Albany, MO — City Data & Statistics

Median Income $46,905

38% lower than US avg

Home Value $96,700

66% lower than US avg

Bachelor's+ 22.7%

33% lower than US avg

Median Rent $520

55% lower than US avg

Obesity Rate 40.9%

27% higher than US avg

Unemployment 1.7%

53% lower than US avg

Poverty Rate 11.1%

10% lower than US avg

How Albany Compares to the U.S. Average (100% = U.S. avg)

People

Population1,855

Median Age40.7 yrs

Density760/mi²

Male / Female48% / 52%

Largest GroupWhite 97%

Veterans10.4%

Economy

B+

Median Income$46,905

Per Capita$24,618

Unemployment1.7%

Poverty11.1%

Commute19 min

Housing

A+

Home Value$96,700

Rent$520

OwnershipN/A

Zillow$124,423

Housing Units902

Rent Burden21.2%

Health

Obesity40.9%

Uninsured9.7%

Smoking19.0%

Depression26.6%

Heart Disease6.1%

Climate

Avg Temp52°F (11°C)

AQI41 (Good)

Rain35.3 in/yr

Sunny Days272/yr

Elevation906 ft (276 m)

Education

C+

Bachelor's+22.7%

High School+92.3%

Graduate+9.0%

School Score5.51

Community

2024 VoteR 77% / D 22%

Commute19 min

Broadband89.2%

Is Albany a Good Place to Live?

Based on current data, Albany receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Albany offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Albany is $46,905, 38% below the national average of $75,149. The job market is very strong with unemployment at just 1.7%. 11.1% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Albany is $96,700, 66% below the national median — offering relatively affordable homeownership. Renters pay a median of $520 per month, below the national average — a plus for affordability. At just 2.1x median income, home prices are very affordable relative to local earnings.

Education

22.7% of residents hold a bachelor's degree, below the national average of 33.7%. 92.3% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Albany experiences four distinct seasons with an average temperature of 52°F. Winters average 24°F in January while summers reach 77°F in July. With 272 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 35.3 inches. Air quality is rated Good with a median AQI of 41.

Albany has a population of 1,855 with a density of 760 people per square mile, spread across 2.4 square miles. The median age is 40.7 years, 5% older than the national median of 38.9. The gender split is 51.9% female and 48.1% male. The city is predominantly White (96.9%), with 1.3% Hispanic. English is the primary language spoken at home by 98.8% of residents. 10.4% of the population are veterans, above the national rate of 6.0%. 19.7% of residents have a disability (above the 13.0% national average). 89.0% have health insurance coverage.

Population

1,855

Total Population

760

People / sq mi

40.7yrs

Median Age

5% above US avg

2.4mi²

Land Area

Gender Distribution

Male 48.1%

Female 51.9%

Race & Ethnicity

Albany vs U.S. Average

Language Spoken at Home

English Only	98.8%
	26% above US avg
Spanish	1.2%
	91% below US avg

Social Characteristics

Albany vs U.S. Average

The median household income in Albany is $46,905, which is 38% below the national average of $75,149. Per capita income is $24,618 (below the $39,052 national figure). The unemployment rate is 1.7% (below the 3.6% US average). 11.1% of residents live below the poverty line. The cost of living index is 90.8, below the national baseline of 100 — offering relatively affordable living. Workers commute an average of 19 minutes (shorter than the 28-minute US average). 6.9% of workers work from home (below the 15.2% national rate).

Income: Albany vs U.S.

Commute Mode

Income

Median HH Income	$46,905
	38% below US avg
Per Capita Income	$24,618

Employment & Poverty

Unemployment	1.7%
	53% below US avg
Poverty Rate	11.1%
	10% below US avg

Business (County)

Tax & Cost of Living


Cost of Living	90.80 (100=avg)

Commute & Transportation

Commute Time	18.6 min
Drive Alone	80.6%
Public Transit	0.0%
Work from Home	6.9%

Walkability

The median home value in Albany is $96,700, 66% below the national median of $281,900. Zillow estimates the typical home value at $124,423, higher than the Census estimate. Monthly rent averages $520 (55% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. There are 902 total housing units in the city. The median year a home was built is 1972. 21.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.1x, well within the affordable range.

Home Value Sources

Ownership Split

Home Values

Census Median	$96,700
	66% below US avg
Zillow ZHVI	$124,423

Real Estate Market (Redfin)

Rental Costs

Census Median Rent	$520
	55% below US avg
Rent Burden	21.2%

HUD Fair Market Rent

Studio	$732
1 Bedroom	$775
2 Bedrooms	$970
3 Bedrooms	$1,265
4 Bedrooms	$1,457

Ownership & Property

Owner-Occupied	68.9%
Housing Units	902
Median Year Built	1972

Property Tax

In Albany, 40.9% of adults are obese, above the national rate of 32.1%. 10.5% have diabetes. Heart disease affects 6.1% of residents. 33.3% have high blood pressure. 19.0% are current smokers (above the 14.0% national rate). 17.5% report binge drinking. 30.7% are physically inactive, above the national average. 26.6% report depression (above the 20.0% national average). 19.8% experience frequent mental distress. 9.7% of residents lack health insurance.

Health Metrics: Albany vs U.S. Average (%)

Chronic Conditions

Obesity	40.9%
	27% above US avg
Diabetes	10.5%
Heart Disease	6.1%
High Blood Pressure	33.3%
Asthma	11.1%
COPD	8.3%
Cancer	7.5%
Stroke	3.3%

Behaviors & Mental Health

Smoking	19.0%
	36% above US avg
Binge Drinking	17.5%
Physical Inactivity	30.7%
Depression	26.6%
Mental Distress	19.8%
Physical Distress	14.8%
Short Sleep	38.1%

Healthcare Access

Insurance Rate	89.0%
Uninsured	9.7%
	13% above US avg
Checkup Rate	75.3%
Dental Visits	57.0%

Food & Exercise

Albany experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 24°F in January while summers reach 77°F in July. The area gets 272 sunny days per year, well above the U.S. average of 205 — making it one of the sunnier locations in the country. Annual precipitation totals 35.3 inches. The area receives 3.3 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 906 feet.

Temperature

24°F Jan (-5°C) 77°F Jul (25°C)

Annual Average	51.7°F
	4% below US avg
January Average	24°F (-5°C)
July Average	77°F (25°C)
Sunny Days	272 days/yr

Precipitation & Snow

Annual Rainfall	35.3 inches
	7% below US avg
Snowfall	3.3 inches/yr

Air Quality

AQI Median	41.0
Rating	Good

Geography

Elevation	906 ft (276 m)
Area	2.4 sq mi (6.3 km²)
Population Density	760/sq mi
Coordinates	40.2475°N, 94.3332°W
Timezone	America/Chicago

Monthly Weather

Month	Avg Temperature	Precipitation	Summary
January	24°F (-5°C)	0.9 in	Coldest, Driest
February	30°F (-1°C)	0.9 in
March	41°F (5°C)	2.4 in
April	52°F (11°C)	3.1 in
May	63°F (17°C)	4.4 in	Wettest
June	72°F (22°C)	4.2 in
July	77°F (25°C)	4.3 in	Warmest
August	75°F (24°C)	4.1 in
September	66°F (19°C)	4.4 in
October	54°F (12°C)	3.0 in
November	40°F (4°C)	2.1 in
December	28°F (-2°C)	1.4 in

Albany has a seasonal temperature swing of 53°F — from 24°F in January to 77°F in July. Total annual precipitation is 35.3 inches, with May being the wettest month (4.4") and January the driest (0.9").

22.7% of adults hold a bachelor's degree or higher, 33% below the national average of 33.7%. 92.3% have completed high school. 9.0% hold a graduate or professional degree (below the 13.1% national rate). Area schools have an average test score of 5.5 out of 10. In the 2024 presidential election, the county voted Republican with 76.6% of the vote, a 54.2-point margin. 89.2% of households have broadband internet access. 80.6% of workers drive alone to work.

2024 Presidential Election (County)

R 76.6%

D 22.4%

Winner: Republican by 54.2 points

Education

Bachelor's Degree+	22.7%
	33% below US avg
High School+	92.3%
Graduate Degree+	9.0%
School Test Score	5.51

C+ Education Grade (2.8/5.0)

Urban-Rural Classification

Population Density	760/sq mi
Total Area	2.4 sq mi

Infrastructure & Services

Broadband Access	89.2%
Alt Fuel Stations	1

Safety & Disasters

Commute & Transportation

Avg Commute	18.6 min
Drive Alone	80.6%
Public Transit	0.0%
Work from Home	6.9%

Frequently Asked Questions About Albany

What is the population of Albany?

Albany has a population of 1,855 residents and is located in Missouri. The population density is 760 people per square mile, spread across 2.4 square miles. The median age of residents is 40.7 years. The population is 51.9% female and 48.1% male.

Is Albany expensive to live in?

Albany is more affordable than the national average, with a cost of living index of 90.8 — below the baseline of 100. The median household income is $46,905, 38% below the national average of $75,149. The median home value is $96,700 (66% below the U.S. median). Renters pay a median of $520 per month, below the national average of $1,163. The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.

What is the weather like in Albany?

Albany has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 24°F in January, while summers reach an average of 77°F in July. The area receives 272 sunny days per year, well above the national average of 205. Annual rainfall totals 35.3 inches, with 3.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.

How is the job market in Albany?

The job market in Albany is very strong, with unemployment at just 1.7% — well below the national rate of 3.6%. The average commute time is 19 minutes, and 6.9% of workers work from home.

How much does housing cost in Albany?

The median home value in Albany is $96,700. Zillow estimates the typical home value at $124,423. For renters, the median monthly rent is $520. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment.

How are the schools in Albany?

Schools in Albany score 5.5 out of 10 on standardized testing, near the national average. 22.7% of adults in Albany hold a bachelor's degree or higher, below the national average of 33.7%. 92.3% have completed high school. 9.0% hold a graduate or professional degree.

How healthy is Albany?

The obesity rate in Albany is 40.9% (above the national rate of 32.1%). 19.0% of adults are smokers. 30.7% are physically inactive. 26.6% of residents report depression. 9.7% lack health insurance.

What is transportation like in Albany?

The average commute in Albany is 19 minutes, shorter than the national average of 28 minutes. 80.6% of workers drive alone to work, and 6.9% work from home.

What are the demographics of Albany?

The racial and ethnic makeup of Albany is 96.9% White, 1.3% Hispanic or Latino. 98.8% of residents speak only English at home. 10.4% of the population are military veterans. 19.7% of residents have a disability. 89.0% have health insurance coverage.

Nearby Cities

Stanberry, MO 1,190 pop · 11.3 mi Bethany, MO 3,164 pop · 16.1 mi Maysville, MO 1,106 pop · 24.8 mi Maryville, MO 10,556 pop · 29.2 mi Gallatin, MO 1,722 pop · 30.2 mi Mount Ayr, IA 1,739 pop · 32.6 mi Lamoni, IA 2,121 pop · 33.3 mi Savannah, MO 5,062 pop · 33.7 mi Cameron, MO 8,721 pop · 35.4 mi Bedford, IA 1,389 pop · 35.8 mi Hamilton, MO 1,909 pop · 39.1 mi Trenton, MO 5,542 pop · 39.6 mi Princeton, MO 1,434 pop · 41.0 mi Elwood, KS 1,169 pop · 45.3 mi

Compare Albany with another city: