Banks, AL

Alabama

Banks is a small town in Alabama with a population of 298. Residents earn $49,773 per year, which is 34% below the national average.

3.4 /5.0
B Good
298 Population 150/sq mi density
$49,773 Median Income $31,499 per capita
N/A Home Value
$1,057 Median Rent 35.3% income on rent
65°F Avg Temperature
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
B
Economy
3.0 / 5.0
$49,773 median income, 8.8% unemployment
A
Affordability
4.3 / 5.0
$1,057/mo rent
C+
Education
2.8 / 5.0
23.1% bachelor's degree or higher
Median Income $49,773
34% lower than US avg
Bachelor's+ 23.1%
31% lower than US avg
Median Rent $1,057
9% lower than US avg
Obesity Rate 42.3%
32% higher than US avg
Unemployment 8.8%
144% higher than US avg
Poverty Rate 0.0%
100% lower than US avg

How Banks Compares to the U.S. Average (100% = U.S. avg)

People

Population298
Median Age30.8 yrs
Density150/mi²
Male / Female57% / 43%
Largest GroupWhite 53%

Economy

B
Median Income$49,773
Per Capita$31,499
Unemployment8.8%
Poverty0.0%
County GDP$2,067M
Commute23 min

Housing

A
Home ValueN/A
Rent$1,057
OwnershipN/A
Rent Burden35.3%

Crime

ViolentN/A
PropertyN/A

Health

Obesity42.3%
UninsuredN/A
Depression26.2%
Heart Disease7.1%

Climate

Avg Temp65°F
AQI41 (Good)
Rain52.8 in/yr
Elevation490 ft

Education

C+
Bachelor's+23.1%
High School+78.5%
School Score4.40

Community

2024 VoteR 62% / D 37%
Commute23 min
Libraries2

Is Banks a Good Place to Live?

Based on current data, Banks receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include a low poverty rate. Areas to be aware of include above-average unemployment, below-average incomes, high obesity rates. Banks offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Banks is $49,773, 34% below the national average of $75,149. At 8.8%, unemployment is notably high. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 23 minutes.

Cost of Living & Housing

Renters pay a median of $1,057 per month.

Education

23.1% of residents hold a bachelor's degree, below the national average of 33.7%. 78.5% have completed high school. Area schools have an average test score of 4.4/10.

Climate & Weather

Banks enjoys a moderate climate with an average annual temperature of 65°F. Winters average 48°F in January while summers reach 81°F in July. Annual precipitation totals 52.8 inches. Air quality is rated Good with a median AQI of 41.

Banks has a population of 298 with a density of 150 people per square mile. The median age is 30.8 years, 21% younger than the national median of 38.9. The city is predominantly White (53%), with 47% Black.

Population

298
Total Population
150
People / sq mi
30.8yrs
Median Age
21% below US avg
2.0mi²
Land Area

Gender Distribution

Male 57%
Female 43%

Race & Ethnicity

Banks vs U.S. Average

Language Spoken at Home

English Only99.7%
27% above US avg
Spanish0.3%
98% below US avg

Social Characteristics

Banks vs U.S. Average

The median household income in Banks is $49,773, which is 34% below the national average of $75,149. The unemployment rate is 8.8% (above the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 23 minutes.

Income: Banks vs U.S.

Commute Mode

Income

Median HH Income$49,773
34% below US avg
Per Capita Income$31,499
Avg Weekly Wage$993
IRS Avg AGI$58,676

Employment & Poverty

Unemployment8.8%
144% above US avg
Poverty Rate0.0%
100% below US avg
Establishments (County)805
County GDP$2,067M

Business (County)

Restaurants91
Healthcare63
Retail129
Manufacturing24

Tax & Cost of Living

Property Tax (IRS)$1,651
53% below US avg

Commute & Transportation

Commute Time22.9 min
Work from Home1.8%

Walkability

Monthly rent averages $1,057 (9% below US avg).

Home Value Sources

Ownership Split

Home Values

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,057
9% below US avg
Rent Burden35.3%

HUD Fair Market Rent

Studio$716
1 Bedroom$772
2 Bedrooms$936
3 Bedrooms$1,206
4 Bedrooms$1,381

Ownership & Property

Owner-Occupied83.1%

Property Tax

Avg Tax (IRS)$1,651
53% below US avg
In Banks, 42.3% of adults are obese (above the 32.1% national rate). 26.2% report depression. 30.0% are physically inactive.

Health Metrics: Banks vs U.S. Average (%)

Chronic Conditions

Obesity42.3%
32% above US avg
Diabetes13.8%
Heart Disease7.1%
High Blood Pressure41.6%
Asthma10.9%
COPD9.0%
Stroke4.1%

Behaviors & Mental Health

Binge Drinking14.9%
Physical Inactivity30.0%
Depression26.2%
Mental Distress20.3%
Physical Distress15.4%

Healthcare Access

Insurance Rate79.1%
Checkup Rate78.1%
Premature Death13,497/100K

Food & Exercise

Food Environment6.7/10
Exercise Access61.3%
Healthcare Facilities63

Crime Rates: Banks vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)8
FEMA Disasters91

Safety Score

Banks has an average annual temperature of 65°F (19°C). Winters average 48°F in January while summers reach 81°F in July. Annual precipitation is 52.8 inches. Air quality is rated Good with a median AQI of 41.

Temperature

48°F Jan (9°C) 81°F Jul (27°C)
Annual Average65.3°F
21% above US avg
January Average48°F (9°C)
July Average81°F (27°C)

Precipitation & Snow

Annual Rainfall52.8 inches
39% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation490 ft (149 m)
Area2.0 sq mi (5.2 km²)
Population Density150/sq mi
Coordinates31.8133°N, 85.8364°W
County FIPS01109
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 23.1% of residents hold a bachelor's degree or higher (31% below US avg). In the 2024 election, the county voted Republican by a 25.2-point margin.

2024 Presidential Election (County)

R 62.2%
D 37.1%

Winner: Republican by 25.2 points

Education

Bachelor's Degree+23.1%
31% below US avg
High School+78.5%
School Test Score4.40
C+ Education Grade (2.8/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density150/sq mi
Total Area2.0 sq mi

Infrastructure & Services

Public Libraries2
Healthcare Facilities63
Restaurants91
Retail Stores129

Safety & Disasters

Fatal Crashes (County/yr)8
FEMA Disaster Declarations91

Commute & Transportation

Avg Commute22.9 min
Work from Home1.8%

Nearby Cities

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