At a Glance
Median Income
$60,625
$37,972 per capita
Home Value
$118,400
Zillow: $327,497
Median Rent
$990/mo
17.2% of income on rent
Bachelor's Degree+
11.1%
92.1% high school+
Unemployment
2.6%
1.3% poverty rate
Obesity Rate
33.8%
14.1% smoking rate
How Bay City Compares to the U.S. Average
Each bar shows Bay City's value as a percentage of the national average (100% = U.S. avg)
Thin vertical line = U.S. national average (100%)
Is Bay City a Good Place to Live?
B+
3.7 / 5.0 - Good
Based on economy, affordability, safety, and education metrics compared to national averages.
Economy & Jobs
Bay City residents earn a median household income of $60,625 , which is 19% below the national average of $75,149.
Per capita income is $37,972. The unemployment rate stands at 2.6% (28% below the U.S. rate of 3.6%). 1.3% of residents live below the poverty line. The area is home to 1,024 business establishments, including 110 restaurants.
Housing & Cost of Living
The median home value in Bay City is $118,400 , 58% below the national median of $281,900.
Zillow estimates the typical home at $327,497. Median rent is $990/month, with 17.2% of renters spending more than 30% of income on housing. The cost of living index is 94.1 (100 = national average). The median home was built in 1971.
Education
11.1% of adults in Bay City hold a bachelor's degree or higher
(67% below the national average).
92.1% have completed high school. Local schools score 6.5/10 in standardized testing.
Climate & Weather
Bay City has an average annual temperature of 46°F (8°C).
Winters average 15°F in January while summers reach 72°F in July. Annual precipitation totals 35.1 inches.
Data Overview
People
Population358
Median Age48.0 yrs
Density607/mi²
Male / Female57% / 43%
Foreign Born2.2%
Veterans14.5%
Economy
A
Median Income$60,625
Per Capita$37,972
Unemployment2.6%
Poverty1.3%
County GDP$1,545M
Avg Weekly Wage$913
Housing
A+
Home Value$118,400
Rent$990
Ownership89.0%
Zillow$327,497
Housing Units178
Rent Burden17.2%
Health
Obesity33.8%
Diabetes8.6%
Smoking14.1%
Heart Disease5.2%
Premature Death5,140/100K
Climate
Avg Temp46°F
Rain35.1 in/yr
Elevation746 ft
Education
D
Bachelor's+11.1%
High School+92.1%
Graduate+1.1%
School Score6.5/10
Community
2024 VoteR 57% / D 40%
Commute29 min
Broadband86.5%
Internet Speed75 Mbps
EV Stations1
Libraries5
Did You Know?
The median home in Bay City was built in 1971.
The nearest airport is New Richmond Regional (39 miles).
The Gini coefficient (income inequality) is 0.400 (U.S. avg: 0.490).
Natural hazard risk is rated "Very Low" by FEMA.
11.2% of the population has a disability.
There are 110 restaurants in the area.
The county recorded 4 fatal vehicle crashes.