Median Income
$96,250
28% higher than US avg
Home Value
$187,500
33% lower than US avg
Bachelor's+
40.0%
19% higher than US avg
Obesity Rate
32.5%
1% higher than US avg
Unemployment
0.8%
78% lower than US avg
Poverty Rate
5.9%
52% lower than US avg
How Albany Compares to the U.S. Average (100% = U.S. avg)
People
Population161
Median Age42.9 yrs
Density105/mi²
Male / Female50% / 50%
Largest GroupWhite 94%
Economy
A+
Median Income$96,250
Per Capita$40,063
Unemployment0.8%
Poverty5.9%
County GDP$1,563M
Commute28 min
Housing
A+
Home Value$187,500
RentN/A
OwnershipN/A
Zillow$278,160
Health
Obesity32.5%
UninsuredN/A
Depression26.2%
Heart Disease5.6%
Climate
Avg Temp42°F
AQI31 (Good)
Rain43.8 in/yr
Elevation939 ft
Education
A
Bachelor's+40.0%
High School+90.9%
School Score6.02
Community
2024 VoteR 49% / D 48%
Commute28 min
Broadband65.0%
EV Stations1
Libraries14
Is Albany a Good Place to Live?
Based on current data, Albany receives an overall livability score of 4.7 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, affordable housing. Albany stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Albany is $96,250, 28% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.8%. Only 5.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in Albany is $187,500, 33% below the national median — offering relatively affordable homeownership. At just 1.9x median income, home prices are very affordable relative to local earnings.
Education
Educational attainment is solid, with 40.0% holding a bachelor's degree or higher, near the national average. 90.9% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Albany has a cool climate with an average annual temperature of 42°F. Winters average 14°F in January while summers reach 67°F in July. Annual precipitation totals 43.8 inches, including 98.6 inches of snow. Air quality is rated Good with a median AQI of 31.
Albany has a population of 161 with a density of 105 people per square mile. The median age is 42.9 years, 10% older than the national median of 38.9. The city is predominantly White (94.4%), with 3.1% Black.
Population
42.9yrs
Median Age
10% above US avg
Language Spoken at Home
| English Only | 100.0% |
| 27% above US avg |
| Spanish | 0.0% |
| 100% below US avg |
The median household income in Albany is $96,250, which is 28% above the national average of $75,149. The unemployment rate is 0.8% (below the 3.6% US average). 5.9% of residents live below the poverty line. Workers commute an average of 28 minutes.
Income
| Median HH Income | $96,250 |
| 28% above US avg |
| Per Capita Income | $40,063 |
| Avg Weekly Wage | $988 |
| IRS Avg AGI | $58,823 |
Employment & Poverty
| Unemployment | 0.8% |
| 78% below US avg |
| Poverty Rate | 5.9% |
| 52% below US avg |
| Establishments (County) | 1,102 |
| County GDP | $1,563M |
Business (County)
| Restaurants | 62 |
| Healthcare | 81 |
| Retail | 116 |
| Manufacturing | 34 |
Tax & Cost of Living
| Property Tax (IRS) | $6,963 |
| 99% above US avg |
| Effective Tax Rate | 3.71% |
Commute & Transportation
| Commute Time | 28.1 min |
| Work from Home | 3.6% |
The median home value in Albany is $187,500, 33% below the national average. Zillow estimates the typical home value at $278,160.
Home Values
| Census Median | $187,500 |
| 33% below US avg |
| Zillow ZHVI | $278,160 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $1,124 |
| 1 Bedroom | $1,203 |
| 2 Bedrooms | $1,487 |
| 3 Bedrooms | $1,922 |
| 4 Bedrooms | $2,111 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $6,963 |
| 99% above US avg |
| Effective Rate | 3.71% |
In Albany, 32.5% of adults are obese (above the 32.1% national rate). 26.2% report depression. 20.9% are physically inactive.
Health Metrics: Albany vs U.S. Average (%)
Chronic Conditions
| Obesity | 32.5% |
| 1% above US avg |
| Diabetes | 8.0% |
| Heart Disease | 5.6% |
| High Blood Pressure | 29.1% |
| Asthma | 11.6% |
| COPD | 6.4% |
| Stroke | 3.0% |
Behaviors & Mental Health
| |
| Binge Drinking | 18.9% |
| Physical Inactivity | 20.9% |
| Depression | 26.2% |
| Mental Distress | 18.8% |
| Physical Distress | 13.1% |
Healthcare Access
| Insurance Rate | 96.5% |
| |
| Checkup Rate | 74.7% |
| Premature Death | 8,961/100K |
Food & Exercise
| Food Environment | 8.3/10 |
| Exercise Access | 48.0% |
| Healthcare Facilities | 81 |
Crime Rates: Albany vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 7 |
| FEMA Disasters | 91 |
Safety Score
Albany has an average annual temperature of 42°F (5°C). Winters average 14°F in January while summers reach 67°F in July. Annual precipitation is 43.8 inches. Air quality is rated Good with a median AQI of 31.
Temperature
14°F Jan (-10°C)
67°F Jul (20°C)
| Annual Average | 41.8°F |
| 23% below US avg |
| January Average | 14°F (-10°C) |
| July Average | 67°F (20°C) |
Precipitation & Snow
| Annual Rainfall | 43.8 inches |
| 15% above US avg |
| Snowfall | 98.6 inches/yr |
Air Quality
| AQI Median | 31.0 |
| Rating | Good |
Geography
| Elevation | 939 ft (286 m) |
| Area | 1.5 sq mi (4.0 km²) |
| Population Density | 105/sq mi |
| Coordinates | 44.7299°N, 72.3818°W |
| County FIPS | 50019 |