Median Income
$36,875
51% lower than US avg
Home Value
$250,000
11% lower than US avg
Bachelor's+
60.6%
80% higher than US avg
Obesity Rate
33.4%
4% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Arrow Rock Compares to the U.S. Average (100% = U.S. avg)
People
Population43
Median Age51.8 yrs
Density331/mi²
Male / Female47% / 54%
Largest GroupWhite 91%
Veterans3.0%
Economy
B+
Median Income$36,875
Per Capita$31,344
Unemployment0.0%
Poverty0.0%
Housing
C+
Home Value$250,000
Ownership100.0%
Zillow$260,814
Housing Units52
Rent Burden27.9%
Health
Obesity33.4%
Uninsured0.0%
Smoking16.0%
Depression23.9%
Heart Disease5.4%
Climate
Avg Temp54°F (12°C)
Rain41.8 in/yr
Elevation725 ft (221 m)
Education
A+
Bachelor's+60.6%
High School+100.0%
Graduate+30.3%
School Score5.51
Community
2024 VoteR 77% / D 22%
Broadband85.0%
EV Stations1
Is Arrow Rock a Good Place to Live?
Based on current data, Arrow Rock receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, a highly educated population, affordable housing, a low poverty rate. Areas to be aware of include below-average incomes. Arrow Rock offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Arrow Rock is $36,875, 51% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Arrow Rock is $250,000, 11% below the national median / offering relatively affordable homeownership. The price-to-income ratio of 6.8x means housing costs are stretched relative to local earnings.
Education
Arrow Rock is a highly educated community / 60.6% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Arrow Rock experiences four distinct seasons with an average temperature of 54°F. Winters average 28°F in January while summers reach 77°F in July. Annual precipitation totals 41.8 inches, including 8.1 inches of snow.
Arrow Rock has a population of 43 with a density of 331 people per square mile, spread across 0.1 square miles. The median age is 51.8 years, 33% older than the national median of 38.9. The gender split is 53.5% female and 46.5% male. The city is predominantly White (90.7%), with 4.7% Hispanic. English is the primary language spoken at home by 94.4% of residents. 3.0% of the population are veterans, below the national rate of 6.0%. 18.6% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
43
Total Population
2023 Census
51.8yrs
Median Age
33% above US avg
Race & Ethnicity
Arrow Rock vs U.S. Average
Language Spoken at Home
English Only
94.4%
20% above US avg
Spanish
2.8%
79% below US avg
Social Characteristics
Arrow Rock vs U.S. Average
The median household income in Arrow Rock is $36,875, which is 51% below the national average of $75,149. Per capita income is $31,344 (below the $39,052 national figure). The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income: Arrow Rock vs U.S.
Income
| Median HH Income | $36,875 |
| 51% below US avg |
| Per Capita Income | $31,344 |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Drive Alone | 44.4% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Arrow Rock is $250,000, 11% below the national median of $281,900. Zillow estimates the typical home value at $260,814. Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 52 total housing units in the city. The median year a home was built is 1938. 27.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 6.8x, above the traditionally affordable threshold of 3-4x.
Home Values
| Census Median | $250,000 |
| 11% below US avg |
| Zillow ZHVI | $260,814 |
Rental Costs
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 52 |
| Median Year Built | 1938 |
Property Tax
In Arrow Rock, 33.4% of adults are obese, above the national rate of 32.1%. 8.9% have diabetes. Heart disease affects 5.4% of residents. 29.2% have high blood pressure. 16.0% are current smokers. 14.9% report binge drinking. 25.4% are physically inactive. 23.9% report depression (above the 20.0% national average). 16.7% experience frequent mental distress. 0.0% of residents lack health insurance (below the 8.6% national rate).
Health Metrics: Arrow Rock vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.4% |
| 4% above US avg |
| Diabetes | 8.9% |
| Heart Disease | 5.4% |
| High Blood Pressure | 29.2% |
| Asthma | 10.3% |
| COPD | 6.6% |
| Cancer | 7.4% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 16.0% |
| 14% above US avg |
| Binge Drinking | 14.9% |
| Physical Inactivity | 25.4% |
| Depression | 23.9% |
| Mental Distress | 16.7% |
| Physical Distress | 12.6% |
| Short Sleep | 36.0% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 0.0% |
| 100% below US avg |
| Checkup Rate | 67.4% |
| Dental Visits | 51.2% |
Food & Exercise
Arrow Rock experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 28°F in January while summers reach 77°F in July. Annual precipitation totals 41.8 inches. The area receives 8.1 inches of snow annually. The city sits at an elevation of 725 feet.
Temperature
28°F Jan (-2°C)
77°F Jul (25°C)
| Annual Average | 54.0°F |
| 0% below US avg |
| January Average | 28°F (-2°C) |
| July Average | 77°F (25°C) |
Geography
| Elevation | 725 ft (221 m) |
| Area | 0.1 sq mi (0.3 km²) |
| Population Density | 331/sq mi |
| Coordinates | 39.0697°N, 92.9466°W |
| Timezone | America/Chicago |
| Nearest Airport | Sedalia Regional (DMO)
28 miles away |
Precipitation & Snow
Annual Rainfall
41.8"
10% above US avg
Wettest Month (May)
5.47"
Earthquake History
7 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.3. Most recent: M2.5 on Jul 15, 2025.
| May 18, 2005 |
Missouri |
M3.3 |
112 km |
| Jul 31, 2005 |
Missouri |
M3.3 |
44 km |
| Mar 30, 2001 |
1 km SW of Hermitage, Missouri |
M3.1 |
131 km |
| Jan 21, 1992 |
5 km SE of Linn Creek, Missouri |
M3.1 |
121 km |
| Feb 8, 2004 |
6 km SSW of Stoutsville, Missouri |
M2.9 |
103 km |
| Apr 4, 2015 |
3 km ESE of Clinton, Missouri |
M2.6 |
105 km |
| Jul 15, 2025 |
3 km W of Hale, Missouri |
M2.5 |
70 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
400 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 13 fatalities, 271 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 12, 2006 |
EF4 |
78 km |
0 |
| May 4, 1977 |
EF4 |
95 km |
0 |
| Apr 23, 1975 |
EF4 |
72 km |
1 |
| Apr 19, 1973 |
EF4 |
79 km |
0 |
| Jun 12, 1970 |
EF4 |
54 km |
0 |
| Apr 21, 1967 |
EF4 |
73 km |
0 |
| May 22, 2019 |
EF3 |
87 km |
0 |
| Mar 12, 2006 |
EF3 |
49 km |
4 |
| Mar 12, 2006 |
EF3 |
22 km |
0 |
| Nov 10, 1998 |
EF3 |
55 km |
0 |
| Jul 4, 1995 |
EF3 |
58 km |
0 |
| Nov 27, 1990 |
EF3 |
55 km |
0 |
| Nov 27, 1990 |
EF3 |
48 km |
0 |
| May 12, 1980 |
EF3 |
61 km |
0 |
| May 4, 1977 |
EF3 |
84 km |
1 |
| May 4, 1977 |
EF3 |
63 km |
0 |
| Apr 23, 1975 |
EF3 |
81 km |
0 |
| Apr 20, 1973 |
EF3 |
83 km |
0 |
| Apr 20, 1973 |
EF3 |
90 km |
0 |
| Apr 20, 1973 |
EF3 |
82 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
6 wildfires (100+ acres) within 100 km.
Largest: WOOLDRIDGE FIRE (1,323 ac, 2022).
| Year |
Name |
Acres |
Distance |
| 2022 |
WOOLDRIDGE FIRE |
1,323 |
41 km |
| 2012 |
HIGHWAY E |
897 |
95 km |
| 1994 |
UNNAMED |
864 |
92 km |
| 1994 |
UNNAMED |
790 |
99 km |
| 1994 |
UNNAMED |
644 |
86 km |
| 2006 |
UNNAMED |
578 |
80 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
28°F (-2°C) |
1.5 in |
Coldest, Driest |
| February |
32°F (0°C) |
1.9 in |
|
| March |
43°F (6°C) |
3.0 in |
|
| April |
54°F (12°C) |
4.4 in |
|
| May |
65°F (18°C) |
5.5 in |
Wettest |
| June |
74°F (23°C) |
5.1 in |
|
| July |
77°F (25°C) |
4.6 in |
Warmest |
| August |
76°F (24°C) |
3.9 in |
|
| September |
68°F (20°C) |
4.0 in |
|
| October |
56°F (13°C) |
3.2 in |
|
| November |
43°F (6°C) |
2.6 in |
|
| December |
33°F (0°C) |
2.1 in |
|
Arrow Rock has a seasonal temperature swing of 50°F / from 28°F in January to 77°F in July. Total annual precipitation is 41.8 inches, with May being the wettest month (5.5") and January the driest (1.5").
Average costs for common services in Arrow Rock. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136-$363) |
| Specialist Visit |
$318 ($182-$499) |
| Urgent Care Visit |
$182 ($91-$318) |
| Emergency Room Visit |
$1,998 ($726-$4,540) |
| Dental Cleaning |
$118 ($68-$182) |
| Dental Filling |
$227 ($136-$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$109) |
| Brake Pad Replacement |
$272 ($136-$454) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$545 ($363-$908) |
| Battery Replacement |
$182 ($91-$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54-$136) |
| Electrician (Per Hour) |
$82 ($45-$127) |
| HVAC Repair |
$363 ($136-$726) |
| HVAC System Install |
$6,356 ($3,632-$10,896) |
| Roof Repair |
$908 ($363-$1,816) |
| Roof Replacement |
$8,172 ($4,994-$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454-$3,178) |
| Divorce (Contested) |
$13,620 ($4,540-$27,240) |
| DUI Defense |
$4,540 ($1,816-$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726-$2,724) |
| Will Preparation |
$454 ($182-$908) |
| Trust Preparation |
$2,270 ($908-$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$91) |
| Hair Coloring (Full) |
$136 ($68-$227) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$73 ($45-$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72-$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27-$4.54) |
| Loaf of Bread |
$3.45 ($2.27-$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72-$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63-$6.81) |
| Rice (per lb) |
$0.91 ($0.54-$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73-$227) |
| Natural Gas (Monthly) |
$64 ($27-$136) |
| Water/Sewer (Monthly) |
$64 ($36-$109) |
| Internet (Monthly) |
$64 ($36-$91) |
| Cell Phone Plan (Monthly) |
$59 ($27-$91) |
| Cable TV (Monthly) |
$77 ($45-$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68-$454) |
| Car Insurance (Annual) |
$1,816 ($1,090-$3,178) |
| Bus Pass (Monthly) |
$64 ($27-$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26-$23) |
| Car Registration (Annual) |
$91 ($27-$227) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545-$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454-$1,816) |
| After-School Care (Monthly) |
$363 ($182-$636) |
| Tutoring (Per Hour) |
$45 ($23-$91) |
| SAT/ACT Prep Course |
$908 ($363-$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540-$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$91) |
| Dog Vaccination (Annual) |
$91 ($45-$182) |
| Dog Grooming |
$54 ($27-$91) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$272 ($136-$454) |
| Cat Spay/Neuter |
$182 ($91-$363) |
View all 9 services
Frequently Asked Questions About Arrow Rock
What is the population of Arrow Rock?
Arrow Rock has a population of 43 residents and is located in Missouri. The population density is 331 people per square mile, spread across 0.1 square miles. The median age of residents is 51.8 years, which is older than the national median of 38.9 years. The population is 53.5% female and 46.5% male.
Is Arrow Rock expensive to live in?
Arrow Rock is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $36,875, 51% below the national average of $75,149. The median home value is $250,000 (11% below the U.S. median). The home price-to-income ratio is 6.8x, which means housing is a stretch relative to local earnings.
What is the weather like in Arrow Rock?
Arrow Rock has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 28°F in January, while summers reach an average of 77°F in July. Annual rainfall totals 41.8 inches, with 8.1 inches of snow.
How is the job market in Arrow Rock?
The job market in Arrow Rock is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%.
How much does housing cost in Arrow Rock?
The median home value in Arrow Rock is $250,000. Zillow estimates the typical home value at $260,814. The homeownership rate is 100.0%.
How are the schools in Arrow Rock?
Schools in Arrow Rock score 5.5 out of 10 on standardized testing, near the national average. 60.6% of adults in Arrow Rock hold a bachelor's degree or higher, above the national average of 33.7%. 100.0% have completed high school. 30.3% hold a graduate or professional degree.
How healthy is Arrow Rock?
The obesity rate in Arrow Rock is 33.4% (above the national rate of 32.1%). 16.0% of adults are smokers. 25.4% are physically inactive. 23.9% of residents report depression. 0.0% lack health insurance (below the national rate).
What are the demographics of Arrow Rock?
The racial and ethnic makeup of Arrow Rock is 90.7% White, 4.7% Hispanic or Latino. 94.4% of residents speak only English at home. 3.0% of the population are military veterans. 18.6% of residents have a disability. 100.0% have health insurance coverage.