4 in |
|
| October |
54°F (12°C) |
3.0 in |
|
| November |
40°F (4°C) |
2.1 in |
|
| December |
28°F (-2°C) |
1.4 in |
|
Albany has a seasonal temperature swing of 53°F / from 24°F in January to 77°F in July. Total annual precipitation is 35.3 inches, with May being the wettest month (4.4") and January the driest (0.9").
Average costs for common services in Albany. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136–$363) |
| Specialist Visit |
$318 ($182–$499) |
| Urgent Care Visit |
$182 ($91–$318) |
| Emergency Room Visit |
$1,998 ($726–$4,540) |
| Dental Cleaning |
$118 ($68–$182) |
| Dental Filling |
$227 ($136–$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$109) |
| Brake Pad Replacement |
$272 ($136–$454) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$545 ($363–$908) |
| Battery Replacement |
$182 ($91–$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54–$136) |
| Electrician (Per Hour) |
$82 ($45–$127) |
| HVAC Repair |
$363 ($136–$726) |
| HVAC System Install |
$6,356 ($3,632–$10,896) |
| Roof Repair |
$908 ($363–$1,816) |
| Roof Replacement |
$8,172 ($4,994–$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454–$3,178) |
| Divorce (Contested) |
$13,620 ($4,540–$27,240) |
| DUI Defense |
$4,540 ($1,816–$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726–$2,724) |
| Will Preparation |
$454 ($182–$908) |
| Trust Preparation |
$2,270 ($908–$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$91) |
| Hair Coloring (Full) |
$136 ($68–$227) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$73 ($45–$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72–$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27–$4.54) |
| Loaf of Bread |
$3.45 ($2.27–$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72–$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63–$6.81) |
| Rice (per lb) |
$0.91 ($0.54–$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73–$227) |
| Natural Gas (Monthly) |
$64 ($27–$136) |
| Water/Sewer (Monthly) |
$64 ($36–$109) |
| Internet (Monthly) |
$64 ($36–$91) |
| Cell Phone Plan (Monthly) |
$59 ($27–$91) |
| Cable TV (Monthly) |
$77 ($45–$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68–$454) |
| Car Insurance (Annual) |
$1,816 ($1,090–$3,178) |
| Bus Pass (Monthly) |
$64 ($27–$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26–$23) |
| Car Registration (Annual) |
$91 ($27–$227) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545–$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454–$1,816) |
| After-School Care (Monthly) |
$363 ($182–$636) |
| Tutoring (Per Hour) |
$45 ($23–$91) |
| SAT/ACT Prep Course |
$908 ($363–$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540–$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$91) |
| Dog Vaccination (Annual) |
$91 ($45–$182) |
| Dog Grooming |
$54 ($27–$91) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$272 ($136–$454) |
| Cat Spay/Neuter |
$182 ($91–$363) |
View all 9 services
Frequently Asked Questions About Albany
What is the population of Albany?
Albany has a population of 1,855 residents and is located in Missouri. The population density is 760 people per square mile, spread across 2.4 square miles. The median age of residents is 40.7 years. The population is 51.9% female and 48.1% male.
Is Albany expensive to live in?
Albany is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $46,905, 38% below the national average of $75,149. The median home value is $96,700 (66% below the U.S. median). Renters pay a median of $520 per month, below the national average of $1,163. The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.
Is Albany safe?
Albany is considered a very safe city with a violent crime rate of 98 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 0 per 100,000 (below the national average). Overall, Albany receives a safety grade of C based on combined crime data.
What is the weather like in Albany?
Albany has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 24°F in January, while summers reach an average of 77°F in July. The area receives 272 sunny days per year, well above the national average of 205. Annual rainfall totals 35.3 inches, with 3.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Albany?
The job market in Albany is very strong, with unemployment at just 1.7% / well below the national rate of 3.6%. The average commute time is 19 minutes, and 6.9% of workers work from home.
How much does housing cost in Albany?
The median home value in Albany is $96,700. Zillow estimates the typical home value at $124,423. For renters, the median monthly rent is $520. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment. The homeownership rate is 68.9%.
How are the schools in Albany?
Schools in Albany score 5.5 out of 10 on standardized testing, near the national average. 22.7% of adults in Albany hold a bachelor's degree or higher, below the national average of 33.7%. 92.3% have completed high school. 9.0% hold a graduate or professional degree.
How healthy is Albany?
The obesity rate in Albany is 40.9% (above the national rate of 32.1%). 19.0% of adults are smokers. 30.7% are physically inactive. 26.6% of residents report depression. 9.7% lack health insurance.
What is transportation like in Albany?
The average commute in Albany is 19 minutes, shorter than the national average of 28 minutes. 80.6% of workers drive alone to work, and 6.9% work from home.
What are the demographics of Albany?
The racial and ethnic makeup of Albany is 96.9% White, 1.3% Hispanic or Latino. 98.8% of residents speak only English at home. 10.4% of the population are military veterans. 19.7% of residents have a disability. 89.0% have health insurance coverage.
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