Median Income
$57,486
24% lower than US avg
Home Value
$134,900
52% lower than US avg
Violent Crime
338/100K
11% lower than US avg
Bachelor's+
24.1%
28% lower than US avg
Median Rent
$750
36% lower than US avg
Obesity Rate
41.8%
30% higher than US avg
Unemployment
0.4%
89% lower than US avg
Poverty Rate
20.1%
62% higher than US avg
How Atlantic Compares to the U.S. Average (100% = U.S. avg)
People
Population6,773
Median Age43.0 yrs
Density817/mi²
Male / Female47% / 53%
Largest GroupWhite 96%
Veterans6.6%
Economy
B
Median Income$57,486
Per Capita$36,047
Unemployment0.4%
Poverty20.1%
County GDP$1,051M
Commute10 min
Housing
A+
Home Value$134,900
Rent$750
Ownership61.9%
Zillow$158,362
Housing Units3,440
Rent Burden31.2%
Crime
F
Violent338/100K
Property2,794/100K
Murder0.0/100K
Assault307/100K
Burglary476/100K
Health
Obesity41.8%
Uninsured8.5%
Smoking19.4%
Depression23.4%
Heart Disease6.2%
Climate
Avg Temp49°F (10°C)
AQI43 (Good)
Rain37.1 in/yr
Sunny Days275/yr
Elevation1,248 ft (380 m)
Education
C+
Bachelor's+24.1%
High School+92.7%
Graduate+5.9%
School Score6.35
Community
2024 VoteR 71% / D 28%
Commute10 min
Broadband83.3%
EV Stations1
Libraries3
Is Atlantic a Good Place to Live?
Based on current data, Atlantic receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Atlantic offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Atlantic is $57,486, 24% below the national average of $75,149. The job market is very strong with unemployment at just 0.4%. The poverty rate of 20.1% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 10 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Atlantic is $134,900, 52% below the national median / offering relatively affordable homeownership. Renters pay a median of $750 per month, below the national average / a plus for affordability. At just 2.3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Atlantic is below the national average at 338 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,794 per 100,000, 43% above the national average.
Education
24.1% of residents hold a bachelor's degree, below the national average of 33.7%. 92.7% have completed high school. Local schools score 6.4/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Atlantic experiences four distinct seasons with an average temperature of 49°F. Winters average 21°F in January while summers reach 75°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.1 inches, including 27.3 inches of snow. Air quality is rated Good with a median AQI of 43.
Atlantic has a population of 6,773 with a density of 817 people per square mile, spread across 8.3 square miles. The median age is 43.0 years, 11% older than the national median of 38.9. The gender split is 53.4% female and 46.6% male. The city is predominantly White (96.2%), with 1.7% Black. English is the primary language spoken at home by 99.7% of residents. 6.6% of the population are veterans. 17.5% of residents have a disability (above the 13.0% national average). 95.7% have health insurance coverage.
Population
43.0yrs
Median Age
11% above US avg
Language Spoken at Home
English Only
99.7%
27% above US avg
Spanish
0.3%
98% below US avg
The median household income in Atlantic is $57,486, which is 24% below the national average of $75,149. Per capita income is $36,047. The average weekly wage is $982, 31% lower than the U.S. average. The unemployment rate is 0.4% (below the 3.6% US average). 20.1% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 444 business establishments, including 26 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 10 minutes (shorter than the 28-minute US average). 8.3% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $57,486 |
| 24% below US avg |
| Per Capita Income | $36,047 |
| Avg Weekly Wage | $982 |
| IRS Avg AGI | $77,398 |
| Gini Index | 0.450 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.4% |
| 89% below US avg |
| Poverty Rate | 20.1% |
| 62% above US avg |
| Establishments (County) | 444 |
| County GDP | $1,051M |
Business (County)
| Restaurants | 26 |
| Healthcare | 42 |
| Retail | 44 |
| Manufacturing | 19 |
Tax & Cost of Living
| Property Tax (IRS) | $4,339 |
| 24% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 3.22% |
Commute & Transportation
| Commute Time | 10.1 min |
| Drive Alone | 80.5% |
| Public Transit | 0.1% |
| Work from Home | 8.3% |
The median home value in Atlantic is $134,900, 52% below the national median of $281,900. Zillow estimates the typical home value at $158,362, higher than the Census estimate. Monthly rent averages $750 (36% below the national average of $1,163). Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 61.9% of housing units are owner-occupied. There are 3,440 total housing units in the city. The median year a home was built is 1959. The average annual property tax is $4,339 (higher than the $3,500 national average). 31.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.3x, well within the affordable range.
Home Values
| Census Median | $134,900 |
| 52% below US avg |
| Zillow ZHVI | $158,362 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $750 |
| 36% below US avg |
| Rent Burden | 31.2% |
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 61.9% |
| Owner-Occupied | 61.9% |
| Renter-Occupied | 38.1% |
| Housing Units | 3,440 |
| Median Year Built | 1959 |
Property Tax
| Avg Tax (IRS) | $4,339 |
| 24% above US avg |
| Effective Rate | 3.22% |
In Atlantic, 41.8% of adults are obese, above the national rate of 32.1%. 11.0% have diabetes. Heart disease affects 6.2% of residents. 33.0% have high blood pressure. 19.4% are current smokers (above the 14.0% national rate). 21.1% report binge drinking. 27.6% are physically inactive. 23.4% report depression (above the 20.0% national average). 19.1% experience frequent mental distress. 8.5% of residents lack health insurance. The primary care physician ratio is 1:1,962. The dentist ratio is 1:1,664. 51.1% of residents have access to exercise opportunities. The food environment index is 8.8 out of 10.
Health Metrics: Atlantic vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.8% |
| 30% above US avg |
| Diabetes | 11.0% |
| Heart Disease | 6.2% |
| High Blood Pressure | 33.0% |
| Asthma | 10.7% |
| COPD | 7.8% |
| Cancer | 7.5% |
| Stroke | 3.3% |
Behaviors & Mental Health
| Smoking | 19.4% |
| 39% above US avg |
| Binge Drinking | 21.1% |
| Physical Inactivity | 27.6% |
| Depression | 23.4% |
| Mental Distress | 19.1% |
| Physical Distress | 14.0% |
| Short Sleep | 33.6% |
Healthcare Access
| Insurance Rate | 95.7% |
| Uninsured | 8.5% |
| 1% below US avg |
| Primary Care | 1:1,962 |
| Dentists | 1:1,664 |
| Mental Health | 1:656 |
| Checkup Rate | 75.5% |
| Dental Visits | 63.0% |
| Premature Death | 6,814/100K |
Food & Exercise
| Food Environment | 8.8/10 |
| Exercise Access | 51.1% |
| Healthcare Facilities | 42 |
Atlantic has a violent crime rate of 338 per 100,000 residents, 11% below the national average of 380. This breaks down to aggravated assault at 307.0 per 100,000, robbery at 0.0, rape at 30.7. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 2,794 per 100,000, 43% above the U.S. average. This includes larceny/theft at 2,211, burglary at 476, vehicle theft at 107 per 100,000 residents. The county recorded 2 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Atlantic receives a safety grade of F.
Crime Rates: Atlantic vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 337.7/100K |
| 11% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 30.7/100K |
| Robbery | 0.0/100K |
| Assault | 307.0/100K |
Property Crime
| Total Property | 2,794.0/100K |
| 43% above US avg |
| Burglary | 475.9/100K |
| Theft | 2,210.6/100K |
| Vehicle Theft | 107.5/100K |
| Arson | 30.7/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Traffic Accidents | 157 |
| Avg Accident Severity | 2.5 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Atlantic experiences four distinct seasons with an average annual temperature of 49°F (10°C). Winters average 21°F in January while summers reach 75°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 37.1 inches. The area receives 27.3 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 1,248 feet.
Temperature
21°F Jan (-6°C)
75°F Jul (24°C)
| Annual Average | 49.3°F |
| 9% below US avg |
| January Average | 21°F (-6°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 1,248 ft (380 m) |
| Area | 8.3 sq mi (21.5 km²) |
| Population Density | 817/sq mi |
| Coordinates | 41.3930°N, 95.0219°W |
| Timezone | America/Chicago |
| County | Shelby County County |
| Nearest Airport | Eppley Airfield (OMA)
46 miles away |
Precipitation & Snow
Annual Rainfall
37.1"
2% below US avg
Wettest Month (Jun)
4.25"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 22.8 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 87.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
No Rating |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
4 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.6. Most recent: M3.6 on Dec 17, 2009.
| Dec 17, 2009 |
2 km NW of Auburn, Nebraska |
M3.6 |
131 km |
| Jul 16, 2004 |
6 km SSE of Riverton, Iowa |
M3.5 |
95 km |
| Feb 11, 1995 |
6 km E of Clearmont, Missouri |
M3.1 |
99 km |
| Mar 31, 1993 |
2 km SE of Nemaha, Nebraska |
M2.9 |
130 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
640 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 22 fatalities, 522 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 27, 1953 |
EF5 |
28 km |
1 |
| May 21, 2024 |
EF4 |
55 km |
5 |
| Mar 5, 2022 |
EF4 |
71 km |
6 |
| Apr 8, 1999 |
EF4 |
61 km |
0 |
| Apr 8, 1999 |
EF4 |
71 km |
0 |
| May 27, 1995 |
EF4 |
76 km |
0 |
| May 27, 1995 |
EF4 |
62 km |
0 |
| May 27, 1995 |
EF4 |
53 km |
0 |
| May 24, 1989 |
EF4 |
52 km |
0 |
| Jun 26, 1976 |
EF4 |
49 km |
0 |
| May 6, 1975 |
EF4 |
91 km |
3 |
| Jun 22, 1964 |
EF4 |
85 km |
0 |
| Apr 12, 1964 |
EF4 |
82 km |
1 |
| May 10, 1959 |
EF4 |
35 km |
0 |
| Apr 5, 1954 |
EF4 |
98 km |
0 |
| May 21, 2024 |
EF3 |
62 km |
0 |
| Apr 26, 2024 |
EF3 |
64 km |
0 |
| Apr 26, 2024 |
EF3 |
51 km |
1 |
| Apr 26, 2024 |
EF3 |
75 km |
0 |
| Jul 14, 2021 |
EF3 |
99 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
2 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (4,195 ac, 2005).
| Year |
Name |
Acres |
Distance |
| 2005 |
UNNAMED |
4,195 |
26 km |
| 2010 |
UNNAMED |
629 |
70 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
21°F (-6°C) |
0.8 in |
Coldest, Driest |
| February |
26°F (-3°C) |
0.9 in |
|
| March |
38°F (3°C) |
2.2 in |
|
| April |
50°F (10°C) |
3.2 in |
|
| May |
62°F (16°C) |
4.1 in |
|
| June |
71°F (22°C) |
4.3 in |
Wettest |
| July |
75°F (24°C) |
3.8 in |
Warmest |
| August |
72°F (22°C) |
3.8 in |
|
| September |
64°F (18°C) |
4.2 in |
|
| October |
52°F (11°C) |
2.6 in |
|
| November |
37°F (3°C) |
1.5 in |
|
| December |
24°F (-4°C) |
1.1 in |
|
Atlantic has a seasonal temperature swing of 54°F / from 21°F in January to 75°F in July. Total annual precipitation is 32.3 inches, with June being the wettest month (4.3") and January the driest (0.8").
Average costs for common services in Atlantic. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $710 |
| Toddler | $612 |
| Preschool | $612 |
| Family Childcare (monthly) |
| Infant | $479 |
| Toddler | $471 |
| Preschool | $471 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Atlantic
What is the population of Atlantic?
Atlantic has a population of 6,773 residents and is located in Iowa. The population density is 817 people per square mile, spread across 8.3 square miles. The median age of residents is 43.0 years, which is older than the national median of 38.9 years. The population is 53.4% female and 46.6% male.
Is Atlantic expensive to live in?
Atlantic is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $57,486, 24% below the national average of $75,149. The median home value is $134,900 (52% below the U.S. median). Renters pay a median of $750 per month, below the national average of $1,163. The home price-to-income ratio is 2.3x, indicating housing is reasonably affordable relative to local income levels.
Is Atlantic safe?
Atlantic is safer than the national average, with a violent crime rate of 338 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,794 per 100,000 (above the national average). Overall, Atlantic receives a safety grade of F based on combined crime data.
What is the weather like in Atlantic?
Atlantic has a four-season climate with an average annual temperature of 49°F (10°C). Winter temperatures average 21°F in January, while summers reach an average of 75°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 37.1 inches, with 27.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Atlantic?
The job market in Atlantic is very strong, with unemployment at just 0.4% / well below the national rate of 3.6%. The average weekly wage is $982. There are 444 business establishments in the area, including 26 restaurants and food service locations. The average commute time is 10 minutes, and 8.3% of workers work from home.
How much does housing cost in Atlantic?
The median home value in Atlantic is $134,900. Zillow estimates the typical home value at $158,362. For renters, the median monthly rent is $750. Fair market rent is $788 for a 1-bedroom and $989 for a 2-bedroom apartment. The homeownership rate is 61.9%. The average annual property tax is $4,339.
How are the schools in Atlantic?
Schools in Atlantic score 6.4 out of 10 on standardized testing, near the national average. 24.1% of adults in Atlantic hold a bachelor's degree or higher, below the national average of 33.7%. 92.7% have completed high school. 5.9% hold a graduate or professional degree.
How healthy is Atlantic?
The obesity rate in Atlantic is 41.8% (above the national rate of 32.1%). 19.4% of adults are smokers. 27.6% are physically inactive. 23.4% of residents report depression. 8.5% lack health insurance. 51.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,962.
What is transportation like in Atlantic?
The average commute in Atlantic is 10 minutes, shorter than the national average of 28 minutes. 80.5% of workers drive alone to work, and 8.3% work from home.
What are the demographics of Atlantic?
The racial and ethnic makeup of Atlantic is 96.2% White, 1.7% Black or African American, 0.7% Hispanic or Latino. 99.7% of residents speak only English at home. 6.6% of the population are military veterans. 17.5% of residents have a disability. 95.7% have health insurance coverage.
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