Median Income
$103,375
38% higher than US avg
Home Value
$319,100
13% higher than US avg
Violent Crime
132/100K
65% lower than US avg
Bachelor's+
39.3%
17% higher than US avg
Obesity Rate
36.7%
14% higher than US avg
Unemployment
1.9%
47% lower than US avg
Poverty Rate
15.2%
23% higher than US avg
How Apple Canyon Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population795
Median Age58.5 yrs
Density214/mi²
Male / Female44% / 56%
Largest GroupWhite 94%
Veterans9.6%
Economy
A+
Median Income$103,375
Per Capita$57,311
Unemployment1.9%
Poverty15.2%
County GDP$1,138M
Commute37 min
Housing
A+
Home Value$319,100
Ownership89.0%
Zillow$311,817
Housing Units1,009
Rent Burden29.4%
Crime
F
Violent132/100K
Property1,325/100K
Health
Obesity36.7%
Uninsured7.2%
Smoking14.0%
Depression24.3%
Heart Disease5.2%
Climate
Avg Temp48°F (9°C)
AQI43 (Good)
Rain39.4 in/yr
Sunny Days260/yr
Elevation839 ft (256 m)
Education
A
Bachelor's+39.3%
High School+93.9%
Graduate+18.8%
School Score5.97
Community
2024 VoteR 58% / D 41%
Commute37 min
Broadband92.8%
EV Stations2
Libraries6
Is Apple Canyon Lake a Good Place to Live?
Based on current data, Apple Canyon Lake receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include long commute times. Apple Canyon Lake offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Apple Canyon Lake is $103,375, which is significantly higher than the national average / 38% above $75,149. This places Apple Canyon Lake among higher-income communities. The job market is very strong with unemployment at just 1.9%. The poverty rate of 15.2% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 37 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Apple Canyon Lake is $319,100, 13% above the national median. A price-to-income ratio of 3.1x indicates a reasonably affordable housing market.
Safety & Crime
Apple Canyon Lake is a very safe community with a violent crime rate of 132 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,325 per 100,000, 32% below the national average.
Education
Educational attainment is solid, with 39.3% holding a bachelor's degree or higher, near the national average. 93.9% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Apple Canyon Lake experiences four distinct seasons with an average temperature of 48°F. Winters average 19°F in January while summers reach 72°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.4 inches, including 30.2 inches of snow. Air quality is rated Good with a median AQI of 43.
Apple Canyon Lake has a population of 795 with a density of 214 people per square mile, spread across 4.4 square miles. The median age is 58.5 years, 50% older than the national median of 38.9. The gender split is 56.4% female and 43.6% male. The city is predominantly White (94.2%), with 2.8% Hispanic. English is the primary language spoken at home by 98.3% of residents. 9.6% of the population are veterans, above the national rate of 6.0%. 9.1% of residents have a disability (below the 13.0% national average). 82.2% have health insurance coverage.
Population
58.5yrs
Median Age
50% above US avg
Race & Ethnicity
Apple Canyon Lake vs U.S. Average
Language Spoken at Home
English Only
98.3%
25% above US avg
Spanish
1.7%
87% below US avg
Social Characteristics
Apple Canyon Lake vs U.S. Average
The median household income in Apple Canyon Lake is $103,375, which is 38% above the national average of $75,149. Per capita income is $57,311 (above the $39,052 national figure). The average weekly wage is $900, 37% lower than the U.S. average. The unemployment rate is 1.9% (below the 3.6% US average). 15.2% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 742 business establishments, including 92 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 37 minutes (longer than the 28-minute US average). 15.1% of workers work from home.
Income: Apple Canyon Lake vs U.S.
Income
| Median HH Income | $103,375 |
| 38% above US avg |
| Per Capita Income | $57,311 |
| Avg Weekly Wage | $900 |
| IRS Avg AGI | $69,691 |
| Gini Index | 0.417 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.9% |
| 47% below US avg |
| Poverty Rate | 15.2% |
| 23% above US avg |
| Establishments (County) | 742 |
| County GDP | $1,138M |
Business (County)
| Restaurants | 92 |
| Healthcare | 42 |
| Retail | 117 |
| Manufacturing | 33 |
Tax & Cost of Living
| Property Tax (IRS) | $6,976 |
| 99% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 2.19% |
Commute & Transportation
| Commute Time | 36.5 min |
| Drive Alone | 83.8% |
| Public Transit | 0.0% |
| Work from Home | 15.1% |
The median home value in Apple Canyon Lake is $319,100, 13% above the national median of $281,900. Zillow estimates the typical home value at $311,817. Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 89.0% of housing units are owner-occupied (above the 65.4% national rate). There are 1,009 total housing units in the city. The median year a home was built is 1989. The average annual property tax is $6,976 (higher than the $3,500 national average). 29.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.1x.
Home Values
| Census Median | $319,100 |
| 13% above US avg |
| Zillow ZHVI | $311,817 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 89.0% |
| Owner-Occupied | 89.0% |
| Renter-Occupied | 11.0% |
| Housing Units | 1,009 |
| Median Year Built | 1989 |
Property Tax
| Avg Tax (IRS) | $6,976 |
| 99% above US avg |
| Effective Rate | 2.19% |
In Apple Canyon Lake, 36.7% of adults are obese, above the national rate of 32.1%. 8.9% have diabetes. Heart disease affects 5.2% of residents. 29.9% have high blood pressure. 14.0% are current smokers. 20.7% report binge drinking. 21.2% are physically inactive. 24.3% report depression (above the 20.0% national average). 18.5% experience frequent mental distress. 7.2% of residents lack health insurance. The primary care physician ratio is 1:2,194. The dentist ratio is 1:1,554. 69.0% of residents have access to exercise opportunities. The food environment index is 8.7 out of 10.
Health Metrics: Apple Canyon Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.7% |
| 14% above US avg |
| Diabetes | 8.9% |
| Heart Disease | 5.2% |
| High Blood Pressure | 29.9% |
| Asthma | 10.6% |
| COPD | 6.1% |
| Cancer | 7.5% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 14.0% |
| 0% below US avg |
| Binge Drinking | 20.7% |
| Physical Inactivity | 21.2% |
| Depression | 24.3% |
| Mental Distress | 18.5% |
| Physical Distress | 12.0% |
| Short Sleep | 33.0% |
Healthcare Access
| Insurance Rate | 82.2% |
| Uninsured | 7.2% |
| 16% below US avg |
| Primary Care | 1:2,194 |
| Dentists | 1:1,554 |
| Mental Health | 1:906 |
| Checkup Rate | 75.8% |
| Dental Visits | 70.9% |
| Premature Death | 6,364/100K |
Food & Exercise
| Food Environment | 8.7/10 |
| Exercise Access | 69.0% |
| Healthcare Facilities | 42 |
Apple Canyon Lake has a violent crime rate of 132 per 100,000 residents, 65% below the national average of 380. Property crime stands at 1,325 per 100,000, 32% below the U.S. average. The county recorded 2 fatal traffic crashes. Overall, Apple Canyon Lake receives a safety grade of F.
Crime Rates: Apple Canyon Lake vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 132.5/100K |
| 65% below US avg |
| |
Property Crime
| Total Property | 1,324.5/100K |
| 32% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Apple Canyon Lake experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 19°F in January while summers reach 72°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 39.4 inches. The area receives 30.2 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 839 feet.
Temperature
19°F Jan (-7°C)
72°F Jul (22°C)
| Annual Average | 47.5°F |
| 12% below US avg |
| January Average | 19°F (-7°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 839 ft (256 m) |
| Area | 4.4 sq mi (11.3 km²) |
| Population Density | 214/sq mi |
| Coordinates | 42.4338°N, 90.1597°W |
| Timezone | America/Chicago |
| County | Jo Daviess County County |
| Nearest Airport | Dubuque Regional (DBQ)
28 miles away |
Precipitation & Snow
Annual Rainfall
39.4"
4% above US avg
Wettest Month (Jun)
4.25"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 51.3 / 100 |
| Social Vulnerability | 48.8 / 100 |
| Community Resilience | 59.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
5 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.1 on Jul 15, 2024.
| Feb 10, 2010 |
2 km NW of Lily Lake, Illinois |
M3.8 |
146 km |
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
99 km |
| Jul 15, 2024 |
2 km WNW of Somonauk, Illinois |
M3.1 |
148 km |
| Mar 25, 2015 |
3 km WNW of Lake in the Hills, Illinois |
M2.9 |
150 km |
| Jun 10, 2013 |
4 km NNE of Virgil, Illinois |
M2.6 |
145 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
541 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 20 fatalities, 475 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 7, 1984 |
EF5 |
61 km |
9 |
| Apr 9, 2015 |
EF4 |
97 km |
2 |
| Jul 3, 1983 |
EF4 |
60 km |
0 |
| Mar 29, 1981 |
EF4 |
86 km |
0 |
| Apr 11, 1965 |
EF4 |
91 km |
1 |
| Aug 7, 2021 |
EF3 |
90 km |
0 |
| Jun 16, 2014 |
EF3 |
80 km |
0 |
| Aug 18, 2005 |
EF3 |
81 km |
1 |
| Jun 19, 1993 |
EF3 |
48 km |
0 |
| Jul 13, 1992 |
EF3 |
85 km |
0 |
| Jun 17, 1992 |
EF3 |
72 km |
0 |
| Mar 13, 1990 |
EF3 |
93 km |
0 |
| May 8, 1988 |
EF3 |
92 km |
0 |
| May 8, 1988 |
EF3 |
17 km |
0 |
| Aug 5, 1979 |
EF3 |
66 km |
0 |
| Jun 20, 1974 |
EF3 |
51 km |
1 |
| May 13, 1974 |
EF3 |
98 km |
0 |
| Sep 9, 1970 |
EF3 |
43 km |
0 |
| Aug 2, 1967 |
EF3 |
97 km |
2 |
| Apr 16, 1967 |
EF3 |
21 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: COLD SPRINGS (552 ac, 2009).
| Year |
Name |
Acres |
Distance |
| 2009 |
COLD SPRINGS |
552 |
51 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
19°F (-7°C) |
1.2 in |
Coldest, Driest |
| February |
23°F (-5°C) |
1.2 in |
|
| March |
34°F (1°C) |
2.4 in |
|
| April |
47°F (8°C) |
3.4 in |
|
| May |
59°F (15°C) |
3.6 in |
|
| June |
68°F (20°C) |
4.3 in |
Wettest |
| July |
72°F (22°C) |
3.7 in |
Warmest |
| August |
70°F (21°C) |
4.3 in |
|
| September |
62°F (16°C) |
3.9 in |
|
| October |
50°F (10°C) |
2.6 in |
|
| November |
36°F (2°C) |
2.5 in |
|
| December |
23°F (-5°C) |
1.7 in |
|
Apple Canyon Lake has a seasonal temperature swing of 53°F / from 19°F in January to 72°F in July. Total annual precipitation is 34.8 inches, with June being the wettest month (4.3") and January the driest (1.2").
Average costs for common services in Apple Canyon Lake. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Frequently Asked Questions About Apple Canyon Lake
What is the population of Apple Canyon Lake?
Apple Canyon Lake has a population of 795 residents and is located in Illinois. The population density is 214 people per square mile, spread across 4.4 square miles. The median age of residents is 58.5 years, which is older than the national median of 38.9 years. The population is 56.4% female and 43.6% male.
Is Apple Canyon Lake expensive to live in?
Apple Canyon Lake has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $103,375, 38% above the national average of $75,149. The median home value is $319,100 (13% above the U.S. median). The home price-to-income ratio is 3.1x, indicating housing is reasonably affordable relative to local income levels.
Is Apple Canyon Lake safe?
Apple Canyon Lake is considered a very safe city with a violent crime rate of 132 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,325 per 100,000 (below the national average). Overall, Apple Canyon Lake receives a safety grade of F based on combined crime data.
What is the weather like in Apple Canyon Lake?
Apple Canyon Lake has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 19°F in January, while summers reach an average of 72°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 39.4 inches, with 30.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Apple Canyon Lake?
The job market in Apple Canyon Lake is very strong, with unemployment at just 1.9% / well below the national rate of 3.6%. The average weekly wage is $900. There are 742 business establishments in the area, including 92 restaurants and food service locations. The average commute time is 37 minutes, and 15.1% of workers work from home.
How much does housing cost in Apple Canyon Lake?
The median home value in Apple Canyon Lake is $319,100. Zillow estimates the typical home value at $311,817. The homeownership rate is 89.0%. The average annual property tax is $6,976.
How are the schools in Apple Canyon Lake?
Schools in Apple Canyon Lake score 6 out of 10 on standardized testing, near the national average. 39.3% of adults in Apple Canyon Lake hold a bachelor's degree or higher, above the national average of 33.7%. 93.9% have completed high school. 18.8% hold a graduate or professional degree.
How healthy is Apple Canyon Lake?
The obesity rate in Apple Canyon Lake is 36.7% (above the national rate of 32.1%). 14.0% of adults are smokers. 21.2% are physically inactive. 24.3% of residents report depression. 7.2% lack health insurance (below the national rate). 69.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,194.
What is transportation like in Apple Canyon Lake?
The average commute in Apple Canyon Lake is 37 minutes, longer than the national average of 28 minutes. 83.8% of workers drive alone to work, and 15.1% work from home.
What are the demographics of Apple Canyon Lake?
The racial and ethnic makeup of Apple Canyon Lake is 94.2% White, 2.8% Hispanic or Latino. 98.3% of residents speak only English at home. 9.6% of the population are military veterans. 9.1% of residents have a disability. 82.2% have health insurance coverage.
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