Median Income
$43,322
42% lower than US avg
Home Value
$126,400
55% lower than US avg
Violent Crime
58/100K
85% lower than US avg
Bachelor's+
20.3%
40% lower than US avg
Median Rent
$761
35% lower than US avg
Obesity Rate
39.6%
23% higher than US avg
Unemployment
2.2%
39% lower than US avg
Poverty Rate
16.4%
32% higher than US avg
How Gallatin Compares to the U.S. Average (100% = U.S. avg)
People
Population1,722
Median Age36.8 yrs
Density626/mi²
Male / Female50% / 50%
Largest GroupWhite 97%
Veterans8.3%
Economy
B
Median Income$43,322
Per Capita$24,090
Unemployment2.2%
Poverty16.4%
Commute28 min
Housing
A+
Home Value$126,400
Rent$761
Ownership59.5%
Zillow$263,767
Housing Units917
Rent Burden26.8%
Crime
F
Violent58/100K
Property1,403/100K
Health
Obesity39.6%
Uninsured10.9%
Smoking21.7%
Depression28.6%
Heart Disease6.7%
Climate
Avg Temp53°F (11°C)
AQI41 (Good)
Rain36.1 in/yr
Sunny Days270/yr
Elevation928 ft (283 m)
Education
C+
Bachelor's+20.3%
High School+89.1%
Graduate+8.6%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute28 min
Broadband85.0%
EV Stations3
Is Gallatin a Good Place to Live?
Based on current data, Gallatin receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Gallatin offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Gallatin is $43,322, 42% below the national average of $75,149. The job market is very strong with unemployment at just 2.2%. The poverty rate of 16.4% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in Gallatin is $126,400, 55% below the national median / offering relatively affordable homeownership. Renters pay a median of $761 per month, below the national average / a plus for affordability. At just 2.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Gallatin is a very safe community with a violent crime rate of 58 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,403 per 100,000, 28% below the national average.
Education
20.3% of residents hold a bachelor's degree, below the national average of 33.7%. 89.1% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Gallatin experiences four distinct seasons with an average temperature of 53°F. Winters average 25°F in January while summers reach 77°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 36.1 inches. Air quality is rated Good with a median AQI of 41.
Gallatin has a population of 1,722 with a density of 626 people per square mile, spread across 2.8 square miles. The median age is 36.8 years, 5% younger than the national median of 38.9. The gender split is 49.9% female and 50.1% male. The city is predominantly White (96.6%), with 1.7% Hispanic. English is the primary language spoken at home by 97.2% of residents. 8.3% of the population are veterans, above the national rate of 6.0%. 15.9% of residents have a disability (above the 13.0% national average). 91.1% have health insurance coverage.
Population
36.8yrs
Median Age
5% below US avg
Language Spoken at Home
English Only
97.2%
24% above US avg
Spanish
2.8%
79% below US avg
The median household income in Gallatin is $43,322, which is 42% below the national average of $75,149. Per capita income is $24,090 (below the $39,052 national figure). The unemployment rate is 2.2% (below the 3.6% US average). 16.4% of residents live below the poverty line, higher than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 28 minutes. 5.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $43,322 |
| 42% below US avg |
| Per Capita Income | $24,090 |
Employment & Poverty
| Unemployment | 2.2% |
| 39% below US avg |
| Poverty Rate | 16.4% |
| 32% above US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 27.6 min |
| Drive Alone | 77.1% |
| Public Transit | 0.0% |
| Work from Home | 5.0% |
The median home value in Gallatin is $126,400, 55% below the national median of $281,900. Zillow estimates the typical home value at $263,767, higher than the Census estimate. Monthly rent averages $761 (35% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 59.5% of housing units are owner-occupied. There are 917 total housing units in the city. The median year a home was built is 1967. 26.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.9x, well within the affordable range.
Home Values
| Census Median | $126,400 |
| 55% below US avg |
| Zillow ZHVI | $263,767 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $761 |
| 35% below US avg |
| Rent Burden | 26.8% |
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 59.5% |
| Owner-Occupied | 59.5% |
| Renter-Occupied | 40.5% |
| Housing Units | 917 |
| Median Year Built | 1967 |
Property Tax
In Gallatin, 39.6% of adults are obese, above the national rate of 32.1%. 11.4% have diabetes. Heart disease affects 6.7% of residents, above the national average. 34.9% have high blood pressure. 21.7% are current smokers (above the 14.0% national rate). 17.1% report binge drinking. 33.1% are physically inactive, above the national average. 28.6% report depression (above the 20.0% national average). 21.2% experience frequent mental distress. 10.9% of residents lack health insurance (above the 8.6% national rate).
Health Metrics: Gallatin vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.6% |
| 23% above US avg |
| Diabetes | 11.4% |
| Heart Disease | 6.7% |
| High Blood Pressure | 34.9% |
| Asthma | 11.6% |
| COPD | 9.6% |
| Cancer | 7.4% |
| Stroke | 3.7% |
Behaviors & Mental Health
| Smoking | 21.7% |
| 55% above US avg |
| Binge Drinking | 17.1% |
| Physical Inactivity | 33.1% |
| Depression | 28.6% |
| Mental Distress | 21.2% |
| Physical Distress | 16.3% |
| Short Sleep | 39.6% |
Healthcare Access
| Insurance Rate | 91.1% |
| Uninsured | 10.9% |
| 27% above US avg |
| Checkup Rate | 75.2% |
| Dental Visits | 51.9% |
Food & Exercise
Gallatin has a violent crime rate of 58 per 100,000 residents, 85% below the national average of 380. Property crime stands at 1,403 per 100,000, 28% below the U.S. average. Overall, Gallatin receives a safety grade of F.
Crime Rates: Gallatin vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 58.5/100K |
| 85% below US avg |
| |
Property Crime
| Total Property | 1,402.7/100K |
| 28% below US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Gallatin experiences four distinct seasons with an average annual temperature of 53°F (11°C). Winters average 25°F in January while summers reach 77°F in July. The area gets 270 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 36.1 inches. The area receives 3.7 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 928 feet.
Temperature
25°F Jan (-4°C)
77°F Jul (25°C)
| Annual Average | 52.5°F |
| 3% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 270 days/yr |
Geography
| Elevation | 928 ft (283 m) |
| Area | 2.8 sq mi (7.2 km²) |
| Population Density | 626/sq mi |
| Coordinates | 39.9148°N, 93.9622°W |
| Timezone | America/Chicago |
| Nearest Airport | Kansas City International (MCI)
58 miles away |
Precipitation & Snow
Annual Rainfall
36.1"
5% below US avg
Wettest Month (Sep)
4.57"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Earthquake History
4 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.1. Most recent: M2.5 on Jul 15, 2025.
| Mar 23, 2007 |
5 km N of Nortonville, Kansas |
M3.1 |
128 km |
| Feb 11, 1995 |
6 km E of Clearmont, Missouri |
M3.1 |
107 km |
| May 13, 1999 |
6 km WSW of Kansas City, Kansas |
M3.0 |
111 km |
| Jul 15, 2025 |
3 km W of Hale, Missouri |
M2.5 |
61 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
424 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 14 fatalities, 231 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 29, 2004 |
EF4 |
25 km |
3 |
| May 4, 2003 |
EF4 |
88 km |
0 |
| Jun 7, 1984 |
EF4 |
57 km |
3 |
| Jun 2, 1980 |
EF4 |
79 km |
0 |
| May 4, 1977 |
EF4 |
83 km |
0 |
| May 4, 1977 |
EF4 |
66 km |
0 |
| Apr 23, 1975 |
EF4 |
24 km |
1 |
| Apr 21, 1973 |
EF4 |
58 km |
0 |
| Apr 21, 1967 |
EF4 |
72 km |
0 |
| May 2, 2008 |
EF3 |
83 km |
0 |
| May 29, 2004 |
EF3 |
86 km |
0 |
| Apr 11, 2001 |
EF3 |
62 km |
0 |
| May 27, 1995 |
EF3 |
73 km |
0 |
| Apr 23, 1975 |
EF3 |
56 km |
0 |
| May 5, 1971 |
EF3 |
81 km |
0 |
| May 5, 1971 |
EF3 |
87 km |
0 |
| Jun 26, 1969 |
EF3 |
100 km |
0 |
| Apr 21, 1967 |
EF3 |
52 km |
0 |
| Jan 24, 1967 |
EF3 |
94 km |
2 |
| Apr 16, 1960 |
EF3 |
59 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: HIGHWAY E (897 ac, 2012).
| Year |
Name |
Acres |
Distance |
| 2012 |
HIGHWAY E |
897 |
42 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
1.2 in |
Coldest |
| February |
31°F (-1°C) |
1.0 in |
Driest |
| March |
42°F (5°C) |
2.6 in |
|
| April |
53°F (12°C) |
3.4 in |
|
| May |
63°F (17°C) |
4.5 in |
|
| June |
72°F (22°C) |
4.1 in |
|
| July |
77°F (25°C) |
4.1 in |
Warmest |
| August |
75°F (24°C) |
3.9 in |
|
| September |
67°F (19°C) |
4.6 in |
Wettest |
| October |
55°F (13°C) |
3.2 in |
|
| November |
41°F (5°C) |
2.1 in |
|
| December |
29°F (-2°C) |
1.5 in |
|
Gallatin has a seasonal temperature swing of 53°F / from 25°F in January to 77°F in July. Total annual precipitation is 36.2 inches, with September being the wettest month (4.6") and February the driest (1.0").
Average costs for common services in Gallatin. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136–$363) |
| Specialist Visit |
$318 ($182–$499) |
| Urgent Care Visit |
$182 ($91–$318) |
| Emergency Room Visit |
$1,998 ($726–$4,540) |
| Dental Cleaning |
$118 ($68–$182) |
| Dental Filling |
$227 ($136–$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$109) |
| Brake Pad Replacement |
$272 ($136–$454) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$545 ($363–$908) |
| Battery Replacement |
$182 ($91–$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54–$136) |
| Electrician (Per Hour) |
$82 ($45–$127) |
| HVAC Repair |
$363 ($136–$726) |
| HVAC System Install |
$6,356 ($3,632–$10,896) |
| Roof Repair |
$908 ($363–$1,816) |
| Roof Replacement |
$8,172 ($4,994–$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454–$3,178) |
| Divorce (Contested) |
$13,620 ($4,540–$27,240) |
| DUI Defense |
$4,540 ($1,816–$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726–$2,724) |
| Will Preparation |
$454 ($182–$908) |
| Trust Preparation |
$2,270 ($908–$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$91) |
| Hair Coloring (Full) |
$136 ($68–$227) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$73 ($45–$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72–$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27–$4.54) |
| Loaf of Bread |
$3.45 ($2.27–$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72–$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63–$6.81) |
| Rice (per lb) |
$0.91 ($0.54–$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73–$227) |
| Natural Gas (Monthly) |
$64 ($27–$136) |
| Water/Sewer (Monthly) |
$64 ($36–$109) |
| Internet (Monthly) |
$64 ($36–$91) |
| Cell Phone Plan (Monthly) |
$59 ($27–$91) |
| Cable TV (Monthly) |
$77 ($45–$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68–$454) |
| Car Insurance (Annual) |
$1,816 ($1,090–$3,178) |
| Bus Pass (Monthly) |
$64 ($27–$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26–$23) |
| Car Registration (Annual) |
$91 ($27–$227) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545–$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454–$1,816) |
| After-School Care (Monthly) |
$363 ($182–$636) |
| Tutoring (Per Hour) |
$45 ($23–$91) |
| SAT/ACT Prep Course |
$908 ($363–$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540–$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$91) |
| Dog Vaccination (Annual) |
$91 ($45–$182) |
| Dog Grooming |
$54 ($27–$91) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$272 ($136–$454) |
| Cat Spay/Neuter |
$182 ($91–$363) |
View all 9 services
Frequently Asked Questions About Gallatin
What is the population of Gallatin?
Gallatin has a population of 1,722 residents and is located in Missouri. The population density is 626 people per square mile, spread across 2.8 square miles. The median age of residents is 36.8 years. The population is 49.9% female and 50.1% male.
Is Gallatin expensive to live in?
Gallatin is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $43,322, 42% below the national average of $75,149. The median home value is $126,400 (55% below the U.S. median). Renters pay a median of $761 per month, below the national average of $1,163. The home price-to-income ratio is 2.9x, indicating housing is reasonably affordable relative to local income levels.
Is Gallatin safe?
Gallatin is considered a very safe city with a violent crime rate of 58 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,403 per 100,000 (below the national average). Overall, Gallatin receives a safety grade of F based on combined crime data.
What is the weather like in Gallatin?
Gallatin has a four-season climate with an average annual temperature of 53°F (11°C). Winter temperatures average 25°F in January, while summers reach an average of 77°F in July. The area receives 270 sunny days per year, well above the national average of 205. Annual rainfall totals 36.1 inches, with 3.7 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Gallatin?
The job market in Gallatin is very strong, with unemployment at just 2.2% / well below the national rate of 3.6%. The average commute time is 28 minutes, and 5.0% of workers work from home.
How much does housing cost in Gallatin?
The median home value in Gallatin is $126,400. Zillow estimates the typical home value at $263,767. For renters, the median monthly rent is $761. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment. The homeownership rate is 59.5%.
How are the schools in Gallatin?
Schools in Gallatin score 5.5 out of 10 on standardized testing, near the national average. 20.3% of adults in Gallatin hold a bachelor's degree or higher, below the national average of 33.7%. 89.1% have completed high school. 8.6% hold a graduate or professional degree.
How healthy is Gallatin?
The obesity rate in Gallatin is 39.6% (above the national rate of 32.1%). 21.7% of adults are smokers. 33.1% are physically inactive. 28.6% of residents report depression. 10.9% lack health insurance (above the national rate).
What is transportation like in Gallatin?
The average commute in Gallatin is 28 minutes. 77.1% of workers drive alone to work, and 5.0% work from home.
What are the demographics of Gallatin?
The racial and ethnic makeup of Gallatin is 96.6% White, 1.7% Hispanic or Latino. 97.2% of residents speak only English at home. 8.3% of the population are military veterans. 15.9% of residents have a disability. 91.1% have health insurance coverage.
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