Median Income
$93,043
24% higher than US avg
Home Value
$222,700
21% lower than US avg
Violent Crime
33/100K
91% lower than US avg
Bachelor's+
32.3%
4% lower than US avg
Median Rent
$832
28% lower than US avg
Obesity Rate
33.5%
4% higher than US avg
Unemployment
2.6%
28% lower than US avg
Poverty Rate
3.7%
70% lower than US avg
How Amherst Compares to the U.S. Average (100% = U.S. avg)
People
Population12,796
Median Age43.4 yrs
Density1,807/mi²
Male / Female49% / 51%
Largest GroupWhite 89%
Veterans8.1%
Economy
A+
Median Income$93,043
Per Capita$46,139
Unemployment2.6%
Poverty3.7%
County GDP$15,029M
Commute24 min
Housing
A+
Home Value$222,700
Rent$832
Ownership87.7%
Zillow$269,999
Housing Units5,094
Rent Burden31.3%
Crime
F
Violent33/100K
Property1,208/100K
Murder0.0/100K
Assault8/100K
Burglary164/100K
Health
Obesity33.5%
Uninsured6.8%
Smoking12.8%
Depression26.7%
Heart Disease5.0%
Climate
Avg Temp50°F (10°C)
AQI43 (Good)
Rain36.7 in/yr
Sunny Days275/yr
Elevation642 ft (196 m)
Education
B+
Bachelor's+32.3%
High School+95.9%
Graduate+10.5%
School Score5.85
Community
2024 VoteR 52% / D 47%
Commute24 min
Broadband89.7%
EV Stations1
Libraries16
Is Amherst a Good Place to Live?
Based on current data, Amherst receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Amherst offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Amherst is $93,043, 24% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 2.6%. Only 3.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Amherst is $222,700, 21% below the national median / offering relatively affordable homeownership. Renters pay a median of $832 per month, below the national average / a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Amherst is a very safe community with a violent crime rate of 33 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,208 per 100,000, 38% below the national average.
Education
32.3% of residents hold a bachelor's degree, below the national average of 33.7%. 95.9% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Amherst experiences four distinct seasons with an average temperature of 50°F. Winters average 27°F in January while summers reach 72°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 36.7 inches. Air quality is rated Good with a median AQI of 43.
Amherst has a population of 12,796 with a density of 1,807 people per square mile, spread across 7.1 square miles. The median age is 43.4 years, 12% older than the national median of 38.9. The gender split is 51.3% female and 48.7% male. The city is predominantly White (88.8%), with 1.3% Black. English is the primary language spoken at home by 95.9% of residents. 8.1% of the population are veterans, above the national rate of 6.0%. 13.5% of residents have a disability. 96.5% have health insurance coverage.
Population
43.4yrs
Median Age
12% above US avg
Language Spoken at Home
English Only
95.9%
22% above US avg
Spanish
4.1%
69% below US avg
The median household income in Amherst is $93,043, which is 24% above the national average of $75,149. Per capita income is $46,139 (above the $39,052 national figure). The average weekly wage is $1,072, 25% lower than the U.S. average. The unemployment rate is 2.6% (below the 3.6% US average). 3.7% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 6,969 business establishments, including 542 restaurants. The cost of living index is 92.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 24 minutes. 9.2% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $93,043 |
| 24% above US avg |
| Per Capita Income | $46,139 |
| Avg Weekly Wage | $1,072 |
| IRS Avg AGI | $73,723 |
| Gini Index | 0.462 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.6% |
| 28% below US avg |
| Poverty Rate | 3.7% |
| 70% below US avg |
| Establishments (County) | 6,969 |
| County GDP | $15,029M |
Business (County)
| Restaurants | 542 |
| Healthcare | 693 |
| Retail | 775 |
| Manufacturing | 341 |
Tax & Cost of Living
| Property Tax (IRS) | $6,154 |
| 76% above US avg |
| Cost of Living | 92.80 (100=avg) |
| Effective Tax Rate | 2.76% |
Commute & Transportation
| Commute Time | 24.4 min |
| Drive Alone | 79.9% |
| Public Transit | 0.2% |
| Work from Home | 9.2% |
The median home value in Amherst is $222,700, 21% below the national median of $281,900. Zillow estimates the typical home value at $269,999, higher than the Census estimate. Homes sell for 95.5% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $832 (28% below the national average of $1,163). Fair market rent ranges from $873 for a one-bedroom to $1,092 for a two-bedroom apartment. 87.7% of housing units are owner-occupied (above the 65.4% national rate). There are 5,094 total housing units in the city. The median year a home was built is 1971. The average annual property tax is $6,154 (higher than the $3,500 national average). 31.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.4x, well within the affordable range.
Home Values
| Census Median | $222,700 |
| 21% below US avg |
| Zillow ZHVI | $269,999 |
| Median List Price | $279,900 |
Real Estate Market (Redfin)
| Median List Price | $279,900 |
| $/Sq Ft | $167 |
| Homes Sold | 9 |
| Sale-to-List Ratio | 95.5% |
| Price Drops | 20.8% |
| Inventory | 24 |
Rental Costs
| Census Median Rent | $832 |
| 28% below US avg |
| Rent Burden | 31.3% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $873 |
| 2 Bedrooms | $1,092 |
| 3 Bedrooms | $1,388 |
| 4 Bedrooms | $1,550 |
Ownership & Property
| Homeownership | 87.7% |
| Owner-Occupied | 87.7% |
| Renter-Occupied | 12.3% |
| Housing Units | 5,094 |
| Median Year Built | 1971 |
Property Tax
| Avg Tax (IRS) | $6,154 |
| 76% above US avg |
| Effective Rate | 2.76% |
In Amherst, 33.5% of adults are obese, above the national rate of 32.1%. 9.4% have diabetes. Heart disease affects 5.0% of residents. 30.2% have high blood pressure. 12.8% are current smokers. 19.5% report binge drinking. 22.6% are physically inactive. 26.7% report depression (above the 20.0% national average). 18.0% experience frequent mental distress. 6.8% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,936. The dentist ratio is 1:2,040. 95.1% of residents have access to exercise opportunities. The food environment index is 7.6 out of 10.
Air Quality (Open-Meteo CAMS - 2026-05-25)
PM2.5
18.2
μg/m³
Fine particulate
PM10
18.5
μg/m³
Coarse particulate
NO₂
10.7
μg/m³
Nitrogen dioxide
SO₂
2.0
μg/m³
Sulphur dioxide
CO
209.0
μg/m³
Carbon monoxide
Health Metrics: Amherst vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.5% |
| 4% above US avg |
| Diabetes | 9.4% |
| Heart Disease | 5.0% |
| High Blood Pressure | 30.2% |
| Asthma | 10.8% |
| COPD | 5.5% |
| Cancer | 7.7% |
| Stroke | 2.5% |
Behaviors & Mental Health
| Smoking | 12.8% |
| 9% below US avg |
| Binge Drinking | 19.5% |
| Physical Inactivity | 22.6% |
| Depression | 26.7% |
| Mental Distress | 18.0% |
| Physical Distress | 11.7% |
| Short Sleep | 36.9% |
Healthcare Access
| Insurance Rate | 96.5% |
| Uninsured | 6.8% |
| 21% below US avg |
| Primary Care | 1:1,936 |
| Dentists | 1:2,040 |
| Mental Health | 1:447 |
| Checkup Rate | 77.2% |
| Dental Visits | 69.8% |
| Premature Death | 9,275/100K |
Food & Exercise
| Food Environment | 7.6/10 |
| Exercise Access | 95.1% |
| Healthcare Facilities | 693 |
Amherst has a violent crime rate of 33 per 100,000 residents, 91% below the national average of 380. This breaks down to aggravated assault at 8.2 per 100,000, robbery at 24.7, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 1,208 per 100,000, 38% below the U.S. average. This includes larceny/theft at 1,011, burglary at 164, vehicle theft at 33 per 100,000 residents. The county recorded 20 fatal traffic crashes. Overall, Amherst receives a safety grade of F.
Crime Rates: Amherst vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 32.9/100K |
| 91% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 24.7/100K |
| Assault | 8.2/100K |
Property Crime
| Total Property | 1,208.3/100K |
| 38% below US avg |
| Burglary | 164.4/100K |
| Theft | 1,011.0/100K |
| Vehicle Theft | 32.9/100K |
| Arson | 8.2/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 20 |
| Traffic Accidents | 179 |
| Avg Accident Severity | 2.6 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Amherst experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 27°F in January while summers reach 72°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 36.7 inches. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 642 feet.
Temperature
27°F Jan (-3°C)
72°F Jul (22°C)
| Annual Average | 50.2°F |
| 7% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 642 ft (196 m) |
| Area | 7.1 sq mi (18.4 km²) |
| Population Density | 1,807/sq mi |
| Coordinates | 41.4053°N, 82.2317°W |
| Timezone | America/New_York |
| County | Lorain County County |
| Nearest Airport | Cleveland-Hopkins International (CLE) 20 miles away |
Precipitation & Snow
Annual Rainfall
36.7"
3% below US avg
Wettest Month (Jun)
3.78"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 86.3 / 100 |
| Social Vulnerability | 30.1 / 100 |
| Community Resilience | 95.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively High |
| Drought |
No Rating |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
| Coastal Flood |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
47 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M2.5 on May 12, 2025.
| Jun 10, 2019 |
1 km NW of Timberlake, Ohio |
M4.0 |
71 km |
| Jan 26, 2001 |
8 km NNW of Edgewood, Ohio |
M3.9 |
133 km |
| Mar 12, 2007 |
Ohio |
M3.7 |
73 km |
| Jun 30, 2003 |
6 km NW of Perry, Ohio |
M3.6 |
96 km |
| Aug 28, 2023 |
7 km SE of Madison, Ohio |
M3.6 |
111 km |
| Oct 16, 1993 |
8 km SSE of Madison, Ohio |
M3.6 |
107 km |
| Jun 20, 2006 |
9 km WNW of North Perry, Ohio |
M3.5 |
96 km |
| Mar 15, 1992 |
15 km NW of North Perry, Ohio |
M3.5 |
99 km |
| Apr 20, 2018 |
Michigan |
M3.4 |
103 km |
| Jun 3, 2001 |
3 km N of Edgewood, Ohio |
M3.4 |
134 km |
| Jan 26, 1991 |
1 km NNE of Mayfield Heights, Ohio |
M3.4 |
67 km |
| Jun 30, 2004 |
2 km WNW of Madison, Ohio |
M3.3 |
104 km |
| Jul 1, 2013 |
5 km NNW of Fairport Harbor, Ohio |
M3.2 |
89 km |
| Mar 11, 2006 |
8 km NNW of Mentor-on-the-Lake, Ohio |
M3.1 |
82 km |
| Jan 9, 2008 |
6 km WNW of Mentor-on-the-Lake, Ohio |
M3.1 |
75 km |
| Feb 23, 2011 |
18 km NE of Leamington, Canada |
M3.0 |
85 km |
| Jun 5, 2011 |
5 km W of Lodi, Ohio |
M3.0 |
44 km |
| Mar 30, 2024 |
2 km SSW of Maple Ridge, Ohio |
M3.0 |
113 km |
| Apr 25, 2010 |
2 km WNW of Madison, Ohio |
M3.0 |
104 km |
| Aug 7, 2000 |
2 km S of Limaville, Ohio |
M2.9 |
103 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
314 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 47 fatalities, 785 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 31, 1985 |
EF5 |
93 km |
18 |
| Apr 11, 1965 |
EF4 |
20 km |
18 |
| Nov 10, 2002 |
EF3 |
86 km |
1 |
| Jul 12, 1992 |
EF3 |
28 km |
0 |
| Jul 12, 1992 |
EF3 |
70 km |
0 |
| May 2, 1983 |
EF3 |
49 km |
1 |
| Jun 3, 1973 |
EF3 |
71 km |
0 |
| Sep 29, 1966 |
EF3 |
57 km |
0 |
| Apr 11, 1965 |
EF3 |
84 km |
4 |
| Mar 14, 2024 |
EF2 |
70 km |
0 |
| Aug 24, 2023 |
EF2 |
96 km |
0 |
| Aug 24, 2023 |
EF2 |
60 km |
0 |
| Jun 15, 2023 |
EF2 |
77 km |
0 |
| Jun 15, 2023 |
EF2 |
45 km |
0 |
| Apr 14, 2019 |
EF2 |
74 km |
0 |
| Nov 5, 2017 |
EF2 |
67 km |
0 |
| Nov 5, 2017 |
EF2 |
89 km |
0 |
| Sep 4, 2017 |
EF2 |
87 km |
0 |
| Sep 16, 2010 |
EF2 |
74 km |
0 |
| Jun 22, 2006 |
EF2 |
95 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 2.7 m (9 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1823 |
LAKE ERIE |
Unknown |
2.7 m |
- |
142 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
27°F (-3°C) |
2.1 in |
Coldest |
| February |
28°F (-3°C) |
2.0 in |
Driest |
| March |
37°F (3°C) |
2.6 in |
|
| April |
47°F (9°C) |
3.2 in |
|
| May |
58°F (15°C) |
3.4 in |
|
| June |
68°F (20°C) |
3.8 in |
Wettest |
| July |
72°F (22°C) |
3.6 in |
Warmest |
| August |
71°F (22°C) |
3.5 in |
|
| September |
64°F (18°C) |
3.3 in |
|
| October |
53°F (12°C) |
2.4 in |
|
| November |
42°F (6°C) |
3.1 in |
|
| December |
31°F (-0°C) |
2.8 in |
|
Amherst has a seasonal temperature swing of 46°F / from 27°F in January to 72°F in July. Total annual precipitation is 35.7 inches, with June being the wettest month (3.8") and February the driest (2.0").
Average costs for common services in Amherst. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$232 ($139-$371) |
| Specialist Visit |
$325 ($186-$510) |
| Urgent Care Visit |
$186 ($93-$325) |
| Emergency Room Visit |
$2,042 ($742-$4,640) |
| Dental Cleaning |
$121 ($70-$186) |
| Dental Filling |
$232 ($139-$371) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($46-$111) |
| Brake Pad Replacement |
$278 ($139-$464) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$557 ($371-$928) |
| Battery Replacement |
$186 ($93-$325) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$139) |
| Electrician (Per Hour) |
$84 ($46-$130) |
| HVAC Repair |
$371 ($139-$742) |
| HVAC System Install |
$6,496 ($3,712-$11,136) |
| Roof Repair |
$928 ($371-$1,856) |
| Roof Replacement |
$8,352 ($5,104-$13,920) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,392 ($464-$3,248) |
| Divorce (Contested) |
$13,920 ($4,640-$27,840) |
| DUI Defense |
$4,640 ($1,856-$9,280) |
| Bankruptcy (Chapter 7) |
$1,392 ($742-$2,784) |
| Will Preparation |
$464 ($186-$928) |
| Trust Preparation |
$2,320 ($928-$4,640) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$139 ($70-$232) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$60) |
| Massage (1 Hour) |
$74 ($46-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.80 ($2.78-$5.10) |
| Dozen Eggs (per dozen) |
$3.25 ($2.32-$4.64) |
| Loaf of Bread |
$3.53 ($2.32-$5.10) |
| Chicken Breast (per lb) |
$4.18 ($2.78-$6.03) |
| Ground Beef (per lb) |
$5.10 ($3.71-$6.96) |
| Rice (per lb) |
$0.93 ($0.56-$1.67) |
View all 20 services
Utilities
| Electricity (Monthly) |
$130 ($74-$232) |
| Natural Gas (Monthly) |
$65 ($28-$139) |
| Water/Sewer (Monthly) |
$65 ($37-$111) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$60 ($28-$93) |
| Cable TV (Monthly) |
$79 ($46-$139) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$186 ($70-$464) |
| Car Insurance (Annual) |
$1,856 ($1,114-$3,248) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.42-$23) |
| Car Registration (Annual) |
$93 ($28-$232) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,114 ($557-$2,320) |
| Daycare (Toddler, Monthly) |
$928 ($464-$1,856) |
| After-School Care (Monthly) |
$371 ($186-$650) |
| Tutoring (Per Hour) |
$46 ($23-$93) |
| SAT/ACT Prep Course |
$928 ($371-$2,320) |
| Private School (K-12, Annual) |
$11,600 ($4,640-$27,840) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($46-$186) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$278 ($139-$464) |
| Cat Spay/Neuter |
$186 ($93-$371) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,277 |
| Toddler | $1,147 |
| Preschool | $1,005 |
| Family Childcare (monthly) |
| Infant | $866 |
| Toddler | $823 |
| Preschool | $758 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Amherst
What is the population of Amherst?
Amherst has a population of 12,796 residents and is located in Ohio. The population density is 1,807 people per square mile, spread across 7.1 square miles. The median age of residents is 43.4 years, which is older than the national median of 38.9 years. The population is 51.3% female and 48.7% male.
Is Amherst expensive to live in?
Amherst is more affordable than the national average, with a cost of living index of 92.8 / below the baseline of 100. The median household income is $93,043, 24% above the national average of $75,149. The median home value is $222,700 (21% below the U.S. median). Renters pay a median of $832 per month, below the national average of $1,163. The home price-to-income ratio is 2.4x, indicating housing is reasonably affordable relative to local income levels.
Is Amherst safe?
Amherst is considered a very safe city with a violent crime rate of 33 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,208 per 100,000 (below the national average). Overall, Amherst receives a safety grade of F based on combined crime data.
What is the weather like in Amherst?
Amherst has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 27°F in January, while summers reach an average of 72°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 36.7 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Amherst?
The job market in Amherst is very strong, with unemployment at just 2.6% / well below the national rate of 3.6%. The average weekly wage is $1,072. There are 6,969 business establishments in the area, including 542 restaurants and food service locations. The average commute time is 24 minutes, and 9.2% of workers work from home.
How much does housing cost in Amherst?
The median home value in Amherst is $222,700. Zillow estimates the typical home value at $269,999. For renters, the median monthly rent is $832. Fair market rent is $873 for a 1-bedroom and $1,092 for a 2-bedroom apartment. The homeownership rate is 87.7%. The average annual property tax is $6,154.
How are the schools in Amherst?
Schools in Amherst score 5.9 out of 10 on standardized testing, near the national average. 32.3% of adults in Amherst hold a bachelor's degree or higher, below the national average of 33.7%. 95.9% have completed high school. 10.5% hold a graduate or professional degree.
How healthy is Amherst?
The obesity rate in Amherst is 33.5% (above the national rate of 32.1%). 12.8% of adults are smokers. 22.6% are physically inactive. 26.7% of residents report depression. 6.8% lack health insurance (below the national rate). 95.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,936.
What is transportation like in Amherst?
The average commute in Amherst is 24 minutes, shorter than the national average of 28 minutes. 79.9% of workers drive alone to work, and 9.2% work from home.
What are the demographics of Amherst?
The racial and ethnic makeup of Amherst is 88.8% White, 1.3% Black or African American, 0.6% Hispanic or Latino. 95.9% of residents speak only English at home, while 4.1% speak Spanish. 8.1% of the population are military veterans. 13.5% of residents have a disability. 96.5% have health insurance coverage.